Rutherford Homes with HOA

Rutherford Homes with HOA

Rutherford County, located in the state of North Carolina, is a charming and picturesque area that offers a wonderful quality of life for residents. With its beautiful natural landscapes, friendly communities, and a range of amenities, Rutherford County is a great place to call home.

One aspect that sets Rutherford County apart is its abundance of homes with homeowners' associations (HOAs). If you're looking for a property that offers a sense of community and additional amenities, such as shared spaces, maintenance services, or even recreational facilities, then you're in luck. True to its reputation, Rutherford County boasts a variety of homes with HOAs, providing residents with a hassle-free and well-maintained living environment.

Living in a home with an HOA can offer several benefits. HOAs often handle common area maintenance, ensuring that parks, playgrounds, and other shared spaces are well-kept and enjoyable for all residents. Additionally, HOAs may enforce certain rules and regulations to maintain the overall appearance and value of the community. These guidelines can help preserve property values and create a cohesive neighborhood aesthetic.

Whether you're a first-time homebuyer, a growing family, or a retiree seeking a peaceful retreat, Rutherford County's homes with HOAs provide a fantastic option for those looking for a well-managed and close-knit community. With a wide range of home styles and prices to choose from, there's something for everyone in this beautiful county.

Newest Rutherford Homes with HOA

$600,000
2 Beds ⋅ 2 Baths ⋅ 4424434 MLS ⋅ 1,500 SqFt. ⋅ ACTIVE Status
PROPOSED CONSTRUCTION IN VISTA AT BILL'S MOUNTAIN! Why settle for someone else's choices when you can help create a brand new mountain home of your own? Offered at $600,000 as a proposed house and lot package, the current concept features an approximately 1,500-square-foot, 2-bedroom, 2-bath ranch designed for easy, comfortable one-level living. Purchasing during the proposed construction stage may provide the opportunity, depending on timing, to participate in selections and personalize many of the details. Enjoy the Lake Lure and Western North Carolina lifestyle. Boating and fishing on Lake Lure, hiking in and around Chimney Rock, paddling the Green River, scenic drives along the Blue Ridge Parkway, events at Tryon International Equestrian Center, and a growing collection of local wineries, breweries, and restaurants. Within Vista at Bill's Mountain, amenities include a gated entrance, clubhouse, fitness center, swimming pool, tennis/pickleball, walking trails, and gathering spaces. A smaller-scale version of the proposed home may be available to tour, providing an opportunity to experience the design and construction quality before building. The seller intends to serve as general contractor, coordinating the subcontractors and trades. An estimated 6-month construction period is anticipated after plans, permits, and selections are complete. Actual completion time may vary. The homesite has a current 2-bedroom septic permit for the proposed build location. An expired 4-bedroom permit from 2008 was issued for a different location on the property. Buyers should verify the feasibility of any alternative bedroom count or septic location. Lot 114 is also offered separately as vacant land; see MLS #4415964. Renderings, floor plans, and photographs are for illustrative purposes only. Final plans, specifications, allowances, pricing, and construction terms are subject to the construction agreement and all applicable permits and community approvals.

114 High Pines Loop Unit #114, Lake Lure

Listing courtesy of Pinnacle Sothebys International Realty. ken@carolinaland.com
$29,000
4423642 MLS ⋅ ACTIVE Status
Two lots totaling 8.64 acres in the gated Grey Rock community at Lake Lure—offered together for just $29,000! Lot 144 on Winterstar (PIN 1637535) includes 7.09 acres per plat and features a ridgetop setting that, according to the seller, offers panoramic 360-degree mountain views. Lot 136 on Saddle Back Trail (PIN 1637544) includes 1.55 acres per plat and is a corner lot with approximately 745 feet of road frontage. Grey Rock is a private mountain community known for its natural beauty, mountain views and peaceful surroundings. Paved roads wind throughout the community, and wildlife is abundant. The community is also home to the 2006 HGTV Dream Home. Electric service currently extends into the community but does not reach these lots. A $15,000 electric assessment per lot has not been paid and is due when electric service is requested. Well and septic will also be needed. Minimum home size is 1,800 square feet. HOA dues are $900 per lot annually. The 7.09-acre parcel has deeded access; however, access into the property has not been cleared. Enjoy the privacy of a mountain setting with convenient access to Lake Lure and the surrounding area, including boating, fishing, kayaking and the public beach. Nearby Chimney Rock State Park offers hiking, rock climbing and spectacular views of Hickory Nut Gorge and Lake Lure. With 8.64 acres, two separate parcels and an offering price of $29,000, this is an exceptional opportunity to own mountain property in the Lake Lure area. Additional community information is available at www.greyrocktoday.com.

