Morganton Homes with HOA

Morganton Homes with HOA

Welcome to Morganton, North Carolina, a charming city nestled in the heart of Burke County. Known for its picturesque landscapes and vibrant community, Morganton offers a perfect blend of small-town charm and modern conveniences. With its rich history, the city is steeped in Southern hospitality and is surrounded by the stunning Blue Ridge Mountains, providing a breathtaking backdrop for outdoor enthusiasts and nature lovers alike.

Morganton boasts a variety of homes, many of which are located within well-maintained communities governed by Homeowners Associations (HOA). These neighborhoods are designed to enhance the quality of life for residents, often featuring amenities such as community pools, parks, and walking trails. Living in an HOA community ensures that the neighborhood maintains its aesthetic appeal, with guidelines in place to preserve property values and foster a sense of community pride.

The real estate market in Morganton is diverse, offering everything from charming historic homes to modern developments, catering to a wide range of lifestyles and budgets. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Morganton has something for everyone.

With a strong sense of community, excellent schools, and a variety of local shops and restaurants, Morganton is not just a place to live; it’s a place to thrive. Explore the possibilities of making this delightful city your home, and discover the advantages of living in a neighborhood with an HOA, where community values and quality living come together seamlessly. Welcome to Morganton—your new home awaits!

Newest Morganton Homes with HOA

$657,000
3 Beds ⋅ 3 Baths ⋅ 4411904 MLS ⋅ 2,472 SqFt. ⋅ ACTIVE Status
This beautifully maintained home offers the perfect blend of comfort, quality, and functionality. The open-concept floor plan seamlessly connects the spacious living room, dining area, and large kitchen, creating an ideal space for everyday living and entertaining. The chef-inspired kitchen features quality finishes, ample cabinetry, and generous counter space. The thoughtfully designed split-bedroom layout includes a spacious primary suite with a large walk-in closet and a private bathroom, while the secondary bedrooms share a convenient Jack-and-Jill bathroom. A generously sized laundry room and attached two-car garage add to the home's practicality. The covered porch, overlooks a beautifully designed patio featuring a stone fire pit with pavers and a cozy seating area—perfect for entertaining or enjoying quiet evenings at home. Additional features include a versatile room in the basement, ideal for a home office or playroom, as well as a large unfinished basement, which provides abundant storage or the opportunity to expand to fit your needs. Don't miss out on this amazing home! Schedule your showing today!

125 Beechmont Drive, Morganton

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. kasey.jackson@howardhannatate.com
$780,000
2 Beds ⋅ 3 Baths ⋅ 4408595 MLS ⋅ 2,367 SqFt. ⋅ ACTIVE Status
Beautiful home in the gated golf course community of Silver Creek Plantation! This thoughtfully designed home offers an open floor plan with 9-foot ceilings, a spacious living area, and a stunning kitchen featuring a large island, copper farmhouse sink, quiet-close cabinetry, Frigidaire refrigerator, wall oven, and a Forno 8-burner gas range with large and small ovens. The office/flex room with a large window provides the perfect space for working from home or hobbies. The primary suite includes two oversized closets with cedar accents, a spa-like bath with a large walk-in shower, and a personal sauna. Quality finishes, functional design, and a premier location make this home one you won't want to miss. Please note that grading and landscaping improvements are currently underway to further enhance the property's curb appeal and overall features.

3242 Cornwell Drive, Morganton

Listing courtesy of True North Realty. amber@nctruenorthrealty.com
$95,000
4408021 MLS ⋅ ACTIVE Status
Discover the perfect place to build your mountain dream home in one of the Foothills of Western North Carolina's most desirable gated communities. This beautiful rolling homesite offers breathtaking views of iconic Table Rock and Hawksbill Mountain, with an ideal topography for a walkout basement that maximizes both the scenery and your living space. Enjoy the peace of mind of a thoughtfully planned community featuring larger homesites, state-maintained specification paved roads, and spectacular long-range mountain vistas throughout the neighborhood. Whether you're seeking a full-time residence or a mountain retreat, this location offers the perfect blend of privacy, natural beauty, and convenience. Adventure is just minutes away with easy access to Lake James, Pisgah National Forest, Wilson Creek, Linville Gorge, hiking, fishing, boating, and endless outdoor recreation. The Foothills Regional Airport is nearby, while the charming downtown of Morganton offers shopping, dining, breweries, and local events. Best of all, you're only about an hour from Charlotte, making weekend escapes or daily commuting surprisingly convenient. Experience the beauty, tranquility, and lifestyle that make the Blue Ridge Mountains one of North Carolina's most sought-after destinations. Your mountain getaway begins here.

