Swain Homes with HOA

Swain Homes with HOA

Located in the beautiful state of North Carolina, Swain County is a hidden gem nestled amidst stunning natural landscapes. With its diverse topography and abundance of outdoor recreational opportunities, this county is a haven for nature enthusiasts and adventure seekers alike.

Swain County boasts a rich history and a strong sense of community. From the picturesque town of Bryson City to the charming villages scattered throughout the county, there is a welcoming atmosphere that makes residents and visitors feel right at home.

One notable aspect of the real estate market in Swain County is the prevalence of homes with homeowners' associations (HOAs). For those seeking a sense of community and additional amenities, homes with HOAs can be an attractive option. These associations often provide services such as maintenance of common areas, landscaping, and community events. They can also enforce certain rules and regulations to maintain the overall appearance and quality of the neighborhood.

Living in a home with an HOA can offer numerous benefits, including access to shared facilities like swimming pools, fitness centers, and playgrounds. Additionally, HOAs can help protect property values by ensuring that all residents adhere to certain standards.

If you are considering purchasing a home in Swain County with an HOA, it is essential to thoroughly research the specific association's rules, regulations, and fees. This will help you determine if it aligns with your lifestyle and preferences.

Overall, Swain County provides an idyllic setting for those seeking a peaceful and nature-centric lifestyle. With its abundance of homes with HOAs, residents can enjoy a strong sense of community and the added perks that come with it.

Newest Swain Homes with HOA

$314,900
3 Beds ⋅ 2 Baths ⋅ 4423913 MLS ⋅ 1,145 SqFt. ⋅ ACTIVE Status
Welcome to this lovingly maintained 3BR/2BA home nestled in a quiet, welcoming neighborhood with more than 40 acres of shared greenspace for walking, exploring, and enjoying the outdoors. Inside, the comfortable living room features vaulted tongue-and-groove ceilings, attractive hardwood floors, and a gas-log fireplace that creates a warm, inviting atmosphere on cool mountain days. The spacious kitchen offers generous cabinet and counter space and flows easily into the dining area, making everyday living and entertaining a breeze. A central hallway leads to the laundry area, pantry, guest bath with step-in shower, and two guest bedrooms ideal for family, guests, or a home office. The primary suite offers a relaxing retreat with vaulted ceiling, cedar-lined closet, and private bath. Outdoor living is equally inviting with a screened front porch for quiet mornings and a full-length rear deck overlooking the gently rolling yard—perfect for gatherings, gardening, or pets. A powered 12x24 storage building and fenced area provide added convenience. Conveniently located near the Nantahala River, Lake Fontana, Tsali Recreation Area, and Little Tennessee River, and only minutes from downtown Bryson City!

33 E H Bailey Road, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. martyhuskins@outlook.com
$598,000
4 Beds ⋅ 4422662 MLS ⋅ 3,200 SqFt. ⋅ ACTIVE Status
Unique opportunity to own a fully furnished income-producing duplex in a desirable Smoky Mountains location. Located directly beside #57, this separate property offers the same functional layout with two private rental units, one upstairs and one downstairs. Each unit features 2 full bedrooms, 2 full bathrooms, a full kitchen, living area, and covered porch space for enjoying the surrounding mountain setting. Designed for comfort, flexibility, and rental potential, #55 offers a total of 4 bedrooms, 4 full bathrooms, 2 kitchens, and two independent living spaces within one separate house. The layout is well suited for vacation rentals, group getaways, extended stays, or buyers who want to use one unit while generating income from the other. Each level gives guests the privacy and convenience of a separate rental, along with comfortable indoor living areas and covered outdoor space for relaxing after a day in the mountains. The covered porches provide additional space to enjoy the peaceful surroundings and fresh mountain air. Located within Nantahala Village Resort, owners and guests can enjoy amenities including an outdoor pool, basketball and tennis courts, game room, gym, horseback riding, and nearby hiking trails within Nantahala National Forest. This 4-bedroom duplex in the Smoky Mountains is conveniently located near popular Western North Carolina destinations including Nantahala Outdoor Center (5 min), Fontana Lake (5 min), Great Smoky Mountains Railroad (15 min), Cherokee, and Harrah's Cherokee Casino Resort (25 min). Whether you're searching for a mountain investment property, vacation rental opportunity, or personal getaway with rental income potential, #55 offers two separate living spaces in its own house, directly beside #57 and close to recreation, attractions, and mountain adventure.