Grey Rock None Unit #Lots 144 & 136, Lake Lure

Listing courtesy of RE/MAX Journey. sherryreavis@gmail.com
$450,000
3 Beds ⋅ 3 Baths ⋅ 4423370 MLS ⋅ 1,457 SqFt. ⋅ ACTIVE Status
Beautifully remodeled and move-in ready, this Riverbend home located just outside the gates, offers a private setting with all the benefits of the Riverbend community. Remodeled in 2024 with a new kitchen and bathrooms, flooring, electrical, plumbing, A/C ductwork, and roof, this home is truly turnkey! The spacious wrap around deck provides a peaceful spot to relax and enjoy the wooded surroundings. Enjoy the ultimate Lake Lure lifestyle with this ideally located home, within walking distance of the local library and just minutes from the charm of Chimney Rock Village, Lake Lure Beach, and dining. Whether you're seeking a full-time mountain retreat, an effortless weekend escape, or a high-demand short-term rental investment, this home offers exceptional versatility in one WNC's most desirable locations. Owners and guests can enjoy access to the Riverbend amenities, including private access to Big Mirror Lake, swimming, fishing, hiking trails, picnic areas, and the scenic Broad River. A great opportunity to enjoy the Riverbend lifestyle in a completely updated home.

106 Bobwhite Avenue, Lake Lure

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. jennifer.saltouros@allentate.com
$450,000
3 Beds ⋅ 4 Baths ⋅ 4420139 MLS ⋅ 3,064 SqFt. ⋅ ACTIVE Status
Welcome to 111 Buckeye Road, ideally situated at the end of a quiet cul-de-sac within the sought-after Rumbling Bald community on Lake Lure. Offering privacy, convenience, and an incredible Mountain-Lake lifestyle, this spacious 3 Bedroom, 4 Bath home also features additional bonus rooms, providing flexibility for guests, a home office, recreation space, or additional sleeping areas. Whether you are searching for a full-time residence, second home, or investment property, this home offers plenty of space and versatility. Outdoor enthusiasts will love having Buffalo Creek Park practically at their back door, with easy access to hiking the scenic Buffalo Creek Park Loop Trial. When you are ready to relax, enjoy the many amenities available within Rumbling Bald, including the private beach on the North shore of Lake Lure, indoor/outdoor pools, spa, sauna, Wellness Center, fitness facilities, tennis & pickleball courts, 2 championship golf courses, and more! Another great benefit for buyers, Rumbling Bald no longer has the former $11,000 initiation fee, making ownership in this amenity-rich community even more appealing. Conveniently located near Old Fort, Black Mountain, Asheville and Hendersonville. Experience privacy, recreation, and resort-style living all from your own home in the mountains of Western North Carolina!

111 Buckeye Road, Lake Lure

Listing courtesy of Pinnacle Sothebys International Realty. tara@pinnaclesir.com
$65,000
4422925 MLS ⋅ ACTIVE Status
Perfect mountain homesite on Cedar Creek Rd. These exceptional 3.11 acres offer serene privacy and the soothing sounds of peace and quiet from your future back porch. Nestled among hardwood trees, the very private building site is designed to capture the true spirit of outdoor living. Just minutes to Lake Lure and Rutherford, with excellent fishing, hiking, and horseback riding nearby. Ideal for your mountain getaway.

Cedar Creek 0 Road, Lake Lure

Listing courtesy of Moffitt Properties. tincherterry137@gmail.com
$515,000
2 Beds ⋅ 2 Baths ⋅ 4422819 MLS ⋅ 1,232 SqFt. ⋅ ACTIVE Status
Charming 2-bedroom, 2-full-bath log cabin nestled on 1.74 acres in the gated community of Hearthstone Ridge! Offering 1,232 square feet of comfortable living space, this fully furnished cabin is move-in ready and perfectly suited for a private getaway, full-time residence, or income-producing vacation property. Inside, you'll find a warm and inviting split-bedroom floor plan featuring beautiful hardwood flooring throughout the main living areas and bedrooms, with tile flooring in the laundry room and bathrooms. The vaulted ceiling in the living room creates an open, spacious feel and provides the perfect gathering space for family and friends. The primary bedroom offers a private retreat with an en-suite bath, dual vanity, and large walk-in closet. Enjoy the outdoors from the large covered front porch or the screened-in back porch overlooking the beautiful backyard. Gather around the fire pit in the evenings and take in the peaceful surroundings. A convenient half-circle driveway provides plenty of easy parking for you and your guests. Hearthstone Ridge offers a gated setting with community walking trails and a picnic area, giving you opportunities to enjoy the outdoors without leaving the neighborhood. With its desirable combination of privacy, amenities, furnishings, and potential for rental income, this cabin is ready for you to start enjoying from day one!

