Lake Toxaway Homes with HOA

Lake Toxaway Homes with HOA

Welcome to Lake Toxaway, a charming city nestled in the heart of Transylvania County, North Carolina. Known for its breathtaking natural beauty and tranquil surroundings, Lake Toxaway is a haven for outdoor enthusiasts and those seeking a peaceful retreat.

Located in the western part of North Carolina, Lake Toxaway offers a unique blend of scenic landscapes, including lush forests, pristine lakes, and majestic mountain ranges. The area is renowned for its abundant wildlife, making it a paradise for nature lovers and photographers alike.

One notable feature of the homes in Lake Toxaway is the presence of homeowners associations (HOAs). With a true sense of community, these HOAs ensure that the neighborhoods are well-maintained and offer a range of amenities and services to residents. From beautifully landscaped common areas to recreational facilities such as swimming pools, tennis courts, and clubhouses, living in a home with an HOA adds value and convenience to your lifestyle.

Whether you're looking for a cozy cabin in the woods, a lakefront retreat, or a luxurious mountain estate, Lake Toxaway has a diverse range of real estate options to suit every taste and budget. The area is known for its architectural diversity, with homes that blend seamlessly into the natural surroundings while offering modern amenities and comforts.

In addition to its natural beauty and well-maintained neighborhoods, Lake Toxaway boasts a vibrant local community with a variety of shops, restaurants, and cultural attractions. Residents can enjoy outdoor activities such as boating, fishing, hiking, and golfing, as well as explore the nearby Pisgah National Forest and the famous Blue Ridge Parkway.

Discover the enchanting beauty and serenity of Lake Toxaway, where nature meets community, and find your perfect home in this idyllic North Carolina city.

Newest Lake Toxaway Homes with HOA

$295,000
4410248 MLS ⋅ ACTIVE Status
Nestled between holes 11 and 12 of Lake Toxaway Country Club's golf course, this stunning 1.13-acre lot offers a rare blend of privacy, scenery, and accessibility. With approximately 153 feet of golf course frontage, you’ll enjoy unobstructed views looking up the 11th fairway, as well as a dramatic rock face view of Panthertail Mountain. Whether you're envisioning your dream home or a seasonal retreat, this gently sloping parcel offers a prime opportunity for golf and nature enthusiasts alike. Conveniently located and within walking distance to Lake Toxaway Country Club and Marina. Membership to LTCC is based on application and availability.

TBD Seminole Way Unit #10, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com
$829,000
2 Beds ⋅ 2 Baths ⋅ 4409256 MLS ⋅ 1,109 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Enjoy the best of mountain and lake living in Toxaway Point Unit C3, a charming 2-bedroom, 2-bath condominium offering approximately 1,200 square feet of comfortable living space. Priced to sell, this is an exceptional opportunity to own a piece of historic Lake Toxaway at an affordable price. Relax by the beautiful native stone, wood-burning fireplace on cool mountain evenings, or step outside to take in the spectacular lake and mountain views. Your private boat dock space, conveniently located directly in front of the condominium, provides easy access to the pristine waters of Lake Toxaway for boating, fishing, and watersports. Ideally located, this condominium is within close proximity to Grand Olde Station, a popular local restaurant, and just a short drive to Highway 64, which provides easy access to the nearby mountain towns of Cashiers and Brevard, offering convenient access to shopping, dining, outdoor recreation, and all the charm of Western North Carolina. Residents of Toxaway Point also enjoy outstanding community amenities, including a tennis/pickleball court and an in-ground swimming pool, making it easy to embrace the relaxed mountain lifestyle.

