Mitchell Homes with HOA

Mitchell Homes with HOA

Welcome to Mitchell County, located in the beautiful state of North Carolina. This charming county offers a variety of attractions and amenities that make it an ideal place to call home. From its stunning natural landscapes to its vibrant communities, Mitchell County has something for everyone.

One of the key features of the homes in Mitchell County is the presence of homeowners associations (HOAs). HOAs are organizations that manage and maintain common areas and amenities within a neighborhood or community. They typically enforce rules and regulations to ensure that the community remains well-maintained and aesthetically pleasing.

Living in a home with an HOA can have several advantages. Firstly, HOAs often provide amenities such as swimming pools, fitness centers, and parks, which enhance the overall quality of life for residents. Additionally, HOAs handle maintenance tasks like landscaping, snow removal, and exterior repairs, relieving homeowners of these responsibilities. This can be especially beneficial for those with busy lifestyles or who prefer not to handle these tasks themselves.

However, it's important to note that living in a home with an HOA also means abiding by certain rules and paying monthly or annual fees to cover the cost of maintenance and management. These fees can vary depending on the community and the amenities provided.

If you're considering purchasing a home in Mitchell County with an HOA, it's essential to research the specific rules and regulations of the HOA before making a decision. This will ensure that you understand the expectations and responsibilities that come with living in the community.

Overall, Mitchell County offers a range of homes with HOAs, providing residents with a well-maintained and enjoyable living environment. Whether you're looking for natural beauty, recreational opportunities, or a close-knit community, Mitchell County has it all.

Newest Mitchell Homes with HOA

$650,000
3 Beds ⋅ 3 Baths ⋅ 4400800 MLS ⋅ 2,016 SqFt. ⋅ ACTIVE Status
This is a great opportunity to own one of the best views in Mitchell County, this charming 2 bedroom 3 bath home has a fantastic view from all three levels. Beautiful wood floor on main level. Septic permit is only for 2 bedrooms, but it could easily be 3. Spacious screened porch for dining out or just relaxing and enjoying the view and wildlife. There is an additional workshop which you could turn into a guest cottage if desired. Come have a look you will want to make this your new full time home or vacation home.

1347 Wipprecht Drive, Spruce Pine

Listing courtesy of Tree House Mountain Realty,Inc. rebecca@treehousemtn.com
$345,000
3 Beds ⋅ 2 Baths ⋅ 4400784 MLS ⋅ 1,663 SqFt. ⋅ ACTIVE Status
Welcome to this well-maintained 3-bedroom, 2-bath home located in the highly desirable Deep Park Lake community. Situated on a spacious 0.68-acre lot, this property offers beautiful curb appeal with a welcoming front yard and a fenced backyard that's perfect for pets, play, or outdoor gatherings. Inside, you'll find numerous recent updates, including flooring, a refreshed kitchen, a brand-new roof installed in 2025. The inviting living room features hardwood floors and a cozy fireplace, while the upstairs bedrooms also showcase beautiful hardwood flooring. An enclosed rear patio provides the perfect space for entertaining, relaxing, or enjoying your morning coffee. While this area is not heated and is not included in the home's square footage, it offers additional entertaining space.

1199 Deer Park Lake Road, Spruce Pine

Listing courtesy of Proper Realty LLC. casey@properrealty.net
$449,500
3 Beds ⋅ 3 Baths ⋅ 4399787 MLS ⋅ 1,817 SqFt. ⋅ ACTIVE Status
Nestled in one of Spruce Pine's most desirable areas, this beautifully maintained home offers the perfect balance of mountain living and everyday convenience. Located just minutes from Grassy Creek Golf & Country Club, you'll enjoy an easy drive to downtown Spruce Pine, approximately 30-45 minutes to area ski resorts, and about 45 minutes to Asheville, making it an ideal full-time residence or mountain retreat. Inside, soaring windows fill the home with natural light while framing peaceful mountain and wooded views. The spacious primary suite offers a true retreat with two walk-in closets and plenty of room to unwind. The galley-style kitchen provides efficient workspace with easy access to the main living areas, while the gas fireplace creates a warm gathering space indoors. Step outside to enjoy the expansive deck overlooking the level backyard, complete with a gas fire pit—perfect for relaxing evenings or entertaining family and friends. Outside, you'll appreciate the beautifully landscaped, flat yard, mature trees, and one of the area's biggest advantages: easy year-round access with no steep driveway to navigate. Conveniently located near the Blue Ridge Parkway, hiking, fishing, the Penland School of Craft, and all the outdoor recreation the High Country has to offer, this home offers the mountain lifestyle you've been looking for.

