Mitchell County Homes under $400,000

Welcome to Mitchell County, North Carolina — a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its breathtaking landscapes, rich history, and vibrant community, Mitchell County offers a unique blend of outdoor adventure and small-town charm. With its rolling hills, lush forests, and stunning mountain views, this picturesque county is a haven for nature lovers and those seeking a serene lifestyle.

One of the most enticing aspects of Mitchell County is the availability of homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you’ll find a variety of options that suit your needs and budget. From cozy cabins with rustic charm to modern family homes with spacious yards, there’s something for everyone in this welcoming community.

Imagine waking up to the sound of birds chirping and the sight of mist rising over the mountains. With affordable housing options, you can turn that dream into reality. The local real estate market is thriving, with properties that not only offer great value but also provide easy access to outdoor activities like hiking, fishing, and exploring nearby waterfalls.

In addition to the natural beauty, Mitchell County boasts a strong sense of community, with friendly neighbors and local events that bring everyone together. Explore charming downtown areas filled with unique shops, delightful eateries, and cultural attractions that celebrate the county’s rich heritage.

Discover the joys of living in Mitchell County, where affordable homes and a vibrant lifestyle await! Your mountain oasis is just a visit away.

Newest Mitchell County Homes under $400,000

$195,000

2 Beds ⋅ 1 Baths ⋅ 4432084 MLS ⋅ 680 SqFt. ⋅ ACTIVE Status

Are you looking for a cozy cottage filled with charm, look no more here it is waiting for you and move in ready. This little house has been renovated with all new kitchen, including cabinets, counter tops, and all new appliances. The hardwood floors original to home have been redone and are beautiful. The fireplace has been updated with gas logs. The bathroom has been completely redone, and a stackable washer dryer have been added on the main level. You do have a partial basement for storage. It has outside entrance only. You will find this home inside city limits, so you have city water and sewer. It is very convenient and walkable to downtown Spruce Pine, hospital and doctor office are nearby. The yard is nice and ready for you to enjoy, back yard would be a great fenced in space if you need one. If you are looking for a smaller home for yourself, potential rental, first time home buyer or just wanting to downsize don't miss the chance to see this one.

162 Phillips Lane, Spruce Pine

Listing courtesy of Tree House Mountain Realty,Inc. rebecca@treehousemtn.com

$275,000

2 Beds ⋅ 1 Baths ⋅ 4431872 MLS ⋅ 849 SqFt. ⋅ ACTIVE Status

Charming Country Cottage on 2.5 Level Acres. Nestled in a peaceful country setting, this charming cottage offers the perfect blend of character, comfort, and modern updates. A complete renovation in 2007 thoughtfully upgraded the home with new electrical, plumbing, drywall, insulation, windows, and a new septic system, while preserving the warmth and character that make this cottage so special. The crawlspace was insulated, and blown-in insulation was added in the attic for improved efficiency and year-round comfort. In 2026, a new 1,000-gallon water reservoir and UV water treatment system were added, providing additional peace of mind. Inside, the home feels surprisingly spacious for a cottage, with beautiful hardwood floors and original wood trim surrounding the windows and doors. The living room features a wood-burning stove, creating a warm and inviting atmosphere on cool winter evenings. With two comfortable bedrooms, the home offers an ideal layout for a full-time residence, weekend retreat, or potential Airbnb/short-term rental. Enjoy the outdoors from both the welcoming front porch and the private back porch, perfect for morning coffee, evening relaxation, or simply taking in the peaceful country surroundings. The level, cleared 2.5 acres are easy to maintain and offer plenty of possibilities. There is ample room for gardens, outdoor entertaining, recreation, or simply enjoying the open space and country lifestyle. Whether you’re looking for a cozy primary residence, a mountain getaway, or an investment property with Airbnb potential, this delightful cottage offers character, functionality, and room to make it your own.