2091 Robert Drive Unit #16, Morganton

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. mwatts.bhhsbrr@gmail.com
$789,900
3 Beds ⋅ 3 Baths ⋅ 4407190 MLS ⋅ 2,947 SqFt. ⋅ ACTIVE Status
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*

4634 Harbor View Terrace, Morganton

Listing courtesy of DASH Carolina. zac.campbell@dashnc.com
$365,000
3 Beds ⋅ 2 Baths ⋅ 4404923 MLS ⋅ 1,200 SqFt. ⋅ ACTIVE Status
Beautiful wood cabin with 3 spacious bedrooms, 2 full bathrooms, featuring a covered front porch and a spacious back deck that overlooks the indescribable mountain views. This furnished cabin sleeps up to 8 people and is perfect for family gatherings and making memories. Home is in desired gated community with amenities that include a community clubhouse and community pool.

7087 Birch Lane, Morganton

Listing courtesy of Hart Realty Group LLC. kerafhart@gmail.com
$250,000
3 Beds ⋅ 2 Baths ⋅ 4404361 MLS ⋅ 1,404 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
NEW CONSTRUCTION – 3 Bedroom, 2 Bathroom off-frame modular home. Enjoy the peace of mind that comes with new construction, featuring brand-new systems, appliances, and finishes throughout. This beautiful home offers the perfect blend of modern style and comfortable living. The open-concept floor plan is ideal for entertaining and every day living. The split bedroom floor plan provides privacy while the 2nd family room offers additional room for games, office and more. The large back yard provides plenty of room for outdoor activities. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in-ready home, this beautiful property is ready to welcome you

3093 Peaceful Meadows Drive, Morganton

Listing courtesy of Western Piedmont Real Estate, LLC. tonycolellarealestate@gmail.com
$364,900
4380561 MLS ⋅ ACTIVE Status
Set on 3.71 private acres in the gated Waters Edge community, this rare Lake James homesite offers a large level waterfront on one of the lake's quietest coves — calm, clear water perfect for swimming, kayaking, and paddleboarding from your own backyard. This is a non-dockable lot. The wooded, gently sloping site is ready to build on or come enjoy as is: driveway, parking, and boat trailer storage already in place, soil test on record, and the Fonta Flora State Trail running directly along the back edge of the property. Underground power, high-speed internet, and city water are available. Short-term rentals are allowed. Adjacent to 47.99 acres of protected green space, this lot feels more like a private nature preserve than a typical lakefront homesite. The community beach and a nearby marina with a public boat launch keep the full lake experience within easy reach. Morganton is 15 minutes away; Asheville under an hour. Seclusion, acreage, and a front-row seat to Lake James — all in one place. NC Agent Owned

3100 E Moonlight Place Unit #42, Morganton

Listing courtesy of GreyBeard Realty. christy@greybeardrealty.com
$349,900
2 Beds ⋅ 2 Baths ⋅ 4396795 MLS ⋅ 1,140 SqFt. ⋅ ACTIVE Status
Nest this move-in ready 2-bedroom, 2-bath home in a welcoming, accessible layout that begins with a level entry from the two-car garage—no steps to navigate. Inside, the open-concept design is accented by high ceilings and wide door frames, delivering a spacious feel throughout. Each bedroom is thoughtfully appointed with bedside electrical outlets and wall-mount TV hookups, plus generous walk-in closets. The primary suite features dual vanity sinks, a walk-in shower with seating, and a large closet for abundant storage. The kitchen is large and easy to move around in, offering ample cabinetry and a pantry, while the dining area provides room for a sizable table good for entertaining. The living room shines with a built-in electric fireplace controlled by remote, and beyond, a screened-in porch invites tranquil outdoor moments. Located near Morganton, Glen Alpine, and I-40, with quick access to Lake James, Pisgah National Forest, Asheville (about 45 minutes), and Charlotte (roughly 1.5 hours), this well-built home blends comfort, convenience, and nature in one inviting package.

196 Eagles Landing Unit #31, Morganton

Listing courtesy of Fonta Flora Realty. greg@fontaflorarealty.com
$59,000
4398112 MLS ⋅ ACTIVE Status
Build your dream home on this beautiful 0.74-acre corner homesite in the highly sought-after Silver Creek Plantation. Perfectly positioned with scenic golf course views, this exceptional lot overlooks the renowned 170-acre championship course designed by Tom Jackson. Ready for your custom home, the property already has an approved septic permit in place for either a 3-bedroom home with a pool or a 4-bedroom home, making the building process even easier. Public water, natural gas, and additional underground utilities are available. Residents of this gated golf community enjoy outstanding amenities, including a clubhouse featuring a restaurant, pro shop, locker rooms, and meeting/party space. Conveniently located less than 15 minutes from Lake James, approximately 45 minutes from Asheville, and under 5 minutes from Interstate 40, Silver Creek Plantation offers the perfect blend of luxury, recreation, and accessibility. Don't miss this incredible opportunity to own one of the community's premier golf course lots and create the home you've always envisioned.