55 Observation Point Road, Bryson City

Listing courtesy of Better Homes and Gardens Real Estate Heritage. ginny@ginnyrealestate.com
$598,000
4 Beds ⋅ 4422097 MLS ⋅ 3,200 SqFt. ⋅ ACTIVE Status
Unique opportunity to own a fully furnished income-producing duplex in a desirable Smoky Mountains location. This property features two separate rental units, one upstairs and one downstairs, each with 2 full bedrooms, 2 full bathrooms, a full kitchen, living area, and covered rear deck space overlooking the surrounding mountain setting. Designed for comfort, flexibility, and rental potential, the duplex offers a total of 4 bedrooms, 4 full bathrooms, 2 kitchens, and two independent living spaces. The layout is ideal for vacation rentals, group getaways, extended stays, or buyers who want to use one unit while generating income from the other. Each level provides guests with the privacy of a separate rental plus inviting indoor and outdoor spaces for relaxing after a day in the mountains. Covered rear decks create additional space to enjoy the peaceful surroundings and fresh mountain air. Located within Nantahala Village Resort, owners and guests can enjoy amenities including an outdoor pool, basketball and tennis courts, game room, gym, horseback riding, and nearby hiking trails within Nantahala National Forest. This 4-bedroom duplex in the Smoky Mountains is conveniently located near popular Western North Carolina destinations including Nantahala Outdoor Center (5 min), Fontana Lake (5 min), Great Smoky Mountains Railroad (15 min), Cherokee, and Harrah's Cherokee Casino Resort (25 min). Whether you're searching for a mountain investment property, vacation rental opportunity, or personal getaway with rental income potential, this duplex offers two separate living spaces close to recreation, attractions, and mountain adventure.

57 Observation Point Road, Bryson City

Listing courtesy of Better Homes and Gardens Real Estate Heritage. ginny@ginnyrealestate.com
$169,900
4402191 MLS ⋅ ACTIVE Status
PRICE IMPROVEMENT!! Discover the perfect setting for your mountain dream home on this exceptional 5.51-acre homesite in the prestigious gated community of The Falls. There's an approved Septic Permit and a long, meandering driveway leading through the forest to a recently excavated building site, saving time and expense while offering the ideal canvas for your custom retreat. This homesite has extraordinary westerly mountain views—the same breathtaking sunsets The Falls is known for, that could be expanded with selective clearing. Enter the community through its signature cascading waterfalls and enjoy beautifully paved roads, underground utilities, and a thoughtfully designed neighborhood featuring distinctive custom homes and exceptional craftsmanship. The Falls is renowned for its spectacular western vistas, privacy, and unspoiled natural beauty, creating one of Western North Carolina's premier mountain communities. Just minutes from downtown Bryson City, Fontana Lake, the Great Smoky Mountains National Park, Deep Creek, and the Nantahala Outdoor Center, you'll enjoy easy access to hiking, boating, fishing, rafting, dining, and shopping. Build your legacy in a community where nature, quality, and mountain living come together.

00 Falls View Drive Unit #50, Bryson City

Listing courtesy of Real Broker, LLC. goodlifepropertiesnc@gmail.com
$1,170,000
8 Beds ⋅ 4421919 MLS ⋅ 6,392 SqFt. ⋅ ACTIVE Status
Unique opportunity to own a money-making rental complex in the Best location: 2 Fully Furnished Duplexes, totaling 6,400 sq ft with 4 units of 1,600 sq ft/ea. Designed for optimal comfort & revenue, the duplexes accommodate up to 24 guests with 8 bd, 8 ba, 4 kitchens, 4 fireplaces + 12 balconies. A centralized covered outdoor terrace with a grill and bar/lounge area provides a scenic mountain landscape. Ideal for family vacations & group events. Nantahala Village Resort offers an outdoor pool, basketball/tennis courts, game room, gym, horseback riding & hiking trails within Nantahala National Forest. Nestled in the Smoky Mountains, the property is near top outdoor adventure spots within a few min drive such as the NOC, Fontana Lake, Smoky Mountain Railroad, Cherokee & Harrah’s Casino. Whether you're an investor seeking a lucrative rental or a buyer looking for a dream home with passive income potential, this property offers a unique blend of comfort, convenience and profitability.

