Cullowhee Homes with HOA

Cullowhee Homes with HOA

Cullowhee, a small town located in Jackson County, North Carolina, is a hidden gem nestled in the heart of the beautiful Appalachian Mountains. With its breathtaking landscapes, charming community, and proximity to outdoor recreational opportunities, Cullowhee is an ideal place to call home.

Situated in the western part of North Carolina, Cullowhee offers residents a tranquil and picturesque setting. The town is known for its stunning views of the surrounding mountains, lush forests, and crystal-clear lakes. Nature enthusiasts will find plenty of opportunities for hiking, fishing, camping, and boating in the nearby Great Smoky Mountains National Park and Nantahala National Forest.

Cullowhee is also home to Western Carolina University, which adds a vibrant and youthful energy to the town. The university brings cultural events, sports activities, and educational opportunities to the community, making it an attractive destination for both students and families.

For those seeking a sense of community and convenience, Cullowhee offers homes with Homeowners' Association (HOA) options. HOAs provide a range of benefits, such as shared amenities, maintenance services, and community events. Living in a neighborhood with an HOA can enhance the overall quality of life and foster a strong sense of belonging.

Whether you're looking for a peaceful retreat surrounded by nature or a close-knit community with modern conveniences, Cullowhee offers the best of both worlds. With its stunning landscapes, vibrant community, and homes with HOA options, Cullowhee is a place where you can truly feel at home.

Newest Cullowhee Homes with HOA

$420,000
3 Beds ⋅ 3 Baths ⋅ 4410072 MLS ⋅ 1,780 SqFt. ⋅ COMING SOON Status
Less than a mile from WCU and the Jackson County Recreation Center, this move-in-ready home offers privacy, layered mountain views, and thoughtful updates throughout. Tucked among mature trees and lush landscaping, it feels like a peaceful retreat while remaining close to campus and everyday conveniences. The bright, open main level features south-facing windows, a gas log fireplace, and a kitchen with a large peninsula, stainless-steel appliances, a propane range, and deck access. The wraparound deck and flat side yard provide inviting spaces to relax and entertain. Downstairs you'll find three bedrooms, each with mountain views, two updated bathrooms, and a laundry area. Additional updates include new flooring downstairs, fresh interior and exterior paint, updated lighting, and landscape lighting. Thoughtfully priced below its recent appraised value, offering outstanding value in today's market. Don't miss the opportunity to make this mountain retreat your own.

460 Speedwell Acres Road, Cullowhee

Listing courtesy of Howard Hanna Beverly-Hanks Waynesville. billie.green@howardhannatate.com
$535,000
3 Beds ⋅ 2 Baths ⋅ 4402717 MLS ⋅ 2,116 SqFt. ⋅ ACTIVE Status
Nestled on a private, wooded lot in the highly desirable Stonehaven neighborhood of Cullowhee, just minutes from Western Carolina University, this beautifully maintained home offers the perfect blend of comfort, privacy, and functionality. Designed for easy one-level living, the open-concept floor plan features a spacious living room. The split-bedroom layout provides privacy, while the versatile design includes 3 bedrooms, 2 full baths, a formal dining room, and a bonus room ideal for a home office, playroom, or flex space. The kitchen features granite countertops, stainless steel appliances, and a breakfast area overlooking the peaceful backyard. The spacious primary suite offers a spa-like bath and generous walk-in closet. Step outside to the screened porch and enjoy the tranquil setting surrounded by nature. Complete with a 2-car garage, this exceptional home offers the perfect combination of modern updates and privacy. Truly move-in ready—all that's missing is you and your toothbrush!

544 Stonehaven Drive, Cullowhee

Listing courtesy of Keller Williams Great Smokies. stefanie@conleyrogerswnc.com
$200,000
4403636 MLS ⋅ ACTIVE Status
Location! Location! Location! Come enjoy the cool Mountains of Western North Carolina near Western Carolina University in Cullowhee, NC. Just minutes from the university, these private 17.29 acres from 2 different parcels 7569-43-8244 and 7569-53-3560 provide privacy yet community in Suntrace Circle. Enjoy the public community river area with picnic tables or enjoy the privacy of the river adjacent to the lots. There is a logging road into the property along the river on lot 20 and views of the back side of Sun Drops Gated Community are seen from the lots. Minimum building square footage is 1200 square feet. Build your dream home and enjoy the mountain views from your porch or enjoy fishing in the river or enjoy splashing in the river to cool off during the hot summer months!

