Rutherford Homes with HOA

Rutherford Homes with HOA

Rutherford County, located in the state of North Carolina, is a charming and picturesque area that offers a wonderful quality of life for residents. With its beautiful natural landscapes, friendly communities, and a range of amenities, Rutherford County is a great place to call home.

One aspect that sets Rutherford County apart is its abundance of homes with homeowners' associations (HOAs). If you're looking for a property that offers a sense of community and additional amenities, such as shared spaces, maintenance services, or even recreational facilities, then you're in luck. True to its reputation, Rutherford County boasts a variety of homes with HOAs, providing residents with a hassle-free and well-maintained living environment.

Living in a home with an HOA can offer several benefits. HOAs often handle common area maintenance, ensuring that parks, playgrounds, and other shared spaces are well-kept and enjoyable for all residents. Additionally, HOAs may enforce certain rules and regulations to maintain the overall appearance and value of the community. These guidelines can help preserve property values and create a cohesive neighborhood aesthetic.

Whether you're a first-time homebuyer, a growing family, or a retiree seeking a peaceful retreat, Rutherford County's homes with HOAs provide a fantastic option for those looking for a well-managed and close-knit community. With a wide range of home styles and prices to choose from, there's something for everyone in this beautiful county.

Newest Rutherford Homes with HOA

$730,000
3 Beds ⋅ 2 Baths ⋅ 4409558 MLS ⋅ 1,500 SqFt. ⋅ COMING SOON Status
Beautiful Turnkey Equestrian Mini-Farm! Professional photos simply don't capture the warmth, charm, and peaceful lifestyle this exceptional property offers. Escape to the beauty of the Blue Ridge foothills on 8 private acres, this meticulously maintained 3-bedroom, 2-bath log home offers approximately 1,500 square feet of rustic elegance and modern comfort. The open-concept split-bedroom floor plan showcases soaring wood interiors and gas log fireplaces that create a warm mountain ambiance. The spacious primary suite is a private retreat featuring its own gas log fireplace, ensuite bath, laundry area, and direct access to both the front and rear covered porches. Relax on the screened porch overlooking the powder-coated aluminum fenced dog run (approximately 1/10 acre), perfect for pets. An ADA-compliant ramp provides convenient access from the driveway to the rear entrance. The lower level includes a 587-square-foot garage/workshop ideal for projects, hobbies, or equipment storage, while the 703-square-foot walk-in crawl space with a concrete floor provides abundant dry storage. Horse lovers and hobby farmers will appreciate the impressive 30' x 40' barn featuring four stalls, tack room, Nelson automatic watering system, and a 15' x 40' equipment lean-to. Above the barn, a heated and cooled 532-square-foot loft/studio offers endless possibilities as an art studio, home office, guest quarters, fitness room, or potential accessory dwelling (subject to septic expansion and second-egress requirements). Approximately 2.5 acres of level fenced pasture are ready for horses or livestock, with an additional 2 to 3 acres available for future expansion. Cathey Creek borders the property, providing a tranquil setting and the unique opportunity to pan for gold in North Carolina's historic Gold Belt. Enjoy the privacy of country living without sacrificing convenience. Rutherfordton's medical facilities, shopping, and dining are just 15 minutes away, Marion is 20 minutes, Lake Lure, Lake James and Tryon International Equestrian Center are all within 30 minutes, and Asheville is less than an hour away. Whether you're searching for a turnkey horse property, hobby farm, private mountain homestead, or weekend retreat, this remarkable property offers the perfect combination of natural beauty, thoughtful amenities, functionality, and room to grow. A rare opportunity to own an exceptional Western North Carolina mini-farm where you can ride, relax, entertain, and enjoy the mountain lifestyle.

225 Burnt Meadow Lane Unit #169, Union Mills

Listing courtesy of DRG Homes & Land. landman@DwellAVL.com
$25,000
4407136 MLS ⋅ ACTIVE Status
Tremendous Long-Range Views, as far as the eye can see. See to the horizon, with southerly views. Corner 1.32 acre lot in the Great Sky gated community (formerly Queens Gap). Lot truly offers spectacular views beyond the foothills to the Piedmont. Northern Rutherford County, convenient travel to Asheville, Greenville/Spartanburg and Charlotte. Close to Chimney Rock State Park and South Mountain's State Park. Have a home with views and visit Lake Lure, Chimney Rock and surrounding attractions. Return home to enjoy mountain elevations and views. HOA not yet officially organized, developer/owner remains involved. Updated Restrictions on file with Register of Deeds with County.

