Lincoln County Homes with HOA

Welcome to Lincoln County, located in the beautiful state of North Carolina! This county is known for its scenic landscapes, friendly communities, and a strong sense of community pride. Whether you're looking to settle down or invest in real estate, Lincoln County offers a variety of opportunities for homeowners.

One of the key features of the homes in Lincoln County is the presence of Homeowners Association (HOA). If you're someone who appreciates a well-maintained neighborhood and amenities, then homes with HOA in Lincoln County might be the perfect fit for you. With an HOA, you can enjoy benefits such as landscaping services, community events, and access to shared facilities like swimming pools, parks, and fitness centers. The HOA fees contribute towards maintaining the common areas, ensuring that your neighborhood remains attractive and well-kept.

Living in a community with an HOA can provide a sense of security and a higher quality of life. The rules and regulations set by the HOA help maintain property values and ensure that everyone follows certain standards. This can be particularly beneficial if you're looking to maintain the aesthetics and overall appeal of your neighborhood.

In Lincoln County, you'll find a range of homes with HOA, from cozy townhouses to spacious single-family houses. The HOA fees vary depending on the community and the amenities provided. It's always advisable to review the HOA rules and regulations before making a purchase to ensure they align with your lifestyle and preferences.

With its charming communities and homes with HOA, Lincoln County offers a wonderful place to call home. Explore the real estate options in this county and find the perfect property that suits your needs and desires.

Newest Lincoln County Homes with HOA

$815,000

5 Beds ⋅ 5 Baths ⋅ 4438777 MLS ⋅ 4,382 SqFt. ⋅ ACTIVE Status

Enjoy spacious living inside and out in Covington at Lake Norman! Set on nearly half an acre near Lake Norman access, this move-in-ready 5-bedroom, 4.5-bath home features a beautifully maintained backyard with a covered porch, pergola and generous space to entertain, play or unwind. White vinyl fencing adds privacy, while black iron fencing along the wooded portion preserves peaceful views of the trees. Fresh interior paint and professionally cleaned carpets make this home ready to welcome you. The main level offers a private office, formal dining room, inviting living room with a gas fireplace, and a guest bedroom with a full bath. The gourmet kitchen features granite countertops, stainless steel appliances, double wall ovens, a gas cooktop, large island and walk-in pantry. Upstairs, retreat to the oversized primary suite with a private sitting area. Three additional bedrooms, a spacious loft and an upstairs laundry room provide flexibility and everyday convenience. A three-car garage, full-yard irrigation and a state-of-the-art security system complete the package. Enjoy neighborhood amenities including a clubhouse, pool and playground, plus nearby access to Lake Norman for time on the water. Professional Photos and measurements will be uploaded 11/05/26. Showings will begin 11/05/2026

7260 Albemarle Drive, Denver

Listing courtesy of Howard Hanna Allen Tate Statesville. 704-251-4008

$659,900

3 Beds ⋅ 2 Baths ⋅ 4438302 MLS ⋅ 2,400 SqFt. ⋅ COMING SOON Status

A spacious, well-designed floor plan, timeless architectural details, and a wooded backdrop come together to make this Denver home one worth discovering. With the entire exterior just repainted, beautiful hardwood floors, elegant raised-panel wainscoting, and crown molding, this home makes a lasting first impression. The great room features a vaulted ceiling that enhances the sense of space, along with a fireplace flanked by built-in cabinetry. Just beyond, the dining area stands out with its coffered ceiling, while the kitchen impresses with an oversized island topped with quartz countertops, a single undermount sink, stainless steel appliances, a microwave/wall oven combination, and extensive cabinetry. Exceptionally well maintained, the kitchen is ready for everyday meals and entertaining alike. The split-bedroom floor plan offers a thoughtful separation of living spaces. The primary suite features a tray ceiling, walk-in closet, and ensuite bath with dual vanities, tiled flooring, a tiled walk-in shower, and a relaxing soaking tub. Two additional bedrooms share a full bath, with one featuring a vaulted ceiling. A dedicated office with French doors provides a defined space for working from home or pursuing personal projects. Out back, the home borders a wooded setting with scenic views, creating a sense of privacy and a peaceful backdrop to enjoy throughout the seasons. With three bedrooms, two full baths, a dedicated office, and the convenience of single-level living, this Denver home brings together an appealing layout, timeless details, and a beautiful natural setting.

