Polk County Homes with HOA

Polk County Homes with HOA

Polk County, located in the state of North Carolina, is a picturesque region known for its natural beauty and charming small towns. Nestled in the foothills of the Blue Ridge Mountains, Polk County offers residents a tranquil and scenic environment to call home.

One notable aspect of the real estate market in Polk County is the availability of homes with Homeowners Association (HOA) communities. For those seeking a sense of community and shared amenities, homes with HOAs can be an attractive option.

HOAs are organizations that manage and maintain common areas and amenities within a neighborhood or community. This can include amenities like swimming pools, parks, and community centers. The HOA also enforces rules and regulations to maintain the appearance and value of the properties within the community.

Living in a home with an HOA has its benefits. Residents can enjoy well-maintained common areas and amenities without having to worry about their upkeep. Additionally, HOAs often establish guidelines that help maintain property values, ensuring that the neighborhood remains desirable and attractive.

However, it's important to note that homes with HOAs come with certain responsibilities and fees. Homeowners are typically required to pay monthly or annual dues to cover the costs of maintaining the common areas and amenities. Additionally, residents must adhere to the rules and regulations set forth by the HOA, which can govern aspects such as landscaping, exterior modifications, and noise levels.

For those interested in living in a community with shared amenities and a sense of community, Polk County offers a range of homes with HOAs to suit different preferences and budgets. Whether you're looking for a cozy cottage or a spacious family home, Polk County has options to meet your needs.

Newest Polk County Homes with HOA

120 Glenn Court, Mill Spring
$1,375,000
3 Beds ⋅ 4 Baths ⋅ 4439411 MLS ⋅ 3,853 SqFt. ⋅ ACTIVE Status
Tucked behind the gates of the prestigious Bright's Creek community, this beautifully appointed home is ideally situated on a peaceful cul-de-sac just minutes from the main entrance and premier amenities. Designed with both comfort and functionality in mind, the thoughtfully crafted open floor plan features a spacious main-level primary suite, offering a private retreat with effortless everyday living. Natural light pours through the expansive living spaces, creating a warm and inviting atmosphere throughout the home. The lower level provides exceptional flexibility with a generous den, two spacious guest bedrooms, & two full baths—perfect for hosting family and friends. Two additional flex rooms offer endless possibilities & the golf cart garage adds everyday convenience. Members(available for purchase) to the Bright's Creek Club enjoy access to an extraordinary mountain lifestyle, including a renowned Tom Fazio golf course, saline pool, multiple dining venues, and scenic hiking trails.

120 Glenn Court, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek.team@allentate.com
782 Front Ridge Circle Unit #58, Rutherfordton
$429,000
3 Beds ⋅ 2 Baths ⋅ 4437578 MLS ⋅ 1,246 SqFt. ⋅ ACTIVE Status
Welcome to 782 Front Ridge Circle, a cozy rustic cabin located in the quiet, gated Green River Highlands community in Polk County. Tucked away in a tranquil mountain setting, this log home offers the perfect blend of scenic privacy, modern connectivity, and central access to the region's best destinations. Perfectly positioned, you are conveniently situated between Asheville and Charlotte, NC and Upstate South Carolina, and minutes from the Tryon International Equestrian Center. Step inside to an expansive great room featuring soaring vaulted ceilings, exposed wood details, and a floor-to-ceiling stone wood-burning fireplace that serves as the heart of the home. Wall-to-wall windows flood the living space with natural light while framing peaceful views of the surrounding woods and local wildlife. Unwind outdoors by front porch sitting and sipping sweet tea. The porch is an ideal spot for morning coffee, evening hot tea, or simply enjoying the quiet surroundings in any weather. Additional property features include an outdoor shed conveying with the lean-to open storage, alongside recent community upgrades featuring fiber optic internet, TV, and phone service through Spectrum. Short-term rentals are permitted, making this an ideal primary residence, weekend mountain getaway, or income-producing investment property. Schedule your showing today!