198 Hickory Hill Circle, Spruce Pine

Listing courtesy of Keller Williams High Country. laurenpackard@kw.com
$39,000
4399773 MLS ⋅ ACTIVE Status
Tucked away in the peaceful Amber Ranches community of Bakersville, North Carolina, this beautiful 1.04± acre wooded homesite offers the perfect opportunity to create your own mountain retreat. Whether you're dreaming of a cozy cabin, a full-time residence surrounded by nature, or a private vacation getaway, Lot 47 provides a wonderful canvas to bring your vision to life. A short gravel/dirt driveway leads to a cleared, level building site, offering an ideal location for your future home while the remainder of the property gently sloping to sloped topography into a lush forest landscape filled with native hardwoods and seasonal mountain beauty. Wake each morning to the sounds of nature, breathe in the fresh mountain air, and enjoy the peace and privacy that make Western North Carolina so special. Located in the scenic Buladean area of Mitchell County, Amber Ranches is a quiet mountain community tucked away at the end of Broad Branch Road, yet conveniently positioned for both adventure and everyday convenience. You're just minutes from the Tennessee state line and approximately 21 minutes to downtown Bakersville, 31 minutes to Burnsville, 35 minutes to Spruce Pine, 40 minutes to Johnson City, Tennessee, and just over an hour to Boone, making it easy to enjoy shopping, dining, healthcare, entertainment, and outdoor recreation while returning home to the tranquility of the mountains. Outdoor enthusiasts will appreciate being just minutes from Roan Mountain State Park and access to the Appalachian Trail, countless hiking trails, waterfalls, trout streams, and endless opportunities for adventure all within easy reach. The surrounding area is rich with talented artisans, craft studios, local galleries, festivals, and the authentic mountain culture that makes Mitchell County one of Western North Carolina's hidden gems. Experience the beauty of all four seasons—from vibrant spring wildflowers and cool summer evenings to breathtaking autumn foliage and peaceful winter landscapes. If you've been searching for a place to slow down, reconnect with nature, and build the mountain home you've always imagined, Lot 47 in Amber Ranches is ready to welcome you home.

