Mill Spring Homes with HOA

Mill Spring Homes with HOA

Located in the beautiful state of North Carolina, Mill Spring is a charming city nestled in Polk County. Known for its scenic landscapes and close-knit community, Mill Spring offers a peaceful and serene environment for residents to call home.

One notable aspect of the real estate market in Mill Spring is the prevalence of homes with homeowner's associations (HOAs). If you're looking for a property that comes with the added benefits and amenities of an HOA, Mill Spring has plenty to offer. With an HOA in place, homeowners can enjoy a range of advantages such as well-maintained common areas, landscaping services, and community events.

Living in a home with an HOA can provide a sense of security and peace of mind, as the association ensures that the neighborhood maintains its quality and appeal. Additionally, HOAs often have rules and regulations in place that help maintain property values and promote a harmonious living environment.

Whether you're searching for a single-family home, a townhouse, or a condominium, Mill Spring has a variety of options available within HOA communities. These communities offer a sense of belonging and a chance to connect with neighbors through shared amenities like swimming pools, fitness centers, and walking trails.

If you're in the market for a home in Mill Spring, consider exploring the many properties with HOAs. Not only will you find a beautiful place to live, but you'll also have access to a supportive community and a range of amenities to enhance your lifestyle.

Newest Mill Spring Homes with HOA

105 Jackson Cove Parkway, Mill Spring
$970,000
4 Beds ⋅ 4 Baths ⋅ 4438061 MLS ⋅ 3,016 SqFt. ⋅ ACTIVE Status
Breathtaking mountain and lake views set the stage for exceptional living at this stunning Lake Adger home. With panoramic scenery from nearly every room, this inviting retreat brings the beauty of its surroundings into everyday life. Completed in 2019, the home pairs modern construction with an inviting setting for mountain-and-lake living. Expansive outdoor living spaces invite you to linger over morning coffee, gather with guests, or simply enjoy the scenery. A screened side porch, covered front porch, and rear deck offer a welcoming choice of gathering spots, while stylish wire-mesh deck railings keep the mountain views unobstructed. The walkout lower level opens to a large patio with additional seating areas and a fenced yard, extending the home's outdoor appeal. Inside, an open-plan great room showcases floor-to-ceiling windows that frame the spectacular views. The modern kitchen blends style and function with granite countertops, stainless steel appliances, and an island offering both seating and storage—an inviting centerpiece for everyday meals and entertaining. The main-level primary bedroom offers mountain views, as do the two guest bedrooms upstairs, giving each of these spaces its own scenic backdrop. The spacious lower level provides even more room to relax and gather, with a family room, dining area, kitchenette, additional bedroom, and full bath. A deeded boat slip at nearby Jackson Cove Marina adds a standout advantage, keeping your boat close and making time on Lake Adger part of the home's appeal. Come explore Lake Adger's 14 miles of shoreline and 438 surface acres of water where you will enjoy boating, kayaking, fishing, and swimming. Conveniently located near Asheville and Hendersonville, NC, and Greenville and Spartanburg, SC, this property combines striking scenery, inviting living spaces, and a wealth of outdoor recreation. Please be sure to check out the video virtual tour for additional details and then schedule your own private showing today!

105 Jackson Cove Parkway, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. chris.battista@howardhannatate.com
815 E Deep Gap Farm Road Unit #35, Mill Spring
$1,800,000
4 Beds ⋅ 5 Baths ⋅ 4435548 MLS ⋅ 3,608 SqFt. ⋅ ACTIVE Status
Experience elevated mountain living in this exceptional 4-bedroom, 4 1/2-bath home in the gated Bright's Creek Golf/Equestrian community, where breathtaking mountain views create a stunning backdrop in every season. Designed for effortless entertaining, the home features two fireplaces, a beautifully appointed custom bar with dedicated temperature controlled wine room on the lower level, and a spacious covered back deck perfectly positioned to take in the views. Brights Creek offers an unparalleled Western North Carolina lifestyle with a Tom Fazio-designed golf course, clubhouse dining, The Mill fitness and lifestyle center, saline pool, pickleball and tennis courts, walking trails, and equestrian facilities. Whether gathering with friends by the custom outdoor stone fire pit, enjoying a glass of wine, or relaxing on the deck as the sun sets over the mountains, this home captures the beauty, comfort, and lifestyle that make Brights Creek so special. Club membership available for purchase.

