Rutherford County Homes with HOA

Rutherford County, located in the state of North Carolina, is a charming and picturesque area that offers a wonderful quality of life for residents. With its beautiful natural landscapes, friendly communities, and a range of amenities, Rutherford County is a great place to call home.

One aspect that sets Rutherford County apart is its abundance of homes with homeowners' associations (HOAs). If you're looking for a property that offers a sense of community and additional amenities, such as shared spaces, maintenance services, or even recreational facilities, then you're in luck. True to its reputation, Rutherford County boasts a variety of homes with HOAs, providing residents with a hassle-free and well-maintained living environment.

Living in a home with an HOA can offer several benefits. HOAs often handle common area maintenance, ensuring that parks, playgrounds, and other shared spaces are well-kept and enjoyable for all residents. Additionally, HOAs may enforce certain rules and regulations to maintain the overall appearance and value of the community. These guidelines can help preserve property values and create a cohesive neighborhood aesthetic.

Whether you're a first-time homebuyer, a growing family, or a retiree seeking a peaceful retreat, Rutherford County's homes with HOAs provide a fantastic option for those looking for a well-managed and close-knit community. With a wide range of home styles and prices to choose from, there's something for everyone in this beautiful county.

Newest Rutherford County Homes with HOA

$49,950

4438539 MLS ⋅ ACTIVE Status

RARE opportunity in RUMBLING BALD ON LAKE LURE! Septic permit filed with Rutherford County! This lot was originally 3 separate lots, which all have septic permits, that the owners combined into one 1.9-acre lot.

Wilkerson Court Unit #37, Lake Lure

Listing courtesy of Rumbling Bald Real Estate. jgladden@rumblingbald.com

$450,000

3 Beds ⋅ 3 Baths ⋅ 4439450 MLS ⋅ 2,210 SqFt. ⋅ ACTIVE Status

Comfortable main-level living with extra room for hobbies, projects, and time outside. Located in Wildewood, a private community about 10 minutes outside Rutherfordton, this three-bedroom, two-and-a-half-bath home offers a split-bedroom layout with all bedrooms on the main floor and a finished bonus room above the attached two-car garage. The living room features a vaulted ceiling and fireplace opening to the kitchen and breakfast nook. A separate dining area provides additional gathering space. The primary suite includes a walk-in closet, double vanity, soaking tub, and separate shower, while two additional bedrooms and a full bath sit across the home. The finished bonus room over the garage adds flexibility for a home office, media room, or hobbies. Out back, a spacious covered deck with composite decking, a wood ceiling, and ceiling fans overlooks the yard and surrounding trees. A covered front porch offers another spot to sit and enjoy the setting. Beyond the attached garage, a large metal building with tall ceilings and a roll-up door provides valuable space for a workshop, equipment, or storage. With an inviting layout, useful extra spaces, and HOA dues of just $150 per year, this home offers plenty to appreciate inside and out.

212 Twin K Drive, Rutherfordton

Listing courtesy of Epic Life Realty Group. charles@epiclifewnc.com

$95,000

4439225 MLS ⋅ ACTIVE Status

Welcome to luxury motor coach living at Apple Valley Farm Resort, an exclusive enclave of just 46 privately owned, oversized Class A lots. Standing out as one of the largest properties in the community, 133 Cornell Circle is uniquely equipped with the community’s only dedicated secondary parking space—perfect for a golf cart or guest vehicle. Pull your coach alongside a massive 1,000-square-foot composite party deck designed for effortless outdoor living. Here, you can soak in stunning mountain views, unwind around the fire pit, and grill up fresh finds from the local Farmstand. Take a peaceful stroll past the community pond on your way to a delicious dinner at the on-site Victory Kitchen Restaurant. Ownership comes with unparalleled perks. Cruise Lake Lure on the POA-owned 25-foot pontoon boat moored at Rumbling Bald Marina, or enjoy full guest pass privileges at Rumbling Bald Resort, featuring a private beach, fitness center, tennis/pickleball courts, and multiple pools.