000 Amber Ranches None Unit #47, Bakersville

Listing courtesy of Carolina Mountain Realty, Inc.. kirbytroutman@gmail.com
$799,000
3 Beds ⋅ 4 Baths ⋅ 4393255 MLS ⋅ 3,175 SqFt. ⋅ ACTIVE Status
Imagine yourself living at the end of a road surrounded by forested mountain beauty, bordering a private nature preserve. This home is nestled on two lots totaling 2.64 acres with a rushing creek and two smaller spring-fed creeks that ebb and flow all year long through this beautiful log cabin retreat. Enjoy exceptional privacy, while also being centrally located near many charming towns such as Burnsville, Weaverville, and Spruce Pine. Or you can choose the scenic drive over the mountain to the bustling atmosphere of Johnson City, Tennessee featuring plenty of choices for shopping, dining and entertainment. The exterior of the home includes a spacious 2 car attached garage, and partially graveled walk-in basement for extra storage. The grassy flat front yard connects with several large decks and porches that surround the house, all offering numerous spaces for seating and viewing the surrounding beauty. Enjoy the soothing sounds of the creek, soak in the private hot tub, have dinner and wine with friends on the back deck, or just be entertained by the local deer, birds, chipmunks and squirrels that also call this place home. Once inside the home, the main level features a spacious living room with a large fireplace, surrounded by vaulted ceilings, large windows and skylights, a separate dining room, a pass-through gourmet kitchen with walk-in pantry, and a coffee/wine station. All complimented by the large wall to wall sliding doors that lead to the covered back porch overlooking the creek. Also on the main level are two king bedroom suites, each w/ their own full ensuite baths and separate water closets. Both bedrooms have doors leading to the hot tub and lower decks for quick convenience. There is also a full laundry room, and access to the garage. The upper loft level provides two spacious open areas that can be used for lounge seating, an office, a gym, a game room, or a combination of all the above. There’s also a third king bedroom with an ensuite full bath and double French doors that open onto a small private deck. And next to the convenient kitchenette, is another oversized bonus room with a double French door entry that includes an ensuite full bath, and can serve as a fourth bedroom, or a craft/office/media room space. This upper level provides a totally private retreat with so many options available for you and your guests with plenty of room for two visiting families. Delight in all the seasons with the coolness of spring, the spectacular colors of autumn, cozy snow days curled up by the fire, brilliant winter sunset views over the mountains, and the numerous craft festivals all throughout the year in Boone, Blowing Rock, Banner Elk, or Asheville- all less than 2 hours away. All this from your very own private mountain paradise where the peaceful quiet of nature becomes part of your everyday routine. Whether you’re searching for a full-time residence, or a mountain vacation escape, this home offers a chance to slow down and reconnect with tranquility and peace of mind, as you fully immerse yourself in the mountain-living lifestyle. A whole-house automatic generator is continuously ready for any outages, so you’ll always feel safe and secure. Photos simply cannot capture the beauty, privacy and serenity of this property. You must see it in person. Over 100K in upgrades since 2022. Located in a private community, no drive-bys.

87 Ali Avenue, Bakersville

Listing courtesy of Proper Realty LLC. kelly@properrealty.net
$34,000
4390879 MLS ⋅ ACTIVE Status
Beautiful and private combined Lot 82 and 83 in the Tall Pine Ridge Subdivision, offering 1.35 acres surrounded by mature trees, young growth, natural rhododendron, and a small creek. This wooded setting provides a quiet, secluded feel while still being just a short walk or cart ride to Grassy Creek Golf Course, yet far enough away to avoid course activity. The location offers excellent convenience—only 7 minutes to downtown Spruce Pine, 45 minutes to Banner Elk, and about an hour to Boone or Asheville—making it an ideal spot to build a mountain home with both privacy and easy access to nearby towns and amenities.

TBD Dogwood Trail, Spruce Pine

Listing courtesy of Tinsley's Land and Home Inc.. john@tinsleyslandandhome.com
$299,000
2 Beds ⋅ 2 Baths ⋅ 4388856 MLS ⋅ 820 SqFt. ⋅ ACTIVE Status
REDUCED! PRICED TO SELL! Mountain Sanctuary Awaits: Idyllic Cabin Retreat with Endless Possibilities! Welcome to your dream getaway nestled in the heart of nature! This enchanting property is more than just a house; it’s a lifestyle. Experience the tranquility of mountain living in this private cabin that harmoniously blends rustic charm with modern convenience. Property Features: Main Cabin: Step inside this meticulously crafted cabin, where hand-crafted kitchen cabinets create a warm and inviting atmosphere for culinary masterpieces. The spacious layout boasts a large pantry, perfect for storing all your gourmet essentials. Gather with family and friends in the expansive living area, where sunlight pours through large windows, illuminating the stunning natural surroundings. Outdoor Retreats: The allure of this property extends far beyond the cabin’s walls. Enjoy the serene sounds of a babbling creek as it winds through the property, creating a peaceful backdrop for your daily adventures. Spend lazy afternoons on the large screened porch, designed specifically for relishing the breathtaking mountain weather while sipping your morning coffee or unwinding after a long day. Workshop and Barn: For the hobbyist or the artisan, the detached workshop offers the perfect creative space, while the barn provides ample storage for all your outdoor equipment and supplies. Embrace your inner farmer with a spacious chicken coop, ready for your feathered friends or as a unique storage solution. Versatile Living Spaces: This property includes a detached garage featuring a finished in-law suite on the second floor, perfect for accommodating guests or creating your own private retreat. The lower-level suite, complete with a half bath, offers additional flexible living options for family or rental potential. Pet-Friendly Features: Your furry companions will thrive in the covered pet area, with direct access to a securely fenced yard. Let them roam and play freely while you enjoy peace of mind knowing they’re safe and sound. Endless Opportunities: Whether you’re seeking a serene family retreat, an investment opportunity, or a blend of both, this property caters to all your desires. Picture weekends filled with barbecues, gardening, and outdoor adventures, all while surrounded by the stunning beauty of the mountains. Don't miss out on this rare opportunity to own a slice of paradise. Schedule your private tour today and discover why this mountain sanctuary is the perfect place to call home! Embrace the magic of mountain living, where every day feels like a vacation. **PROPERTY ALSO HAS AN RV SITE WITH WATER AND ELECTRIC.