000 Suntrace Circle Unit #18/20, Cullowhee

Listing courtesy of Blue Ridge Premier Realty. rpcorbin44@gmail.com
$33,999
4398657 MLS ⋅ ACTIVE Status
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in the peaceful community of Bridge Creek, the property features 1 acre of rolling terrain. A septic system is required, and the property has access to a shared well (per seller). Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities and surrounding areas. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.

51 Pumpkin Creek Lane, Cullowhee

Listing courtesy of MRE Brokerage Services LLC. 513-653-3427
$165,000
4388845 MLS ⋅ ACTIVE Status
Perfect basement lot homesite near the entrance of Cullowhee River Club. Peace, tranquility, riverfront, private community, fish waiting to be caught from your yard and a fire pit for evening chats, all check marks here and more! Nearby are lakes and hiking trails for those nature lovers. Two colleges, WCU within walking distance, that have sporting, music and cultural events year-round. A short drive away are Downtown Sylva and Historic Dillsboro which offer shopping, dining, breweries, concerts and annual festivals for your enjoyment and entertainment. Schedule your appointment and begin your next chapter of life here.

346 River Club Drive, Cullowhee

Listing courtesy of Sundog Realty, Inc.. mark@sundogrealty.com
$435,000
3 Beds ⋅ 2 Baths ⋅ 4373462 MLS ⋅ 1,300 SqFt. ⋅ ACTIVE Status
FULLY FURNISHED! Nestled in the highly desirable Forest Hills community of Cullowhee, this beautifully updated 3-bedroom, 1.5-bath home offers the perfect blend of comfort, style, and convenience. Located just 5 minutes from Western Carolina University and the local recreation center—and only 10 minutes to Sylva—you’ll enjoy easy access to everything while still feeling tucked away in an established neighborhood. Thoughtfully furnished by a professional interior designer, the home is truly move-in ready, with inviting spaces that feel both polished and comfortable. Recent updates, including a brand-new HVAC system installed in 2025, provide peace of mind for years to come. Inside, you’ll find a flexible layout with a dedicated bonus area ideal for a home office, studio, or craft room. The attached two-car garage offers convenience and storage, while a detached shed adds even more space for tools or hobbies. Step outside to enjoy the charming front porch, perfect for relaxing mornings or quiet evenings. The shaded lot features lovely garden areas and easy-to-maintain landscaping, creating a serene outdoor setting without the upkeep. With paved access and a well-maintained driveway, this home combines accessibility with natural beauty—making it an ideal full-time residence, second home, or investment property in one of Cullowhee’s most sought-after neighborhoods.

1 Virginia Lane, Cullowhee

Listing courtesy of Sundog Realty, Inc.. alena@sundogrealty.com
$1,250,000
3 Beds ⋅ 4 Baths ⋅ 4358578 MLS ⋅ 2,691 SqFt. ⋅ ACTIVE Status
Perched in a serene setting above the Tuckaseegee River, known as the North Carolina Trout Capital, this property offers quiet luxury and rustic charm amongst a backdrop of soft textures, aged woods and rooms designed to slow life down. The home features 2 master suites, one on the main level and one in the walkout basement. Both have windows facing the river. A separate garage apartment provides flexible options: ideal for long-term rentals, a private office/studio or guest accommodations. The property includes a double detached garage for ample storage and convenience. Surrounded by mature, meticulously maintained landscaping, it is a gardeners paradise, complete with terraced beds and a wide assortment of plantings. Enjoy mountain views from the front porch swing and tranquil river vistas in the back, creating a balance of scenic splendor. The enclosed, heated sunroom offers year-round relaxation, bathed in natural light. With its blend of elegant design, practical amenities and idyllic setting, this home is a rare find for those seeking a peaceful retreat with modern comforts.