55 57 Observation Point Drive, Bryson City

Listing courtesy of Better Homes and Gardens Real Estate Heritage. ginny@ginnyrealestate.com
$599,000
3 Beds ⋅ 3 Baths ⋅ 4420380 MLS ⋅ 1,720 SqFt. ⋅ ACTIVE Status
Imagine owning a stunning 5.71-acre property complete with breathtaking Southwest views, where your dream home awaits! This nearly new residence, built in 2023, offers the perfect solution to avoid the hassle and costs of construction. Nestled at an elevation of 3,500 feet, the wooded lot provides you with end-of-the-road privacy and refreshing summer temperatures. This exceptional two-and-a-half-level home boasts three spacious bedrooms, three modern bathrooms, soaring vaulted ceilings, and a cozy wood-burning fireplace. Enjoy entertaining in the game room or relaxing on any level of this spacious home. With four covered porches, there’s no shortage of outdoor spaces to unwind or gather around the fire pit for memorable evenings. The expansive property allows for future growth and adventure, and most of the furniture is included at this attractive price! The versatile layout makes it ideal for transforming the first level into a mother-in-law suite or separate living area. Plus, you’ll be just a short 20-minute drive from Bryson City, offering you the perfect blend of seclusion and accessibility. Don’t miss this incredible opportunity! More land is available for purchase at an attractive price. Call for details!

241 Golden Hawk Drive Unit #85, Bryson City

Listing courtesy of Yellow Rose Real Estate LLC. megan@yellowroserealty.com
$375,000
4402294 MLS ⋅ ACTIVE Status
This premier lot is an exceptional value! Small island behind the lot serves as personal playground! Septic already on the lot, shared well in place, full plans already approved! This one is ready to go! Swim, fish, raft or kayak from your own backyard. Homesites on a classified whitewater river are extremely rare! USNF across the river! Must see to appreciate! Community is well-established with many homes already completed , several under construction and residents already living in the neighborhood. Amenities close to Queens Lake include a equestrian center w/ stables and riding ring, stocked fishing pond, trail system, lakefront clubhouse w/ boat storage, celestial observatory w/ rotating dome and a 2nd riverfront clubhouse w/ park and guest quarters where you can stay before you build. Amenities are fully built and ready for you to come see and enjoy today. You can build when and with whom you choose. Excellent vacation home potential with established homes bringing in as much as $800 to $1000 a night!

LOT V1 Mystic River Village Way Unit #V1, Bryson City

Listing courtesy of Keller Williams Professionals. jamesmullis@kw.com
$945,000
3 Beds ⋅ 3 Baths ⋅ 4410235 MLS ⋅ 1,824 SqFt. ⋅ ACTIVE Status
Tucked into the private, gated community of Rockledge, just above the Nantahala Outdoor Center, Watia Creekside Retreat pairs refined mountain design with the effortless rhythm of nature. Sip your morning coffee creekside, catch a workout with mountain views from the clubhouse, take a dip in Fontana Lake from the community docks, or head out to everything the NOC and Bryson City have to offer. Designer finishes carry through the open floor plan, featuring a chef's kitchen with stainless steel appliances and granite countertops, a main-level primary suite opening onto the wraparound deck, and a stone fireplace anchoring the great room. There is a second bedroom on the main level, and third bedroom in the upstairs loft, adding flexibility. The generator adds peace of mind. A second fireplace warms the screened-in porch, where the soothing sound of the creek makes for slow mornings and easy entertaining alike.

35 Flint Ridge Road, Bryson City

Listing courtesy of NC Mountains Realty. kathleen@ncmountains.net
$624,875
3 Beds ⋅ 4 Baths ⋅ 4416818 MLS ⋅ 2,132 SqFt. ⋅ ACTIVE Status
Experience the ultimate Smoky Mountain retreat with gated end-of-road privacy and breathtaking multi-layered long-range views of the Great Smoky Mountains National Park & Lake Fontana! This custom vacation rental features a chef's kitchen with granite countertops, abundant cabinetry, generous prep space, a walk-in pantry & unique flagstone flooring. The dramatic great room showcases a floor-to-ceiling stacked stone wood-burning fireplace and walls of windows framing the spectacular scenery. Split-bedroom design offers a guest bedroom, bonus room used as a bedroom & full bath, while the opposite wing hosts the spacious primary suite with walk-in closet, ensuite bath, and private deck with hot tub. Detached oversized 2-car garage includes a guest apartment with living area, full bath & oversized bunkroom. Outside you'll enjoy a flagstone patio, observation deck, level yard, mature landscaping, generator & an additional building lot. Located near the Nantahala River, Lake Fontana, Tsali Rec area and downtown Bryson City! Continue as a successful vacation rental or create a legacy estate for generations in the heart of the Smokys!