963 Melton Branch Road, Bakersville

Listing courtesy of RE/MAX RESULTS. wahlersteam@gmail.com
$2,200,000
2 Beds ⋅ 3 Baths ⋅ 4386053 MLS ⋅ 1,874 SqFt. ⋅ ACTIVE Status
An investors dream, steeped in history and held by the Geruso family since 1959, this extraordinary offering represents the last remaining family holdings within the coveted Swiss Pine Lake community. Spanning approximately 125 acres across 7 parcels, the property presents a rare blend of legacy, privacy, and future potential. Included is the Rustic Lodge, rich with character and mountain charm, along with a prime homesite, off Pine Point Rd. This was personally selected by the owner as the intended location for her future residence because of the incredible views. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities. Located within the established Swiss Pine Lake community, the property benefits from maintained roads, established covenants and restrictions, and thoughtful community guidelines designed to preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its distinctive hillside homes. A truly uncommon opportunity to own a significant piece of Swiss Pine Lake history with endless possibilities for a private estate, family retreat, or legacy property. Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage. Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

1971 Swiss Pine Lake Drive, Spruce Pine

Listing courtesy of RE/MAX Living. 828-559-2121
$1,250,000
2 Beds ⋅ 3 Baths ⋅ 4385692 MLS ⋅ 1,874 SqFt. ⋅ ACTIVE Status
Steeped in local history, the Swiss Pine Lake community was established in 1959 when the Geruso family purchased approximately 500 acres. They then developed the lake, water system, and surrounding infrastructure that continue to serve this sought-after mountain community today. Originally constructed as a hunting lodge, this remarkable property was later remodeled by the Geruso family into their private residence, preserving its historic character and significance. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities. Surrounded by the natural beauty of Western North Carolina, the property includes hiking trails, a waterfall, peaceful wooded surroundings, and approximately 46 acres with potential for additional homesites. This unique offering presents endless possibilities as a private mountain retreat, family gathering place, or investment opportunity. Located within the established Swiss Pine Lake community, the property benefits from well-maintained roads, established covenants and restrictions, and thoughtful community guidelines that help preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its beautiful hillside homes. Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage. Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

1971 Swiss Pine Lake Drive, Spruce Pine

Listing courtesy of RE/MAX Living. 828-559-2121
$775,000
4 Beds ⋅ 4 Baths ⋅ 4386186 MLS ⋅ 3,030 SqFt. ⋅ ACTIVE Status
High up on Sunset Mtn perched among magnificent long range views, you'll find Birdie Lane. A peaceful retreat where mountain beauty and quiet living come together. This crafted Southland Log Home offers a setting situated just so, to maximize relaxation, unwinding and enjoying unforgettable sunrises and radiant sunsets, creating a perfect mountain escape. Step inside to soaring ceilings and beautiful hardwood floors that create a warm, inviting atmosphere. The open kitchen features stainless steel appliances and flows effortlessly into the living area, perfect for entertaining or everyday life. The main level offers two spacious bedrooms and baths along with a large laundry room for added convenience, Upstairs a charming loft overlooks the main living area, offering the perfect space for an office, reading nook, or additional guest accommodations. Downstairs features a second living area with kitchen, complete with stainless steel appliances, an open living area, and private spacious bedroom with an en-suite bath with comforting radiant heated floors, perfect for guests or rental potential. Designed with comfort in mind, this home offers plenty of space throughout, including generous walk-in closets that provide exceptional storage and convenience. Lastly, a detached 2 car garage offers ample space for parking and storage or a workshop setup.

