The Peninsula At Lake James Homes with HOA

The Peninsula At Lake James Homes with HOA

Welcome to The Peninsula at Lake James, a picturesque subdivision nestled in the heart of Nebo, McDowell County, North Carolina. This charming community offers a tranquil retreat for those seeking a peaceful lakeside lifestyle.

The Peninsula at Lake James features homes with HOA amenities, ensuring that residents can enjoy a well-maintained and cohesive neighborhood. From beautifully landscaped common areas to community events and shared facilities, living in this subdivision offers a true sense of community.

With Lake James just a stone's throw away, residents can easily indulge in a variety of water activities such as boating, fishing, and swimming. The stunning natural surroundings provide the perfect backdrop for outdoor adventures, whether it's hiking through the nearby Pisgah National Forest or simply relaxing by the water's edge.

Conveniently located in Nebo, The Peninsula at Lake James offers a peaceful retreat while still being within easy reach of everyday conveniences. With a short drive to nearby towns and cities, residents can access shopping, dining, and entertainment options, making it a perfect blend of tranquility and convenience.

Come and experience the beauty and serenity of The Peninsula at Lake James. Whether you're looking for a permanent residence or a vacation home, this subdivision offers the ideal setting for lakeside living in McDowell County, North Carolina.

Newest The Peninsula At Lake James Homes with HOA

$102,000
4397471 MLS ⋅ ACTIVE Status
Nestled near the beautiful waters of Lake James, this exceptional 1.11-acre homesite offers the perfect setting to build your dream home, mountain retreat, or vacation rental. Located only 20 minutes from charming Marion and approximately one hour from Asheville, you'll enjoy the ideal balance of privacy, recreation, and convenience. Situated in a gated community, residents have access to outstanding amenities, including a community swimming pool and a pavilion that serves as the perfect gathering place for family, friends, and neighbors. The gently sloping, buildable 1.11-acre lot offers plenty of room to create the home you've always envisioned while enjoying the natural beauty of the North Carolina mountains. Whether you're looking for a full-time residence, a second home, or an investment property with vacation rental potential, this property offers endless possibilities in one of Western North Carolina's most desirable locations.

76 Clear Water Way Unit #96, Nebo

Listing courtesy of EXP Realty LLC. chensleym20@gmail.com
$2,795,000
3 Beds ⋅ 3 Baths ⋅ 4395600 MLS ⋅ 3,606 SqFt. ⋅ ACTIVE Status
Experience ultimate luxury in this custom-built ranch home located within the gated community of The Peninsula at Lake James. From the moment you enter through the double French doors, you are greeted by breathtaking, expansive lake views that frame the home from nearly every window. Situated on a rare, nearly one-acre level waterfront lot, this property offers unparalleled access and comfort. The thoughtful split-bedroom floor plan ensures privacy, featuring two expansive primary suites on opposite sides of the home, each boasting luxurious ensuite bathrooms complete with soaker tubs and one has a steam shower. A third bedroom offers generous space with adjacent full bathroom access. The heart of the home is the welcoming great room, anchored by a gourmet kitchen featuring a massive island and an airy dining area perfect for entertaining. Beyond the main living areas, the home offers several versatile bonus spaces ideal for a home office, gym, or potential additional bedrooms. Outdoor living is equally impressive with a fully fenced backyard featuring durable aluminum fencing and convenient double-gate access on all sides. A covered deck and patio space allows for grilling and social time. Enjoy easy access to the community pool or relax in your private, conveying jacuzzi/hot tub. For the car or boating enthusiast, the massive 1,000+ sq. ft. tandem garage provides ample space for four vehicles or safe winter boat storage. Additional peace of mind is provided by the included backup whole house generator. This remarkable waterfront home truly offers it all. Key Property Features: * Waterfront Living: Rare, level, nearly one-acre lot with expansive views from every room. * Primary Suites: Two private primary bedrooms with luxury ensuite bathrooms (soaker tubs and steam shower). * Gourmet Kitchen: Large island with open-concept dining and living areas. * Versatile Spaces: Multiple bonus rooms for home office, exercise studio, or extra bedrooms. * Garage & Storage: 1,000+ sq. ft. tandem garage with capacity for four cars or boat storage. * Outdoor Amenities: Fully fenced yard, private hot tub, and community pool access. * Added Value: Whole-home generator conveys with the property. * Prime Location: Situated in the well known, gated community of the Peninsula at Lake James.