815 E Deep Gap Farm Road Unit #35, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek@beverly-hanks.com
140 Blazing Star Lane, Mill Spring
$1,700,000
2 Beds ⋅ 3 Baths ⋅ 4431814 MLS ⋅ 3,068 SqFt. ⋅ ACTIVE Status
Discover a rare Western North Carolina luxury equestrian estate offering over 20 acres of privacy, mountain views, and an exceptional outdoor lifestyle within Walnut Creek Preserve. With approximately 8 acres of pasture, substantial four-rail wood fencing, and cleared areas offering potential sites for a barn and riding arena, this property presents an extraordinary opportunity to create your ideal horse property. Enjoy the rare convenience of riding directly from your property onto 51 miles of beautiful preserve trails, winding through wooded landscapes and alongside picturesque creeks to a beautiful waterfall within the community. The 3,068-square-foot residence blends Arts and Crafts character with comfort and thoughtful design. Abundant natural light, vaulted ceilings, and picture windows frame the surrounding views from the living room, kitchen, both bedrooms, and back deck, bringing the beauty of the outdoors into everyday living. Custom cabinetry, granite countertops, tigerwood and tile flooring, and a striking see-through fireplace with stacked rock on both sides add warmth, texture, and distinctive character. Southwestern-facing mountain views can be enjoyed from the covered back porch, primary bedroom, and lower-level bedroom, creating peaceful spaces to relax and take in the natural surroundings. Outdoor living takes center stage with a charming pavilion and wood-burning fireplace, an inviting swim spa, and an enchanting outdoor setting surrounded by mature vines and an old architectural door. The area near the pavilion evokes the feeling of stepping into the Italian countryside, a special retreat for entertaining, unwinding, or simply enjoying the peaceful setting after a day on the trails. More than $200,000 has been invested in landscaping, clearing, and site improvements, creating beautifully maintained grounds with mature trees, flowering gardens, and thoughtfully placed plantings, including approximately 50 hollies, 50 arborvitae, and 50 tea olives. The flexible lower level offers a bedroom, full bathroom, living space, and 2nd laundry area, providing excellent potential for multigenerational living, extended guests, or a private retreat. Additional features include a three-car garage with upper-level storage, a dumbwaiter, and a generator installed in 2025. An interior parcel within Walnut Creek Preserve offers a special combination of privacy, natural beauty, and a welcoming community. Enjoy opportunities for horseback riding, hiking, mountain biking, and time outdoors with your dogs, with access to scenic trails and the community waterfall. Whether your vision is an exceptional equestrian estate, a private mountain retreat, or a distinctive property designed for entertaining and multigenerational living, this remarkable offering delivers a lifestyle that is increasingly difficult to find in Western North Carolina. Call me to schedule your private tour!

140 Blazing Star Lane, Mill Spring

Listing courtesy of BluAxis Realty. dee@bluaxis.com
620 N Highland Road, Mill Spring
$850,000
3 Beds ⋅ 3 Baths ⋅ 4433929 MLS ⋅ 4,486 SqFt. ⋅ ACTIVE Status
Discover privacy, space, and comfort in this beautiful home on over 8 beautiful acres in the Lake Adger community offering main-level living, generous flex space, and exceptional indoor-outdoor appeal. A flagstone-covered front porch creates a warm and welcoming first impression and inside, the impressive great room features soaring vaulted ceilings, a wood-burning fireplace, and a wall of windows overlooking the adjoining screened porch. The open layout flows seamlessly into the kitchen and formal dining room, making it ideal for everyday living and entertaining. The spacious kitchen is well appointed with granite countertops and backsplash, maple cabinetry, a center island, stainless steel appliances, a breakfast area, and an oversized walk-in pantry for exceptional storage. A large, screened porch provides the perfect place to relax while enjoying views of the private backyard. The main-level primary suite offers a spacious bath and walk-in closet. Two additional main-level bedrooms share a thoughtfully designed Jack-and-Jill bath with separate private vanity areas. The lower level expands the home's versatility with a generous family and recreation room featuring a pool table, a bonus or hobby room, office space, a full bath, and an expansive finished workshop. A side driveway leads directly to double workshop doors for convenient access, while a lower-level patio adds even more outdoor living space. Additional features include abundant parking, including an area previously used for an RV, large two car garage with walk-up stairs to an unfinished room above the garage , and a separate storage building with a lean-to addition. This property is located within the Lake Adger private community offering lake access for boating, kayaking, fishing and swimming and over 13 miles of private equestrian and hiking trails. Come see this property today and experience one of Western North Carolina's best-kept secrets!

