Terrell Homes with HOA

Welcome to Terrell, a charming town located in Catawba County, North Carolina. Terrell is a hidden gem known for its picturesque landscapes, friendly community, and convenient location.

If you are looking for a home in Terrell, you will find a variety of options, including properties with Homeowners Association (HOA) benefits. Living in a home with an HOA in Terrell comes with many advantages, such as access to community amenities, maintenance services, and a sense of belonging to a well-kept neighborhood.

Whether you are searching for a cozy townhouse or a spacious single-family home, Terrell has something for everyone. The real estate market in Terrell offers a mix of traditional and modern homes, each with its unique charm and character.

With its close-knit community, top-rated schools, and easy access to dining, shopping, and outdoor activities, Terrell is the perfect place to call home. Let us help you find your dream home in this beautiful town filled with Southern hospitality and small-town charm.

Newest Terrell Homes with HOA

$3,500,000

4 Beds ⋅ 5 Baths ⋅ 4409535 MLS ⋅ 6,728 SqFt. ⋅ ACTIVE Status

Lake Norman waterfront homesite with an existing private dock and a proposed customizable luxury residence by AR Homes. This exceptional property at 4232 Sigmon Cove in Terrell, North Carolina, combines expansive water views, established lake access, and the opportunity to create a home tailored to your lifestyle. The proposed AR Homes residence offers an inspiring starting point rather than a fixed design. Buyers may adapt the featured floor plan, personalize the architecture and interior selections, choose another AR Homes plan, or pursue an entirely different design with a qualified builder of their choice. This flexibility allows buyers to create a truly personalized Lake Norman retreat without compromising on location, views, or direct water access. A particularly valuable feature is the **existing private dock already in place**. With Duke Energy Shoreline Management currently not issuing new dock permits for undeveloped properties in this area, established dock access distinguishes this homesite from many other Lake Norman offerings. . Ideally situated at the junction of desirable Terrell, Sherrills Ford and Mooresville areas, this unique property offers the privacy and beauty of waterfront living while remaining convenient to shopping, dining, recreation, and everyday amenities in both **Sherrills Ford and Mooresville**. Exceptional water views, an existing dock, and the freedom to design a custom luxury home make this a rare opportunity in the Lake Norman real estate market. **This is a proposed home-and-land offering. Final pricing, plans, specifications, allowances, site-development costs, construction timing, and builder agreement will depend upon the buyer’s selections and due diligence. Buyers may work with AR Homes or select an alternate builder. Renderings and plans are conceptual and may depict optional features or upgrades.** Also listed as Land Only: MLS 4405004

4232 Sigmon Cove Lane Unit #4, Terrell

Listing courtesy of Helen Adams Realty. rmangiapane@helenadamsrealty.com

$1,399,900

4405004 MLS ⋅ ACTIVE Status

Price Improvement on an Amazing Waterfront Property! Motivated Seller! Rare opportunity to own the only available lot in the prestigious Kiser Island community! This cleared basement homesite offers breathtaking main-channel views while nestled in a large, private cove, providing the perfect balance of stunning scenery and protected waters. Bring your own builder and create the custom lake home you've always envisioned. The lot is build-ready with riprap complete, underground utilities installed, and building permits ready to be pulled with county-approved house placement. The existing dock is in excellent condition and is grandfathered under Duke Energy's current regulations—a valuable feature that may not be permitted today. A small, private, community filled with gorgeous luxury homes, many exceeding $3 million, this exceptional homesite offers a rare chance to build in one of Lake Norman's most desirable waterfront areas. Don't miss this opportunity-bring all offers!

4232 Sigmon Cove Lane Unit #4, Terrell

Listing courtesy of Helen Adams Realty. vwhiteman@helenadamsrealty.com

$724,000

4 Beds ⋅ 4 Baths ⋅ 4385291 MLS ⋅ 3,155 SqFt. ⋅ ACTIVE Status

VA eligible - assumable loan at 3.49%! Nestled in the peaceful Kiser Island community near Lake Norman, this spacious home offers the perfect blend of comfort, privacy, and convenience. The thoughtfully designed floor plan features a main-level primary suite and dedicated home office, ideal for today’s lifestyle. Upstairs, you’ll find three additional bedrooms, including one with the potential to serve as a second primary suite or private guest retreat. Step outside to your own backyard oasis, complete with a charming, screened porch and surrounded by mature trees and lush landscaping that create a serene sense of privacy. Despite its quiet, tucked-away setting, the home provides quick access to shopping, dining, and medical facilities in both Sherrills Ford and Mooresville — giving you the best of peaceful living and everyday convenience. Septic is for a 3 bedroom home; however 4 rooms are available.

