Hearthstone Ridge Homes with HOA

Hearthstone Ridge Homes with HOA

Welcome to Hearthstone Ridge, a picturesque subdivision nestled in the heart of Union Mills, Rutherford County, North Carolina. This charming community offers a tranquil escape from the hustle and bustle of city life while providing easy access to modern conveniences.

Hearthstone Ridge boasts a collection of beautifully crafted homes with true homeowner association (HOA) benefits. Residents here enjoy the peace of mind that comes with a well-maintained neighborhood, ensuring that the community retains its allure and property values remain strong.

Living in Hearthstone Ridge means embracing a lifestyle of serenity and natural beauty. Surrounded by the stunning landscapes of North Carolina, residents can enjoy scenic views, lush greenery, and a sense of peace that can only be found in a close-knit community like this one.

Whether you're looking for a place to raise a family, retire in comfort, or simply enjoy the beauty of nature, Hearthstone Ridge offers the perfect setting for your dream home. Come and discover the magic of this idyllic subdivision where modern living meets the tranquility of nature.

Newest Hearthstone Ridge Homes with HOA

586 Willowby Run, Union Mills
$399,900
3 Beds ⋅ 2 Baths ⋅ 4435771 MLS ⋅ 1,354 SqFt. ⋅ ACTIVE Status
This charming home has so much to offer! It's fenced with a large detached garage, and includes a fireplace, a full basement, screened patio, beautiful yard and more! You'll enjoy a pleasing, southern view of heavy tree coverage from this incredibly private location. Found in the end of a cul-de-sac in Phase 7 of Hearthstone Ridge, there's only one other house - tucked behind a long driveway - and not visible from this one. Found on the north edge of the gated community, behind this house is a 382-acre farm, which is heavily wooded as it meets the shared border. On the main floor, the west side of the central staircase features the primary bedroom - the other side features the living, kitchen and dining areas (plus the fireplace and basement access). A jack & jill full bath is accessible from either side. Hardwood (hickory) flooring is found throughout this level. The second level is floored in pine, and sports two generous bedrooms and the second full bathroom between. The basement features the laundry area (washer/dryer conveys), and an incredibly efficient GE GeoSpring heat-pump water heater. You'll also find the air-handling unit of the Carrier heat pump system, along with ample, dry storage. There's access to the screened-in patio and large garage, where a riding lawn mower waits for its new owner. Starlink, Spectrum cable or T-Mobile Home Internet are all great options for supplying your internet needs and staying connected. (Starlink equipment is included, just establish an account.) This home is on a private well and a (recently pumped) septic system. (We have excellent water in north Rutherford County!) Outside, located behind the insulated out-building, is an underground propane tank that feeds an emergency generator as well as the fireplace. One fenced area (off the screened porch) is alongside and behind the house, the sides and front yards are also fenced, and only separated by the concrete driveway. Siding is low-maintenance HardieBoard, while thick, architectural shingles cover the roof. Hearthstone Ridge is five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.

586 Willowby Run, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com
Knightsbridge Circle Unit #27, Union Mills
$39,900
4428936 MLS ⋅ ACTIVE Status
The photo with the sunset view was taken from Lot 27 when the gated community opened in 2007. The trees in the foreground now have an additional 20 years of growth, so without also purchasing Lot 29 to the northwest (and doing a little clearing), the current view will not be the same. (Lot 29 is available.) This 1.19 acre parcel would be perfect for building your new home on a walk-out basement, but any foundation you choose would work - either way, you'll sit above many others. It features gently sloping land. Part of a ridge, Lot 27 (located in Phase One of Hearthstone Ridge) features gentle slopes that nearly level out at the highest points. Laced with deer trails and blanketed with pine straw and grapevine, you'll find a few hardwoods scattered in the mix of mostly Carolina pines. Along the northeast border is a farm (horses & cows), though the farm land here is steep and heavily wooded as it meets this residential lot, so it's unlikely that you'll ever see horses visiting along the property line. Rising up from the paved road and with its light underbrush, the land is easy enough to walk and explore. It will be an easy lot to build on, and provide a considerable amount of privacy. Featuring two gated entrances, Hearthstone Ridge is five miles north of Rutherfordton, the county seat. Here, you will find little in the way of commercialism and tourism, and an abundance of peace & quiet. The community requires a twelve hundred square foot minimum build.