163 Cub Howell Road, Bakersville

Listing courtesy of Howard Hanna Beverly-Hanks Burnville. 828-467-1892

$179,000

3 Beds ⋅ 2 Baths ⋅ 4431724 MLS ⋅ 1,155 SqFt. ⋅ ACTIVE Status

Step back in time with this charming 1950s farmhouse nestled in a beautiful, private setting. While the home is in need of some work and updating, it is solid and full of character—just waiting for someone with vision to bring it back to life. The home features a metal roof that is approximately 7-10 years old, offering a great foundation for your future plans. Surrounded by a peaceful and beautiful setting, this property provides the privacy and tranquility that is hard to find. Whether you’re looking for a full-time residence, a mountain getaway, or a project you can make your own, this farmhouse is ready for its next chapter. It just needs a little love and someone to see the possibilities! At this price this will not last long, come see today!

43 Kellogg Farm Road, Green Mountain

Listing courtesy of Mountain Adventure Realty. CindyCasper@gmail.com

$195,000

2 Beds ⋅ 2 Baths ⋅ 4431236 MLS ⋅ 1,190 SqFt. ⋅ ACTIVE Status

This home is situated in the Blue Ridge mountains of Bakersville, North Carolina. Stick built in 1917. The 1190 sf dwelling has 2 bedrooms, 2 bathrooms, dining room, den and a walk-in closet. The porch in the front is covered and the side porch is open. There have been numerous upgrades and updated through the years. The HVAC was installed in 2023. This home is in good condition but needs some repairs. A water well is shared between the two dwellings. A 12’ right-of-way for the driveway will be added as part of the sale. Also listed as Residential MLS 4385789 (Includes both houses) and Residential Multi-Unit MLS 4418366. (Includes both houses).

664 Water Street, Bakersville

Listing courtesy of West Norman Real Estate. jag@jag-e.com

$280,000

2 Beds ⋅ 2 Baths ⋅ 4431229 MLS ⋅ 1,380 SqFt. ⋅ ACTIVE Status

This beautiful move-in ready stick-built conversion home is situated in the Blue Ridge mountains of Bakersville, North Carolina. The lawn and driveway are terraced with rockwork gathered from the nearby mountain. The windows, doors, and siding are replaced with conventional housing components and a metal roof has been added. A dining room, walk-in closet and flex room with exterior door (450sf) has been added. The wrap-around 6’ wide porch is covered. A 16x24 workshop has siding and roof to match the house. The manufactured home core was built in the 1980s and the conversion was done in 1993. A water well is shared between two dwellings. A 12’ right-of-way for the driveway will be added as part of the sale. Listed as Residential in MLS 4385789 (both houses) Listed as Residential Multi-Unit in MLS 4418366.

656 Water Street, Bakersville

Listing courtesy of West Norman Real Estate. jag@jag-e.com

$299,900

3 Beds ⋅ 2 Baths ⋅ 4430252 MLS ⋅ 1,872 SqFt. ⋅ ACTIVE Status

Looking for that diamond in the rough with tons of potential? This property consists of a main house plus 2 addt cottages on the property. The possibilities for this one are endless! Secluded 2.25 acres right in the heart of the Spruce Pine NC, a year-round tourist destination in the mountain of Western NC. They main house provides a 3 bed 2 bath set-up with multiple living spaces and a full basement. Each cottage has a bedroom, living area, bathroom, and kitchen. This is a unique property providing a unique opportunity.

71 Laurel Ridge Drive, Spruce Pine

Listing courtesy of Hott Property LLC. jasondale1109@gmail.com

$315,000

3 Beds ⋅ 2 Baths ⋅ 4430171 MLS ⋅ 1,344 SqFt. ⋅ ACTIVE Status

MOUNTAIN VIEW + STORAGE UNIT + CLOSE TO TOWN Welcome home to this well-maintained 3-bedroom, 2-bath home offering comfortable one-level living, a usable yard, new landscaping, and a lovely mountain view. The property has been thoughtfully cared for and is ready for its next owner to enjoy. Outside, you’ll find a spacious yard with plenty of room for gardening, pets, play, or simply enjoying the mountain setting. A separate storage building provides additional space for tools, hobbies, or outdoor equipment. Conveniently located just minutes from downtown Spruce Pine, you’ll have easy access to local shops, restaurants, and everyday amenities, while also being just a short drive from neighboring Avery County and all that the High Country has to offer. Whether you’re looking for a full-time home, mountain getaway, or investment opportunity, this property offers a great combination of location and outdoor space.