483 Birdie Lane, Bakersville

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. rhonda.phillips@allentate.com
$31,000
4386092 MLS ⋅ ACTIVE Status
Build Your Blue Ridge Mountain Dream – 1 Acre in Prestigious Little Switzerland, NC Imagine waking up to crisp mountain air, towering hardwoods, and the peaceful quiet that only the high elevations of the Blue Ridge can offer. This rare 1-acre wooded parcel in an upscale, established community is your opportunity to create the mountain retreat or forever home you’ve always wanted — whether it’s a luxury estate, cozy cabin, or expansive family compound. Nestled at a high elevation with gentle topography and surrounded by exquisite homes, this lot offers privacy, natural beauty, and mild restrictions that still allow you the freedom to build your vision. Underground utilities in place, making construction smoother and preserving the pristine, park-like feel of the neighborhood. Just minutes away: --Blue Ridge Parkway scenic drives --Stunning waterfalls and hiking trails --Charming Little Switzerland --Local shops, dining, and attractions Enjoy the serenity of a secluded mountain setting. This is mountain living at its best — peaceful, prestigious, and full of possibility. — turn your mountain dream into reality. This exceptional lot has been waiting for the right owner. In a market where quality affordable mountain land is increasingly hard to find, this is your chance to secure a premium parcel in a coveted location at a very achievable price. -- Don’t let this one slip away. Serious buyers only — contact me today to schedule a private showing and take the first step toward your Blue Ridge legacy.

L-36 Saint Moritz Lane Unit #Lot 36, Spruce Pine

Listing courtesy of Foxfire Real Estate, LLC. connie7388@yahoo.com
$629,000
3 Beds ⋅ 5 Baths ⋅ 4383055 MLS ⋅ 2,368 SqFt. ⋅ ACTIVE Status
If you’ve ever traveled through the mountains of Western North Carolina, chances are you’ve experienced the iconic drive along the Blue Ridge Parkway—where endless layers of blue and indigo mountains stretch across the horizon. Now imagine enjoying those breathtaking views year-round from your own mountaintop retreat. Welcome to 228 Continental Divide. Perched above the parkway in a serene woodland setting offering raised beds for gardening, this stunning blue mountain home offers privacy, tranquility, and an immersive connection to nature. Gentle breezes flow through the trees, and the thoughtfully landscaped lot replaces traditional lawn maintenance with lush shade-loving plants and natural beauty. Outdoor living is exceptional, with a spectacular observation deck perfectly positioned for unforgettable sunset views, while the front patio provides a peaceful place to enjoy morning coffee as sunlight filters through the towering trees of the Pisgah National Forest. Inside, the home welcomes you with soaring vaulted tongue-and-groove ceilings, expansive walls of windows, rich wood floors, and a striking stone fireplace that creates warmth and ambiance throughout the open-concept living space. The spacious kitchen was intentionally designed to accommodate multiple cooks with ease, making it ideal for entertaining and gathering with family and friends. Thoughtfully designed with multigenerational living in mind, the home features a spacious bedroom and full bath on every level. The finished lower level includes a private entrance and kitchenette, offering excellent flexibility for guest accommodations, extended family, or longer-term living needs. The main-level primary suite is generously sized with abundant closet space and a luxurious bath featuring both a soaking tub and walk-in shower. Upstairs, an additional ensuite bedroom showcases dramatic window walls that fully capture the surrounding natural beauty. Adding even more versatility and value, the property also includes a charming guest cottage complete with its own living space, bathroom, efficiency kitchen, private parking, and beautiful deck. Perfect for guests, long-term stays, or potential short-term rental income, this separate retreat offers privacy and comfort in an extraordinary mountain setting.

228 Continental Divide Road, Spruce Pine

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. rhonda.phillips@allentate.com
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