Polk Homes with HOA

Polk Homes with HOA

Polk County, located in the state of North Carolina, is a picturesque region known for its natural beauty and charming small towns. Nestled in the foothills of the Blue Ridge Mountains, Polk County offers residents a tranquil and scenic environment to call home.

One notable aspect of the real estate market in Polk County is the availability of homes with Homeowners Association (HOA) communities. For those seeking a sense of community and shared amenities, homes with HOAs can be an attractive option.

HOAs are organizations that manage and maintain common areas and amenities within a neighborhood or community. This can include amenities like swimming pools, parks, and community centers. The HOA also enforces rules and regulations to maintain the appearance and value of the properties within the community.

Living in a home with an HOA has its benefits. Residents can enjoy well-maintained common areas and amenities without having to worry about their upkeep. Additionally, HOAs often establish guidelines that help maintain property values, ensuring that the neighborhood remains desirable and attractive.

However, it's important to note that homes with HOAs come with certain responsibilities and fees. Homeowners are typically required to pay monthly or annual dues to cover the costs of maintaining the common areas and amenities. Additionally, residents must adhere to the rules and regulations set forth by the HOA, which can govern aspects such as landscaping, exterior modifications, and noise levels.

For those interested in living in a community with shared amenities and a sense of community, Polk County offers a range of homes with HOAs to suit different preferences and budgets. Whether you're looking for a cozy cottage or a spacious family home, Polk County has options to meet your needs.

Newest Polk Homes with HOA

$170,000
4424387 MLS ⋅ ACTIVE Status
Peaceful and serene wooded lot at new Mill Spring Community Tryon Equestrian Farms! This 6.08 acre parcel is located in a prime countryside setting with ample road frontage on state a maintained road. Just a 10 minute drive to the Tryon International Equestrian Center and Columbus, NC and 20 minutes to Lake Lure, Tryon and Rutherfordton, NC. Enjoy the beautiful scenery here on the recorded Equestrian trails throughout the neighborhood.

0000 High Meadows Drive Unit #57, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks Fletcher. billy.taylor@howardhannatate.com
$144,900
4424429 MLS ⋅ ACTIVE Status
Discover a truly spectacular lake front opportunity on beautiful Lake Adger in the charming Mill Spring, North Carolina area. This wonderful property offers breathtaking, water and mountain views that create the perfect backdrop for your dream home or getaway retreat. Enjoy a prime building site ideally positioned to take full advantage of the scenery, with plenty of space to design what you envision. This property is located in Mountain Park- the gated section of Lake Adger and has a deeded marina slip close by at the Mountain Park Marina. The setting is private and peaceful, providing a serene escape while still offering the convenience of easy access to Highway 9 for quick trips to near by towns, dining and amenities. Whether you are looking to build a full time residence or a relaxing vacation spot, this exceptional lake front lot combines natural beauty, accessibility and tranquility - everything you have been searching for in water front property. Come and experience the views and imagine the possibilities. Lake Adger is a 438 acre lake with 14 miles of pristine shoreline. It is a planned community with miles of equestrian/walking trails. It is located near the Tryon International Equestrian Center, Lake Lure, Hendersonville NC and Spartanburg/Greenville SC.

23 Mountain Parkway, Mill Spring

Listing courtesy of Jim Smith & Associates Inc. racheljsmith@jimsmithrealtors.com
$550,000
4 Beds ⋅ 4 Baths ⋅ 4423515 MLS ⋅ 3,281 SqFt. ⋅ ACTIVE Status
Well-Appointed Home in Morgan Chapel Village Meticulously updated, beautifully maintained, and perfectly situated in the foothills of North Carolina. This crisp, inviting 4-bedroom, 3.5-bath home shows beautifully and offers thoughtful updates throughout. Located in the sought-after Morgan Chapel Village neighborhood, the home has been extensively updated with all new Bamboo & LVP flooring throughout, remodeled kitchen, bathrooms, new Roof, and Appliances over the past eight years, creating a fresh and move-in-ready feel throughout. The main level is designed for comfortable everyday living, featuring a full primary bedroom suite with private bath, two additional spacious bedrooms, formal living and dining rooms, and a bright, cheerful sunroom that is ideal for relaxing, reading, or enjoying a quiet cup of coffee. Three working fireplaces add warmth and character, including two wood-burning fireplaces and one gas fireplace. A large composite deck spans the back of the home, offering generous outdoor living space for entertaining, grilling, or simply taking in the peaceful setting. Downstairs, a separate living area provides exceptional flexibility with its own primary bedroom, full bath, and kitchenette—perfect for guests, extended living, or private retreat space. The oversized two-car garage offers ample room, with space large enough to accommodate a four-door truck. Set in a relaxing foothills town with seasonal mountain views, this home offers a desirable blend of comfort, convenience, and natural beauty—approximately 45 minutes from Asheville and Greenville, and less than 30 minutes from Spartanburg or Hendersonville.