260 Broadleaf Drive, Denver

Listing courtesy of EXP Realty LLC Mooresville. lauren.sheridan@exprealty.com

$769,900

3 Beds ⋅ 3 Baths ⋅ 4437472 MLS ⋅ 2,787 SqFt. ⋅ ACTIVE Status

Enjoy resort-style living in the award-winning 55+ community of Trilogy Lake Norman, where every day feels like a getaway. Ideally located just minutes from Lake Norman and close to shopping, dining, medical facilities, and everyday conveniences, this beautifully appointed 3-bedroom, 3-bath home offers the perfect combination of luxury, comfort, and convenience. With easy access to Charlotte and Charlotte Douglas International Airport, you’ll enjoy peaceful lake-area living while staying connected to everything the Charlotte region has to offer. Inside, the thoughtfully designed open floor plan is ideal for both everyday living and entertaining. The gourmet chef’s kitchen features upgraded cabinetry, creating a bright and inviting space perfect for gathering with family and friends. The spacious primary suite includes an expanded sitting area with large windows overlooking the private backyard, along with a luxurious spa-inspired shower upgrade. A versatile hideaway room offers endless possibilities and can easily serve as a yoga studio, craft room, home office, or media retreat. Two additional guest bedrooms, each with ensuite baths, are thoughtfully positioned at the front of the home to provide added privacy for visitors. Additional highlights include a rare 3-car garage configuration with extra space ideal for a workshop or golf cart parking, stunning tile flooring throughout the main living areas with lush carpet in the bedrooms only, a large screened lanai, and an extended paver patio complete with a built-in Blackstone grill—perfect for outdoor entertaining. The low-maintenance backyard features premium turf, mature trees, and a desirable private homesite. Homeowners enjoy access to world-class amenities, including a resort-style pool, tennis and pickleball courts, scenic walking trails, a stunning clubhouse, state-of-the-art fitness center, on-site dining, vibrant social clubs, and access to the Freedom Boat Club. This exceptional home offers the opportunity to enjoy an active, luxury lifestyle within one of the most sought-after resort-style communities in the Lake Norman area.

432 Granite Lake Court, Denver

Listing courtesy of Real Broker, LLC. BuyandSellwithBonnieMac@gmail.com

$625,000

2 Beds ⋅ 2 Baths ⋅ 4437456 MLS ⋅ 1,781 SqFt. ⋅ ACTIVE Status

Welcome to resort-style living in the sought-after gated 55+ community of Trilogy Lake Norman! This beautifully maintained ranch home offers approximately 1,780 square feet of thoughtfully designed living space, featuring 2 bedrooms, 2 full bathrooms, a dedicated office, and a light-filled sunroom. The inviting open floor plan showcases soaring 10-foot ceilings, beautiful hardwood flooring, plantation shutters, and an abundance of natural light throughout. The spacious great room features custom built-ins and an electric fireplace, creating a warm and welcoming space to gather. The beautifully appointed kitchen offers quartz countertops, stainless steel appliances, a gas range, tile backsplash, and a generous center island that seamlessly connects to the dining and living areas, perfect for everyday living and entertaining. The spacious primary suite is a relaxing retreat, featuring a beautiful accent wall and a wall of windows overlooking the private backyard patio. The suite also offers a generous walk-in closet with custom organization and a deluxe ensuite bath complete with dual vanities and a walk-in shower. A private guest bedroom and separate office provide flexibility for hosting visitors or working from home. An upgraded sunroom, added during the original construction by the builder, is filled with natural light and provides additional living space to relax while enjoying views of the beautifully landscaped backyard. Outdoor living truly shines with a screened porch, extended patio with a covered gazebo, and a fully fenced backyard offering a private setting for relaxing or entertaining. Additional highlights include a welcoming covered front porch, spacious laundry room with cabinetry, two-car garage, and a freshly painted exterior that adds to the home's beautiful curb appeal. Beyond the home, enjoy the exceptional Trilogy lifestyle with access to the Twin Mills Club, offering indoor and outdoor pools, a fitness center, dining, tennis, pickleball, and an active calendar of social clubs and activities, along with access to Freedom Boat Club on Lake Norman. HOA dues include lawn maintenance, giving you more time to enjoy the amenities and lifestyle this vibrant community has to offer. Discover the perfect blend of comfort, thoughtful upgrades, and low-maintenance resort-style living!

