Cullowhee Homes with HOA

Cullowhee Homes with HOA

Cullowhee, a small town located in Jackson County, North Carolina, is a hidden gem nestled in the heart of the beautiful Appalachian Mountains. With its breathtaking landscapes, charming community, and proximity to outdoor recreational opportunities, Cullowhee is an ideal place to call home.

Situated in the western part of North Carolina, Cullowhee offers residents a tranquil and picturesque setting. The town is known for its stunning views of the surrounding mountains, lush forests, and crystal-clear lakes. Nature enthusiasts will find plenty of opportunities for hiking, fishing, camping, and boating in the nearby Great Smoky Mountains National Park and Nantahala National Forest.

Cullowhee is also home to Western Carolina University, which adds a vibrant and youthful energy to the town. The university brings cultural events, sports activities, and educational opportunities to the community, making it an attractive destination for both students and families.

For those seeking a sense of community and convenience, Cullowhee offers homes with Homeowners' Association (HOA) options. HOAs provide a range of benefits, such as shared amenities, maintenance services, and community events. Living in a neighborhood with an HOA can enhance the overall quality of life and foster a strong sense of belonging.

Whether you're looking for a peaceful retreat surrounded by nature or a close-knit community with modern conveniences, Cullowhee offers the best of both worlds. With its stunning landscapes, vibrant community, and homes with HOA options, Cullowhee is a place where you can truly feel at home.

Newest Cullowhee Homes with HOA

$1,250,000
4 Beds ⋅ 4 Baths ⋅ 4425092 MLS ⋅ 2,934 SqFt. ⋅ ACTIVE Status
Nestled above the Tuckaseegee River in a private setting within the prestigious Cullowhee River Club subdivision, this exceptional 2019 custom Arts and Crafts residence offers three bedrooms and four full baths plus separate guest accommodations, just minutes from Western Carolina University and downtown Sylva, North Carolina. Every detail reflects the finest craftsmanship, from the exposed beams that grace both interior and exterior to the architectural shingles and shakes that crown the home. Hardy plank siding, lush professionally landscaped grounds with private outdoor living areas, long-range mountain views, Trex decking, and a cozy covered front porch create an inviting first impression, while public water and sewer plus natural gas provide modern convenience. The open-concept main level is designed for effortless entertaining and everyday living. Passive light pours through the home, illuminating quartz countertops, a full suite of Bosch appliances, a generous kitchen island with breakfast bar, and a well-appointed pantry. The great room soars with a 23-foot cathedral ceiling and a floor-to-ceiling stone gas-log fireplace that becomes the natural gathering point that flows into the four seasons room surrounded in full glass. The primary suite is a private retreat featuring its own laundry, a large walk-in shower with double vanity, and direct deck access. Upstairs, an open loft serves beautifully as a home office, complemented by a guest bath with soaker tub and a spacious bedroom with walk-in closet. The finished basement continues the same standard of quality with 10-foot ceilings, a wet bar, live-edge shelving throughout, a guest bath with dual vanity and walk-in shower, and an additional bedroom. Completing the property is an attached two-car garage with guest quarters above—an open-plan suite with granite kitchenette and full bath, ideal for visitors or extended stays. Three-level zoned heating and a double tankless water heater ensure year-round comfort and efficiency. This rare combination of custom architecture, thoughtful indoor-outdoor flow, and a quiet yet convenient location makes the home equally suited as a primary residence or a refined mountain retreat.

117 Amberleaf Way, Cullowhee

Listing courtesy of Howard Hanna Beverly-Hanks Waynesville. brian.noland@allentate.com
$22,500
4416723 MLS ⋅ ACTIVE Status
1.55 Acres in beautiful Cullowhee, NC build ready lot for your mountain home. Discover the perfect blend of privacy, natural beauty, and convenience with this 1.55 acre homesite. Tucked into the scenic mountains of Jackson County, this property offers a peaceful setting ideal for a primary residence, vacation retreat, or investment build. Gently rolling terrain provides multiple potential building spots, surrounded by mature trees and seasonal mountain views. Enjoy cool mountain air, abundant wildlife, and the quiet charm of Western North Carolina while still being just minutes from Western Carolina University, local dining, and outdoor recreation. Whether you're dreaming of a cabin getaway or a custom mountain home, this parcel offers the space and flexibility to bring your vision to life.

TBA Black Mountain Road Unit #12, Cullowhee

Listing courtesy of RE/MAX Executive. nedra@blackcrowre.com
$599,000
4414142 MLS ⋅ ACTIVE Status
Discover an extraordinary opportunity to build your mountain retreat on 4.78 acres in the exclusive gated community of Shepherd's Mountain. Perched at 4,000 feet in elevation, this exceptional homesite showcases breathtaking 360-degree panoramic views of the Blue Ridge Mountains and shimmering Lake Glenville. A rare, expansive level building site with an established access road provides the perfect setting for a custom luxury residence designed to embrace the spectacular vistas and cool mountain climate. Ideally located just minutes from Cashiers, Lake Glenville, championship golf, hiking trails, waterfalls, and the area's exceptional dining and shopping, this property offers the perfect balance of privacy, convenience, and mountain elegance. Whether you're creating a peaceful getaway or a legacy estate, this remarkable homesite offers an unparalleled opportunity to experience the extraordinary lifestyle of the Cashiers-Highlands Plateau.

