Spruce Pine Homes with HOA

Spruce Pine Homes with HOA

Spruce Pine, a charming city nestled in the state of North Carolina, offers a delightful blend of natural beauty and small-town charm. Located in the heart of Mitchell County, Spruce Pine is known for its picturesque landscapes, friendly community, and a wide array of recreational activities.

With a population of around 2,000 residents, Spruce Pine provides a peaceful and close-knit atmosphere for those seeking a tranquil lifestyle. The city boasts stunning mountain views, lush forests, and pristine rivers, making it a haven for outdoor enthusiasts. From hiking and camping in the nearby Pisgah National Forest to fishing and kayaking in the Toe River, there are endless opportunities to explore and appreciate nature's wonders.

When it comes to real estate, Spruce Pine offers a variety of options, including homes with Homeowners' Association (HOA) communities. HOAs can provide numerous benefits to homeowners, such as maintaining common areas, organizing community events, and ensuring the overall aesthetic appeal of the neighborhood. These communities often offer amenities like swimming pools, fitness centers, and playgrounds, providing residents with a convenient and enjoyable living experience.

Whether you're looking for a cozy cottage-style home or a spacious modern residence, Spruce Pine's real estate market has something to suit every taste and budget. With its scenic surroundings, friendly community, and homes with HOAs, Spruce Pine presents an ideal setting for those seeking a peaceful and well-maintained neighborhood to call home.

Newest Spruce Pine Homes with HOA

$650,000
3 Beds ⋅ 3 Baths ⋅ 4400800 MLS ⋅ 2,016 SqFt. ⋅ ACTIVE Status
This is a great opportunity to own one of the best views in Mitchell County, this charming 2 bedroom 3 bath home has a fantastic view from all three levels. Beautiful wood floor on main level. Septic permit is only for 2 bedrooms, but it could easily be 3. Spacious screened porch for dining out or just relaxing and enjoying the view and wildlife. There is an additional workshop which you could turn into a guest cottage if desired. Come have a look you will want to make this your new full time home or vacation home.

1347 Wipprecht Drive, Spruce Pine

Listing courtesy of Tree House Mountain Realty,Inc. rebecca@treehousemtn.com
$345,000
3 Beds ⋅ 2 Baths ⋅ 4400784 MLS ⋅ 1,663 SqFt. ⋅ ACTIVE Status
Welcome to this well-maintained 3-bedroom, 2-bath home located in the highly desirable Deep Park Lake community. Situated on a spacious 0.68-acre lot, this property offers beautiful curb appeal with a welcoming front yard and a fenced backyard that's perfect for pets, play, or outdoor gatherings. Inside, you'll find numerous recent updates, including flooring, a refreshed kitchen, a brand-new roof installed in 2025. The inviting living room features hardwood floors and a cozy fireplace, while the upstairs bedrooms also showcase beautiful hardwood flooring. An enclosed rear patio provides the perfect space for entertaining, relaxing, or enjoying your morning coffee. While this area is not heated and is not included in the home's square footage, it offers additional entertaining space.

1199 Deer Park Lake Road, Spruce Pine

Listing courtesy of Proper Realty LLC. casey@properrealty.net
$424,500
3 Beds ⋅ 3 Baths ⋅ 4399787 MLS ⋅ 1,817 SqFt. ⋅ ACTIVE Status
Nestled in one of Spruce Pine's most desirable areas, this beautifully maintained home offers the perfect balance of mountain living and everyday convenience. Located just minutes from Grassy Creek Golf & Country Club, you'll enjoy an easy drive to downtown Spruce Pine, approximately 30-45 minutes to area ski resorts, and about 45 minutes to Asheville, making it an ideal full-time residence or mountain retreat. Inside, soaring windows fill the home with natural light while framing peaceful mountain and wooded views. The spacious primary suite offers a true retreat with two walk-in closets and plenty of room to unwind. The galley-style kitchen provides efficient workspace with easy access to the main living areas, while the gas fireplace creates a warm gathering space indoors. Step outside to enjoy the expansive deck overlooking the level backyard, complete with a gas fire pit—perfect for relaxing evenings or entertaining family and friends. Outside, you'll appreciate the beautifully landscaped, flat yard, mature trees, and one of the area's biggest advantages: easy year-round access with no steep driveway to navigate. Conveniently located near the Blue Ridge Parkway, hiking, fishing, the Penland School of Craft, and all the outdoor recreation the High Country has to offer, this home offers the mountain lifestyle you've been looking for.