488 Flat Rock Drive, Denver

Listing courtesy of EXP Realty LLC Mooresville. cat@catherinewebb.com

$316,990

4 Beds ⋅ 3 Baths ⋅ 4437598 MLS ⋅ 2,174 SqFt. ⋅ ACTIVE Status

The Elston is a spacious & modern 2 story home designed w/ open concept living in mind. This home features 4 bedrooms, 2.5 bathrooms & a 2 car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into the heart of the home: the great room. This impressive space features a living room, dining area, & well-appointed kitchen. The kitchen is equipped w/ a pantry, stainless steel appliances, & a large island with a breakfast bar, making it perfect for both cooking & casual dining. Home also features a primary suite, complete w/ a large walk-in closet & en suite bathroom featuring dual vanities & a spacious shower. The additional 3 bedrooms share a full bath that includes dual vanities. Amenities include a community pool, cabana, and playground!

2836 Frances View Lane, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$292,990

4 Beds ⋅ 3 Baths ⋅ 4437582 MLS ⋅ 1,613 SqFt. ⋅ ACTIVE Status

The Taylor is a spacious & modern two-story home designed with open concept living in mind. This home features four bedrooms, two & a half bathrooms & a two-car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into the heart of the home: the great room that includes a beautiful fireplace. This impressive space features a living room, dining area, and well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances making it perfect for both cooking and casual dining. Home also features a primary suite, complete with a large walk-in closet and en-suite bathroom featuring dual vanities and a spacious shower. The additional three bedrooms share a full bath that includes dual vanities. Outback is a patio, perfect for outdoor entertaining or enjoying beautiful weather. Amenities include cabana, pool, playground, and dog park!

2841 Frances View Lane, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$298,990

3 Beds ⋅ 3 Baths ⋅ 4437488 MLS ⋅ 1,749 SqFt. ⋅ ACTIVE Status

The Darwin is a spacious & modern two-story home that boasts an impressive level of comfort, luxury and style. This home features three bedrooms, two full bathrooms, one half bathroom and 2 car garage. The moment you step inside this home, you will be greeted by an inviting foyer that leads you into the heart of the home. The spacious and open kitchen is equipped with updated appliances, plenty of storage and a walk-in pantry. The kitchen island will be the gathering spot to make memories together. Primary suite is on upper level separate from the two additional bedrooms. Schedule your appointment today!

2840 Frances View Lane, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$520,000

5 Beds ⋅ 3 Baths ⋅ 4437439 MLS ⋅ 3,114 SqFt. ⋅ ACTIVE Status

Spacious 5-Bedroom in The Villages of Denver Welcome to a home that truly has it all space, style, and an unbeatable location in the highly sought-after Villages of Denver community. Built in 2016, this beautifully maintained 5-bedroom, 3-bathroom home has an expansive, light-filled floor plan. The heart of the home features a massive granite preparation and serving island, premium stainless-steel appliances, oven and range, a walk-in pantry, and ample cabinetry. The kitchen flows seamlessly into a bright, spacious great room complete with a gas fireplace. Downstairs is a formal dining room, a separate breakfast nook, and a full bedroom and office. Upstairs the master bedroom joins 3 additional bedrooms that cluster around a laundry room and expansive loft that may function as a media space or home theater. Step outside onto the beautiful back patio featuring an entertainment gazebo, built for year-round outdoor enjoyment.