3615 Cornwell Court, Morganton

Listing courtesy of Ivester Jackson Christie's. tomb@ivesterjackson.com
$699,900
4 Beds ⋅ 3 Baths ⋅ 4388152 MLS ⋅ 2,742 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
You don't want to miss this one-of-a-kind custom-built home in Burke County's best-kept secret, beautiful Cottage Park at Lake James! This exclusive, high-end gated community offers lake access from Mimosa Marina, conveniently located just across the street, along with the benefit of no city taxes. Situated on a private 1.07-acre lot, this exceptional home offers 4 bedrooms, 3 full baths, an all-weather room, and a spacious bonus room. As an added bonus, the new owner will enjoy use of a boat slip at Mimosa Marina for the remainder of 2026, plus the peace of mind of a one-year paid home warranty. Step inside to discover beautiful real hardwood floors and solid wood doors throughout. The open-concept living room, dining area, and kitchen are accented by soaring cathedral ceilings and a stunning rock fireplace, creating the perfect space for entertaining or relaxing. The kitchen features granite countertops, a closet pantry, abundant cabinetry, and newer stainless steel appliances. The main level offers two bedrooms and two full baths, including a spacious primary suite with a tray ceiling, walk-in closet, and luxurious ensuite featuring a custom tiled walk-in shower, Jacuzzi soaking tub, and dual granite vanity. A conveniently located laundry room with additional storage completes the main floor. One of the home's standout features is the light-filled all-weather room overlooking the private backyard. Complete with a second fireplace, it's the perfect place to unwind year-round. Upstairs you'll find two generously sized bedrooms, a full bath, and a large bonus room ideal for a media room, home office, playroom, or guest space. Outdoor living is just as impressive with decks on both sides of the home, both replaced within the last three years. The property also includes a powered storage building, providing plenty of room for hobbies, lawn equipment, or workshop space. Residents of Cottage Park enjoy outstanding community amenities including an HOA-maintained in-ground pool, clubhouse, and convenient boat and trailer storage. Whether you're searching for a full-time residence or the perfect Lake James retreat, this custom home offers the ideal blend of luxury, privacy, and lake lifestyle. Be sure to go to the Community Club House and pool at 4877 Steam Side Ln.

2185 Cottage Park Road, Morganton

Listing courtesy of WNC Real Estate at Lake James. ChristieLeonardHomes@gmail.com
$539,500
3 Beds ⋅ 2 Baths ⋅ 4397972 MLS ⋅ 2,125 SqFt. ⋅ ACTIVE Status
Meticulously maintained brick home offering the definition of one-level living and low maintenance! With a desirable split-bedroom floor plan. The spacious great room features soaring 9-foot ceilings, a cozy gas fireplace, and custom built-in bookcases, creating the perfect space to relax or entertain. The well-appointed kitchen showcases granite countertops and flows seamlessly into the bright breakfast area overlooking the backyard. Enjoy your morning coffee or evening meals on the covered back porch while taking in the peaceful views. The private primary suite offers a generous bedroom, a walk-in closet, and an en-suite bath with double vanities and a walk-in shower. Two additional bedrooms, a full bath, and a laundry room with a utility sink provide both comfort and convenience. Hardwood flooring extends throughout the living room, dining room, kitchen, and breakfast area. Situated on a level lot with beautiful views, this home style, functional living, and a location you'll love.

117 Beechmont Drive, Morganton

Listing courtesy of Patton & Belote Realty. damionpattonrealestate@gmail.com
$299,000
2 Beds ⋅ 2 Baths ⋅ 4396368 MLS ⋅ 624 SqFt. ⋅ ACTIVE Status
Welcome to 3526 Dogwood Lane, a peaceful mountain retreat nestled within the gated Silver Creek Mountain community of Morganton, North Carolina. Surrounded by breathtaking natural beauty and long-range mountain views, this charming cottage offers the perfect escape from the hustle and bustle of everyday life. Thoughtfully maintained and updated, the home features a finished walkout basement complete with a full bathroom, creating a versatile secondary living space ideal for guests, a recreation area, or a private retreat adding additional square footage not captured in the total HLA. With its own exterior entrance, the lower level provides added flexibility while enhancing the home's overall functionality. Relax on the porch and take in stunning views of Table Rock Mountain and the surrounding Blue Ridge landscape. Whether you're enjoying your morning coffee, unwinding after a day of hiking, or simply soaking in the peaceful atmosphere, this property delivers the serenity mountain living is known for. This property includes the adjacent parcel for privacy, flexibility or even add another home. Outdoor enthusiasts will appreciate the property's proximity to thousands of acres of public land and protected wilderness areas, offering exceptional opportunities for hiking, fishing, wildlife viewing, and seasonal hunting. The surrounding foothills of Western North Carolina are known for their abundant deer, turkey, and other game, making this an ideal retreat for sportsmen and nature lovers alike. Silver Creek Mountain offers residents access to a community clubhouse and swimming pool, both positioned to capture spectacular mountain vistas. Conveniently located near hiking trails, outdoor recreation, and the charming towns of Morganton and Marion, this property is perfectly suited as a full-time residence, vacation getaway, or investment opportunity. Don't miss your chance to own a slice of the North Carolina mountains and experience the peace, privacy, and unforgettable views that make 3526 Dogwood Lane truly special.

3526 Dogwood Lane, Morganton

Listing courtesy of Howard Hanna Allen Tate Statesville. 704-806-1561
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