Knightsbridge Circle Unit #27, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com
201 Whitestone Circle, Union Mills
$435,900
2 Beds ⋅ 2 Baths ⋅ 4422819 MLS ⋅ 1,232 SqFt. ⋅ ACTIVE Status
Charming 2-bedroom, 2-full-bath log cabin nestled on 1.74 acres in the gated community of Hearthstone Ridge! Offering 1,232 square feet of comfortable living space, this fully furnished cabin is move-in ready and perfectly suited for a private getaway, full-time residence, or an income-producing vacation property, which is its current use, with verifiable income and outstanding 5-star reviews! Inside, you'll find a warm and inviting split-bedroom floor plan featuring beautiful hardwood flooring throughout the main living areas and bedrooms, with tile flooring in the laundry room and bathrooms. The vaulted ceiling in the living room creates an open, spacious feel and provides the perfect gathering space for family and friends. The primary bedroom offers a private retreat with an en-suite bath, dual vanity, and large walk-in closet. Enjoy the outdoors from the large covered front porch or the screened-in back porch overlooking the beautiful backyard. Gather around the fire pit in the evenings and take in the peaceful surroundings. A convenient half-circle driveway provides plenty of easy parking for you and your guests. Hearthstone Ridge offers a gated setting with community walking trails and a picnic area, giving you opportunities to enjoy the outdoors without leaving the neighborhood. With its desirable combination of privacy, amenities, furnishings, and potential for rental income, this cabin is ready for you to start enjoying from day one!

201 Whitestone Circle, Union Mills

Listing courtesy of Main Street Realty Group LLC. kristen@msrghomes.com
412 Whitestone Circle, Union Mills
$335,000
2 Beds ⋅ 2 Baths ⋅ 4411352 MLS ⋅ 1,232 SqFt. ⋅ ACTIVE Status
Nestled on over 1.5 private acres in the gated Hearthstone Ridge community, this charming 2-bed, 2-bath farmhouse retreat offers the perfect blend of rustic character and modern comfort. Soaring vaulted ceilings with exposed timber beams and a cozy woodstove set a welcoming tone in the main living space. The updated kitchen features stainless steel appliances and leathered granite countertops. Both bedrooms offer private ensuite baths—including a dual-entry layout for convenient guest access. Enjoy private, wooded surroundings from the spacious screened back porch, complete with a small fenced area, storage shed, and a paved U-shaped driveway. Ideal as a primary home or mountain getaway! Seller is offering a 2/1 Rate Buydown!

412 Whitestone Circle, Union Mills

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. valerie.frey@howardhannatate.com
225 Burnt Meadow Lane Unit #169, Union Mills
$699,900
4409671 MLS ⋅ ACTIVE Status
Air B-n-B's are permitted. Beautiful Turnkey Equestrian Mini-Farm! Create your own "Bunk-n-Board". The Professional photos simply don't capture the warmth, charm, and peaceful lifestyle this exceptional property offers. Escape to the beauty of the Blue Ridge foothills on 8 private acres, this meticulously maintained 3-bedroom, 2-bath log home offers approximately 1,500 square feet of rustic elegance and modern comfort. The open-concept split-bedroom floor plan showcases soaring wood interiors and gas log fireplaces that create a warm mountain ambiance. The spacious primary suite is a private retreat featuring its own gas log fireplace, ensuite bath, laundry area, and direct access to both the front and rear covered porches. Relax on the screened porch overlooking the powder-coated aluminum fenced dog run (approximately 1/10 acre), perfect for pets. An ADA-compliant ramp provides convenient access from the driveway to the rear entrance. The lower level includes a 587-square-foot garage/workshop ideal for projects, hobbies, or equipment storage, while the 703-square-foot walk-in crawl space with a concrete floor provides abundant dry storage. Horse lovers and hobby farmers will appreciate the impressive 30' x 40' barn featuring four stalls, tack room, Nelson automatic watering system, and a 15' x 40' equipment lean-to. Above the barn, a heated and cooled 532-square-foot loft/studio offers endless possibilities as an art studio, home office, guest quarters, fitness room, or potential accessory dwelling (subject to septic expansion and second-egress requirements). Air B-n-B's are permitted. Create your own "Bunk-n-Board". Approximately 2.5 acres of level fenced pasture are ready for horses or livestock, with an additional 2 to 3 acres available for future expansion. Cathey Creek borders the property, providing a tranquil setting and the unique opportunity to pan for gold in North Carolina's historic Gold Belt. Enjoy the privacy of country living without sacrificing convenience. Rutherfordton's medical facilities, shopping, and dining are just 15 minutes away, Marion is 20 minutes, Lake Lure, Lake James and Tryon International Equestrian Center are all within 30 minutes, and Asheville is less than an hour away. Whether you're searching for a turnkey horse property, hobby farm, private mountain homestead, or weekend retreat, this remarkable property offers the perfect combination of natural beauty, thoughtful amenities, functionality, and room to grow. A rare opportunity to own an exceptional Western North Carolina mini-farm where you can ride, relax, entertain, and enjoy the mountain lifestyle.

