Swain County Homes under $250,000

Swain County Homes under $250,000

Welcome to Swain County, North Carolina – a hidden gem nestled in the heart of the Smoky Mountains! Known for its breathtaking natural beauty and rich cultural heritage, Swain County is a haven for outdoor enthusiasts and those seeking a peaceful retreat. With the Great Smoky Mountains National Park at its doorstep, residents enjoy an abundance of hiking trails, fishing spots, and stunning vistas that change with the seasons.

Swain County boasts a charming small-town atmosphere, with friendly communities such as Bryson City and Cherokee offering local shops, delicious eateries, and a vibrant arts scene. The area is steeped in history and is home to the famous Great Smoky Mountains Railroad, which offers scenic train rides through the picturesque landscape.

For those looking to invest in a home in this idyllic region, Swain County provides fantastic opportunities, especially for budget-conscious buyers. With homes available for under $250,000, you can find the perfect property that suits your lifestyle and budget. Whether you’re searching for a cozy cabin, a quaint cottage, or a family home, Swain County has a variety of options that cater to diverse tastes and preferences.

Imagine waking up to the sound of nature, with mountain views right outside your window. Living in Swain County means you can enjoy the tranquility of rural life while being just a short drive away from modern conveniences. Embrace the charm of this beautiful county and discover the perfect home that awaits you in Swain County, NC!

Newest Swain County Homes under $250,000

701 Possum Holler Drive, Bryson City
$200,000
3 Beds ⋅ 2 Baths ⋅ 4426513 MLS ⋅ 1,152 SqFt. ⋅ ACTIVE Status
Conveniently located near Bryson City, this well-maintained 3-bedroom, 2-bath doublewide offers comfortable single-level living, seasonal mountain views, and easy access to local attractions and amenities. Features include: Wood-burning fireplace, 2x4 wall construction with additional insulation, Storm Windows, Newer HVAC system, New handicap-accessible ramp, Several newer appliances, New French doors at the main entrance. The property is located in a neighborhood with existing short-term rentals and is just down the road from Darnell Farms. Its convenient location provides easy access to mountain scenery, outdoor recreation, shopping, dining, and other area attractions. Furniture is negotiable.

701 Possum Holler Drive, Bryson City

Listing courtesy of NC Mountain Real Estate. clifingrambroker@gmail.com
255 Bailey Avenue, Bryson City
$224,900
1 Beds ⋅ 1 Baths ⋅ 4425736 MLS ⋅ 512 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Tucked away less than a mile from the Deep Creek entrance to the Great Smoky Mountains National Park, this charming furnished 1BR/1BA plus bunkroom cabin offers the perfect blend of comfort, convenience, and mountain appeal! Whether you're searching for a personal getaway, vacation rental, or investment property, this cozy retreat is move-in ready and waiting to be enjoyed. The open-concept living and kitchen area features vaulted ceilings that create a bright, airy feel, while doors lead directly to the covered front porch overlooking the usable flat yard—ideal for relaxing after a day exploring the park or downtown Bryson City. The galley-style kitchen offers an island with extra storage, breakfast bar seating, and an adjoining eat-in dining area. The updated bath features a deep soaking tub and is conveniently located beside the bedroom & Bonus room. Though compact in size, the cabin offers impressive storage throughout. With easy access to tubing, hiking, fishing, shopping, restaurants, and all the area attractions, this prime location makes mountain living easy!

255 Bailey Avenue, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. martyhuskins@outlook.com
119 Miracle Mountain Road, Bryson City
$179,000
4 Beds ⋅ 2 Baths ⋅ 4402180 MLS ⋅ 2,120 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Cash Only Investment Opportunity! ALL OFFERS CONSIDERED !! Don't miss this chance to own a mountain property with incredible potential in the beautiful Bryson City area. Nestled in a peaceful setting, this property offers an excellent opportunity for investors, flippers, or buyers looking for their next renovation project. The home is being sold AS-IS and currently has no power, so please plan accordingly when scheduling showings or inspections. The property is currently in foreclosure, creating a unique opportunity for a cash buyer looking for a motivated seller situation. Due to the property's not having power this will need to be a Cash transaction. Whether you're looking to renovate, rebuild, or create a mountain getaway, this property offers the opportunity to add value in a desirable Western North Carolina location. Conveniently located near Bryson City, Lake Fontana, the Great Smoky Mountains, outdoor recreation, and area attractions, this location provides easy access to some of the region's most sought-after destinations. Septic permit has been requested from the county. Home has 4 bedrooms but septic size has not been verified yet. Priced to sell quickly. Serious cash buyers only. Seller is highly motivated—bring your best offer!

