12023 Overlook Mountain Drive, Charlotte, NC 28216

$700,000
4
BD
3
BA
2,939
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$700,000
MLS#
4388070
Status
ACTIVE
Property Type
Residential
Year Built
1998
Price Change
▼ $75,000 1789033015
Days on Market
101
Bedrooms
4
Bathrooms
3
Full Baths
3
Lot Size
22,651
Lot Size Area
0.52
Living Area
2,939
Sq Ft Total
2939
County
Mecklenburg
Subdivision
Overlook

Property Description

Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision. This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower. And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come. Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake. Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await.

Additional Information

Hoa Fee
$1,842
Hoa Fee Paid
Annually
Community Features
Clubhouse, Lake Access, Outdoor Pool, Pickleball, Picnic Area, Playground, Recreation Area, RV Storage, Sidewalks, Street Lights, Tennis Court(s), Walking Trails, Other
Fireplace
Yes
Interior Features
Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
Floor Coverings
Carpet, Tile, Wood
Equipment
Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker
Foundation
Basement
Main Level Rooms
Bedroom(s), Bathroom-Full, Kitchen, Great Room, Breakfast, Living Room, Dining Room
Laundry Location
Electric Dryer Hookup, Laundry Room, Upper Level
Heating
Natural Gas
Water
City
Sewer
Public Sewer
Exterior Construction
Brick Full
Roof
Architectural Shingle
Parking
Attached Garage, Garage Faces Side
Driveway
Concrete, Paved
Lot Description
Wooded
Elementary School
Mountain Island Lake Academy
Middle School
Mountain Island Lake Academy
High School
Hopewell
Zoning
R-1
Special Conditions
None

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Helen Adams Realty. judy@helenadamsrealty.com

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Real Estate Company nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”