130 Devin Ridge Lane Unit #130, Union Mills

Listing courtesy of Howard Hanna Beverly-Hanks Asheville-Downtown. stephen.duncan@allentate.com
$47,000
4407535 MLS ⋅ ACTIVE Status
Have you ever dreamed of living in a lake and mountain community? Come build your dream home on this gently sloped, 2.11-acre homesite in Laurel Lakes of Lake Lure! This quiet enclave ensures exceptional privacy while immersing you in a landscape of mature, towering trees, deep woods, and breathtaking mountain views. Community amenities include tranquil streams, a picnic gazebo, and a pristine park area with a lake perfect for swimming, kayaking, and canoeing. Equipped with paved roads and underground utilities, this generous acreage lot is ready for your vision.

00 Laurel Lakes Parkway Unit #44, Lake Lure

Listing courtesy of Weichert Realtors Mountain Executives. wcycenas@mtnexecs.com
$17,000
4405397 MLS ⋅ ACTIVE Status
Welcome to Riverbend at Lake Lure, a private gated mountain community where natural beauty and outdoor adventure create the perfect setting for your dream home, weekend retreat, or vacation rental investment. Located just 20 minutes from the restaurants, shops, and attractions of Lake Lure, you'll enjoy the best of mountain living with convenient access to local amenities. Residents have exclusive access to Hickory Nut Upper Lake, where you can kayak, paddleboard, fish, or simply relax by the water. You can also cool off at the community's picturesque Broad River swimming hole, or spend your time exploring the peaceful surroundings and abundant wildlife that make Riverbend so special. Whether you're planning to build a full-time residence, a private mountain getaway, or an income-producing vacation cabin, this community offers an exceptional opportunity to enjoy the Western North Carolina lifestyle while taking advantage of the area's strong appeal to vacation home buyers and visitors alike.

Raven Boulevard, Lake Lure

Listing courtesy of EXP Realty LLC. avlpropertysols@gmail.com
$379,000
2 Beds ⋅ 2 Baths ⋅ 4408168 MLS ⋅ 1,395 SqFt. ⋅ ACTIVE Status
Welcome to easy living in Sparks Crossing, a charming 55+ community convenient to shopping, dining, healthcare and everyday amenities. This well-maintained 2BR/2BA brick home offers approximately 1,395 SF with a comfortable, thoughtfully designed floor plan and an oversized 2-car garage. Recent improvements include luxury vinyl plank flooring and plantation shutters throughout, giving the home a fresh, updated feel. The inviting living room features a gas-log fireplace, while the kitchen offers granite countertops, stainless steel appliances, soft-close cabinetry and a pantry. The spacious primary suite includes a walk-in closet and private bath with tiled shower. Enjoy outdoor living from the welcoming covered front porch or relax on the screened rear porch overlooking the backyard. Additional features include wide doorways, vaulted ceilings, and floored attic storage. The oversized garage offers an insulated door, non-skid epoxy floor and additional storage. Lawn maintenance is included through the HOA, allowing more time to enjoy a low-maintenance lifestyle. Community amenities include paved roads, public water & sewer, underground utilities and direct access to the Thermal Belt Rail Trail.