133 Cornell Circle, Lake Lure

Listing courtesy of Lake Lure Realty Company LLC. INFO@LAKELUREREALTYCOMPANY.COM

$895,000

3 Beds ⋅ 3 Baths ⋅ 4439418 MLS ⋅ 3,988 SqFt. ⋅ ACTIVE Status

Construction is finally complete! This custom Log Home is located behind the 24/7 secured gates of the highly coveted Rumbling Bald Resort Community on Lake Lure with tons of amenities for your indulgence. Main Level: Large windows + 20' vaulted ceiling Great Room + Stone Fireplace + Large Kitchen + Dining + Office + Laundry + Guest Bathroom + Flex Room with Closet + Primary Bedroom with 2 walk-in closets and large bathroom complete with a stand-alone shower stall next to a continuous-heat spa tub. + BBQ Deck + 2-car finished garage with auto openers. Terrace Level: Separate Exterior Entries + Large windows + 10' high designer ceiling + Living Room + Recreation Room + 2 Bedrooms + 1 Bath + Kitchen + Laundry+ oversized Flex room with closet + enclosed gated area with 12' x 30' deck. The Main and Terrace Levels can be combined or easily separated living space because of separated exterior entries. Also sound-proofed between levels.

231 Bluebird Road, Lake Lure

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

$19,000

4437970 MLS ⋅ ACTIVE Status

Enjoy peaceful mountain living on Lot 45, a 1.57-acre homesite on Peseco Drive in The Summit, a gated community in scenic Golden Valley. This wooded setting offers privacy and space to build your full-time home or mountain retreat. The community features paved roads and underground utilities, with convenient access to Rutherfordton and Forest City. Explore South Mountains State Park, visit Pot Branch Falls, or take a day trip to Lake Lure and Chimney Rock. Positioned between Charlotte and Asheville, this location offers a peaceful setting with access to mountain towns and outdoor recreation. A minimum 1,200-square-foot site-built home is required. Well and septic installation will be needed. Bring your plans and make this corner of Western North Carolina your own.

Lot 45 Peseco Drive Unit #45, Bostic

Listing courtesy of Keller Williams Unified. stacysellshome@gmail.com

$350,000

2 Beds ⋅ 2 Baths ⋅ 4414007 MLS ⋅ 1,309 SqFt. ⋅ ACTIVE Status

Discover your own private mountain retreat in the desirable Chalet Village North community of Rumbling Bald Resort! Situated on a spacious lot, this charming 2 bedroom, 2 bath home with a versatile bonus room offers the perfect combination of privacy, comfort, and outdoor adventure. Enjoy peaceful mornings or relaxing evenings on the expansive wraparound deck, taking in beautiful winter views of Rumbling Bald Mountain. Inside, you'll find a convenient split bedroom floor plan, inviting living room with fireplace, spacious kitchen, and large windows that bring the outdoors in. This amazing home offers peace of mind with a whole house generator and a brand new roof. Outdoor enthusiasts will love being just down the street from Buffalo Creek Park trailhead, offering access to scenic hiking and mountain biking trails, including the Weed Patch Mountain Trail leading into Chimney Rock State Park. As part of the Rumbling Bald community, you'll enjoy an impressive collection of resort style amenities, including golf courses, private beach, lake access, swimming pools, fitness center, tennis courts, clubhouse, dining, and more! Whether you're searching for a full time residence, weekend mountain escape, or investment property, this home offers an incredible opportunity to experience the best of mountain living! (option to purchase furnished)