620 N Highland Road, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. chris.battista@howardhannatate.com
Sunset Drive Unit #12, Mill Spring
$613,000
4 Beds ⋅ 3 Baths ⋅ 4432604 MLS ⋅ 3,331 SqFt. ⋅ ACTIVE Status
PROPOSED NEW CONSTRUCTION IN HILLCREST GATED COMMUNITY, MILL SPRING, NC. Build the home you’ve been looking for! This proposed 3,331 sq. ft. semi-custom Ranch-style home offers an exceptional combination of luxury, functionality, and thoughtful design. Featuring 4 Bedrooms, 3 full Bathrooms, a spacious Loft, and three Garage bays, this floor plan provides the ease of primarily one-level living while still offering flexible additional space. The proposed exterior showcases timeless Hardie® plank siding complemented by stylish metal roof accents for an elevated, custom-inspired look. Inside, the planned luxury Kitchen can serve as the centerpiece of the home, featuring a designer-style Range Hood and built-in Microwave and Oven wall unit integrated into the cabinetry for a clean, upscale finish. The Living/Family area is designed around the warmth and character of a wood-burning Fireplace, creating an inviting gathering space for relaxing or entertaining. The proposed Primary Suite continues the elevated feel with a Spa-inspired Bathroom featuring dual vanities and an impressive 7-foot shower with a built-in Bench. A spacious Loft provides additional flexibility for a media room, home office, recreation space, or guest retreat. The plans also include a large Sunroom and covered screened Porch, providing multiple spaces to relax, entertain, and enjoy indoor-outdoor living. The Three-bay Garage configuration is another standout feature, with a side-entry Two-car Garage featuring individual doors for each bay, plus an additional third Garage bay offering extra room for parking, storage, recreational equipment, or a workshop. This is a proposed to-be-built Home offering Buyers the opportunity to build with Eastwood and create a Home tailored to their needs and style. Final home design, features, finishes, pricing, and availability are subject to builder plans, selections, approvals, and change. Photos, renderings, or plans, if shown, are for illustrative purposes and may depict options or upgrades not included in the base price. This private, wooded lot sits above road level, to offer privacy and mountain views when select trees are removed. The building site is level and driveway is already in place. Schedule a showing today for this premium lot in Hillcrest. You will not be disappointed.

Sunset Drive Unit #12, Mill Spring

Listing courtesy of NorthGroup Real Estate LLC. debbie@sdhughes.com
Lot # 17A Ostin Creek Trail, Mill Spring
$20,000
4431911 MLS ⋅ ACTIVE Status
Discover 2.75 acres of wooded privacy in the desirable Highland Farms section of Lake Adger. Tucked between the strongflowing waters of Ostin Creek and the private hiking and equestrian trails of the Ostin Creek Crossing section of Lake Adger's trails, this homesite offers a peaceful natural setting with exceptional community amenities. The lot is mostly steep, enhancing its sense of seclusion, yet includes a promising build site for your future mountain retreat or dream home. Enjoy all that the Lake Adger community has to offer, including lake access for boating, swimming, and fishing, a lakeside community pavilion, and more than 13 miles of private hiking and equestrian trails.