117 Richmond Court, Spindale

Listing courtesy of RE/MAX Journey. sherryreavis@gmail.com
$14,900
4408140 MLS ⋅ ACTIVE Status
Not every opportunity comes with a house — sometimes it comes with a vision. Discover the possibilities with this beautiful wooded homesite offering a peaceful mountain setting, gentle uphill terrain, and the potential for mountain views. Located alongside the scenic Apple Valley Golf Course, this spacious lot provides the perfect combination of privacy, nature, and convenience. Calling all builders, modular home buyers, and mountain dreamers! This property offers an excellent opportunity to create a custom mountain retreat, vacation getaway, or full-time residence surrounded by the beauty of Western North Carolina . Although located outside the Rumbling Bald gate, owners enjoy convenient access to the community’s exceptional amenities with just a short drive or golf cart ride. A scenic golf cart route from Winesap Boulevard to Whitney Boulevard, then along Buffalo Shoals Road to the Waterside golf cart path connecting to Mountains Boulevard, provides access to Rumbling Bald’s private beach and outstanding amenities. (Please note: portions of the route are steep, but many owners enjoy the unique convenience and experience of golf cart access.) Enjoy everything Rumbling Bald has to offer, including two championship golf courses—Apple Valley Golf Course and Bald Mountain Golf Course—along with restaurants, wellness center, pools, marina, private beach, hiking trails, and more. Whether you are a builder, investor, or someone searching for your own mountain escape, this homesite offers incredible potential in one of Lake Lure’s most desirable communities.

Lot 77 Winesap Boulevard, Lake Lure

Listing courtesy of Rumbling Bald Real Estate. dcates@rumblingbald.com
$550,000
2 Beds ⋅ 2 Baths ⋅ 4406577 MLS ⋅ 1,357 SqFt. ⋅ ACTIVE Status
New construction on a half-acre lot in the gated Riverbend at Lake Lure community. This 2-bedroom, 2-bath home offers 1,357 heated square feet in a vaulted, open-concept main living area, finished with hardwood floors throughout and custom cabinetry and quartz countertops in the kitchen and both bathrooms. Each bath features a large double shower, and two separate laundry setups add everyday convenience. A whole-house generator provides added peace of mind. Outside, 576 square feet of covered decking spans the front and back of the home — nearly doubling the livable footprint for morning coffee, outdoor dining, or entertaining in every season. Riverbend at Lake Lure spans roughly 1,100 homesites connected by 26 miles of gravel roads, with about 350 permenant residents. Residents have access to two private lakes, a sandy swimming beach, the Broad River, a riverside nature trail, and a community pavilion for gatherings — all in a gated setting in the Western North Carolina foothills near Lake Lure and Chimney Rock.

338 Hawks Terrace, Lake Lure

Listing courtesy of EXP Realty LLC. loyd@MyNorthCarolinaHomes.com
$649,000
3 Beds ⋅ 3 Baths ⋅ 4406198 MLS ⋅ 2,518 SqFt. ⋅ ACTIVE Status
Welcome to true main-level living in the heart of Rumbling Bald on Lake Lure. Tucked away at the end of a quiet cul-de-sac just past the main entrance, this impeccably maintained home centers on its greatest feature — a screened porch built for slow mornings and to enjoy the scenery. Already furnished with a dining table, a porch swing, and comfortable seating, it functions as a true extension of the living space. Morning coffee, dinner with a view, or an afternoon nap in the swing — this is where life at the house actually happens, rain or shine, spring through fall. Inside, the open-concept main level keeps that same easy, single-story flow: vaulted ceilings with wood beams, warm bamboo flooring, and a striking stone gas fireplace anchor the living area, which opens directly onto the porch so indoor and outdoor living blend seamlessly. The kitchen offers abundant cabinetry, granite countertops, and a breakfast bar made for casual mornings or entertaining. The primary suite is also on this level, with generous closet space and a luxurious ensuite bath featuring an oversized vanity, soaking tub, and separate shower — no stairs required for day-to-day living. A versatile main-level office or craft room rounds out the floor, along with a spacious laundry room with extensive cabinetry and a utility sink. Downstairs, a cozy den is perfect for movie nights, joined by two guest bedrooms and a full bath offering privacy for visitors. A large unfinished area adds excellent storage or workshop potential, and its own lower-level deck opens to peaceful wooded views. A two-car garage completes the package. Beyond the porch and the views, Rumbling Bald residents enjoy resort-style amenities: two championship golf courses, a full-service spa, private lakefront beach, restaurants, a coffee shop, indoor and outdoor pools, sport courts, pickleball, a fitness center, and walking trails — all inside a gated community. Whether you're looking for a full-time residence, a mountain retreat, or a turnkey vacation rental, this home's main-level living and its incredible screened porch make it a rare find on Lake Lure.

