Cashiers Homes with HOA

Located in Jackson County, North Carolina, Cashiers is a charming city that offers a tranquil and picturesque setting for residents seeking a peaceful lifestyle. With its stunning natural beauty, Cashiers is often referred to as the "Heart of the Blue Ridge Mountains."

Nestled in the heart of the Nantahala National Forest, Cashiers is a haven for outdoor enthusiasts and nature lovers. The area boasts numerous hiking trails, waterfalls, and scenic overlooks, providing endless opportunities for exploration and adventure. Whether you enjoy fishing in pristine mountain streams, golfing at world-class courses, or simply taking in the breathtaking views, Cashiers has something for everyone.

One notable aspect of the homes in Cashiers is the presence of homeowner associations (HOAs). Many of the properties in this area are part of HOAs, which help maintain the overall aesthetic appeal and quality of life in the community. HOAs often provide amenities such as swimming pools, tennis courts, and common area maintenance, ensuring that residents can enjoy a well-maintained and cohesive neighborhood.

Living in a home with an HOA in Cashiers offers several benefits. These associations help protect property values by enforcing community guidelines and architectural standards. They also provide a sense of community and foster a close-knit neighborhood atmosphere. HOAs handle the day-to-day management of shared amenities and take care of landscaping and maintenance, allowing residents to focus on enjoying their homes and the beauty of Cashiers.

If you're looking for a serene and picturesque place to call home with the added benefits of an HOA, Cashiers, North Carolina, might be the perfect destination for you. With its natural beauty, outdoor recreational opportunities, and well-maintained neighborhoods, Cashiers offers a truly idyllic living experience.

Newest Cashiers Homes with HOA

$1,399,000

2 Beds ⋅ 4 Baths ⋅ 4379792 MLS ⋅ 3,268 SqFt. ⋅ ACTIVE UNDER CONTRACT Status

Classic Cashiers Mountain Retreat – Fully Renovated Inside & Out Tucked within the peaceful Found Forest neighborhood—just across from the prestigious High Hampton and Wade Hampton golf communities, bordering the Nantahala National Forest—this timeless mountain home has been completely reimagined with a 2024 renovation. Set on 3.5 private acres with an exposed granite rock face with winter views, the property offers both outdoor adventure and serene mountain living. Inside, the home spans three levels of spacious living with 3 bedrooms, a bunk room, 3 full baths, 1 half bath, and 2 versatile bonus rooms. Classic mountain style blends seamlessly with modern luxury: -2024 upgrades, New bathrooms, new kitchen, new roof & gutters, HVAC, plumbing, electrical, windows, and doors -Light-filled living spaces with refinished hardwood floors and expansive windows -Chef’s kitchen with custom cabinetry, granite countertops, and new appliances -Spa-inspired bathrooms featuring steam showers, body-spray fixtures, and premium finishes -Entertainment spaces including a private home theater and billiards room This home is offered fully furnished with designer selections from Bernhardt, Baker Furniture, Currey & Co., and more—creating a turnkey opportunity. Outdoors, enjoy evenings by the firepit, tending raised garden beds, or lounging in a hammock on your private rock outcrop. With mature landscaping, year-round privacy, and the natural beauty of the Blue Ridge Mountains, this property provides the perfect balance of mountain serenity and modern comfort.