95 Linville View Drive, Nebo

Listing courtesy of Keller Williams Unified. realfaria20@gmail.com
$325,000
4392686 MLS ⋅ ACTIVE UNDER CONTRACT Status
Discover one of the best waterfront values currently available in The Peninsula at Lake James. This exceptional 0.8 acre homesite offers the rare combination of expansive long range lake and mountain views, a highly desirable level building area, and 102 feet of shoreline along the crystal clear waters of Lake James. Whether you are dreaming of a full time residence or a private mountain lake retreat, this property provides an outstanding canvas for bringing your vision to life. Positioned to capture stunning views across the lake, the homesite features a gently situated building envelope that makes planning and construction easier while maximizing both privacy and scenery. Imagine waking each morning to sparkling water views and ending your evenings with colorful sunsets reflected across the lake and surrounding Blue Ridge Mountains. The Peninsula is one of Lake James’ most sought after waterfront communities, known for its natural beauty, upscale homes, and peaceful setting. This lot offers direct waterfront access and is considered dockable, providing the potential for convenient boating, fishing, kayaking, and paddleboarding right from your property. A pier permit has not yet been issued and will need to be obtained through Duke Energy, allowing future owners the opportunity to pursue dock approval based on their plans and specifications. The shoreline descends steeply from the homesite to the water, creating elevated views that enhance the property's dramatic lakefront setting. The walk to the shoreline is steep, but the reward is direct access to one of North Carolina’s most beautiful lakes and the opportunity to enjoy everything Lake James has to offer. Waterfront opportunities at this price point are exceptionally rare on Lake James. Over the past 12 months, only four dockable waterfront lots have sold for less than $325,000. With 102 feet of shoreline, breathtaking long range lake views, a level building area, and dock potential pending Duke Energy approval, this property presents a unique opportunity to secure a coveted waterfront homesite before inventory becomes even more limited. Located just minutes from Lake James State Park, Fonta Flora Trail, downtown Morganton, and Marion, this property combines the serenity of mountain lake living with convenient access to dining, shopping, breweries, hiking trails, and outdoor recreation. Spend your days boating on more than 6,800 acres of pristine water, exploring miles of nearby trails, or simply relaxing and taking in the incredible scenery from your future deck. Please note that no septic permit has been issued for this lot. Buyers are encouraged to complete their own due diligence regarding septic evaluation, pier permitting, and building plans. Opportunities to find a waterfront homesite with long range views, a level building area, generous shoreline frontage, and dock potential in The Peninsula are increasingly rare. Whether you envision a luxury lakefront estate, a weekend getaway, or a legacy property to enjoy for generations, this homesite offers the location, views, and potential to create something truly special on Lake James.

311 Crest View S Drive Unit #92, Nebo

Listing courtesy of Keller Williams Unified. bryan@lakejames.com
$59,900
4380898 MLS ⋅ ACTIVE Status
Located in The Peninsula at Lake James, this 1.99 acre wooded lot offers several fairly level buildable areas with rolling terrain that becomes steeper toward the back of the property. Mature trees provide privacy and a peaceful natural setting, while the rear of the lot meets a canal/inlet area adding to the unique character of the property. Not waterfront, but a great opportunity to build in one of Lake James’ desirable communities close to boating, hiking, and outdoor recreation.