6065 Durango Way, Denver

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

$439,000

3 Beds ⋅ 2 Baths ⋅ 4436212 MLS ⋅ 1,740 SqFt. ⋅ ACTIVE Status

Check out this beautiful new construction in The Retreat at Clarks Creek! Featuring the thoughtfully designed Ash Plan by PRESPRO Homes, this single-story ranch offers a 3 bedrooms, 2 full bathrooms, and an attached 2-car garage. The inviting open-concept layout connects the kitchen, dining, and living areas, creating a comfortable setting for everyday living and entertaining. A spacious kitchen island and pantry provide convenient workspace and storage, while the primary suite offers a private bath, and nice sized closet. The dedicated laundry room and attached garage add everyday convenience. Currently under construction. Photos are representative examples; actual finishes, colors, and landscaping may vary. Actual photos coming soon!

Lot 1 John Clark Way, Lincolnton

Listing courtesy of CEDAR REALTY LLC. mls@prespro.com

$675,000

2 Beds ⋅ 2 Baths ⋅ 4435993 MLS ⋅ 2,249 SqFt. ⋅ ACTIVE Status

Discover thoughtfully designed living in highly sought-after Westport, where luxury living and an active Lake Norman lifestyle come together. Situated on a private corner lot surrounded by mature trees, this full-brick home offers seasonal views of Lake Norman, custom craftsmanship, elevated finishes, and a distinctive blend of comfort, style, and functionality. Step inside to a welcoming foyer accented by custom wainscoting and custom pine shelving finished in a rich walnut stain, introducing the thoughtful details found throughout the home. The split-bedroom floor plan offers a secondary bedroom and custom full bath at the front of the home, along with a dedicated office featuring pocket doors, custom wainscoting, and elegant trim details. Plantation shutters and extensive crown molding throughout add timeless character and architectural interest. Designer lighting and ceiling fans throughout, and all closets are custom by Closets by Design to maximize organization and functionality. The heart of the home opens to a light-filled living space with soaring vaulted ceilings, skylights, and beautiful luxury vinyl plank flooring. The great room features a sleek floor-to-celilng tiled fireplace complemented by a custom mantel, along with recessed lighting. The space flows seamlessly into a contemporary kitchen designed for both everyday living and entertaining. A statement quartz island with an undermount sink anchors the space, complemented by abundant cabinetry, an Italian glass-tiled backsplash, gas cooktop, microwave/wall oven combination, and striking pendant lighting. The open-concept layout connects effortlessly to the dining area, creating an inviting space for gathering and entertaining. The owner's suite offers a peaceful retreat with a vaulted ceiling, elegant crown molding, and serene wooded views with seasonal views of Lake Norman. The beautifully appointed en-suite bath features dual vanities, a curbless tiled shower with a natural stone tile shower floor, dual shower heads, quartz bench seating, and a custom walk-in closet. Extend your living space into the fully enclosed sunroom, where peaceful wooded views and the absence of a neighboring home create a serene, private setting, complemented by a dedicated mini-split system for year-round comfort. Below the sunroom, a covered open-air patio provides additional space for outdoor enjoyment and entertaining. Dual-zone heating and cooling offer added comfort throughout the home. The tall, partially finished crawlspace provides versatile bonus space, including a 561-square-foot custom workshop with its own dedicated electrical panel, ideal for hobbies, projects, or additional workspace. The professionally encapsulated crawlspace also features a commercial-grade dehumidifier for moisture control and added peace of mind. Enjoy convenient access to Westport Club, featuring tennis and pickleball courts, a fitness center, and an outdoor pool, with amenities that complement an active lifestyle. HOA-provided lawn maintenance adds to the ease of ownership, giving you more time to relax and enjoy the home and its surroundings. Every detail of this home reflects thoughtful design, quality upgrades, and meticulous care. From its full-brick and stone exterior and elevated, private setting to its tranquil wooded backdrop, custom interior finishes, and versatile spaces, this is a truly special property that offers more than meets the eye.