1137 Mountain Laurel Drive, Columbus

Listing courtesy of SC NC Realty. jeremywoodrealtor@gmail.com
$300,000
4423614 MLS ⋅ ACTIVE Status
Tryon Equestrian Farms is a 1000-acre subdivision sited on gently rolling pasture land in the foothills of HORSE COUNTY in the Blue Ridge Mountains. Lot 8-2 is a rolling 10.71 acres that offers long-range mountain views pastures and wooded areas. Come build your new dream home, barn, and riding ring on this gorgeous lot. This is truly a prime location just 10-15 minutes from Tryon International Equestrian Center. TIEC offers unmatched equestrian resources and events. Nature and bridle trails are recorded on the plat throughout the subdivision. Plus, a future community space with a hitching post, shade shed, and water for the horses.

Lot 8-2 Whiteside Road, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks Fletcher. billy.taylor@howardhannatate.com
$366,300
4423503 MLS ⋅ ACTIVE Status
Discover the perfect canvas for your dream home at this newly listed 16.65-acre property in Tryon Equestrian Farms. This expansive parcel boasts rolling pastures bordered by a serene, wooded creek valley. Ideally situated in the countryside, it offers generous road frontage and is just a 10minute drive from Columbus, NC, and the Tryon International Equestrian Center. Lake Lure, Tryon, and Rutherfordton are all within a 20-minute drive. Take in the picturesque surroundings on horseback by exploring the neighborhood's dedicated riding trails.

Lot 14 Saddleside Drive, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks Fletcher. billy.taylor@howardhannatate.com
$461,760
4423505 MLS ⋅ ACTIVE Status
Bring your dream home to life on this 17.76-acre property in Tryon Equestrian Farms! Featuring open, rolling pasture lined by a wooded creek valley, this lot offers excellent road frontage and unmatched location convenience—just 10 minutes to Tryon International Equestrian Center and Columbus, NC, and 20 minutes to Lake Lure and Tryon. Enjoy neighborhood riding trails and sweeping countryside views every day.

Lot 15 Saddleside Drive, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks Fletcher. billy.taylor@howardhannatate.com
$995,000
4 Beds ⋅ 4 Baths ⋅ 4421708 MLS ⋅ 2,411 SqFt. ⋅ ACTIVE Status
The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen—perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar—an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.