281 Redwing Road, Lake Lure

Listing courtesy of Keller Williams Professionals. athenasellswnc@gmail.com

$350,000

3 Beds ⋅ 2 Baths ⋅ 4435333 MLS ⋅ 1,838 SqFt. ⋅ ACTIVE Status

Privacy, character, and the beauty of the Blue Ridge foothills come together at 111 Council Point! A one-owner home since its construction in 1999, this charming log cabin sits on 2.04 wooded acres in Willow Lakes, a neighborhood where mature trees and natural surroundings are part of the appeal. The spacious corner lot offers extensive road frontage while surrounding trees create exceptional privacy, with no neighboring homes in view. Willow Lakes offers a peaceful setting for neighborhood walks, with a small community pond, gazebo, and sitting bench providing a lovely spot to pause and enjoy the scenery. It’s a setting that makes coming home feel like getting away. This two-story cabin welcomes you with beautiful hardwood floors, a striking rock fireplace, and the warmth and character of log home living. The loft adds flexible space, while French doors bring in natural light and connect the interior to the outdoors. Enjoy morning coffee on the front porch, dinner on the back deck, or a quiet evening surrounded by the sights and sounds of nature. Even the outbuilding has personality! Designed to resemble a miniature log cabin, this adorable structure has electricity and offers possibilities for a workshop, hobby space, or storage. An attached two-car garage includes the laundry area, and additional features include paved road access, a private well, and septic. Enjoy Rutherfordton’s downtown shops and restaurants, with Lake Lure and Chimney Rock close enough for an afternoon exploring the foothills. Hendersonville offers another inviting destination for shopping and dining, while Spartanburg, Greenville, and Charlotte expand your options for day trips, entertainment, and travel. Whether you’re looking for a full-time home or a weekend retreat, this property delivers wooded seclusion, neighborhood charm, and a wonderful Western North Carolina setting. Priced to sell—come discover your own private corner of Willow Lakes!

111 Council Point, Rutherfordton

Listing courtesy of EXP Realty LLC Rock Hill. stephanie@thestephaniewilsonteam.com

160 Whitney Boulevard Unit #36, Lake Lure

$89,000

1 Beds ⋅ 1 Baths ⋅ 4438661 MLS ⋅ 474 SqFt. ⋅ ACTIVE Status

Welcome to this charming studio condo located in the Apple Valley Villas community at Rumbling Bald on Lake Lure. Perfect for weekend getaway or as a cozy full-time retreat, this desirable top floor end unit offers an open floor plan with a kitchenette and comfortable living space. This building is arguably the best in the complex, located at the far end of the property with open space on the opposite side. It's orientation also provides sunny afternoons on the balcony with relaxing views of the woods. Enjoy access to fantastic amenities including the two championship golf courses, multiple swimming pools, spa, fitness center, clubhouse, restaurants, and private beach access to Lake Lure. A perfect opportunity for those seeking a tranquil escape or an income-generating vacation rental. Don't miss out on this gem in the heart of the Blue Ridge Mountains.

160 Whitney Boulevard Unit #36, Lake Lure

Listing courtesy of Keller Williams Professionals. rdriggersd@kw.com

000 Deer Jump Trail Unit #348, Lake Lure

$19,500

4438527 MLS ⋅ ACTIVE Status

Beautiful 1.41-Acre Homesite in Vista at Bill’s Mountain – Lake Lure, NC! Build your dream home in the scenic gated community of Vista at Bill’s Mountain in Lake Lure, North Carolina! This 1.41-acre homesite on Deer Jump Trail offers an opportunity to create your own mountain retreat surrounded by the natural beauty of Western North Carolina. Enjoy the appeal of mountain living with the added convenience of underground utilities and Spectrum fiber internet availability. Vista at Bill’s Mountain offers an exceptional community setting with an impressive clubhouse featuring a fitness and spa facility, swimming pool, tennis courts, playground, outdoor fireplace, covered deck, and barbecue area. Residents enjoy a peaceful mountain atmosphere while remaining conveniently close to Lake Lure’s boating, hiking, golf, dining, shopping, and other local attractions. Whether you envision a full-time residence or a relaxing mountain getaway, this spacious homesite offers room to bring your vision to life. Experience the beauty, amenities, and lifestyle of one of the Lake Lure area’s sought-after gated communities. Your opportunity to own a piece of the mountains awaits!