68 Toxaway Point, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com
$2,100,000
2 Beds ⋅ 4 Baths ⋅ 4406757 MLS ⋅ 2,247 SqFt. ⋅ ACTIVE Status
Few settings capture the Lake Toxaway lifestyle as immediately as this two-bedroom, four-bath lakefront pedestal home. The dock is just beyond the back door, reached across a gentle lawn, while views extend over the water to the surrounding mountain ridgelines. From sunrise on the deck to evenings beneath the covered lakeside porch, the home is designed around an effortless connection to the landscape. Inside, the living room makes a memorable impression with vaulted tongue-and-groove ceilings, exposed beams, a fireplace, and an expansive wall of windows framing the lake. Warm wood floors and natural textures create a relaxed atmosphere, while the room is equally comfortable for quiet evenings or lively gatherings. The kitchen offers granite countertops, a generous island with seating, stainless steel appliances, and an open connection to the dining area beneath another vaulted, beamed ceiling. The primary suite includes an adjoining sunroom currently used as an office, where windows capture the lake and mountains from multiple angles. A private balcony extends from the sunroom, creating an intimate perch for morning coffee or a quiet pause above the water. The suite includes a full ensuite bath, while the guest bedroom also enjoys its own private bath. Two additional full baths bring the home’s total to four and add convenience across its levels. The finished walkout lower level offers a kitchenette, full bath, tiled flooring, built-in storage, and sliding glass doors opening to the covered patio, lawn, and lake. Ideal as a recreation room, secondary gathering space, or guest retreat, it supports relaxed lake days with ease. Although the setting feels peacefully removed, the property is approximately 20 minutes from Sapphire Valley Resort and downtown Cashiers, 30 minutes from Brevard, and 40 minutes from Highlands. Nearby hiking trails and waterfalls invite exploration, while dining, shopping, art, music, and events such as the Cashiers Plein Air Festival and Groovin’ on the Green enrich the experience. Whether envisioned as a private mountain escape, a full-time lakefront residence, or a property with potential for short-term rental use subject to applicable rules and regulations, this home offers direct water access, flexible living space, and exceptional scenery. Experience the setting in person and discover a retreat where the water is more than a view—it is part of everyday life.

82 Innsbrook Drive, Lake Toxaway

Listing courtesy of MOUNTAIN LIFE REAL ESTATE, LLC. doug@mountainlifere.com
$305,000
4407107 MLS ⋅ ACTIVE Status
Rare opportunity to own approximately approx 1.28 acres on the prestigious Lake Toxaway Country Club golf course, ideally situated along the 18th fairway. Arguably one of the finest golf course homesites in Lake Toxaway Estates, this exceptional property offers expansive road frontage, generous golf course frontage, and an ideal combination of privacy, accessibility, and topography. The lot offers a slightly elevated homesite with a mostly level building area, making it well-suited for a variety of custom home designs. Enjoy the potential for beautiful views towards the Lake Toxaway Country Club and marina, all while being tucked away in a private setting surrounded by mature hardwoods. Whether you're envisioning a full-time residence or a mountain retreat, this premier homesite offers an outstanding location just moments from the Country Club, marina, and the many amenities that make Lake Toxaway one of Western North Carolina's most sought-after communities. Membership to Lake Toxaway Country Club is based on application and availability.

K29 Chestnut Trace Unit #K 29, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com
$495,000
3 Beds ⋅ 3 Baths ⋅ 4394791 MLS ⋅ 1,690 SqFt. ⋅ ACTIVE Status
Step inside this one-level mountain retreat, waiting for you next to Gorges State Park, then hike out your backdoor and quickly access the park’s trail system! You’ll love the mature rhododendron and mountain laurel that surround this home, as well as the elevated fire pit area and spacious back deck. Cozy up to the stone fireplace under the living room’s vaulted ceiling with wooden beam accents. Enjoy evening cocktails on the back deck as you unwind and relax. Perfect vacation or investment property, as it is being sold turnkey and currently has a tenant in place through the end of November. The main house hosts a welcoming foyer as well as an open floor plan between living, dining, and kitchen. Down the hall, you’ll find a spacious primary bedroom with an ensuite bath, plus two more bedrooms that share a Jack-and-Jill full bath. In 2024 the garage was partially finished, adding a studio, a full bath, and a kitchenette. (No permits were pulled for this work, so this is not counted in the total HLA.) Thoughtful updates have been made adding style and modernization through wall accents, paint, fixtures, and design. The entry road is private and there is a shared road agreement in place. An easy 14-mile drive from both downtown Brevard and downtown Cashiers. New HVAC in 2024; baseboard heat and plug-in AC units for the bonus space.