Lot # 17A Ostin Creek Trail, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. chris.battista@howardhannatate.com
River Park Lane, Mill Spring
$300,000
4431016 MLS ⋅ ACTIVE Status
A rare opportunity to own 5.39 beautiful acres in the highly desirable River Park section of Lake Adger in Mill Spring, NC. This exceptional property combines breathtaking long range mountain views with peaceful pastoral scenery, creating a setting that feels both private and expansive. From the property, take in an incredible mountain panorama featuring McGraw, Cliffield, Wildcat Spur and World's Edge, with Sugar Loaf visible behind them. And the views don't stop with the mountains. This property overlooks a beautiful fenced horse pasture, giving you the added charm of rolling pastoral views and the timeless character of Western North Carolina horse country. The property offers a level building site, making it especially attractive for those looking for an easier homesite in the mountains. An existing driveway and culvert are already in place, and the property offers tons of road frontage, providing excellent access and flexibility while maintaining the privacy you've been looking for. The land offers a wonderful combination of open pasture and mature woods. Located just a short distance off Silver Creek Road, the property provides convenient access into the Lake Adger community without sacrificing the peaceful, tucked away feeling that makes this area so special. Lake Adger is a private lake and mountain community encompassing approximately 3,250 acres and centered around the beautiful 438 acre Lake Adger. Residents enjoy access to miles of nature and equestrian trails, community marinas, parks, conservation areas and scenic lake amenities. The community's protected equestrian and nature trail system extends for more than 15 miles, making this an especially appealing setting for horse lovers, hikers and outdoor enthusiasts. A lakeside pavilion and picnic area provide a wonderful place to gather and enjoy the scenery. The location also puts you in the heart of the beautiful foothills of Western North Carolina, close to the Tryon equestrian area, Lake Lure, Columbus and the broader Asheville and Hendersonville region. Lake Adger is known for its natural beauty, privacy and low density setting, with established homes ranging from charming mountain retreats to impressive estates. Imagine building your dream home where your everyday backdrop includes layer upon layer of Blue Ridge Mountains, a peaceful horse pasture and changing seasons of spectacular color. Fall is particularly breathtaking here, when the surrounding mountains transform into a brilliant display of reds, oranges and golds. If you've been searching for privacy without isolation, mountain views without a steep building site, and the beauty of both mountain and pastoral living, this 5.39 acre Lake Adger property deserves a closer look. Come experience the views in person. You may have just found the setting you've been waiting for.

River Park Lane, Mill Spring

Listing courtesy of Real Broker, LLC. enjoytheupstate@gmail.com
Ostin Creek Trail Unit #2, Mill Spring
$38,888
4430264 MLS ⋅ ACTIVE Status
Where the Creek, Trails, and Mountains meet! Tucked away at the end of the road in one of Western North Carolina's most distinctive lake and equestrian communities, this beautiful wooded homesite offers the privacy buyers search for with the sound and scenery of wide, flowing Ostin Creek creating an incredible natural backdrop. Mature hardwoods surround the property, while convenient access to Lake Adger's extensive private equestrian and nature trail system makes this setting especially appealing. Lake Adger's protected trail system extends for miles throughout the community, complementing the peaceful mountain setting and equestrian heritage of the greater Tryon area. And then there is the lake lifestyle. Lake Adger offers over 400 acres of water and miles of shoreline, with opportunities for boating, paddling, swimming and fishing, along with community marinas, parks and conservation areas. Motor restrictions help preserve the quieter character that makes this mountain lake feel worlds away. Yet you're not giving up the things that make this corner of Western North Carolina so special. Spend the day on the lake or trails, then venture toward Tryon, Columbus, Lake Lure, Saluda or Landrum for locally owned restaurants, shops, wineries and mountain-town charm. The community is also convenient to the area's renowned equestrian destinations and outdoor recreation. Private. Creekside. Equestrian. Lake living. Bring your vision and create a mountain retreat that feels tucked away from everything—without actually being far from anything.