782 Front Ridge Circle Unit #58, Rutherfordton

Listing courtesy of Keller Williams Mtn Partners, LLC. hollynoe@kw.com
105 Jackson Cove Parkway, Mill Spring
$970,000
4 Beds ⋅ 4 Baths ⋅ 4438061 MLS ⋅ 3,016 SqFt. ⋅ ACTIVE Status
Breathtaking mountain and lake views set the stage for exceptional living at this stunning Lake Adger home. With panoramic scenery from nearly every room, this inviting retreat brings the beauty of its surroundings into everyday life. Completed in 2019, the home pairs modern construction with an inviting setting for mountain-and-lake living. Expansive outdoor living spaces invite you to linger over morning coffee, gather with guests, or simply enjoy the scenery. A screened side porch, covered front porch, and rear deck offer a welcoming choice of gathering spots, while stylish wire-mesh deck railings keep the mountain views unobstructed. The walkout lower level opens to a large patio with additional seating areas and a fenced yard, extending the home's outdoor appeal. Inside, an open-plan great room showcases floor-to-ceiling windows that frame the spectacular views. The modern kitchen blends style and function with granite countertops, stainless steel appliances, and an island offering both seating and storage—an inviting centerpiece for everyday meals and entertaining. The main-level primary bedroom offers mountain views, as do the two guest bedrooms upstairs, giving each of these spaces its own scenic backdrop. The spacious lower level provides even more room to relax and gather, with a family room, dining area, kitchenette, additional bedroom, and full bath. A deeded boat slip at nearby Jackson Cove Marina adds a standout advantage, keeping your boat close and making time on Lake Adger part of the home's appeal. Come explore Lake Adger's 14 miles of shoreline and 438 surface acres of water where you will enjoy boating, kayaking, fishing, and swimming. Conveniently located near Asheville and Hendersonville, NC, and Greenville and Spartanburg, SC, this property combines striking scenery, inviting living spaces, and a wealth of outdoor recreation. Please be sure to check out the video virtual tour for additional details and then schedule your own private showing today!

105 Jackson Cove Parkway, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. chris.battista@howardhannatate.com
346 Front Ridge Circle Unit #65, Rutherfordton
$75,000
4433857 MLS ⋅ ACTIVE Status
Discover the opportunity to build your mountain getaway in Green River Highlands, a beautiful gated community in Polk County, North Carolina, near the Tryon International Equestrian Center. Lot 65 offers 3 acres of land with mountain views, a desirable building site, paved road access, and a peaceful setting surrounded by the natural beauty of the Western North Carolina foothills. This property also includes a 12' x 24' storage building, providing useful space for equipment and outdoor gear. Whether you're planning a full-time residence, second home, or mountain retreat, this property offers the space and privacy to bring your vision to life. The adjoining 3-acre Lot 64 is also available for purchase, creating an excellent opportunity to own approximately 6 contiguous acres for added privacy and flexibility when planning your mountain home. Green River Highlands features a gated entrance and a community riverfront park along the scenic Green River, where residents can enjoy river access, picnic areas, outdoor recreation, and time with family and friends. Conveniently located near US Highway 74 and I-26, the community offers access to shopping, restaurants, wineries, breweries, and Cleghorn Golf & Sports Club. The nearby Tryon International Equestrian Center offers world-class equestrian events, dining, shopping, entertainment, and family activities. Enjoy Lake Lure, Chimney Rock State Park, hiking, fishing, golf, and the outdoor adventures Western North Carolina has to offer. Asheville, Hendersonville, and Greenville-Spartanburg are also within reach. A great opportunity to own a 3-acre mountain homesite with a storage building, Green River access, and the option to purchase additional adjoining acreage in this desirable gated community.