456 Tempie Mountain Road, Spruce Pine

Listing courtesy of Proper Realty LLC. kelly@properrealty.net

$299,900

3 Beds ⋅ 2 Baths ⋅ 4429844 MLS ⋅ 1,586 SqFt. ⋅ ACTIVE Status

Inexpensive- Well Built- In Town Convenience! Perfect for a family home, vacation getaway, or even a VRBO income producer. A rare pairing of HILLTOP PRIVACY and IN-TOWN CONVENIENCE. Set at the corner of Reservoir Road and Clearwater Lane and wrapped in mature hardwoods, this home sits in an almost hidden enclave that offers the seclusion most buyers must drive miles into the country to find, yet it lies inside the Spruce Pine city limits, only minutes from downtown shops, dining and Blue Ridge Regional Hospital. Step onto the full-length covered front porch, settle into a rocker and take in the view across an open meadow to the wooded ridge-line beyond. Inside, a bright open floor plan joins the living, dining and kitchen areas beneath crown molding and ceiling fans. The living room centers on a stacked-stone corner fireplace with gas logs, a wood mantel and an arched display niche, with ample wall space for a reading library. The kitchen offers warm oak cabinetry, recessed lighting, an arched window above the double sink and a breakfast bar that seats three. A laundry room with its own exterior door serves as a convenient mudroom. The home offers 3 bedrooms and 2 full baths across 1,586 sq. ft. of single-level living on .66 acre. The primary bedroom easily holds a king bed and a full suite of furniture, and the third bedroom works equally well as a home office. Out back, the covered rear deck, framed in timber beneath a metal roof and strung with café lights, is made for quiet mornings and long evenings. It overlooks a level, fully fenced back yard with a storage shed. The costly work is already done: a NEW METAL ROOF (2024), a heat pump approx. 5 years old, electric water heater, and CITY WATER AND SEWER. A two-car carport and a wide gravel drive provide ample parking. This is an NC state-certified modular home, built to the North Carolina State Building Code on a permanent foundation. Homes that deliver true privacy this close to town seldom reach the market. Come see what's possible here. This hilltop is awaiting your legacy. You are just 1 minutes away from downtown Spruce Pine, or dining and a great game at Grassy Creek Golf and Country Club, and the Blue Ridge Regional Hospital, or our brand new state-of-the-art YMCA with indoor pool; 7 minutes to adventure on the Blue Ridge Parkway; 10 minutes away from the famous Penland School of Crafts; You will be 15 minutes to downtown Burnsville; 30 minutes to Grandfather Mountain State Park, or to the beautiful Linville Falls, 30 minutes to fishing & water sports on Lake James, shopping in Marion, and I-40; 50 minutes to Asheville, NC; 60 minutes to Johnson City, TN, and the Tri-Cities Airport. This community is two hours from Charlotte, NC.

397 Reservoir Road, Spruce Pine

Listing courtesy of Foxfire Real Estate, LLC. Peter@FoxfireElite.com

$285,000

3 Beds ⋅ 2 Baths ⋅ 4428349 MLS ⋅ 1,279 SqFt. ⋅ ACTIVE Status

Welcome Home to the Mountains in beautiful Bakersville NC. Newly remodeled home sitting on flat mountain land with a bold creek. Imagine sitting on your screened in back porch and hearing the sounds of the Little Rock Creek splasing in the background, birds chirpping and feeling the cool mountain breezes. This home has fresh paint, custom countertops, new appliances and beautiful flooring. The downstairs living area has a cozy fireplace, valuted ceilings, main bedroom and bath with easy access to the laundry area. Upstairs hosts two bedrooms and a bath. The front bedroom has a balcony to relax on and enjoy the outdoors. Speaking of outdoors, the home is located close to Roan Mountain, Hiking Trails, Biking Trails, and local towns and businesses. If you are looking for a mountain getaway, full time residence, or investment opportunity there is no need to look further. Don't let this one get away!