752 Shepherds Gap Road Unit #28, Cullowhee

Listing courtesy of Landmark Realty Group. ronhensley@landmarkrg.com
$899,000
4 Beds ⋅ 5 Baths ⋅ 4408393 MLS ⋅ 2,984 SqFt. ⋅ ACTIVE Status
Every detail of this custom Arts & Crafts home was intentionally selected to create a home that feels warm, timeless, and deeply inviting. Inside, you'll find finishes that simply aren't ordinary, from hand-selected chandeliers & rich hardwood floors to leathered stone countertops, a porcelain farmhouse sink, designer tile, and custom touches throughout. Every finish was thoughtfully curated, giving the home a sense of craftsmanship. Just beyond the main living space, the covered back deck becomes the true heart of the home. Anchored by a stunning outdoor wood-burning fireplace, it's easy to picture mornings with coffee wrapped in a blanket, family dinners that linger long after the plates are cleared, football Saturdays, and evenings spent listening to the sounds of the mountains. This isn't just outdoor living, it's where life happens. The thoughtfully designed floor plan is equally impressive, offering main level living with a spacious primary suite, two additional guest suites, an office, laundry, & open gathering spaces, while the upstairs retreat provides a private fourth bedroom, full bath, sitting area, and flex space. Located just minutes from Western Carolina University!

491 Rustling Woods Trail, Cullowhee

Listing courtesy of Keller Williams Great Smokies. melissa@conleyrogerswnc.com
$420,000
3 Beds ⋅ 3 Baths ⋅ 4410072 MLS ⋅ 1,780 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Less than a mile from WCU and the Jackson County Recreation Center, this move-in-ready home offers privacy, layered mountain views, and thoughtful updates throughout. Tucked among mature trees and lush landscaping, it feels like a peaceful retreat while remaining close to campus and everyday conveniences. The bright, open main level features south-facing windows, a gas log fireplace, and a kitchen with a large peninsula, stainless-steel appliances, a propane range, and deck access. The wraparound deck and flat side yard provide inviting spaces to relax and entertain. Downstairs you'll find three bedrooms, each with mountain views, two updated bathrooms, and a laundry area. Additional updates include new flooring downstairs, fresh interior and exterior paint, updated lighting, and landscape lighting. Thoughtfully priced below its recent appraised value, offering outstanding value in today's market. Don't miss the opportunity to make this mountain retreat your own.

460 Speedwell Acres Road, Cullowhee

Listing courtesy of Howard Hanna Beverly-Hanks Waynesville. billie.green@howardhannatate.com
$535,000
3 Beds ⋅ 2 Baths ⋅ 4402717 MLS ⋅ 2,116 SqFt. ⋅ ACTIVE Status
Nestled on a private, wooded lot in the highly desirable Stonehaven neighborhood of Cullowhee, just minutes from Western Carolina University, this beautifully maintained home offers the perfect blend of comfort, privacy, and functionality. Designed for easy one-level living, the open-concept floor plan features a spacious living room. The split-bedroom layout provides privacy, while the versatile design includes 3 bedrooms, 2 full baths, a formal dining room, and a bonus room ideal for a home office, playroom, or flex space. The kitchen features granite countertops, stainless steel appliances, and a breakfast area overlooking the peaceful backyard. The spacious primary suite offers a spa-like bath and generous walk-in closet. Step outside to the screened porch and enjoy the tranquil setting surrounded by nature. Complete with a 2-car garage, this exceptional home offers the perfect combination of modern updates and privacy. Truly move-in ready—all that's missing is you and your toothbrush!

544 Stonehaven Drive, Cullowhee

Listing courtesy of Keller Williams Great Smokies. stefanie@conleyrogerswnc.com
$200,000
4403636 MLS ⋅ ACTIVE Status
Location! Location! Location! Come enjoy the cool Mountains of Western North Carolina near Western Carolina University in Cullowhee, NC. Just minutes from the university, these private 17.29 acres from 2 different parcels 7569-43-8244 and 7569-53-3560 provide privacy yet community in Suntrace Circle. Enjoy the public community river area with picnic tables or enjoy the privacy of the river adjacent to the lots. There is a logging road into the property along the river on lot 20 and views of the back side of Sun Drops Gated Community are seen from the lots. Suntrace Circle is not part of the Sun Drops community and cannot be accessed through the gated Sun Drops Community. Minimum building square footage is 1200 square feet. Build your dream home and enjoy the mountain views from your porch or enjoy fishing in the river or enjoy splashing in the river to cool off during the hot summer months!