346 Front Ridge Circle Unit #65, Rutherfordton

Listing courtesy of Pinnacle Sothebys International Realty. 828-429-4004
248 Front Ridge Circle Unit #64, Rutherfordton
$39,000
4435877 MLS ⋅ ACTIVE Status
Discover the opportunity to build your mountain getaway in Green River Highlands, a beautiful gated community in Polk County, North Carolina, near the Tryon International Equestrian Center. Lot 64 offers 3 acres of land with mountain views, a desirable building site, paved road access, and a peaceful setting surrounded by the natural beauty of the Western North Carolina foothills. Whether you're planning a full-time residence, second home, or mountain retreat, this property offers the space and privacy to bring your vision to life. **The adjoining 3-acre Lot 65 is also available for purchase, providing a rare opportunity to combine both properties for approximately 6 acres of additional privacy and flexibility when planning your mountain home.** Green River Highlands features a gated entrance and a wonderful community riverfront park along the scenic Green River, where residents can enjoy river access, picnic areas, outdoor recreation, and time with family and friends. Conveniently located near US Highway 74 and I-26, the community offers easy access to shopping, restaurants, wineries, breweries, and Cleghorn Golf & Sports Club. Just a short drive away, the Tryon International Equestrian Center offers world-class equestrian events, dining, shopping, entertainment, and year-round family activities. Enjoy nearby Lake Lure, Chimney Rock State Park, hiking, fishing, golf, and the many outdoor adventures Western North Carolina has to offer. Asheville, Hendersonville, and Greenville-Spartanburg are also within reach. A great opportunity to own a 3-acre mountain homesite in a gated community with Green River access and convenient access to some of the area's best recreation and attractions.

248 Front Ridge Circle Unit #64, Rutherfordton

Listing courtesy of Pinnacle Sothebys International Realty. ken@carolinaland.com
62 Mountain Meadows Lane, Tryon
$349,000
4436287 MLS ⋅ ACTIVE Status
Mountain Views, Rolling Pastures & Room for Your Horses and Donkeys! Discover Mountain Meadows, an intimate gated community in the heart of Tryon Horse Country, where mountain views, open pastures, and peaceful country living meet. Designed with equestrians in mind, yet equally appealing to anyone seeking privacy and room to breathe, this thoughtfully planned community offers just seven generously sized homesites of approximately 10 acres each. Lot 1 encompasses 10.97 acres of gently rolling grassland, with sweeping mountain views, lush pasture, and a lovely stand of shade trees—an ideal setting for horses, donkeys, or simply enjoying the countryside. Residents enjoy approximately two miles of private walking and riding trails within the community, with the extensive FETA trail system nearby. A handsome gated entrance limits through traffic and enhances privacy, while paved roads, underground utilities, and fiber-optic internet provide modern convenience in a tranquil rural setting. Whether you envision a beautiful country estate, a small horse farm, or a peaceful retreat with a few chickens roaming the yard, Mountain Meadows offers the freedom to create your own version of country living. While you'll feel wonderfully removed from the bustle of everyday life, Columbus and I-26 are just eight minutes away, with easy access to restaurants, shopping, groceries, and medical services.

62 Mountain Meadows Lane, Tryon

Listing courtesy of Claussen Walters LLC. barbaraclaussen@me.com
67 Taddington Circle, Columbus
$1,195,000
4 Beds ⋅ 4 Baths ⋅ 4436080 MLS ⋅ 2,558 SqFt. ⋅ ACTIVE Status
Derbyshire – The Foothills' Best-Kept Secret! Some homes impress with grandeur; others win your heart with warmth, character, and thoughtful details. This exceptional custom home in Derbyshire offers both. Completed in 2024 and set on 1.86 acres of gently rolling land, the 2,559 sq. ft., 4-bedroom, 3.5-bath residence combines quality craftsmanship with understated elegance. Beautiful hardwood floors, soaring wood-paneled vaulted ceilings, and a handsome wood or natural-gas fireplace create an inviting great room. French doors open to a spacious screened porch overlooking the peaceful grounds, perfect for enjoying nature or entertaining friends. The beautifully appointed kitchen features soft sage cabinetry, stone countertops, a generous island, a walk-in pantry, and premium BlueStar and Asko appliances, including a professional natural-gas range. One of the home's most distinctive spaces is the charming library-style den, featuring rich blue walls, a vaulted wood ceiling, expansive windows, and custom built-in bookshelves. The main-level primary suite enjoys lovely views of the surrounding greenery and offers two walk-in closets and an elegant bath with a freestanding soaking tub, spacious shower, and double vanity. Two additional main-level bedrooms, a generous upstairs bedroom with its own full bath, and a laundry room equipped with Speed Queen appliances provide comfort and flexibility. Beyond the home, Derbyshire offers a hard-to-find lifestyle. This intimate gated community centers on a beautiful 33-acre, spring-fed lake, inviting residents to kayak, swim, fish, and take peaceful walks along scenic trails. Equestrian amenities include community stables, fenced paddocks, a riding arena, and access to the extensive CETA and FETA trail systems. Even non-riders will appreciate the pastoral beauty and peaceful atmosphere that make this community so special. Fiber-optic internet, natural gas, municipal water, and convenient proximity to Tryon, Columbus, Landrum, and the Tryon International Equestrian Center complete the picture. A beautiful home, a peaceful setting, and a community where the lifestyle is every bit as appealing as the property itself.