8729 Riverwood Road, Terrell

Listing courtesy of Two Shores Property Group LLC. lauren@twoshoresproperties.com

$260,000

3 Beds ⋅ 3 Baths ⋅ 4380268 MLS ⋅ 1,612 SqFt. ⋅ ACTIVE UNDER CONTRACT Status

OPEN HOUSE!! SATURDAY!! 06/20/26 from 3-5PM. ONLY $265K New Carpet!! New interior paint!! LOCATION! LOCATION! LOCATION! Welcome to this Corner Lot, End-Unit Townhouse within walking distance to the Grocery, Restaurants, Shopping, Starbucks, the Post Office, the Library, and more. Also, convenient to the Beautiful Lake Norman Parks, Marinas and Waterfront Dining. Step inside this home with calm, neutral colors, Granite Countertops in the Kitchen and Bathrooms, Gas Range and Stainless Appliances. It is MOVE-IN ready! This home comes with the refrigerator, and washer & dryer. The Main Floor is open to a Sunny Breakfast Nook, a Spacious Kitchen, Pantry, and Living Area for Relaxing or Entertaining. The Second Floor features the Primary Suite complete with Walk-in Closet and Spacious Bathroom, 2 more Secondary Bedrooms for guests or an Office, a Hall Bath and a Laundry Area for added convenience. All of this and an attached garage too. Enjoy the Community Pool on the hottest summer days! This home has a LOT to offer. Call to tour today.

3939 Townes Boulevard, Terrell

Listing courtesy of Cooper Southern Properties. abraham.oyola@gmail.com

$549,900

4372189 MLS ⋅ ACTIVE Status

Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!

3950 Granite Street, Terrell

Listing courtesy of HomeZu. info@clickitrealty.com

$635,000

3 Beds ⋅ 3 Baths ⋅ 4367523 MLS ⋅ 2,950 SqFt. ⋅ ACTIVE Status

SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!

3889 Granite Street, Terrell

Listing courtesy of Lake Norman Realty, Inc. NikkiR@lakenormanrealty.com

$275,999

3 Beds ⋅ 3 Baths ⋅ 4344982 MLS ⋅ 1,492 SqFt. ⋅ ACTIVE Status

Welcome to this wonderful townhouse in Terrell excellently positioned to enjoy neighborhood amenities, convenience to shopping, proximity to schools, & quick access to Lake Norman & outdoor recreation. Located in a welcoming community, residents enjoy access to a community swimming pool—ideal for summer relaxation —also offering a small designated dog area. Worth noting for this location is the proximity to Mountain Creek Park, one of the area’s most popular outdoor destinations. Just minutes away, the park offers miles of scenic hiking and mountain biking trails, lake access for kayaking and paddleboarding, picnic shelters, playgrounds, and open green spaces—perfect for weekend adventures or unwinding after a long day. With a blend of neighborhood convenience and nearby nature, 3738 Yorkshire Place offers a lifestyle that balances comfort, recreation, and easy access to the best of Lake Norman–area living.

3738 Yorkshire Place, Terrell

Listing courtesy of Key Real Estate Group, LLC. justin@KeyRealEstateNC.com

$3,590,000

4 Beds ⋅ 6 Baths ⋅ 4338101 MLS ⋅ 7,015 SqFt. ⋅ ACTIVE UNDER CONTRACT Status

Stunning Custom Built Waterfront Home in The Vineyard At Kiser Island! Whole House Intercom System! Large Primary Bedroom on Main Floor w/Elegant Dome Ceiling & (2) Walk-In Closets, Spa Like Primary Bath w/Soaking Tub, Huge Walk-In Shower & (2) Vanities, Great Room w/2 Story Windows & 2 Story Stone Fireplace Overlooking The Lake, Gourmet Kitchen w/Stainless Appliances, Custom Cabinets & Eat-At Breakfast Island, Elegant Dining Room w/Coffered Ceiling, Office w/Built-Ins, Laundry Room w/Sink & Custom Cabinets Finish Out The Main Floor, 2nd Primary Bedroom Upstairs w/Walk-In Closet & Ensuite Full Bath, Bedroom 3 w/Direct Access to Full Bath, Huge Bonus Area Over Garage, Lower Level Boasts a 3rd Primary Bedroom w/Walk-In Closet & Ensuite Bath, Wet Bar/2nd Kitchen, Wine Cellar, Family Room w/Fireplace & Theatre Room. Fully Fenced Backyard Oasis w/Screened Porch, Stone Terrace, Covered Patio & Pier W/Covered Boat Slip, All With Amazing Wide Cove & Main Channel Views. Excellent Location Close to Shopping, Schools & Restaurants w/Low Catawba County Taxes.

4246 Sigmon Cove Lane, Terrell

Listing courtesy of The Allen Team Inc. Christy@myallenteam.com

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