198 Hickory Hill Circle, Spruce Pine

Listing courtesy of Keller Williams High Country. laurenpackard@kw.com
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 4398240 MLS ⋅ 3,370 SqFt. ⋅ ACTIVE Status
YOU CAN BUY A HOUSE OR YOU CAN BUY A LIFESTYLE. Travel down Allen Mountain Lane and enter a setting that feels straight out of a storybook. As you pass the charming little waterfall, you'll know you've arrived somewhere special. Standing among 46 breathtaking acres filled with abundant wildlife, this stately mountain retreat offers the perfect blend of privacy, comfort, and natural beauty. Soaring ceilings and expansive windows invite the outdoors in, showcasing beautiful mountain views and flooding the home with natural light. The property boasts approximately one-half mile of frontage along the North Toe River, creating endless opportunities to swim, tube, fish, picnic, or simply relax by the water. Approximately 700+ acres of adjoining NC parkland. Hiking and outdoor adventure begin right outside your door. Enjoy spectacular sunrises and sunsets from the comfort of your living room or the expansive deck overlooking the surrounding landscape. The spacious living area and large kitchen are ideal for entertaining and gathering with family and friends. The main-level primary suite offers a peaceful retreat featuring an ensuite bath with a soaking tub, bidet, and generous walk-in closet. Also on the main level are the laundry room, a large bonus room, half bath, and excellent storage space. Upstairs, you'll find an open loft or lounge area, a full bath, and three additional bedrooms, providing ample space for family and guests. The lower level features a fully appointed guest apartment with private access, perfect for visitors, extended family, or potential rental opportunities. Despite its exceptional privacy, the property offers the comfort of nearby neighbors and is located just minutes from downtown Spruce Pine.Additional features include: Large two-car garage with new garage doors New roof installed in 2026 Extensive deck improvements completed in 2026 New stainless chimney cap New upstairs HVAC system installed in 2026 Whole-house generator for peace of mind during power outages Experience mountain living at its finest and schedule your private tour today.

435 Allen Mountain Lane, Spruce Pine

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. bobbie.mcmahan@allentate.com
$34,000
4390879 MLS ⋅ ACTIVE Status
Beautiful and private combined Lot 82 and 83 in the Tall Pine Ridge Subdivision, offering 1.35 acres surrounded by mature trees, young growth, natural rhododendron, and a small creek. This wooded setting provides a quiet, secluded feel while still being just a short walk or cart ride to Grassy Creek Golf Course, yet far enough away to avoid course activity. The location offers excellent convenience—only 7 minutes to downtown Spruce Pine, 45 minutes to Banner Elk, and about an hour to Boone or Asheville—making it an ideal spot to build a mountain home with both privacy and easy access to nearby towns and amenities.

TBD Dogwood Trail, Spruce Pine

Listing courtesy of Tinsley's Land and Home Inc.. john@tinsleyslandandhome.com
$2,200,000
2 Beds ⋅ 3 Baths ⋅ 4386053 MLS ⋅ 1,874 SqFt. ⋅ ACTIVE Status
An investors dream, steeped in history and held by the Geruso family since 1959, this extraordinary offering represents the last remaining family holdings within the coveted Swiss Pine Lake community. Spanning approximately 125 acres across 7 parcels, the property presents a rare blend of legacy, privacy, and future potential. Included is the Rustic Lodge, rich with character and mountain charm, along with a prime homesite, off Pine Point Rd. This was personally selected by the owner as the intended location for her future residence because of the incredible views. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities. Located within the established Swiss Pine Lake community, the property benefits from maintained roads, established covenants and restrictions, and thoughtful community guidelines designed to preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its distinctive hillside homes. A truly uncommon opportunity to own a significant piece of Swiss Pine Lake history with endless possibilities for a private estate, family retreat, or legacy property. Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage. Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