117 Amberleaf Way, Cullowhee

Listing courtesy of Keller Williams Great Smokies - Bryson City. melissa@chatugerealestate.com
$24,000
4342818 MLS ⋅ ACTIVE Status
1.55 Acres | Cullowhee, NC | Build-Ready Mountain Homesite Discover the perfect blend of privacy, natural beauty, and convenience with this 1.55-acre homesite in beautiful Cullowhee. Tucked into the scenic mountains of Jackson County, this property offers a peaceful setting ideal for a primary residence, vacation retreat, or investment build. Gently rolling terrain provides multiple potential building spots, surrounded by mature trees and seasonal mountain views. Enjoy cool mountain air, abundant wildlife, and the quiet charm of Western North Carolina while still being just minutes from Western Carolina University, local dining, and outdoor recreation. Whether you’re dreaming of a cabin getaway or a custom mountain home, this parcel offers the space and flexibility to bring your vision to life.

TBD Black Mountain Road Unit #Lot 12, Cullowhee

Listing courtesy of RE/MAX Executive. nedra@blackcrowre.com
$115,000
4341613 MLS ⋅ ACTIVE Status
Embrace the mountain river lifestyle in the sought-after community of Cullowhee River Club. This manageable 0.23-acre lot offers the perfect template for your low-maintenance dream cabin or "right-sized" mountain getaway. Tucked into a peaceful setting, this wooded homesite provides a blank canvas that, with strategic selective clearing, holds the potential for lovely mountain views. While enjoying the privacy of your own lot, you are just a short stroll away from the community's crown jewel: a beautiful riverfront pavilion right on the banks of the Tuckasegee River. The Tuckasegee River is one of the 15 designated fishing spots along the Western North Carolina Fly Fishing Trail. The River Club's pavillion is the ultimate spot for hosting gatherings, launching a kayak, casting a line, or simply relaxing to the sound of rushing water. Enjoy the best of both worlds—private, manageable living with unbeatable community river access just outside your door.

22 River Club Drive, Cullowhee

Listing courtesy of EXP Realty LLC. mark@markinthemountains.com
$210,000
4322189 MLS ⋅ ACTIVE Status
Discover the perfect blend of mountain beauty and build-potential on this rare flat riverfront lot. Set along a peaceful stretch of the Tuckasegee River, this property offers direct water access, year-round views, and the ideal terrain for your dream home. The land is open, and exceptionally usable—something hard to find in the mountains—giving you freedom for outdoor living spaces, gardens, or a private riverside fire pit. Mature trees along the riverbank provide natural shade and privacy. Enjoy fishing, kayaking, and tubing right from your backyard, with nearby access to the charming mountain town of Sylva and Western Carolina University's campus. *The buildable portion of the lot is outside the Special Flood Hazard Area per FEMA's LOMR-F.*

Lot 9A Light Waters Drive Unit #Lot 9A, Cullowhee

Listing courtesy of Sundog Realty, Inc.. phillip.gamble@sundogrealty.com
$79,000
4308801 MLS ⋅ ACTIVE Status
Build your dream mountain home on 3.87 acres in the gated Waterdance community—where forest, river and serenity meet along the Tuckasegee River. A perfect spot for outdoor-and-nature lovers who want proximity to river, hiking, mountain views and forested ambience. This parcel offers the ideal canvas to build a custom home immersed in nature yet within reach of regional amenities.

31 Waterdance Drive, Cullowhee

Listing courtesy of Coldwell Banker Advantage. mikebatchelder@cbawest.com
$49,900
4305550 MLS ⋅ ACTIVE Status
Cullowhee - Gently sloped 4.33 acres with beautiful mountain views! Lot 7 in Sherwoode Acres provides easy access roads, underground electric to the property, and community well water. Private setting in small development. Must see to appreciate. Don't miss this one!

Lt 7 Buck Knob None, Cullowhee

Listing courtesy of Keller Williams Great Smokies. wncrealtormelissa@gmail.com
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