Shelby Homes with HOA

Shelby Homes with HOA

Shelby, North Carolina, located in Cleveland County, is a charming city that offers a great quality of life for its residents. With its rich history, friendly community, and affordable real estate options, Shelby is an ideal place to call home.

One notable aspect of the real estate market in Shelby is the prevalence of homes with Homeowners Association (HOA) fees. Many neighborhoods and communities in Shelby have HOAs in place to maintain the overall aesthetics and functionality of the area. These HOAs often enforce rules and regulations that help preserve property values and ensure a pleasant living environment for all residents.

Living in a home with an HOA can have several benefits. HOAs typically take care of common area maintenance, such as landscaping, road repairs, and community amenities like swimming pools or playgrounds. They may also regulate architectural guidelines, ensuring that homes within the community maintain a cohesive appearance.

While HOA fees are an additional expense for homeowners, they can provide peace of mind and contribute to the overall desirability of the neighborhood. It's important for potential buyers to consider the specific rules and fees associated with each HOA before making a decision.

In Shelby, you can find a range of homes with HOA options, allowing you to choose a community that aligns with your preferences and budget. Whether you're looking for a family-friendly neighborhood or a retirement community, Shelby has something to offer for everyone.

If you're considering buying a home in Shelby, be sure to explore the various neighborhoods with HOAs to find the perfect fit for your lifestyle.

Newest Shelby Homes with HOA

$294,110
3 Beds ⋅ 3 Baths ⋅ 4411239 MLS ⋅ 1,749 SqFt. ⋅ ACTIVE Status
Brand new, energy-efficient home available! Photos are of builder model home. Interior is Elemental Design Package. Prep dinner at the kitchen island while catching up with guests in the open-concept living area. Upstairs, the loft makes an ideal media room. Across the hall, a spacious walk-in closet and dual-sink ensuite bath complement the primary suite. Located in the charming town of Shelby, NC, Seattle Crossing will offer energy-efficient two-story homes from the $300s. Enjoy the serenity of the small town with a family outing to the many local shops and restaurants that downtown Shelby has to offer. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

429 Luna Lane, Shelby

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com
$385,000
2 Beds ⋅ 2 Baths ⋅ 4410189 MLS ⋅ 1,852 SqFt. ⋅ ACTIVE Status
Don't miss the FINAL opportunity to own a townhome in the highly sought-after Townes at Deer Brook! This beautifully appointed end-unit home offers 2 bedrooms, 2 full bathrooms, a spacious bonus room, and the convenience of a two-car garage. The open-concept floor plan seamlessly connects the kitchen, family room, dining area, and sunroom, creating an inviting space for everyday living and effortless entertaining. The stylish kitchen is equipped with 42-inch cabinetry, quartz countertops, a large island, and stainless steel appliances. The main-level primary suite features an elegant tray ceiling and an en-suite bath with dual quartz vanities, tile flooring, and a tiled walk-in shower. An additional bedroom, full bathroom, dedicated laundry room, and convenient drop zone complete the first floor. Upstairs, the spacious bonus room offers endless possibilities. Located adjacent to the desirable Deer Brook community, this final townhome is within walking distance of the golf course and just minutes from Uptown Shelby, and other everyday conveniences!

130C Deer Brook Drive, Shelby

Listing courtesy of Coldwell Banker Mountain View. grayson@cbmountainview.com
$335,000
3 Beds ⋅ 2 Baths ⋅ 4411064 MLS ⋅ 1,673 SqFt. ⋅ ACTIVE Status
Wake up to peaceful pond views and end each day with stunning sunsets from the comfort of your own backyard. This beautifully designed Craftsman-style home offers the perfect blend of luxury, warmth, and everyday functionality in a quiet neighborhood just minutes from everything Shelby has to offer. Step inside to an open-concept floor plan filled with natural light, where vaulted ceilings and a cozy gas log fireplace create an inviting space for gathering with family and friends. The chef-inspired kitchen is sure to impress with a large breakfast bar, gas range, wall oven, dishwasher, wine cooler, double-door refrigerator, and a spacious walk-in pantry that’s currently being used as a home office. The split-bedroom floor plan provides privacy, with a spacious primary suite overlooking the backyard and pond. The luxurious ensuite features double vanities, a relaxing soaking tub, a tiled walk-in shower, and a generous walk-in closet. Two additional bedrooms offer plenty of space for family, guests, or hobbies. Outside, you’ll love the covered front porch, spacious backyard, deck, and patio, perfect for entertaining or simply enjoying the peaceful pond views. With Vinyl siding accented by stone, a two-car garage, dedicated laundry room, and an ideal location in a quiet neighborhood close to shopping, dining, schools, and everything Shelby has to offer, this home truly has it all.

