654 Ratcliff Cove Road, Waynesville, NC 28786

$490,000
3
BD
3
BA
2,101
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$490,000
MLS#
4430144
Status
ACTIVE
Property Type
Residential
Architectural Style
Cape Cod, Farmhouse
Year Built
1951
Days on Market
11
Bedrooms
3
Bathrooms
3
Full Baths
1
Half Baths
2
Lot Size
17,424
Lot Size Area
0.4
Living Area
2,101
Sq Ft Total
2101
County
Haywood
Subdivision
No Neighborhood

Property Description

Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse blends timeless charm with modern convenience on a beautiful 0.40-acre level lot. Recent updates include a new roof, gutters and gutter guards, fresh paint, new kitchen flooring with granite countertops and sink, a new bathroom vanity, and a new city water tap with well backup. Three bedrooms, one full bath, and two half baths provide comfortable living, while two bonus rooms offer flexible space for an office, hobby room, guest suite, or storage. A welcoming foyer opens to a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen flows into the cozy family room, with abundant natural light through updated vinyl windows and updated electrical service for peace of mind. Outside, an expansive uncovered rear deck overlooks the private level lot—perfect for relaxing, gardening, or gatherings—while covered front and side porches invite you to enjoy the mountain air. Amenities include unfinished space with a single-car garage in the huge open basement, a main-level single-car carport, and generous parking. Just 10 minutes from Downtown Waynesville with easy I-40 access, this home offers peaceful country living with convenient access to shopping, dining, and amenities.

Additional Information

Fireplace
Yes
Interior Features
Pantry
Floor Coverings
Tile, Vinyl, Wood
Equipment
Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Foundation
Basement
Main Level Rooms
Bedroom(s), Bedroom(s), Bedroom(s), Living Room, Dining Room, Kitchen, Family Room
Laundry Location
In Basement
Heating
Central, Oil
Water
City
Sewer
Septic Installed
Exterior Construction
Brick Full
Roof
Architectural Shingle
Parking
Basement, Attached Carport, Driveway
Driveway
Concrete, Paved
Lot Description
Cleared, Level, Views
Elementary School
Junaluska
Middle School
Waynesville
High School
Tuscola
Special Conditions
None

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Howard Hanna Beverly-Hanks Waynesville. brian.noland@allentate.com

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Real Estate Company nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”