201 Whitestone Circle, Union Mills

Listing courtesy of Main Street Realty Group LLC. kristen@msrghomes.com
$1,799,000
4422633 MLS ⋅ ACTIVE Status
116+ private acres in the foothills of Western North Carolina offering an exceptional combination of recreation, water, improvements and privacy. Located at the end of the community, this expansive Union Mills property features miles of trails, two stocked ponds, multiple streams, pasture, wooded acreage and established hunting areas. Approximately 20 acres lie outside the HOA, providing additional flexibility for recreational use. The property is extensively improved and includes a handcrafted log lodge, detached garage with apartment, large cedar barn with four stalls, tack area, loft, water and full bath, plus a separate cedar storage building. Three standby generators serve the main residence, garage apartment and well. Additional features include established deer stands, outdoor BBQ area and an extensive trail network providing access throughout the acreage. This is far more than a homesite—it's an established mountain estate offering the acreage, infrastructure and natural features that can take years to assemble. Ideal for a private retreat, recreational property, equestrian use, hunting or a legacy family estate. Also listed as Residential — MLS #4389604

980 Mountain Forest Drive, Union Mills

Listing courtesy of NorthGroup Real Estate LLC. melvin@wncagent.com
$2,500,000
3 Beds ⋅ 5 Baths ⋅ 4421264 MLS ⋅ 6,384 SqFt. ⋅ ACTIVE Status
Perched at the very top of The Ridge in Shumont Estates, this extraordinary 7,000+ square foot log estate offers one of the most breathtaking views in all of Lake Lure. With panoramic year-round mountain views and the sparkling waters of Lake Lure stretching out below, every window feels like a masterpiece. Built to impress and engineered to last, this home features 10-inch tongue-and-groove logs, poured concrete walls reinforced with steel, massive steel I-beams for exceptional structural integrity, and even a lightning suppression system. Inside, every detail speaks to elevated mountain living. Every bedroom has its own luxurious en-suite, complete with walk-in closets and unforgettable views. Additional highlights include an 800+ bottle wine cellar, recreation room, media room, paved circular driveway with abundant parking, whole-home Generac generator with dual underground fuel tanks, all-new HVAC systems, new doors and windows throughout, and expansive Trex decking complete with glass railings and integrated lighting to maximize the incredible views. Privately tucked away on over 3 acres at the end of a quiet cul-de-sac, this is mountain luxury at its finest. As part of the Rumbling Bald community, you will enjoy exclusive access to a private beach, Lake Lure access, indoor and outdoor pools, championship golf, tennis, fitness center, spa, restaurants, a Starbucks on site and so much more. This isn't simply a home. It's a rare opportunity to own one of Lake Lure's most iconic mountaintop retreats.

166 Eagles Crest Way, Lake Lure

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. jennifer.saltouros@allentate.com
$39,000
4421746 MLS ⋅ ACTIVE Status
Imagine creating your own mountain retreat surrounded by the beauty of Western North Carolina. This rare combined offering includes approximately 2.85 acres across two separate parcels in the desirable gated community of Vista at Bills Mountain. With the flexibility to build your dream home, pursue separate investments, plan for future construction, or simply enjoy the benefit of being close while maintaining your own private space, this offering provides possibilities that are rarely available in an established mountain community. Motivated seller due to a change in life’s direction—bring your vision and your offer. Surrounded by native hardwoods and natural mountain landscape, the properties offer a peaceful setting with the potential for long-range Blue Ridge Mountain views. The elevated setting and natural surroundings create an inviting backdrop for a custom mountain home or future retreat, while the two separate parcels provide added flexibility for family, guests, investment, or long-term plans. Life at Vista at Bills Mountain is about enjoying the mountains without giving up the comforts of a thoughtfully designed community. Residents have access to gated entry, a beautifully appointed clubhouse with expansive mountain views, full kitchen and gathering areas, fitness and training room, sauna, outdoor swimming pool, tennis and pickleball courts, and welcoming outdoor gathering spaces with a wood-burning fireplace. Spend the morning enjoying the mountain air, an afternoon by the pool or on the courts, and an evening gathered around the fireplace with friends and family. Whether you are looking for a full-time residence, weekend getaway, vacation retreat, investment opportunity, or a place to eventually build, this property offers the space and flexibility to create something uniquely yours. The two parcels also provide the opportunity for family or friends to be nearby while maintaining separate residences and a sense of privacy. Conveniently located a scenic drive from Lake Lure, Chimney Rock, the Tryon International Equestrian Center, area restaurants and wine bars, and premier golf, you can enjoy peaceful mountain living while remaining close to the attractions and experiences that make this area so special. This is an opportunity to own more land, create more possibilities, and invest in the lifestyle you have been dreaming about. Bring your plans, your imagination, and your offer, and discover what is possible at Vista at Bills Mountain. Buyer to verify all information, acreage, building possibilities, restrictions, community guidelines, and intended use.