3206 Fork Mountain Road, Bakersville

Listing courtesy of Nexus Realty LLC. 828-585-2188

$200,000

4 Beds ⋅ 3 Baths ⋅ 4428534 MLS ⋅ 2,500 SqFt. ⋅ ACTIVE Status

Mountain investment opportunity in beautiful Spruce Pine! Situated on approximately 1.46 acres, this spacious 4-bedroom, 3-bath log cabin offers approximately 2,500 square feet and an exciting opportunity to create a personal mountain retreat, vacation getaway, or potential short-term rental. Full of rustic character, the home features a large stone fireplace, metal roof, and a spacious front porch. The Spruce Pine location offers convenient access to the Blue Ridge Parkway, Little Switzerland, hiking, waterfalls, fishing, gem mining, downtown Spruce Pine, and the many outdoor attractions that make Western North Carolina a popular year-round destination. The property is in need of a clean-out and renovation and is being sold as-is. For an investor or buyer with vision, the combination of cabin character, generous bedroom count, acreage, and tourism-friendly mountain location offers substantial value-add and vacation-rental potential. Bring your ideas and transform this rustic cabin into your own Blue Ridge retreat or potential investment property.

323 Forrest Fisher Road, Spruce Pine

Listing courtesy of Real Broker, LLC. amberledford13@gmail.com

$370,000

3 Beds ⋅ 2 Baths ⋅ 4428483 MLS ⋅ 1,215 SqFt. ⋅ ACTIVE Status

Green Front Home For Sale on Grassy Creek Golf Course - Step inside this beautifully updated 3-bedroom, 2-bath home overlooking the 4th green at Grassy Creek Golf Course. Offering convenient one-level living and a fenced-in yard, this home is ready for its next chapter. Step inside to find original hardwood floors that add warmth and character, beautifully paired with modern updates throughout. The bedrooms feature fresh, updated finishes including shiplap walls, while both bathrooms have been refreshed with new vanities, light fixtures, and stylish details. The remodeled kitchen brings a modern feel to the heart of the home. One of the home's standout features is the porch overlooking the 4th hole's green—a peaceful spot to enjoy your morning coffee, watch golfers make their way through the course, or simply take in the scenery. Outside, the fenced-in yard provides a defined space for pets, play, gardening, or relaxing outdoors. Whether you're looking for a full-time residence, a mountain getaway, or a home in a desirable golf course community, this property offers a rare combination of original character, thoughtful updates, outdoor space, and a setting that is hard to replicate. Come see how easy High Country living can be at Grassy Creek.

390 Hickory Hill Drive, Spruce Pine

Listing courtesy of Proper Realty LLC. kelly@properrealty.net

$360,000

3 Beds ⋅ 2 Baths ⋅ 4427122 MLS ⋅ 1,500 SqFt. ⋅ ACTIVE Status

CLOSE LOCATION TO TOWN + IN-GROUND POOL + STORAGE Ideally situated close to Downtown Spruce Pine and neighboring Avery County, this home also offers convenient access to many different areas of the High Country. Inside, the home offers a practical and flexible layout with its 3 bedrooms, including a bonus room currently being utilized as a laundry room. Prefer to keep your laundry separate? You have the option of utilizing the laundry area in the garage instead. The home has seen several updates within the past few years, including new granite countertops, cabinets, refrigerator, Trex decking, and a new pool liner, along with a new water heater. These improvements provide the move in ready feel you are searching for! Outside, the property offers a spacious yard with room to play, garden, entertain, or simply enjoy the outdoors. The in-ground pool is the perfect centerpiece for summer gatherings and relaxing mountain days. With flexible living spaces, a generous yard, in-ground pool, and a location close to town and amenities, 102 Phillips Rd offers the kind of convenience and versatility that's not be put for sale as often!

102 Phillips Road, Spruce Pine

Listing courtesy of Proper Realty LLC. kelly@properrealty.net

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