225 Burnt Meadow Lane Unit #169, Union Mills

Listing courtesy of DRG Homes & Land. landman@DwellAVL.com
225 Burnt Meadow Lane Unit #169, Union Mills
$699,900
3 Beds ⋅ 2 Baths ⋅ 4409558 MLS ⋅ 1,500 SqFt. ⋅ ACTIVE Status
Air B-n-B's are permitted. Beautiful Turnkey Equestrian Mini-Farm! Create your own "Bunk-n-Board". The Professional photos simply don't capture the warmth, charm, and peaceful lifestyle this exceptional property offers. Escape to the beauty of the Blue Ridge foothills on 8 private acres, this meticulously maintained 3-bedroom, 2-bath log home offers approximately 1,500 square feet of rustic elegance and modern comfort. The open-concept split-bedroom floor plan showcases soaring wood interiors and gas log fireplaces that create a warm mountain ambiance. The spacious primary suite is a private retreat featuring its own gas log fireplace, ensuite bath, laundry area, and direct access to both the front and rear covered porches. Relax on the screened porch overlooking the powder-coated aluminum fenced dog run (approximately 1/10 acre), perfect for pets. An ADA-compliant ramp provides convenient access from the driveway to the rear entrance. The lower level includes a 587-square-foot garage/workshop ideal for projects, hobbies, or equipment storage, while the 703-square-foot walk-in crawl space with a concrete floor provides abundant dry storage. Horse lovers and hobby farmers will appreciate the impressive 30' x 40' barn featuring four stalls, tack room, Nelson automatic watering system, and a 15' x 40' equipment lean-to. Above the barn, a heated and cooled 532-square-foot loft/studio offers endless possibilities as an art studio, home office, guest quarters, fitness room, or potential accessory dwelling (subject to septic expansion and second-egress requirements). Air B-n-B's are permitted. Create your own "Bunk-n-Board". Approximately 2.5 acres of level fenced pasture are ready for horses or livestock, with an additional 2 to 3 acres available for future expansion. Cathey Creek borders the property, providing a tranquil setting and the unique opportunity to pan for gold in North Carolina's historic Gold Belt. Enjoy the privacy of country living without sacrificing convenience. Rutherfordton's medical facilities, shopping, and dining are just 15 minutes away, Marion is 20 minutes, Lake Lure, Lake James and Tryon International Equestrian Center are all within 30 minutes, and Asheville is less than an hour away. Whether you're searching for a turnkey horse property, hobby farm, private mountain homestead, or weekend retreat, this remarkable property offers the perfect combination of natural beauty, thoughtful amenities, functionality, and room to grow. A rare opportunity to own an exceptional Western North Carolina mini-farm where you can ride, relax, entertain, and enjoy the mountain lifestyle.