1971 Swiss Pine Lake Drive, Spruce Pine

Listing courtesy of RE/MAX Living. 828-559-2121
$1,250,000
2 Beds ⋅ 3 Baths ⋅ 4385692 MLS ⋅ 1,874 SqFt. ⋅ ACTIVE Status
Steeped in local history, the Swiss Pine Lake community was established in 1959 when the Geruso family purchased approximately 500 acres. They then developed the lake, water system, and surrounding infrastructure that continue to serve this sought-after mountain community today. Originally constructed as a hunting lodge, this remarkable property was later remodeled by the Geruso family into their private residence, preserving its historic character and significance. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities. Surrounded by the natural beauty of Western North Carolina, the property includes hiking trails, a waterfall, peaceful wooded surroundings, and approximately 46 acres with potential for additional homesites. This unique offering presents endless possibilities as a private mountain retreat, family gathering place, or investment opportunity. Located within the established Swiss Pine Lake community, the property benefits from well-maintained roads, established covenants and restrictions, and thoughtful community guidelines that help preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its beautiful hillside homes. Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage. Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

1971 Swiss Pine Lake Drive, Spruce Pine

Listing courtesy of RE/MAX Living. 828-559-2121
$31,000
4386092 MLS ⋅ ACTIVE Status
Build Your Blue Ridge Mountain Dream – 1 Acre in Prestigious Little Switzerland, NC Imagine waking up to crisp mountain air, towering hardwoods, and the peaceful quiet that only the high elevations of the Blue Ridge can offer. This rare 1-acre wooded parcel in an upscale, established community is your opportunity to create the mountain retreat or forever home you’ve always wanted — whether it’s a luxury estate, cozy cabin, or expansive family compound. Nestled at a high elevation with gentle topography and surrounded by exquisite homes, this lot offers privacy, natural beauty, and mild restrictions that still allow you the freedom to build your vision. Underground utilities in place, making construction smoother and preserving the pristine, park-like feel of the neighborhood. Just minutes away: --Blue Ridge Parkway scenic drives --Stunning waterfalls and hiking trails --Charming Little Switzerland --Local shops, dining, and attractions Enjoy the serenity of a secluded mountain setting. This is mountain living at its best — peaceful, prestigious, and full of possibility. — turn your mountain dream into reality. This exceptional lot has been waiting for the right owner. In a market where quality affordable mountain land is increasingly hard to find, this is your chance to secure a premium parcel in a coveted location at a very achievable price. -- Don’t let this one slip away. Serious buyers only — contact me today to schedule a private showing and take the first step toward your Blue Ridge legacy.

L-36 Saint Moritz Lane Unit #Lot 36, Spruce Pine

Listing courtesy of Foxfire Real Estate, LLC. connie7388@yahoo.com
$629,000
3 Beds ⋅ 5 Baths ⋅ 4383055 MLS ⋅ 2,368 SqFt. ⋅ ACTIVE Status
If you’ve ever traveled through the mountains of Western North Carolina, chances are you’ve experienced the iconic drive along the Blue Ridge Parkway—where endless layers of blue and indigo mountains stretch across the horizon. Now imagine enjoying those breathtaking views year-round from your own mountaintop retreat. Welcome to 228 Continental Divide. Perched above the parkway in a serene woodland setting offering raised beds for gardening, this stunning blue mountain home offers privacy, tranquility, and an immersive connection to nature. Gentle breezes flow through the trees, and the thoughtfully landscaped lot replaces traditional lawn maintenance with lush shade-loving plants and natural beauty. Outdoor living is exceptional, with a spectacular observation deck perfectly positioned for unforgettable sunset views, while the front patio provides a peaceful place to enjoy morning coffee as sunlight filters through the towering trees of the Pisgah National Forest. Inside, the home welcomes you with soaring vaulted tongue-and-groove ceilings, expansive walls of windows, rich wood floors, and a striking stone fireplace that creates warmth and ambiance throughout the open-concept living space. The spacious kitchen was intentionally designed to accommodate multiple cooks with ease, making it ideal for entertaining and gathering with family and friends. Thoughtfully designed with multigenerational living in mind, the home features a spacious bedroom and full bath on every level. The finished lower level includes a private entrance and kitchenette, offering excellent flexibility for guest accommodations, extended family, or longer-term living needs. The main-level primary suite is generously sized with abundant closet space and a luxurious bath featuring both a soaking tub and walk-in shower. Upstairs, an additional ensuite bedroom showcases dramatic window walls that fully capture the surrounding natural beauty. Adding even more versatility and value, the property also includes a charming guest cottage complete with its own living space, bathroom, efficiency kitchen, private parking, and beautiful deck. Perfect for guests, long-term stays, or potential short-term rental income, this separate retreat offers privacy and comfort in an extraordinary mountain setting.