67 Taddington Circle, Columbus

Listing courtesy of Claussen Walters LLC. barbaraclaussen@me.com
815 E Deep Gap Farm Road Unit #35, Mill Spring
$1,800,000
4 Beds ⋅ 5 Baths ⋅ 4435548 MLS ⋅ 3,608 SqFt. ⋅ ACTIVE Status
Experience elevated mountain living in this exceptional 4-bedroom, 4 1/2-bath home in the gated Bright's Creek Golf/Equestrian community, where breathtaking mountain views create a stunning backdrop in every season. Designed for effortless entertaining, the home features two fireplaces, a beautifully appointed custom bar with dedicated temperature controlled wine room on the lower level, and a spacious covered back deck perfectly positioned to take in the views. Brights Creek offers an unparalleled Western North Carolina lifestyle with a Tom Fazio-designed golf course, clubhouse dining, The Mill fitness and lifestyle center, saline pool, pickleball and tennis courts, walking trails, and equestrian facilities. Whether gathering with friends by the custom outdoor stone fire pit, enjoying a glass of wine, or relaxing on the deck as the sun sets over the mountains, this home captures the beauty, comfort, and lifestyle that make Brights Creek so special. Club membership available for purchase.

815 E Deep Gap Farm Road Unit #35, Mill Spring

Listing courtesy of Howard Hanna Beverly-Hanks. brightscreek@beverly-hanks.com
401 Over Hill Drive, Tryon
$1,625,000
2 Beds ⋅ 3 Baths ⋅ 4434986 MLS ⋅ 2,277 SqFt. ⋅ ACTIVE Status
Welcome to an exceptional 17.28-acre equestrian estate combining tranquil country living, pasture views, sunrise/sunset vistas, and access to private community riding trails. Designed for main-level ease of living, this custom ranch home with 2,277 sq. ft. of living space features a bright great room with abundant windows, a stone gas fireplace, and an impeccably updated gourmet kitchen and dining area with a large granite island. Practical features include a large mudroom/laundry for easy transitions from the barn, a covered screened patio off the kitchen, and a rear patio boasting an artificial waterfall and cozy firepit. The spacious primary bedroom features dual walk-in closets. The primary bath serves as a luxurious retreat featuring radiant heated floors, a deep soaking tub, separate walk-in shower, and dual separate sinks. Enjoy your own private home golf amenities featuring a personal putting green, sand trap, and tee box. Additional property highlights include a separate studio guest home with a Murphy bed, kitchenette, and full bath, plus an adjoining workshop and separately fenced small animal pen/chicken coop. The 17.28 acres feature gentle slopes and are fully enclosed with secure no-climb fencing, including all three pastures. Top-tier equestrian infrastructure includes a massive 200' x 125' riding arena with a viewing gazebo, a covered 50-foot round pen, a 3-stall barn with feed/tack storage and a covered wash stall, and a secondary 2-stall barn with storage. There is a separate gated entrance to the barn area for trailer access and an equipment shed. Approximately 3m to TIEC! A rare, turn-key lifestyle property!

401 Over Hill Drive, Tryon

Listing courtesy of Howard Hanna Beverly-Hanks. virginia.henrie@allentate.com
Lakeview Drive Unit #409, Tryon
$22,000
4434749 MLS ⋅ ACTIVE Status
Bring your house plans, lovely lot with lake views in the fall and winter. Beach access. HOA fees cover community water, road maintenance, common area/recreation area maintenance and upkeep, and gates. Short-term rentals are limited to those that were grandfathered in a while back