225 Burnt Meadow Lane Unit #169, Union Mills

Listing courtesy of DRG Homes & Land. landman@DwellAVL.com
488 Moonlight Pass, Union Mills
$49,900
4266090 MLS ⋅ ACTIVE Status
Located in gated Hearthstone Ridge, this property is moderately wooded with a mix of hardwoods/evergreens. It sits above the road, and when you're ready to build, it offers a great view of the mountains! This parcel's east border helps form one edge of the community. It's backed up by a land-locked parcel of 80-acres, home to deer and other wildlife. The photo was taken from this parcel about five years ago...the view hasn't changed, but some trees have grown. Most of them are the trees you'll be taking down when you are building your new home! The parcel originally had a septic permit for a three-bedroom home (now expired) from the Health Department. The gentle slope will be easy to build on, and offers excellent drainage. The minimum building size for a home in Hearthstone Ridge is 1,200 sq. ft. of heated indoor living space, not including basements, porches or garages. There are no maximum size restrictions.

488 Moonlight Pass, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com
Hearthstone Drive Unit #70, Union Mills
$37,000
4215342 MLS ⋅ ACTIVE Status
Nestled in the Hearthstone Ridge community, this 2.18-acre parcel offers an exceptional opportunity to build your dream home or getaway retreat. Featuring gently rolling terrain, hardwoods, minimal underbrush, and breathtaking creek frontage, creating a serene and private environment. Whether you are looking for a quiet escape or a scenic spot to settle down, this lot offers the ideal balance of privacy and natural beauty, with the convenience of Rutherfordton being minutes away.

Hearthstone Drive Unit #70, Union Mills

Listing courtesy of St. Clair Home and Land Compan. amydillsrealtor@gmail.com
Whitestone Circle Unit #81, Union Mills
$46,500
4072484 MLS ⋅ ACTIVE Status
Just over an acre and a half, this lot sits on Whitestone Circle, in the gated community of Hearthstone Ridge. Potential mountain views would be best from a second story or loft. This property is lightly wooded, mostly near-level with some gently sloping land - easy to build on, no matter what your design entails. If a walk-out basement foundation is in your plans, this parcel will work just fine, and if a one-level home is more to your liking, that's going to work, too! While it's true a second level will enjoy a mountain view, it's this gorgeous location you'll want to consider. A somewhat rural location with clean air, clean water and a sky full of stars, yet close to town for necessities and conveniences. Hearthstone Ridge has light restrictions (1,200 sf min, no mobile homes, no time frame to build) and dues of only $435/year to maintain the paved roads.

Whitestone Circle Unit #81, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com
Hearthstone Drive Unit #73, Union Mills
$62,900
3897252 MLS ⋅ ACTIVE Status
A private, estate-sized parcel, this property is a gorgeous example of western NC beauty. The land rolls and undulates while still offering plenty of room for your home site, no matter what your plans are. There's little undergrowth because of the massive hardwood canopy. (You'll have plenty of shade during the warm summer months, and after the vibrant autumn leaves fall, you'll have sunlight streaming in all winter long.) This wooded parcel is located in gated Hearthstone Ridge, and features a near-level driveway already in place, leading to an excellent potential home site. The property backs up to an 80-acre parcel of land outside the community that is land-locked, making this paradise so much more private! We hope you don't mind deer, because this is one of their favorite spaces to travel through, judging by the abundance of tracks.

Hearthstone Drive Unit #73, Union Mills

Listing courtesy of Lake Lure Land. dan@lakelureland.com
Hearthstone Drive Unit #2, Union Mills
$44,000
3866725 MLS ⋅ ACTIVE Status
PREMIUM 2.49 ACRES IN HEARTHSTONE RIDGE, UNION MILLS, NC. This is an ideal level-to-rolling building lot just inside the East Gate of the highly desirable community of Hearthstone Ridge. This part of the community is less traveled as the main gate is at the other end of the community a few miles away. Lot is level with the street making it very easy to walk the land and pick the perfect spot for your new home and is an ideal topography for a "walk-out" basement. No steep, curvy mountain roads to navigate here. This area is located in the foothills of North Carolina and is known as the "ISOTHERMAL BELT" region providing 4 seasons with mild temperatures. Simply a wonderful place to live! This property is centrally located with easy access to local attractions for hiking, swimming, boating, theaters, festivals, zip-lining, horseback riding, golfing, restaurants and shopping. Come see this lovely spot, you will not be disappointed.

Hearthstone Drive Unit #2, Union Mills

Listing courtesy of NorthGroup Real Estate LLC. debbie@sdhughes.com
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