000 Deer Jump Trail Unit #348, Lake Lure

Listing courtesy of Black Bear Realty WNC. shaneblackbearrealtywnc@gmail.com

$399,900

3 Beds ⋅ 2 Baths ⋅ 4435771 MLS ⋅ 1,354 SqFt. ⋅ ACTIVE Status

This charming home has so much to offer! It's fenced with a large detached garage, and includes a fireplace, a full basement, screened patio, beautiful yard and more! You'll enjoy a pleasing, southern view of heavy tree coverage from this incredibly private location. Found in the end of a cul-de-sac in Phase 7 of Hearthstone Ridge, there's only one other house - tucked behind a long driveway - and not visible from this one. Found on the north edge of the gated community, behind this house is a 382-acre farm, which is heavily wooded as it meets the shared border. On the main floor, the west side of the central staircase features the primary bedroom - the other side features the living, kitchen and dining areas (plus the fireplace and basement access). A jack & jill full bath is accessible from either side. Hardwood (hickory) flooring is found throughout this level. The second level is floored in pine, and sports two generous bedrooms and the second full bathroom between. The basement features the laundry area (washer/dryer conveys), and an incredibly efficient GE GeoSpring heat-pump water heater. You'll also find the air-handling unit of the Carrier heat pump system, along with ample, dry storage. There's access to the screened-in patio and large garage, where a riding lawn mower waits for its new owner. Starlink, Spectrum cable or T-Mobile Home Internet are all great options for supplying your internet needs and staying connected. (Starlink equipment is included, just establish an account.) This home is on a private well and a (recently pumped) septic system. (We have excellent water in north Rutherford County!) Outside, located behind the insulated out-building, is an underground propane tank that feeds an emergency generator as well as the fireplace. One fenced area (off the screened porch) is alongside and behind the house, the sides and front yards are also fenced, and only separated by the concrete driveway. Siding is low-maintenance HardieBoard, while thick, architectural shingles cover the roof. Hearthstone Ridge is five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.

586 Willowby Run, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com

$24,900

4436904 MLS ⋅ ACTIVE Status

WOW! A Mountain Building Opportunity at an Excellent Price! Discover the possibilities on these combined lots! A 1.21-acre gentle building lot inside the gated Rumbling Bald community on Lake Lure! Offering a peaceful natural setting, mature trees, and a nearly level paved road for convenient access, this property is ready for you to explore the potential of your own mountain getaway. Winter views, with the possibility of year-round views depending on tree clearing and homesite placement. Natural mountain terrain and small branches/creeks add to the property's charm. With two lots combined into one larger parcel, you have room to dream and plan your ideal retreat. Enjoy Rumbling Bald's sought-after amenities, including a private beach on Lake Lure, two championship golf courses, the Wellness Center, restaurants, and year-round activities. Priced to sell, this is an opportunity to make your mountain vision a reality!

Lot 332/333 Bolt Road, Lake Lure

Listing courtesy of Rumbling Bald Real Estate. dcates@rumblingbald.com

$9,000

4437529 MLS ⋅ ACTIVE Status

CALLING ALL BUILDERS & MOUNTAIN VIEW SEEKERS! Possibly One of the Best Deals in Rumbling Bald! Discover the potential of this gently sloping building lot with the possibility of beautiful year-round, long-range mountain views! Located inside the main gate of Rumbling Bald on Lake Lure, this property offers easy access from a paved road to a promising building site. Grab your boots and explore this beautiful lot! Take a walk across the property to discover the potential mountain range views and envision the possibilities for your dream mountain home or getaway. Underground utilities include water, electricity, and high-speed fiber-optic internet. Enjoy the Rumbling Bald lifestyle with a short drive to the private beach, Wellness Center, golf courses, clubhouse, restaurants, pools, and so much more. Whether you're a builder searching for your next opportunity or dreaming of creating your own mountain retreat, this is your chance to secure a piece of the mountains at an attractive price! Come explore the possibilities—this hidden gem is waiting to be discovered!

Lot 88 Bolt Road, Lake Lure

Listing courtesy of Rumbling Bald Real Estate. dcates@rumblingbald.com

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Rutherford County Homes with HOA

Newest Rutherford County Homes with HOA

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