580 Whetstone Gap Road, Lake Toxaway

Listing courtesy of Mosaic Community Lifestyle Realty. steph@mymosaicrealty.com
$87,700
4403207 MLS ⋅ ACTIVE Status
Discover a rare opportunity to create your legacy on the shores of North Carolina's most prestigious private lake. Nestled within the exclusive Lake Toxaway community, this exceptional gently sloping homesite offers the perfect canvas for a remarkable mountain-lake retreat, where luxury, privacy, and natural beauty converge in perfect harmony. Surrounded by towering hardwoods, native rhododendron, and the soothing sounds of nature, the property provides an effortless building envelope rarely found in the mountains. Its gentle topography allows for a seamless custom home design while maximizing enjoyment of the breathtaking natural setting that defines Lake Toxaway living. Owning in Lake Toxaway is about far more than real estate—it's about membership in one of the Southeast's most coveted luxury enclaves. Residents enjoy an unparalleled lifestyle centered around North Carolina's largest private lake, stunning mountain vistas, championship golf, fine dining, world-class amenities, and the privacy sought by discerning second-home owners who value exclusivity as much as they value investment quality. For buyers who understand that true luxury is measured by scarcity, opportunities like this have become increasingly difficult to find. Prime homesites on and around Lake Toxaway continue to be absorbed by those seeking a secure place to preserve wealth while creating unforgettable family experiences for generations to come. While there will always be luxury homes, there will never be more shoreline, more views, or more premium building sites than nature has already provided. Whether your vision is a sophisticated mountain lodge, a contemporary lake retreat, or a timeless family compound, this homesite offers the setting, prestige, and long-term value that affluent buyers demand. Exceptional properties in Lake Toxaway are not simply purchased—they are acquired before someone else recognizes the opportunity. Secure your place in one of the Blue Ridge Mountains' most exclusive communities and begin building the lifestyle you've worked so hard to achieve. Luxury. Privacy. Legacy. Lake Toxaway. The opportunity is here today—but it may not be tomorrow.

000 Hawk Mountain Road, Lake Toxaway

Listing courtesy of Keller Williams Mtn Partners, LLC. brentcrowell@kw.com
$649,000
3 Beds ⋅ 4 Baths ⋅ 4400742 MLS ⋅ 2,193 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Experience the ease of brand-new mountain living in this beautifully crafted custom home nestled within the private community of Indian Lake Estates in Lake Toxaway. Offering a thoughtful blend of quality construction, modern finishes, and low-maintenance design, this move-in-ready home provides a peaceful mountain setting ideal for a full-time residence or seasonal retreat. A welcoming wraparound porch invites you to relax and enjoy the surrounding natural beauty, while the solid Knotty Alder front door opens to a bright, open-concept interior filled with natural light from an expansive wall of windows. Warm architectural details, including shiplap accents and white oak stairs with matching handrails, add character and timeless appeal throughout the home. The open living, dining, and kitchen areas create an inviting space for gathering with family and friends. The kitchen is equipped with stainless steel appliances, and every detail has been thoughtfully selected for both style and functionality. The spacious primary suite features a spa-like bath with a soaking tub, custom vanity, and touchless fixtures, while all bathrooms are appointed with modern touchless faucets. Ceiling fans in every bedroom and a Trane HVAC system provide year-round comfort. Step outside to enjoy the beautifully finished exterior, complete with a wraparound stained porch, custom stone fire pit, circular gravel driveway, decorative landscape boulders, and professionally landscaped grounds that complement the natural mountain surroundings. Built with durable LP SmartSide siding in Peppercorn, solid Knotty Alder doors, quality craftsmanship, and attention to detail throughout, this exceptional new construction home offers the rare opportunity to enjoy the comfort, efficiency, and peace of mind that come with owning a brand-new home in the heart of Lake Toxaway.

365 Cherokee Circle, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com
$455,000
3 Beds ⋅ 3 Baths ⋅ 4399587 MLS ⋅ 1,992 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Welcome to Toxaway Views! This is a rare opportunity to own one of the largest condominium floor plans in all of Sapphire Valley and the surrounding area. This end-unit backs directly to Gorges State Park with year-round long-range mountain views and distant views of Lake Keowee and Lake Jocassee in Upstate South Carolina. Offering 1,992 square feet, the furnished 3-bedroom, 3-bath residence features a spacious layout with the primary suite conveniently located on the main level. The open living and dining areas flow into the kitchen, and a bright sunroom provides additional space to relax and enjoy the mountain scenery year-round. Upstairs, you will find a third bedroom, full bath, and a generous flex space ideal for family room, media room, or bunk room for guests. Offered furnished, with only a few exclusions, this home is truly move-in ready. Recent improvements include new windows throughout, updated bathrooms, new flooring upstairs, a new washer and dryer, and and upgraded composite decking and railing on the rear deck. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Many owners live in the community year-round, creating a neighborhood atmosphere. Community amenities include a heated outdoor pool, underground utilities, and privately maintained roads. Conveniently located in Lake Toxaway. Enjoy nearby Gorges State Park, Cashiers, and Brevard. This property offers low-maintenance mountain living in one of Western North Carolina's most scenic settings. Adding to the appeal, Toxaway Views is immediately adjacent to the planned Longcliff Village development, envisioned as a luxury mixed-use community featuring boutique lodging, restaurants, a spa, walking trails, preserved natural areas, and connections to Gorges State Park. While preserving the peaceful mountain character owners value today, the area is poised to benefit from exciting new amenities just moments away.