630 Smokey Vista Drive, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. martyhuskins@outlook.com
$695,000
3 Beds ⋅ 4 Baths ⋅ 4410907 MLS ⋅ 2,323 SqFt. ⋅ ACTIVE Status
This exceptional 3BD/3.5BA Craftsman-style residence captures the very best of mountain living with stunning western views, refined finishes, resort-style amenities, and end-of-road privacy. This meticulously maintained home is equally suited as an elegant year-round residence, luxurious mountain retreat, or income-producing vacation getaway. From the welcoming entry, the home immediately impresses with soaring T&G ceilings, oversized windows, and an abundance of natural light framing the ever-changing mountain landscape. The open-concept main level creates an effortless flow between the living, dining, and kitchen areas, anchored by a dramatic stacked-stone wood-burning fireplace and beautiful wood floors help enhance the home's warm yet sophisticated aesthetic. The gourmet kitchen is thoughtfully appointed with quartz countertops, ample custom cabinetry, and stainless steel appliances, making it as functional as it is beautiful. Just beyond the kitchen is the spacious laundry room/mudroom and convenient access to the attached garage. The spacious main-level primary suite is a private sanctuary, featuring an elegant ensuite bath with individual vanities, custom cabinetry, a tiled walk-in shower, separate soaking tub, and two generous walk-in closets with private access to the back porch. The lower level provides an inviting extension of the living space with a comfortable family room, two wonderfully sized additional bedrooms—including a private ensuite—and an additional guest bathroom, offering exceptional flexibility for family and guests. Step outside to the amazing and expansive covered screened in porch, where spectacular western mountain views overlook the 8th Tee Box of the Thomas Walker-designed, par-71 golf course. Whether enjoying morning coffee, dining al fresco, or gathering for any occasion this exceptional outdoor living space takes full advantage of the property's remarkable setting. Located within the gated Smoky Mountain Country Club, residents enjoy an impressive collection of resort amenities, including, swimming pool, tennis courts, fitness room, and paved roads throughout the community. With its extraordinary views, thoughtful design, impeccable condition, and unbelievable presentation, this exceptional mountain property delivers a rare combination of luxury, privacy, and effortless resort living!

270 Par 3 Road, Whittier

Listing courtesy of Keller Williams Great Smokies. ron@ronbreese.com
$424,900
2 Beds ⋅ 2 Baths ⋅ 4415793 MLS ⋅ 1,960 SqFt. ⋅ ACTIVE Status
Enjoy mountain top seclusion or additional income from this custom home and guest suite in Bryson City. The 3.4 acres has spacious parking and room to roam, and development potential with knock out views. Options are there to increase the view to the south for the main home or build further up mountain. The home's open floorplan is comfortable with a southern-style great room and dining, and a classic front porch to enjoy the views. Upstairs, in laws or tenants have a full updated kitchen and living room, with master suite and bath. This inviting apartment has a separate outdoor or connected indoor access. The attached garage offers additional storage options at nearly double height, and the outdoor shed is large enough to accomodate vehicles and/or an incredible workshop. This updated home features some additional details: a relatively new generator, ornamental stained glass, laundry on both floors, and an upgrade to gas log fireplace in the lower living room.

1333 Pigeon Creek Road, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. craigparksrealestate@gmail.com
$985,000
3 Beds ⋅ 3 Baths ⋅ 4414827 MLS ⋅ 2,215 SqFt. ⋅ ACTIVE Status
Experience the best of Western North Carolina mountain living in this beautifully crafted 3-bedroom, 2.5-bath custom cabin in Bryson City. A striking combination of stacked stone and natural wood siding creates a timeless mountain aesthetic, while soaring ceilings, walls of windows, and massive custom beams fill the home with warmth, character, and natural light. Designed to take full advantage of its spectacular long-range mountain views, the open-concept living area provides an inviting gathering space for family and friends. Floor-to-ceiling windows frame the surrounding mountains, while the impressive, vaulted ceiling and oversized timber beams create the dramatic sense of scale and craftsmanship found throughout the home. The spacious kitchen flows seamlessly into the dining and living areas, making entertaining effortless. Each bedroom offers a comfortable retreat, with the primary suite providing a peaceful place to unwind after a day exploring the mountains. Multiple indoor and outdoor living spaces invite you to relax, take in the scenery, and enjoy the beauty of every season. Located in the highly desirable Bryson City area, this property offers easy access to the outdoor adventures and attractions that make the Smokies such a sought-after destination. Whether you're looking for a private mountain getaway, a second home, or an investment property, this cabin checks all the boxes. Currently operating successfully on a vacation rental program, the property offers an exceptional opportunity to purchase a turnkey mountain retreat with established rental history and income potential. With its combination of quality construction, dramatic architectural details, breathtaking long-range views, and desirable location, this is a rare opportunity to own a truly special piece of the Smoky Mountains.

444 Look Out Point, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. clohmann@kw.com
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