V/L Clear Water Way Unit #95, Nebo

Listing courtesy of Nest Realty Morganton. laney.loftis@nestrealty.com
$64,000
4374856 MLS ⋅ ACTIVE Status
Tucked inside the gated waterfront community of The Peninsula at Lake James, this 1.56-acre interior lot offers a gently sloping canvas ready for your dream home. Whether you're envisioning a full-time residence or a mountain retreat, short-term rentals are permitted — making this an equally compelling investment opportunity. The lot rolls softly with potential winter views of Shortoff and Hawksbill Mountains, and a community well is already in place. Residents enjoy an impressive amenity package: a waterfront pool with picnic area and bathrooms, a floating community day dock, and convenient boat storage — all within walking distance of the lake. Adventure is right outside your door. Black Bear Marina, Fonta Flora Brewery, and the Fonta Flora Trail for hiking and mountain biking are just minutes away. When you need a bit more, Marion is 18 minutes out, Morganton 20, Linville Falls 40, Asheville an hour, and Charlotte Douglas International just 90 minutes. This is your chance to plant roots in the heart of the Blue Ridge Mountains.

431 Ridge Point Road Unit #7, Nebo

Listing courtesy of EXP Realty LLC Ballantyne. 828-337-2200
$398,000
4363312 MLS ⋅ ACTIVE Status
Lakefront lot located in the gated community of The Peninsula at Lake James, offering the perfect setting to build your dream home. Enjoy beautiful water and mountain views from this homesite. Community amenities include a day dock, swimming pool, and convenient boat storage. The community offers a shared well, adding to the ease of building. Ideally located just a short drive to both Morganton and Marion, you’ll enjoy the perfect balance of privacy and accessibility.

291 S Crest View Street, Nebo

Listing courtesy of Nest Realty Morganton. sarah.pettus@nestrealty.com
$550,000
4355858 MLS ⋅ ACTIVE Status
Build your dream lake house on this gently sloped waterfront lot in The Peninsula at Lake James. Enjoy a flat path to the water and open water views once this wooded lot is cleared. This gated community has a great amenity area with pool and bathhouse, walking path to community day dock and a dedicated, gated boat & trailer parking area. Community well; septic needed. It was previously perced for 2 homes (5BR and 2 BR) in 2018. Private dock allowed with Duke Power approval. Easy access to Pisgah National Forest, Lake James State Park and the Fonta Flora State Trail. Just 15 minutes to Marion for shops, restaurants and entertainment.

25 Linville View Drive Unit #8, Nebo

Listing courtesy of Engel & Volkers Foothills Lake James. polly.leadbetter@evrealestate.com
$495,000
4354838 MLS ⋅ ACTIVE Status
LAKE JAMES & BLUE RIDGE MOUNTAIN VIEWS! Build your waterfront dream home or lakeside retreat in The Peninsula at Lake James, a premier gated mountain lake community. Lot has been approved for a dock permit. It did expire Oct 2025, yet will be easy to get approved again. This 1.80-acre waterfront homesite features a gentle slope and offers breathtaking, million-dollar views of the Blue Ridge Mountains and the pristine waters of Lake James—an ideal setting for your custom mountain getaway. Residents of The Peninsula enjoy exceptional community amenities, including a saltwater pool, pavilion, fire pit, community day dock, and boat storage. The neighborhood is continuing to grow, with beautiful custom homes currently under construction throughout the community. Waterfront opportunities on Lake James are becoming increasingly rare, and properties in this sought-after area are selling quickly—don’t miss your chance to own a piece of this incredible mountain lake lifestyle. Conveniently located less than an hour from Asheville and Black Mountain, the area also offers endless outdoor recreation. Explore nearby hiking destinations such as Table Rock, Shortoff Mountain, and Linville Gorge, or enjoy biking and hiking at Fonta Flora Trails and Lake James State Park. Spend your days on the water boating, fishing, and taking in the natural beauty that makes Lake James so special. Short-term rentals are allowed, offering excellent flexibility for personal use or investment potential. Ask your agent to see the dock drawings that have been approved!