228 Continental Divide Road, Spruce Pine

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. rhonda.phillips@allentate.com
$1,350,000
3 Beds ⋅ 4 Baths ⋅ 4380652 MLS ⋅ 4,227 SqFt. ⋅ ACTIVE Status
In the sought-after Swiss Pine Lake neighborhood, this renovated Contemporary Craftsman on a quiet hilltop offers private, seasonal mountain views, with trails, waterfalls, a lake, and golf course nearby. Inside, ambrosia maple floors, vaulted cherry ceilings, and a stone fireplace define the great room. The reimagined main-level primary suite features a massive walk-in closet with an island and a spa-style bath with a garden tub, steam shower, and radiant heated floors. The gourmet kitchen opens to a screened porch with a built-in BBQ. The main floor also includes a spacious pantry, a flex room used as a nursery, and a private office above the garage. The lower level offers a family room with fireplace, two en-suite bedrooms, a playroom, and a home gym. A rare find just minutes from the Blue Ridge Parkway and downtown Spruce Pine.

71 Chestnut Hill Road, Spruce Pine

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. zarina.herdrick@allentate.com
$54,900
4371964 MLS ⋅ ACTIVE UNDER CONTRACT Status
This beautiful 2.94-acre property in Alpine Mountain offers great potential in building sites, giving you the flexibility to create your ideal mountain retreat. The Alpine community features easy access with well-maintained roads, along with shared amenities like a picnic area and a scenic waterfall. Conveniently located near the Blue Ridge Parkway, you’ll also enjoy close proximity to local attractions, including apple orchards, Little Switzerland, Mount Mitchell, Penland School of Crafts, golf courses, trout fishing, and seasonal skiing. Mayland Community College’s Earth to Sky Park, featuring a telescope, observatory, and planetarium, is also nearby. Come build your dream home in the mountains. Bring your own builder or let us connect you with one of ours!

Lot 27 Trails End Road Unit #27, Spruce Pine

Listing courtesy of EXP Realty LLC. jcclick16@gmail.com
$399,000
3 Beds ⋅ 2 Baths ⋅ 4362111 MLS ⋅ 1,737 SqFt. ⋅ ACTIVE Status
Set along the Grassy Creek Golf Course, this thoughtfully updated home combines mountain views, comfortable living, and an unbeatable location just minutes from downtown Spruce Pine. Whether you're looking for a full-time residence, a weekend escape, or an established investment property, this home offers the flexibility to fit your goals. Renovated in 2023–2024, the interior features updated flooring, a spacious primary suite with its own private deck, and an inviting living room anchored by a propane fireplace. The four season sunroom brings in abundant natural light and provides additional living space to enjoy throughout the year. The single level floor plan offers two additional bedrooms, a second full bath, and an attached two car garage. Outside, you'll enjoy expansive golf course and mountain views with easy access to one of the area's favorite courses. The location puts you less than five minutes from downtown Spruce Pine and under ten minutes from the Blue Ridge Parkway, making it easy to enjoy local restaurants, shopping, hiking, and everything the High Country has to offer.

2203 Swiss Pine Lake Drive, Spruce Pine

Listing courtesy of Patton Allen Real Estate LLC. ally@pattonallenre.com
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