Ostin Creek Trail Unit #2, Mill Spring

Listing courtesy of Century 21 Mountain Lifestyles. ERIKABRADLEYREALTOR@GMAIL.COM
5 Chalet Court, Mill Spring
$474,900
2 Beds ⋅ 2 Baths ⋅ 4430432 MLS ⋅ 1,397 SqFt. ⋅ ACTIVE Status
LAKE ADGER LIVING AT ITS BEST! Wake up to year-round views of beautiful Lake Adger and the surrounding Blue Ridge Mountains from this charming 2-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac. Designed for easy, relaxed living, this home offers an inviting open floor plan, vaulted ceilings, and a cozy wood-burning fireplace that makes the great room especially welcoming on cool mountain evenings. The primary suite is a true retreat, featuring expansive windows and a spacious sitting area overlooking the lake, an ideal spot for morning coffee or simply taking in the changing seasons. Step outside to the generous back deck and enjoy the peaceful setting, whether you're entertaining, grilling, or unwinding at the end of the day. A lower patio provides additional outdoor living space and brings you even closer to the beauty of Lake Adger. The lower level also has a large non-heated basement area that could be great for storage, crafts or hobbies, or even a recreation room or small gym. And for the lake lover, the property includes a deeded boat slip, making it easy to enjoy boating, fishing, kayaking, and everything this special mountain lake has to offer. With its combination of spectacular views, comfortable single-level living, outdoor spaces, and coveted lake access, 5 Chalet Court makes an exceptional full-time residence, weekend retreat, or vacation getaway. This home is being offered turnkey to include all furnishings and contents. Come experience why Lake Adger is one of Western North Carolina's best-kept secrets.

5 Chalet Court, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. chris.battista@howardhannatate.com
Elkton W Court Unit #138, Mill Spring
$125,000
4428750 MLS ⋅ ACTIVE Status
Discover an exceptional homesite tucked away on a quiet cul-de-sac within the gates of Brights Creek. This desirable lot offers an easy building site with the potential for beautiful mountain views with selective clearing. Enjoy the privacy and natural beauty of this premier gated community, complete with paved roads, fiber optics, community water and sewer, natural gas, 24-hour staffed gatehouse, and scenic walking trails, including a picturesque waterfall trail. Brights Creek Club membership is available for purchase offering access to the Tom Fazio-designed championship golf course, tennis and pickleball, and the Mountain Lodge with dining and bar. The Mill, the community’s lifestyle and wellness center, features a heated saline pool, fitness center, two-lane bowling alley, casual dining, full bar, and inviting gathering spaces centered around an impressive stone fireplace. An exceptional opportunity to build your mountain retreat and experience the refined lifestyle of Brights Creek.

Elkton W Court Unit #138, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek.team@allentate.com
Deep Gap Farm E Drive Unit #34, Mill Spring
$75,000
4428736 MLS ⋅ ACTIVE Status
Discover this lot close to amenities within the gates of Brights Creek. Enjoy the privacy and natural beauty of this premier gated community, complete with paved roads, fiber optics, community water and sewer, natural gas, 24-hour staffed gatehouse, and scenic walking trails, including a picturesque waterfall trail. Brights Creek Club membership is available for purchase offering access to the Tom Fazio-designed championship golf course, tennis and pickleball, and the Mountain Lodge with dining and bar. The Mill, the community’s lifestyle and wellness center, features a heated saline pool, fitness center, two-lane bowling alley, casual dining, full bar, and inviting gathering spaces centered around an impressive stone fireplace. Equestrian activities also available outside of membership. An exceptional opportunity to build your mountain retreat and experience the refined lifestyle of Brights Creek.

Deep Gap Farm E Drive Unit #34, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek.team@allentate.com
Lot 177 Grafton None, Mill Spring
$150,000
4428676 MLS ⋅ ACTIVE Status
Estate sized lot within the gates of Brights Creek! This desirable lot offers several options for a building site with the potential for beautiful mountain views with selective clearing. Stream runs along one side of this estate lot and has a very private feel. Enjoy the privacy and natural beauty of this premier gated community, complete with paved roads, fiber optics, community water and sewer, natural gas, 24-hour staffed gatehouse, and scenic walking trails, including a picturesque waterfall trail. Brights Creek Club membership is available for purchase offering access to the Tom Fazio-designed championship golf course, tennis and pickleball, and the Mountain Lodge with dining and bar. The Mill, the community’s lifestyle and wellness center, features a heated saline pool, fitness center, two-lane bowling alley, casual dining, full bar, and inviting gathering spaces centered around an impressive stone fireplace. Equestrian activities also available outside of membership. An exceptional opportunity to build your mountain retreat and experience the refined lifestyle of Brights Creek.

Lot 177 Grafton None, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek.team@allentate.com
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