105 Toxaway Views Drive Unit #405, Lake Toxaway

Listing courtesy of Kelly Right Real Estate of NC. larry@saltwnc.com
$450,000
4399911 MLS ⋅ ACTIVE Status
Saddle Camp is a private 10.48-acre mountain retreat within the prestigious Lake Toxaway Estates, offering expansive, "in your face" views of Cold Mountain and Panthertail Mountain. With the ability to be subdivided one time, the property provides exceptional flexibility, whether you're envisioning a private family compound or multiple homesites. Established trails meander throughout the acreage, making it easy to explore the property's natural beauty, native hardwoods, and abundant wildlife. Accessed by a state-maintained paved road, Saddle Camp combines privacy, convenience, and the serene mountain setting that makes Lake Toxaway Estates such a sought-after destination. Ideally located near Panthertown Valley, Meadow Ridge, and the community pavilion, the property offers easy access to hiking, outdoor recreation, and all that the area has to offer. For those seeking an even larger mountain retreat, Saddle Camp and River Camp may be purchased together (with potential seller concessions), creating an exceptional 20+ acre estate with extensive stream frontage, established trail systems, and unparalleled access to the natural beauty of Lake Toxaway Estates.

TBD Long Ridge Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com
$1,650,000
2 Baths ⋅ 4385952 MLS ⋅ 4,320 SqFt. ⋅ ACTIVE Status
Whether you own a restored classic car, a modern sports car, or an exotic motorcycle, Toxaway Toy Boxes offers a luxury facility designed to preserve and enjoy your most prized possessions. These premium toy boxes are perfect for storing boats, RVs, ATVs, collectibles, golf simulators, home theaters, craft rooms, and hobbies you take pride in. Spacious floor plans feature large entertainment areas with high-end finishes, creating the ideal setting for hosting friends, sharing stories, playing games, or watching your favorite sporting events. The property offers exceptional security with a gated entrance and 24/7 video surveillance, along with reliable power supported by a backup generator. Each unit is fully heated and air-conditioned for year-round comfort. Upstairs, you’ll find a private bedroom, full bathroom, kitchen/bar area, and comfortable living space. Owners can further customize the interiors with workbenches, built-in seating, theater areas, shuffleboard tables, pool tables, poker tables, or any features that reflect their personal interests and style. Residents can also gather around the community firepit and enjoy the camaraderie of fellow enthusiasts. Designed with automotive, motorcycle, off-road, and RV enthusiasts in mind, Units A and B are both available and can accommodate a 45-foot motorcoach.

130 Speed Way Unit #B, Lake Toxaway

Listing courtesy of Howard Hanna/Allen Tate. karen.mons@allentate.com
$475,000
4399724 MLS ⋅ ACTIVE Status
River Camp is a remarkably rare 10.65-acre mountain property within Lake Toxaway Estates, featuring approximately 1,500 feet of pristine headwater frontage of the Toxaway River. This exceptional offering combines breathtaking natural beauty with direct access to some of Western North Carolina's most treasured outdoor destinations. Accessed from state-maintained Cold Mountain Road, the property also offers the flexibility to be subdivided one time, creating additional possibilities for a family compound or multiple homesites. A defining feature of the property is its spectacular stream frontage, highlighted by two picturesque waterfalls that create a peaceful setting filled with the soothing sounds of cascading water year-round. Established trails meander throughout the landscape, inviting exploration of native hardwoods and abundant wildlife. Conveniently located near Meadow Ridge and the community pavilion, River Camp offers a rare opportunity to experience private streamfront living in one of Lake Toxaway Estates' most serene settings. For those seeking an even more expansive mountain retreat, River Camp and the adjoining Saddle Camp may be purchased together (with some seller concession), creating an extraordinary estate of more than 20 acres with extensive stream frontage, established trail systems, and an unparalleled connection to the natural beauty of the Blue Ridge Mountains.

River Camp Long Ridge Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com
$750,000
4399704 MLS ⋅ ACTIVE Status
Positioned atop Toxaway Mountain, this exceptional 4.47-acre property combines two adjoining lots into one expansive homesite with sweeping long-range views overlooking Lake Toxaway. The gently rolling terrain offers an ideal building site with easy ingress and egress, creating an effortless foundation for your mountain retreat. Surrounded by the beauty and privacy of Western North Carolina, this rare offering blends generous acreage, stunning vistas, and excellent usability. LTCC membership is based on availability and approval.

Lot 114R Toxaway Drive, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com
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