1237 South Cove Road, Mill Spring

Listing courtesy of Tryon Foothills Realty. EllenGlassRealtor@gmail.com
$620,000
2 Beds ⋅ 3 Baths ⋅ 4419017 MLS ⋅ 2,711 SqFt. ⋅ ACTIVE Status
Come discover your very own year-round retreat! Sellers named it "Mallard on the Mountain" and it's perched atop the ridge of White Oak Mountain, and features a 2 BR, 3 BA home on 2.6 acres and offers the perfect blend of privacy, comfort, and panoramic mountain living. Whether you’re looking for a full-time residence or a peaceful mountain getaway, this 37 year old, custom-built home welcomes its second owner. Enjoy beautiful long-range views of neighboring mountain peaks throughout the year, with spectacular vistas stretching towards Spartanburg and Saluda, and even Tryon & Greer after the fall foliage opens up the views. The property line extends well beyond the home, giving you room to enjoy the privacy of your surroundings while helping preserve control of your mountain views. The main level offers convenient one-level living with a bedroom and full bath, spacious kitchen, living room, all-seasons room, 2-car garage, and workshop. The well-appointed kitchen features granite countertops, a center island, pantry, and all new appliances, with the exception of the trash compactor. The kitchen flows naturally into the living room, where vaulted ceilings, a wood-burning fireplace, built-ins, and room for a dining table create a warm and inviting gathering space. From there, step into the all-seasons room, and continue onto the deck where you can relax and take in the peaceful mountain setting. The main-level bedroom could easily serve as the primary suite, although the sellers chose to make the spacious upstairs bedroom their primary retreat. Upstairs, you’ll find a huge walk-in closet with en-suite bath featuring both a steam shower and walk-in tub, along with a skylight and private balcony, an ideal spot to relax and enjoy the views. The basement features a flex room with en-suite bath & closet, plus a den, office space, and large utility room with washer, dryer, and water softener system. The basement opens to the backyard, where a couple of mature apple trees add to the charm. Peace of mind comes with a Generac whole-house generator capable of powering the home when needed. A second garage/storage area beneath the main-level workshop provides additional space for hobbies, equipment, or storage. The workshop is thoughtfully equipped with an air compressor and dust collection system, making it well suited for woodworking and other projects. Outside, the gravel driveway offers ample parking and includes a wood storage rack, and the main attraction is the beautiful custom-built rock retaining wall which adds beauty and blends naturally with the mountain landscape. Located near one of the community’s main common areas, you’ll have easy access to a beautiful vantage point for enjoying the surrounding mountains, great sunsets, as well as the opportunity to explore remnants of several cabins that stood there more than 100 years ago. Also nearby, is the Association's Picnic Pavilion and fishing ponds, perfect for cookouts and other large gatherings. Come experience the cooler temperatures, peaceful privacy, and sweeping mountain views that make life on White Oak Mountain so special.

977 Morning Ride Drive, Columbus

Listing courtesy of Tryon Foothills Realty. viehmancv@windstream.net
$345,000
3 Beds ⋅ 4 Baths ⋅ 4422585 MLS ⋅ 2,831 SqFt. ⋅ ACTIVE Status
Welcome to this beautifully updated Diamond Ridge Condo offering comfortable, stylish living in a private setting. This end unit has a large all season sunroom which offers a bonus room for morning coffee, reading or entertaining. Home features a large living room with a lovely fireplace, dining area and extra office/den room, updated kitchen and bathrooms. The finished walkout basement features plenty of storage and a full bath, idea for a recreation room, guest space or home office. All with luxury vinyl flooring, new carpet, fresh interior paint and a new roof. This condo is wonderful opportunity for easy, comfortable living all in a great location!

55 Diamond Ridge Lane, Columbus

Listing courtesy of Coldwell Banker Advantage. lmay1066@gmail.com
$1,575,000
3 Beds ⋅ 2 Baths ⋅ 4422160 MLS ⋅ 1,775 SqFt. ⋅ ACTIVE Status
Breathtaking never-ending long range mountain views! Experience the ultimate high-end luxury log cabin retreat where timeless mountain character meets exceptional comfort and style. The impressive open-concept design showcases warm, honey-toned log walls complemented by a dramatic tongue-and-groove vaulted wood ceiling. Richly stained exposed beams and substantial rustic wood trim add architectural character creating an impressive mountain lodge atmosphere. Expansive windows and glass doors fill the home with natural light while framing picturesque majestic long-range mountain views. At the heart of this amazing open-floor-plan home is the great room featuring a striking stone hearth and wood-burning stove that create a warm and inviting gathering place. The spacious kitchen and dining areas flow seamlessly into the great room providing an ideal setting for entertaining family and friends. The professional chef’s kitchen features an abundance of cabinetry, a live-edge maple countertop, high-end stainless-steel appliances including a Wolf six-burner range with exhaust hood and a coffee bar. There is also a large breakfast bar perfect for entertaining. The primary suite offers a walk-in closet, access to the deck, a vanity with a solid-surface top, a walk-in shower/steam shower, and heated tile floors. Completing the interior are two guest bedrooms, a guest bath with a tub/shower combination and a laundry room with a stackable washer and dryer. Rustic architectural details, substantial wood trim and thoughtfully selected finishes enhance the home’s authentic lodge-inspired elegance. Step outside to relax, breathe in the fresh mountain air and enjoy the peaceful natural surroundings and never-ending majestic long-range views from the expansive cable-railing deck which offers both covered and uncovered spaces. You can also unwind on the large covered front porch featuring a hand-forged iron designer gate. Enjoy resort-style living while relaxing in the swim spa and hot tub on the slate deck with cable railing which is already plumbed for an outdoor kitchen or prepare meals on the grilling deck. Enhancing this amazing property is a detached oversized two-car garage/workshop offering multiple amenities including two 200-amp services and an electric truck charger. Whether envisioned as a private full-time residence, an unforgettable vacation getaway or a luxury mountain investment, this extraordinary cabin offers the perfect blend of privacy, sophistication and relaxed mountain living. A truly remarkable retreat not to be missed!