233 Pinnacle Crossing, Shelby

Listing courtesy of Coldwell Banker Mountain View. brittanyaustinrealty@gmail.com
$328,999
5 Beds ⋅ 3 Baths ⋅ 4410485 MLS ⋅ 2,577 SqFt. ⋅ ACTIVE Status
Welcome home to the Frost, a thoughtfully designed floor plan that combines comfort, functionality, and modern style. This spacious home features an open-concept layout that's perfect for entertaining or spending time with family. The kitchen offers quartz countertops, stainless steel appliances, a gas stovetop, and plenty of cabinet space, all overlooking the main living and dining areas. Upstairs, you'll find generously sized bedrooms, including a relaxing primary suite with a large walk-in closet and private bath. Additional bedrooms provide flexibility for family, guests, or a home office. Located in Cleveland Hill, you'll enjoy being just minutes from shopping, restaurants, grocery stores, and everyday conveniences, making it easy to enjoy everything Shelby has to offer while still coming home to a peaceful community. The Frost is the perfect blend of style, space, and location—don't miss your opportunity to make it yours!

733 Espresso Drive, Shelby

Listing courtesy of Lennar Sales Corp. Lisa.Bennett@lennar.com
$288,499
4 Beds ⋅ 3 Baths ⋅ 4410494 MLS ⋅ 1,956 SqFt. ⋅ ACTIVE Status
The spacious kitchen is the centerpiece of the home, featuring quartz countertops, stainless steel appliances, a gas range, and abundant cabinet space, all overlooking the dining and family rooms. Luxury vinyl plank flooring throughout the main level and stairs adds a modern touch while providing lasting durability. Upstairs, you'll find a generous primary suite with a private bath and large walk-in closet, along with additional bedrooms that offer plenty of space for family, guests, or a home office. A gas tankless water heater provides added energy efficiency and convenience. Located in Cleveland Hill, you'll be just minutes from shopping, restaurants, grocery stores, and everyday conveniences, making it easy to enjoy everything Shelby has to offer while coming home to a welcoming community.

730 Espresso Drive, Shelby

Listing courtesy of Lennar Sales Corp. Lisa.Bennett@lennar.com
$249,000
3 Beds ⋅ 2 Baths ⋅ 4410495 MLS ⋅ 1,043 SqFt. ⋅ ACTIVE Status
The Allen is a thoughtfully designed ranch-style home that offers comfortable, one-level living with the perfect blend of style and functionality. Featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. The spacious open-concept living area seamlessly connects the kitchen, dining, and family room, creating the perfect space for entertaining or enjoying time with family. The kitchen features quartz countertops, stainless steel appliances, a gas range, and plenty of cabinet space, making meal preparation both easy and enjoyable. The private primary suite is tucked away from the secondary bedrooms and includes a spacious ensuite bath and a large walk-in closet, providing the perfect retreat at the end of the day. Located in Cleveland Hill, you'll be just minutes from shopping, restaurants, grocery stores, and everyday conveniences, while enjoying the charm of one of Shelby's newest communities.

728 Espresso Drive, Shelby

Listing courtesy of Lennar Sales Corp. Lisa.Bennett@lennar.com
$312,499
5 Beds ⋅ 3 Baths ⋅ 4410491 MLS ⋅ 2,307 SqFt. ⋅ ACTIVE Status
The Emerson is designed with space and convenience in mind, offering 5 bedrooms, 2.5 bathrooms, and an open-concept floor plan that's perfect for everyday living and entertaining. The spacious primary suite is conveniently located on the first floor and features a large walk-in closet and private bath. The kitchen is the heart of the home with quartz countertops, stainless steel appliances, a gas cooktop, and plenty of cabinet space, all flowing seamlessly into the dining and family rooms. Luxury vinyl plank flooring extends throughout the main level and stairs, adding both style and durability. Upstairs, you'll find four additional bedrooms and a versatile loft, providing plenty of room for family, guests, or a home office. The home also includes a gas tankless water heater for added energy efficiency. Located in Cleveland Hill, you'll be just minutes from shopping, restaurants, grocery stores, and everyday conveniences, giving you the perfect combination of a peaceful neighborhood and easy access to everything you need.

507 Carter Lee Lane, Shelby

Listing courtesy of Lennar Sales Corp. Lisa.Bennett@lennar.com
$374,000
3 Beds ⋅ 3 Baths ⋅ 4395248 MLS ⋅ 2,127 SqFt. ⋅ ACTIVE Status
Rare floor plan in the Columns with updated kitchen and baths! Sellers will offer a CREDIT FOR PAINTING/WALL REPAIR with acceptable offer so you can choose your own colors! NEW ROOF installed in 2025! Enter into a huge, vaulted ceiling great room with fireplace where there is plenty of room for a living room and dining area. A convenient half bath is located between the great room and kitchen/breakfast area. Remodeled kitchen has granite countertops, stainless appliances, and beautiful skylight. There's a nice pantry and laundry area/drop zone in the hallway to the attached two car garage. French doors open to a very private back deck that overlooks the woods adjacent to the Cleveland Country Club golf course. The primary bedroom is on the main floor and has doors leading to the deck. The beautifully updated bathroom has a large, tiled, walk-in shower and a separate soaking tub. There are two large walk-in closets in the bedroom. For convenience and ease, there is a chair elevator along the staircase that leads to the lower level. You will find two bedrooms, one bathroom, and a lovely screened patio with epoxy floor. Tons of storage with huge closets and an additional storage/utility room! HOA maintains the exterior & landscaping-leave your worries behind! The Columns is an established, highly desirable townhome community located in the heart of Shelby--adjacent to the Cleveland Country Club and just minutes to all that Uptown Shelby has to offer! Don't miss this!