162 Highview Road, Cashiers

Listing courtesy of RE/MAX Summit Properties. wncleeproperties@gmail.com

$3,700,000

3 Beds ⋅ 4 Baths ⋅ 4362808 MLS ⋅ 3,982 SqFt. ⋅ ACTIVE Status

It’s not simply a home, it’s a rare and magical connection to nature. Privately set on approximately 2.5 gently rolling acres in the private gated Big Sheepcliff community, this Mountain Modern retreat offers an extraordinary blend of long-range mountain views, refined design, natural beauty, and convenience just minutes from Cashiers Village. A waterfall along the drive creates a memorable arrival, setting the tone for a property designed to feel both elevated and deeply connected to its surroundings. As the personal home of an interior decorator, the residence reflects thoughtful attention to atmosphere, flow, and livability. Expansive windows frame panoramic views of Whiteside Mountain, Yellow Mountain, Lake Glenville, and the surrounding Blue Ridge landscape, while inviting interiors create comfortable spaces for everyday living, quiet retreat, and effortless entertaining. Generous decks and an all-season sunroom extend the home into the landscape, offering year-round enjoyment of the views, fresh mountain air, and peaceful mountain setting. The finished lower level provides flexible space for guests, recreation, work, or extended living, adding versatility to this already distinctive mountain property. Private yet conveniently located near boutique shopping, fine dining, arts, culture, and outdoor recreation throughout Cashiers and the Highlands-Cashiers Plateau, this Big Sheepcliff home offers a rare opportunity to own a luxury mountain retreat where design, privacy, and nature come together beautifully. Schedule your private showing and experience the setting for yourself.

2618 Big Sheepcliff Road, Cashiers

Listing courtesy of MOUNTAIN LIFE REAL ESTATE, LLC. Heather@MountainLifeRE.com

$650,000

4 Beds ⋅ 4 Baths ⋅ 4329121 MLS ⋅ 2,150 SqFt. ⋅ ACTIVE UNDER CONTRACT Status

This stunning Horsepasture River-side condo is just a short few minutes' walk from the heart of all that Sapphire Valley Resort has to offer—winter sports on the slope, summer and fall concerts on the green, indoor and outdoor pools, a fitness complex, tennis / pickleball facilities, dog park, golf, and more! Ideal for family usage and rentals. Short Term Rentals ARE allowed. This 3 bedroom, 3 and one half bath, 'cozy' dwelling is two-and one-half stories, on top of an oversized 2-car garage below. Three of these bedrooms are "en-suite"! They have their own full bathrooms.! It's covered wooden deck sits off of the living room and boasts a great view of the Horsepasture River flowing by! Just feet away! This open concept invites you to relax when you first walk in the front door. The open dining area and living room flow seamlessly from the kitchen thru its large breakfast bar opening, all the way to the field stone fireplace. The firepit at the river is a great place for enjoying the sound of the water rushing by, fishing, or watching the kids playing in the cool mountain stream. Serenity surrounds you here at the riverside seating area. Sit, relax, breathe in the fresh air and enjoy the solitude. Then, go for an upscale lunch or dinner in nearby Cashiers. Nearby Whiteside Mountain offers a wonderful loop trail with views out to the upper reaches of South Carolina. A short drive past that is the renowned Town of Highlands. Enjoy its quaint downtown area, with shopping, coffee shops, and the Old Edwards Inn & Spa. Your time here on the Horsepasture River will be enjoyable in every way. Come fall in love with this slice of heaven in the Appalachian Mountains.!

620 Sapphire Valley Road, Cashiers

Listing courtesy of Mountain Real Estate Rocks. Dan@MRE.rocks

$215,000

4311792 MLS ⋅ ACTIVE Status

Only 8 minutes from the heart of Cashiers, this serene south-facing lot adjoins the Nantahala National Forest, offering direct access to logging roads and hiking trails right out your doorstep. With selective clearing, enjoy beautiful view potential of Terrapin Mountain. This property is ready for your dream mountain home: Driveway installed and majority of homesite clearing already complete. Deep well drilled and in place. Fiber optic internet available. Expired septic permit on file with Jackson County Health Department. Found Forest now features recently paved roads, making access easy and enjoyable year-round. With its natural privacy, forest access, and build-ready improvements, this lot offers the perfect balance of convenience and seclusion.

1 Bear Log Road, Cashiers

Listing courtesy of RE/MAX Summit Properties. wncleeproperties@gmail.com

Start Your Search

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Real Estate Company nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”