2107 Miller Mountain Road, Saluda

Listing courtesy of RE/MAX Results. terrieisenhauer@gmail.com
$499,000
3 Beds ⋅ 2 Baths ⋅ 4420014 MLS ⋅ 1,800 SqFt. ⋅ ACTIVE Status
NEW CONSTRUCTION – STILL TIME TO PERSONALIZE! Discover a newly built, Modern Farmhouse style home in Columbus's desirable Shamrock Forest neighborhood. This is an exciting opportunity to purchase a brand-new home while there is still time to make it your own. This beautifully designed one-story, approximately 1,800-square-foot home offers 3 bedrooms, 2 full bathrooms and a spacious 2-car garage in a quiet, welcoming neighborhood. Situated on a private, wooded homesite of approximately half an acre, this home offers the perfect combination of comfortable indoor living and a peaceful outdoor setting, with added privacy and natural beauty. The home's exterior siding is complete, featuring fiber cement siding throughout, board-and-batten styling on the front elevation paired with horizontal lap siding on the remaining sides. Remaining exterior work including landscaping, driveway and final touches, which are still underway. Interior finishes are currently in progress, with the home at drywall stage. Buy now and you may still be able to select interior colors, flooring, countertops, appliances, and other finishes, depending on construction stage and availability at time of contract. Upgraded selections may affect the final price. The master suite includes a private bath with a zero-entry walk-in shower and a separate garden tub, offering both everyday convenience and a place to unwind. Thoughtfully designed for indoor-outdoor living, the home features a covered front porch and a generously sized exterior deck with Trex decking overlooking the beauty of the wooded, private backyard, a perfect setting to relax, entertain or simply take in the peaceful surroundings. Inside, an open-concept floor plan boasts 9-foot ceilings, recessed lighting, sunlit rooms and generous countertops and cabinetry. A separate kitchen pantry provides additional storage and functionality. Luxury vinyl plank flooring is planned throughout the home, with porcelain tile in the bathrooms. The home is conveniently located just outside the Columbus city limits, close to I-26, the hospital, dining, shopping and local attractions. The property is approximately 25 minutes from Hendersonville and Spartanburg, 45 minutes from Greenville and Asheville, and 12 minutes from the renowned Tryon International Equestrian Center. Estimated completion: Fall 2026. Contact us today for more information and to learn which selections may still be available for you to customize your brand new home! The exterior image shown is an AI-generated rendering created for illustrative purposes and may not represent the exact final appearances. Additional features: whole-house portable generator hookup and EV vehicle charger hookup in the garage to provide added convenience, preparedness and future-ready functionality.

436 Dublin Lane, Columbus

Listing courtesy of SC NC Realty. jeremywoodrealtor@gmail.com
$1,299,999
4 Beds ⋅ 4 Baths ⋅ 4419929 MLS ⋅ 2,041 SqFt. ⋅ ACTIVE Status
Beyond the gates of Bright’s Creek, where the Blue Ridge Mountains unfold in layers of endless beauty, This professionally designed golf cottage captures the essence of elevated mountain living. Soaring ceilings and an open-concept create a light-filled sense of space and effortless sophistication, while thoughtfully curated finishes offer refined comfort throughout. The primary suite provides a serene private retreat, complemented by beautifully appointed guest accommodations. Indoor living flows seamlessly to an expansive rear deck, where long-range mountain views create an unforgettable backdrop for morning coffee and evenings beneath the stars. A covered area extends outdoor enjoyment through every season. Beautiful landscaping and a firepit create an inviting setting for gathering, while a whole-house generator provides added peace of mind. Located near the amenity center and championship golf course, this exceptional cottage offers the very best of the Bright’s Creek lifestyle. Optional Club membership available to purchase.

73 Jackson Ridge Lane, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek.team@allentate.com
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