119 Miracle Mountain Road, Bryson City

Listing courtesy of Southern Sky Realty. scott@southernskyrealty.net
1680 Williamson Road, Whittier
$180,000
2 Beds ⋅ 1 Baths ⋅ 4391119 MLS ⋅ 690 SqFt. ⋅ ACTIVE Status
Charming 2-bedroom cottage-style home perched at 2,900 feet elevation, offering breathtaking east-facing mountain views. This inviting, low-maintenance property comes fully furnished and is perfectly situated on 1.15 private acres. Enjoy your morning coffee or evening relaxation on the expansive deck designed to maximize the stunning mountain views. The home is a single-wide mobile with a thoughtful addition, blending cozy cottage charm with practical updates. Inside, you'll find a comfortable, move-in-ready space ideal for full-time living or a mountain getaway. The location is unbeatable—just minutes from golf courses, shopping, the entrance to the national park, Bryson City, and Cherokee. With privacy, convenience, and inspiring scenery, this property is the perfect blend of comfort and mountain living. Here is your opportunity to purchase an affordable mountain getaway with no restrictions!

1680 Williamson Road, Whittier

Listing courtesy of Yellow Rose Real Estate LLC. megan@yellowroserealty.com
12 Bear Cove Lane, Bryson City
$225,000
2 Beds ⋅ 1 Baths ⋅ 4337192 MLS ⋅ 960 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Experience the serenity of true mountain living in this tranquil creekside retreat, where the gentle sound of flowing water creates a peaceful backdrop for everyday life. From the moment you arrive, the home invites you to slow down, breathe deeply, and enjoy the natural beauty that surrounds you. An expansive screened front deck welcomes you with soaring skylights that bathe the space in soft, natural light, offering an ideal setting for morning coffee, afternoon reading, or evenings spent listening to the creek and watching the woods settle into dusk. Inside, the open floor plan enhances the home’s warm, inviting atmosphere. Light natural-finish vinyl plank flooring flows throughout the main living areas, creating a seamless connection between spaces. The living room is anchored by a striking stone hearth and wood-burning stove, offering the rustic charm of a mountain lodge paired with the comfort of modern living. A large picture window and sliding glass door frame views of the surrounding trees and the wraparound deck, allowing the outdoors to become an integral part of the home’s ambiance. The kitchen blends rustic character with contemporary contrast, featuring generous counter space, natural wood cabinetry, and rich, darker countertops that add depth and warmth. Whether preparing meals for guests or enjoying a quiet evening at home, the kitchen’s thoughtful layout and abundant storage make it both functional and inviting. The spacious dining area, illuminated by a chandelier, provides the perfect setting for gatherings and shared meals. The primary suite offers a peaceful retreat with dual closets and an ensuite bath featuring tile flooring and a tub/shower with glass doors. A flexible second bedroom or den provides space for guests, a home office, or creative pursuits, enhanced by a ceiling fan and natural light. Just off the carport, a dedicated laundry room adds convenience and practicality without interrupting the home’s serene interior aesthetic. Outdoor living is elevated with multiple destinations designed for relaxation and connection with nature. Directly across the street, an elevated fire-pit area offers views of the creek and a perfect spot for stargazing or unwinding at the end of the day. A secondary deck beside the screened porch includes a hot tub, believed to be functional, offering the potential for a private spa-like experience. Practical updates provide peace of mind, including a new septic system installed in 2021 and a new HVAC system added in 2023. The shared spring received significant upgrades and repairs last year, and the assessment has already been paid. Private roads include maintenance per community bylaws, ensuring ease of access throughout the year. Located just minutes from Bryson City and local schools, this home offers both convenience and seclusion. It also operated as a successful short-term rental as recently as 2024, providing excellent potential for buyers seeking a personal retreat with income-producing capability. This property is now offered as a Short Sale. All offers are subject to lender approval. Sold As-Is.

12 Bear Cove Lane, Bryson City

Listing courtesy of Keller Williams Great Smokies. cate@catecampbellrealtor.com
180 Valley Lane, Bryson City
$219,000
1 Beds ⋅ 1 Baths ⋅ 4203621 MLS ⋅ 450 SqFt. ⋅ ACTIVE Status
Charming and secluded feeling, yet close to all the attractions in and around Bryson City! This historic 1-bedroom, 1-bath cabin offers a peaceful pond view from the front porch, or you can relax on the screened back porch, surrounded by the beauty of nature. For adventure lovers, the cabin is less than four miles from the Nantahala Outdoor Center, offering whitewater rafting, kayaking, hiking trails, dining, and shopping. Fontana Lake is within hiking distance! Plus, you're just 10 miles from the Great Smoky Mountain Railroad and about 25 minutes from Harrah's Cherokee Casino. This turn-key cabin includes beautiful linens for easy turnovers, a DVD player, and a large collection of DVDs, making it an excellent short-term rental or a cozy weekend retreat. It's being sold fully furnished—ready to enjoy or rent out immediately!

180 Valley Lane, Bryson City

Listing courtesy of Keller Williams Great Smokies - Bryson City. melissa@chatugerealestate.com
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