Lakeview Drive Unit #409, Tryon

Listing courtesy of First Real Estate, Inc. 828-817-4509
69 Eargle Road, Tryon
$615,000
4 Beds ⋅ 3 Baths ⋅ 4433738 MLS ⋅ 2,739 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Beautiful turn-key home in desirable Gillette Woods right in the heart of Tryon. One-level living with 3 bedrooms, 2 full bathrooms, kitchen, dining and living room on the walk-in level as well as a two car garage. Additional daylight basement space adds a family/recreation room with built-in dry bar and wine fridge, an office area, tons of storage, and a sliding door leading to a brick paved covered patio. In addition there is a full bathroom, a fourth bedroom/hobby room/office and a laundry/storage room in the lower level. Enjoy the top of the hill viewpoint from the welcoming covered front porch, or the sunny private deck overlooking the fully fenced park-like backyard. Winter views coming soon! Storage galore!! All bedrooms except for one have two closets, many have been outfitted with Carolina Closet systems. There are built in bookshelves in the living room and the downstairs family room. The entire home has been lovingly updated and well maintained. Move-in ready with updated kitchen and bathrooms. New roof with gutter guards, new paint and new deck railings all in the last year. Gillette Woods is an established neighborhood with well maintained older homes and large private lots just minutes to grocery stores, coffee shops, movie theater, restaurants, shops, parks, and more. Only 12 minutes to I-26 for easy access to Saluda, Landrum, Hendersonville, Spartanburg and Greenville. Neighborhood roads are state maintained and the driveway of this home is concrete for easy maintenance! Home is on the SC state line and abuts Lake Lanier neighborhood.

69 Eargle Road, Tryon

Listing courtesy of Looking Glass Realty, Saluda. Kimberly@lookingglassrealty.com
140 Blazing Star Lane, Mill Spring
$1,700,000
2 Beds ⋅ 3 Baths ⋅ 4431814 MLS ⋅ 3,068 SqFt. ⋅ ACTIVE Status
Discover a rare Western North Carolina luxury equestrian estate offering over 20 acres of privacy, mountain views, and an exceptional outdoor lifestyle within Walnut Creek Preserve. With approximately 8 acres of pasture, substantial four-rail wood fencing, and cleared areas offering potential sites for a barn and riding arena, this property presents an extraordinary opportunity to create your ideal horse property. Enjoy the rare convenience of riding directly from your property onto 51 miles of beautiful preserve trails, winding through wooded landscapes and alongside picturesque creeks to a beautiful waterfall within the community. The 3,068-square-foot residence blends Arts and Crafts character with comfort and thoughtful design. Abundant natural light, vaulted ceilings, and picture windows frame the surrounding views from the living room, kitchen, both bedrooms, and back deck, bringing the beauty of the outdoors into everyday living. Custom cabinetry, granite countertops, tigerwood and tile flooring, and a striking see-through fireplace with stacked rock on both sides add warmth, texture, and distinctive character. Southwestern-facing mountain views can be enjoyed from the covered back porch, primary bedroom, and lower-level bedroom, creating peaceful spaces to relax and take in the natural surroundings. Outdoor living takes center stage with a charming pavilion and wood-burning fireplace, an inviting swim spa, and an enchanting outdoor setting surrounded by mature vines and an old architectural door. The area near the pavilion evokes the feeling of stepping into the Italian countryside, a special retreat for entertaining, unwinding, or simply enjoying the peaceful setting after a day on the trails. More than $200,000 has been invested in landscaping, clearing, and site improvements, creating beautifully maintained grounds with mature trees, flowering gardens, and thoughtfully placed plantings, including approximately 50 hollies, 50 arborvitae, and 50 tea olives. The flexible lower level offers a bedroom, full bathroom, living space, and 2nd laundry area, providing excellent potential for multigenerational living, extended guests, or a private retreat. Additional features include a three-car garage with upper-level storage, a dumbwaiter, and a generator installed in 2025. An interior parcel within Walnut Creek Preserve offers a special combination of privacy, natural beauty, and a welcoming community. Enjoy opportunities for horseback riding, hiking, mountain biking, and time outdoors with your dogs, with access to scenic trails and the community waterfall. Whether your vision is an exceptional equestrian estate, a private mountain retreat, or a distinctive property designed for entertaining and multigenerational living, this remarkable offering delivers a lifestyle that is increasingly difficult to find in Western North Carolina. Call me to schedule your private tour!

140 Blazing Star Lane, Mill Spring

Listing courtesy of BluAxis Realty. dee@bluaxis.com
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