High Pines Loop Unit #139 & 157, Lake Lure

Listing courtesy of Ivester Jackson Blackstream. lynette@ijbproperties.com
$27,000
4421736 MLS ⋅ ACTIVE Status
Make your mountain dreams a reality with this 1.92-acre homesite offering breathtaking mountain views in the coveted gated community of Vista at Bills Mountain. Surrounded by the natural beauty of Western North Carolina, this property presents an exceptional opportunity to create a private mountain retreat in a community designed for both relaxation and recreation. Residents enjoy gated security access and an impressive collection of amenities, including a clubhouse accessible 24/7, fitness center, sauna, outdoor swimming pool, tennis courts, and a welcoming wood-burning outdoor fireplace. The clubhouse offers a full kitchen and multiple gathering and relaxation areas, all complemented by picture-worthy mountain views—an ideal setting for entertaining, connecting with neighbors, or simply unwinding and enjoying the tranquility of the mountains. Priced to sell below tax value, this property offers an attractive opportunity for buyers seeking mountain views, community amenities, and exceptional value. The seller is motivated and is also offering an additional lot for sale—see MLS #4372510. Buyers interested in additional acreage may consider purchasing both properties together at an aggregate reduced price; see MLS #4421746 for the combined offering. Bring your vision, design your mountain escape, and discover the lifestyle that awaits at Vista at Bills Mountain.

High Pines Loop Unit #139, Lake Lure

Listing courtesy of Ivester Jackson Blackstream. lynette@ijbproperties.com
$344,900
3 Beds ⋅ 2 Baths ⋅ 4421665 MLS ⋅ 1,530 SqFt. ⋅ ACTIVE Status
LONG-RANGE MOUNTAIN VIEWS + 5.81 ACRES + NEW PRICE OF $344,900! Tucked into the scenic surroundings of Golden Valley Estates, this 3BR/2BA brick home combines the privacy and mountain setting buyers are searching for with comfortable one-level living and practical updates already in place. Step inside to approximately 1,530 SF featuring vaulted ceilings, durable vinyl plank flooring, a fireplace, and large doors and windows that bring the surrounding mountain scenery into the home. The kitchen offers abundant cabinetry, generous counter space, included appliances, and a breakfast bar that opens to the main living areas. Outside, 5.81 private acres create a peaceful wooded setting with beautiful long-range mountain views. Additional highlights include a 2-car attached garage, 2024 architectural shingle roof, whole-house generator, paved road access, private well and septic, plus kitchen and laundry appliances that remain. Whether you're searching for a full-time residence or a peaceful Western North Carolina mountain retreat, this property offers the combination that's getting harder to find: acreage, views, privacy, brick construction and everyday convenience for $344,900. Schedule your showing and come see the view in person.

485 Mountain Lookout Drive, Bostic

Listing courtesy of RE/MAX Journey. francinemira@gmail.com
$75,000
4421712 MLS ⋅ ACTIVE Status
Discover the perfect building opportunity on this fantastic corner lot in the gated community of Ole Plantation. Offering stunning, unobstructed mountain views, this lot is exceptionally level and highly buildable, making it an ideal canvas for your dream mountain home or cabin retreat. Ole Plantation is a quiet neighborhood, featuring wide paved roads and spacious homesites. Residents enjoy the security and privacy of a gated entrance, with the HOA maintaining the paved roads and community landscaping for a well-kept, low-maintenance lifestyle. Short-term rentals are allowed, making this an excellent option for those looking to build an income-producing cabin or vacation retreat. There's no required timeframe to build, so you can purchase now and design your home whenever the timing is right for you. Nestled in the scenic foothills of Rutherford County between Charlotte and Asheville, this location offers small-town charm with easy access to shopping, dining, and outdoor recreation in nearby Rutherfordton, plus close proximity to the Tryon International Equestrian Center. Outdoor enthusiasts will also love being just minutes from Lake Lure, where residents can enjoy boating, fishing, kayaking, and lakeside dining, as well as Chimney Rock State Park, known for its dramatic overlooks, hiking trails, and the iconic Hickory Nut Falls. The charming village of Chimney Rock is just a short drive away, offering a scenic riverside main street lined with local shops, restaurants, and outfitters — a perfect spot to spend an afternoon after a day on the trails or the lake. Don't miss this rare opportunity to own a piece of the Blue Ridge Mountains in one of Rutherfordton's most desirable communities.

LOT 73 Ole Plantation Drive, Rutherfordton

Listing courtesy of GreyBeard Realty. dave@greybeardrealty.com
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