128 Columns Circle, Shelby

Listing courtesy of Keller Williams Unified. beccaschweppe@kw.com
$277,278
4 Beds ⋅ 3 Baths ⋅ 4408211 MLS ⋅ 1,971 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
USDA area - NO MONEY DOWN! This home will be complete in Nov 2026. This is our Wynwood IB plan. All photos are representation photos.

220 Roxanna Court, Shelby

Listing courtesy of EXP Realty LLC Mooresville. Jenna@ReflectionsRE.com
$278,828
4 Beds ⋅ 3 Baths ⋅ 4408204 MLS ⋅ 1,971 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
USDA area - NO MONEY DOWN! This home will be complete in Jan 2027. This is our Wynwood IB plan. This floor plan also offers the option for a 3 bedroom and large loft space. In addition, builder is offering up to $10,000 for buyer to use towards closing cost if a preferred lender is used. There are also additional incentives for a limited time! Just a short drive from Charlotte or the NC mountains. Our vibrant community offers LOW HOA DUES. Your new home comes loaded with upgrades: 9" ceilings, LVP flooring, luxury tile, 36" staggered cabinets, and a modern kitchen with granite countertops, stainless steel appliances, and a linear tile backsplash. All bedrooms are great sizes! Upstairs, find generously sized bedrooms and a convenient laundry room. Come see your future today! SouthCraft Builders by Empire Homes offers quality craftsmanship, well-appointed designer elements and all of the features buyers expect in a custom-built residence at an affordable price.

214 Roxanna Court, Shelby

Listing courtesy of EXP Realty LLC Mooresville. Jenna@ReflectionsRE.com
$330,000
4 Beds ⋅ 3 Baths ⋅ 4407564 MLS ⋅ 1,800 SqFt. ⋅ COMING SOON Status
Welcome to this stunning home located in the desirable Pinnacle Estates subdivision of Shelby! Completed in 2024, this spacious two-story property offers 4 bedrooms, 2 full bathrooms, and 1 half bathroom, providing a fantastic and versatile layout. Situated on a manageable .212-acre lot, the home combines modern comfort with excellent functionality, including a main-level half bath and an upper level dedicated to the primary suite and additional bedrooms.

219 Aniston Lane, Shelby

Listing courtesy of Mark Spain Real Estate. lucaslong@markspain.com
$429,900
3 Beds ⋅ 2 Baths ⋅ 4404874 MLS ⋅ 2,144 SqFt. ⋅ ACTIVE Status
This beautifully maintained brick home in pristine condition is move-in ready and waiting for you! Located in The Knoll at Spring Forest, it offers comfort, style, and functionality with a fabulous floor plan and lovely screened porch. The living room is spacious with a vaulted ceiling, gas fireplace, and gleaming hardwood floors. Charming arched doorways lead to the dining room and a stunning kitchen, complete with stainless steel appliances, granite countertops, a gorgeous center island, recessed lighting on dimmers, and an inviting breakfast nook with access to the bright and airy screened porch, perfect for morning coffee or relaxing with a good book. A built-in desk adds everyday functionality, offering extra storage and a dedicated workspace without sacrificing living space. The private primary suite is thoughtfully separated from the secondary bedrooms, has a large ensuite bathroom with a dual vanity, separate tub and shower, plus a spacious walk-in closet. For added convenience, the laundry room is located just steps from the primary closet as well as the garage entrance. There are 2 additional bedrooms and a full bath on the opposite side of the living areas. Need extra space? The bonus room over the garage is ideal for a home office, media room, or playroom. Recent updates provide exceptional value, including fresh interior paint, new carpet, a new garage door motor, a new 50-gallon water heater, new downspouts with gutter guards, sealed crawlspace vents, and professionally refreshed landscaping. The sellers added removable plexiglass to the screened porch making it a true outdoor room! To top it all off, the seller is including a one-year home warranty for the buyer's peace of mind. HOA provides weekly lawn maintenance including mowing and trimming! Don't miss this exceptional opportunity to own a meticulously cared-for home with many thoughtful updates!

119 Blakemore Drive, Shelby

Listing courtesy of Keller Williams Unified. beccaschweppe@kw.com
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