1650 Sterling Branch Loop, Denver

Listing courtesy of EXP Realty LLC Mooresville. lauren.sheridan@exprealty.com

$651,900

5 Beds ⋅ 3 Baths ⋅ 4436812 MLS ⋅ 3,242 SqFt. ⋅ ACTIVE Status

Located in the desirable Carrington community in Stanley, NC, this home offers convenient access to Hwy 16 and Hwy 73, Lake Norman, Denver, Huntersville, Mooresville, and Charlotte. Discover this stunning Davidson floorplan with 5 bedrooms and 3 full baths thoughtfully designed with elevated finishes and functional living spaces throughout. The designer kitchen features beige cabinetry with and island, champagne hardware, quartz countertops, tile backsplash, single basin sink, and stainless appliances. The office offers you flexibility for working from the comfort of home. The spacious family room showcases a direct vent gas fireplace with slate surround. The primary suite on the upper level includes a tray ceiling, and a beautifully appointed bath featuring a semi-frameless shower with tile surround, rain shower head with handheld. Three additional bedrooms are on the upper level along with a secondary bathroom, laundry room for convenience and large loft space. Additional upgrades include a tray ceiling in the foyer, added entry closet space, metal balusters, composite stair treads, built-in drop zone, enhanced EVP flooring throughout the main living areas, main-level guest bath with tiled 4-foot shower and seat. This home also features a sunroom for additional space to stretch out as well as an 8x8 concrete patio for outdoor enjoyment. Carrington features a community playground, with exciting resort-style amenities planned, including a swimming pool, cabana, pavilion, pocket parks, and sidewalks throughout the neighborhood. Enjoy a beautiful new-home community with convenient access to nearby shopping, dining, and recreation!

2193 Caravan Lane, Stanley

Listing courtesy of Eastwood Homes. mconley@eastwoodhomes.com

$731,900

5 Beds ⋅ 4 Baths ⋅ 4436792 MLS ⋅ 3,796 SqFt. ⋅ ACTIVE Status

Located in the desirable Carrington community in Stanley, NC, this home offers convenient access to Hwy 16 and Hwy 73, Lake Norman, Denver, Mooresville, and Charlotte. Discover the Charleston floorplan in the desirable Carrington community! This beautifully appointed two-story home offers a thoughtfully designed layout with stylish finishes and plenty of space for everyday living and entertaining. The main level welcomes you with a foyer featuring a tray ceiling, a formal dining room with an additional tray ceiling, and a private office with elegant glass doors. The spacious family room showcases a gas fireplace with a stunning shiplap accent wall, slate surround, and stained mantel. The designer kitchen is a standout, featuring quartz countertops, a large island, white perimeter cabinetry, contrasting stained island cabinetry, matte black hardware, tile backsplash, stainless steel appliances including a gas cooktop, and wall oven/ microwave combination. A butler's pantry with additional cabinetry, quartz countertops, and tile backsplash provides extra storage and serving space. A guest bedroom and full bathroom with a tiled shower and seat offer convenient accommodations on the main level. Upstairs, the spacious primary suite features a tray ceiling, walk-in closet, and luxury bathroom complete with a tiled shower, dual vanities, and quartz countertops. Three additional bedrooms, two full baths, one being a Jack-and-Jill bathroom, laundry room, and spacious bonus room complete the second level. Enjoy outdoor living on the screened porch overlooking the backyard, along with an additional concrete patio. Extra highlights include 9-foot ceilings on both levels, upgraded flooring, open metal railings, a built-in drop zone, and a two-car garage. Carrington features a community playground, with exciting resort-style amenities planned, including a swimming pool, cabana, pavilion, pocket parks, and sidewalks throughout the neighborhood. Enjoy a beautiful new-home community with convenient access to nearby shopping, dining, and recreation!

2189 Caravan Lane, Stanley

Listing courtesy of Eastwood Homes. mconley@eastwoodhomes.com

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Lincoln County Homes with HOA

Newest Lincoln County Homes with HOA

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