000 Suntrace Circle Unit #18/20, Cullowhee

Listing courtesy of Blue Ridge Premier Realty. rpcorbin44@gmail.com
$165,000
4388845 MLS ⋅ ACTIVE Status
Perfect basement lot homesite near the entrance of Cullowhee River Club. Peace, tranquility, riverfront, private community, fish waiting to be caught from your yard and a fire pit for evening chats, all check marks here and more! Nearby are lakes and hiking trails for those nature lovers. Two colleges, WCU within walking distance, that have sporting, music and cultural events year-round. A short drive away are Downtown Sylva and Historic Dillsboro which offer shopping, dining, breweries, concerts and annual festivals for your enjoyment and entertainment. Schedule your appointment and begin your next chapter of life here.

346 River Club Drive, Cullowhee

Listing courtesy of Sundog Realty, Inc.. mark@sundogrealty.com
$419,000
3 Beds ⋅ 2 Baths ⋅ 4373462 MLS ⋅ 1,300 SqFt. ⋅ ACTIVE Status
FULLY FURNISHED! Nestled in the highly desirable Forest Hills community of Cullowhee, this beautifully updated 3-bedroom, 1.5-bath home offers the perfect blend of comfort, style, and convenience. Located just 5 minutes from Western Carolina University and the local recreation center—and only 10 minutes to Sylva—you’ll enjoy easy access to everything while still feeling tucked away in an established neighborhood. Thoughtfully furnished by a professional interior designer, the home is truly move-in ready, with inviting spaces that feel both polished and comfortable. Recent updates, including a brand-new HVAC system installed in 2025, provide peace of mind for years to come. Inside, you’ll find a flexible layout with a dedicated bonus area ideal for a home office, studio, or craft room. The attached two-car garage offers convenience and storage, while a detached shed adds even more space for tools or hobbies. Step outside to enjoy the charming front porch, perfect for relaxing mornings or quiet evenings. The shaded lot features lovely garden areas and easy-to-maintain landscaping, creating a serene outdoor setting without the upkeep. With paved access and a well-maintained driveway, this home combines accessibility with natural beauty—making it an ideal full-time residence, second home, or investment property in one of Cullowhee’s most sought-after neighborhoods.

1 Virginia Lane, Cullowhee

Listing courtesy of Sundog Realty, Inc.. alena@sundogrealty.com
$115,000
4341613 MLS ⋅ ACTIVE Status
Embrace the mountain river lifestyle in the sought-after community of Cullowhee River Club. This manageable 0.23-acre lot offers the perfect template for your low-maintenance dream cabin or "right-sized" mountain getaway. Tucked into a peaceful setting, this wooded homesite provides a blank canvas that, with strategic selective clearing, holds the potential for lovely mountain views. While enjoying the privacy of your own lot, you are just a short stroll away from the community's crown jewel: a beautiful riverfront pavilion right on the banks of the Tuckasegee River. The Tuckasegee River is one of the 15 designated fishing spots along the Western North Carolina Fly Fishing Trail. The River Club's pavillion is the ultimate spot for hosting gatherings, launching a kayak, casting a line, or simply relaxing to the sound of rushing water. Enjoy the best of both worlds—private, manageable living with unbeatable community river access just outside your door.

22 River Club Drive, Cullowhee

Listing courtesy of Coldwell Banker Advantage. marks@cbawest.com
$210,000
4322189 MLS ⋅ ACTIVE Status
Discover the perfect blend of mountain beauty and build-potential on this rare flat riverfront lot. Set along a peaceful stretch of the Tuckasegee River, this property offers direct water access, year-round views, and the ideal terrain for your dream home. The land is open, and exceptionally usable—something hard to find in the mountains—giving you freedom for outdoor living spaces, gardens, or a private riverside fire pit. Mature trees along the riverbank provide natural shade and privacy. Enjoy fishing, kayaking, and tubing right from your backyard, with nearby access to the charming mountain town of Sylva and Western Carolina University's campus. *The buildable portion of the lot is outside the Special Flood Hazard Area per FEMA's LOMR-F.*

Lot 9A Light Waters Drive Unit #Lot 9A, Cullowhee

Listing courtesy of Sundog Realty, Inc.. phillip.gamble@sundogrealty.com
$78,000
4308801 MLS ⋅ ACTIVE Status
Build your dream mountain home on 3.87 acres in the gated Waterdance community—where forest, river and serenity meet along the Tuckasegee River. A perfect spot for outdoor-and-nature lovers who want proximity to river, hiking, mountain views and forested ambience. This parcel offers the ideal canvas to build a custom home immersed in nature yet within reach of regional amenities.

31 Waterdance Drive, Cullowhee

Listing courtesy of Coldwell Banker Advantage. mikebatchelder@cbawest.com
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