203 Treetops Lane, Lake Lure

Listing courtesy of Premier Sotheby’s International Realty. 828-279-5889
$55,900
4400293 MLS ⋅ ACTIVE Status
Beautiful 2.35 acres with a view to die for! If a view is what you’ve been looking for, this lot in Riverbend Highlands is for you. Build your dream home for year round living or as a second home/summer home. Sit out on your deck enjoying the Beautiful Mountain View. Sunsets are Gorgeous here in the Mountains at Lake Lure!

000 Williams Nw Circle Unit #320, Lake Lure

Listing courtesy of Jo Ellen Neal. anbonjo@yahoo.com
$9,500
4407924 MLS ⋅ ACTIVE Status
Tucked inside the gated community of Riverbend at Lake Lure, this .89-acre homesite offers the perfect blend of privacy, value, and lifestyle — all at a price point that stands out in today's market. What sets this property apart is the combination of low HOA dues and nature-centered amenities, giving you more freedom and more value than many surrounding options. Riverbend residents enjoy access to two private lakes, including the picturesque Mirror Lake, the Broad River, scenic hiking trails, a beach area, and a picnic pavilion — all thoughtfully designed to preserve the natural beauty that makes this community so special. The location offers the best of both worlds: immersed in nature, yet just minutes from Lake Lure, Chimney Rock, and charming local towns. The well-maintained roads wind through the community, creating that true mountain-escape feeling as you're welcomed by trees, quiet surroundings, and open views — a setting that speaks to those who value peace, space, and the outdoors over crowded resort living. For those who balance mountain life with travel, this location also offers convenient access to Asheville Regional Airport and Charlotte Douglas International Airport, making it ideal for second-home owners, remote professionals, or buyers considering future rental potential with easy national and international connectivity. With Lake Lure experiencing renewed energy and buyer activity, opportunities like this — buildable, private, and well-priced — are becoming harder to find. Whether you're dreaming of a mountain getaway or a full-time retreat, this homesite delivers the setting, the amenities, and the value to make it happen.

Lot 25 Bluebird Terrace, Lake Lure

Listing courtesy of Keller Williams Mtn Partners, LLC. wncstories@gmail.com
$525,000
3 Beds ⋅ 3 Baths ⋅ 4407853 MLS ⋅ 2,449 SqFt. ⋅ ACTIVE Status
Welcome to your mountain retreat. Located in the sort after Riverbend Community, This home in Riverbend at Lake Lure shows like a model. Seasonal mountain view from wrap-around porch. Three level, 3BR + Bonus Room, 2-1/2BA. Living room has wood floors and fireplace, eat-in kitchen with island, big Master Suite on main w/ en-suite bath and walk-in closet, 3 BR on upper level w/versatile room, 2 car garage, walk out basement, level yard, paved driveway and back-up generator. Riverbend amenities include access to two private lakes for paddle boards, canoes, kayaks, inflatables and swimming. Pavilion overlooking the lake is available for private parties. A nature trail follows the river with picnic areas and a small waterfall. No HOA assessment due, All repairs on the roads have been paid in full. Motivated seller.

192 Buzzards Place, Lake Lure

Listing courtesy of R&B Legacy Group. Rita@keystrokesinc.com
$28,000
4406335 MLS ⋅ ACTIVE Status
Discover the perfect setting for your mountain dream home on this beautiful 1.01-acre homesite in the private, gated Tatanka community of Lake Lure. Lot 41 on Matho Trace which is all above road grade, offers exceptional long-range mountain views with a peaceful wooded setting. Ownership includes access to the outstanding amenities of Rumbling Bald on Lake Lure, featuring two championship golf courses, private lake access with beach, indoor and outdoor pools, wellness center, fitness facilities, tennis and pickleball courts, walking trails, marina, spa, restaurants, and a wide variety of recreational activities. Build your ideal mountain retreat and experience the lifestyle that makes Lake Lure one of Western North Carolina's most desirable destinations.

Matho Trace Unit #41, Lake Lure

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. jennifer.saltouros@allentate.com
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