154 West Point Drive, Nebo

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. marilynvarnesNC@gmail.com
$679,000
4325602 MLS ⋅ ACTIVE UNDER CONTRACT Status
Perched on the shores of pristine Lake James, this premium lot offers sweeping views of Hawksbill and Shortoff Mountains in the Linville Gorge, level waterfront with a private beach, and a double-decker, double-slip dock with jet ski ports — already built and permitted. That's a major advantage: as of July 1, 2026, Duke Energy no longer approves new dock permits on lots without an existing home (per Duke Energy Lake Service). Future Lake James buyers will have to build first, then wait on approval. Here, it's done. The site work is done too — driveway and building pad cleared, shared well in place, underground power for unobstructed views. Amenities include a pool, boat storage, lake access, and a community dock. Short-term rentals are permitted. Just bring your vision — and your sunscreen.

183 Crest View Ne Drive Unit #55, Nebo

Listing courtesy of GreyBeard Realty. christy@greybeardrealty.com
$135,000
4327307 MLS ⋅ ACTIVE Status
Views of Shortoff Mountain can be yours from this spacious and builder friendly lot. It is very level with the home site sitting slightly above the road. This is an intersection lot which can allow a pull thru driveway allowing for privacy for your home while having the easiest of access from construction to living. Beautiful 1.63-acre lot is located in The Peninsula at Lake James. This lot is located just up the street from the community pool and main entrance. Easy walk on pool days! Or just sit on your porch and enjoy Shortoff Mountain views! Shortoff Mountain is part of the Pisgah National Forest, which spans approximately half a million acres. The lot features paved road frontage, access to a community well, and underground utilities to preserve the area’s natural beauty. BUILDER FRIENDLY LOT! With a gentle building site, you'll enjoy reduced construction costs compared to steeper terrains. Survey on file. Expired septic permit on file. This gated community allows short term rentals and offers a community dock, pool and pool house. The Peninsula of Lake James offers the best of mountain living. It consists of 200 lots on over 220 acres. It is established. Reasonable restrictions in place to protect the integrity of this Lake James community. Schedule your visit today.

365 Peninsula Reserve Road Unit #25, Nebo

Listing courtesy of Greybeard Realty Old Fort Office. jeannie@greybeardrealty.com
$66,800
4326985 MLS ⋅ ACTIVE Status
Come be a part of this wonderful gated lake community located by the beautiful waters of Lake James and minutes away from the grandeur of Linville Gorge views, hiking, wineries, and adventure. This lot is large, and private with over 500 feet of road frontage and would be perfect for having a home with that "living with nature" feeling. The community amenities includes a community well system, pool, pavillion, boat storage, and a community dock for day use and to spend some time floating in the water. Private wells are also allowed with county permitting. The lot already has a 4 bedroom septic permit, and with community water available, it'll make your steps to building your home that much simpler.

597 Peninsula Reserve Road Unit #34, Nebo

Listing courtesy of EXP Realty LLC Ballantyne. 828-337-2200
$775,000
4317251 MLS ⋅ ACTIVE Status
Nestled on 3 acres, this waterfront lot boasts long range views of the pristine lake waters of Lake James and the Blue Ridge mountains. Just 20 minutes from the charming town of Marion with breweries, shops & restaurants. Only an hour's drive to Asheville. Enjoy the communities outdoor pool on warm afternoons, gather with friends at the inviting pavilion, or unwind under the stars around the cozy fire pit. Launch your adventures from the convenient daydock while awaiting approval from Duke Energy for your very own private dock. Whether you envision this as your forever primary residence, a serene vacation retreat, or a future vacation rental, the possibilities are endless on this gem.The sellers carefully envisioned a custom home tucked into the landscape, accessed by a graceful, winding driveway leading to an attached garage. Their concept showcased walls of windows and an expansive deck overlooking the sparkling lake and layered mountain views, all while preserving remarkable privacy with wooded buffers on either side of the property.

West Point Drive, Nebo

Listing courtesy of GreyBeard Realty. rhonda@greybeardrealty.com
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