The Terraces Homes with HOA

The Terraces Homes with HOA

Welcome to The Terraces, a hidden gem nestled in the heart of Denver, North Carolina, within the picturesque Lincoln County. This charming subdivision offers a perfect blend of serene living and modern convenience, making it an ideal choice for families, retirees, and anyone looking to enjoy the beauty of the Carolina lifestyle.

The Terraces is characterized by its stunning homes, each thoughtfully designed to provide comfort and style. From spacious layouts to contemporary finishes, these residences are tailored to meet the needs of today’s discerning homeowner. Whether you're hosting a family gathering or enjoying a quiet evening, these homes provide the perfect backdrop for every occasion.

One of the standout features of The Terraces is its active Homeowners Association (HOA), which ensures that the community remains well-maintained and vibrant. The HOA fosters a sense of community by organizing events and activities, allowing residents to connect and build lasting friendships. With guidelines in place to uphold the aesthetic appeal of the neighborhood, homeowners can take pride in their surroundings while enjoying the benefits of shared amenities.

Located just minutes away from beautiful Lake Norman, residents can indulge in a variety of outdoor activities, from boating and fishing to hiking and picnicking. The Terraces also boasts proximity to excellent schools, shopping centers, and dining options, making it a convenient location for all your needs.

Experience the charm and community spirit of The Terraces in Denver, NC—where your dream home awaits!

Newest The Terraces Homes with HOA

$249,000
2 Beds ⋅ 2 Baths ⋅ 4403567 MLS ⋅ 1,110 SqFt. ⋅ ACTIVE Status
Excellent investment opportunity with a reliable long-term tenant already in place! The current lease runs through July 31, 2027, providing immediate cash flow with annual rental income of $19,560. Located in The Terraces, a desirable 55+ community in Denver, this well-maintained 2-bedroom, 2-bath home features a spacious open floor plan with vaulted ceilings, a large kitchen offering abundant counter space and a breakfast bar, and an enclosed sunroom that provides valuable additional living space. Beautiful hard-surface flooring runs throughout the home—no carpet! The primary suite includes a private en-suite bathroom and a generous walk-in closet, while the home's thoughtful layout offers ample storage throughout. Conveniently located within walking distance of the community clubhouse and just minutes from restaurants, shopping, and everyday conveniences in the heart of Denver. A turnkey investment with stable income in a highly desirable community.

3927 Jasmine Lane, Denver

Listing courtesy of Charity Realty. rachel@charityrealty.org
$213,000
1 Beds ⋅ 1 Baths ⋅ 4402049 MLS ⋅ 982 SqFt. ⋅ ACTIVE Status
This charming 1-BR, 1 BTH all-brick end-unit in The Terraces offers 55+ active-adult living near Lake Norman with no city taxes. Upgraded with a new roof, HVAC, walk-in shower, and open patio, the bright open floorplan includes vaulted ceilings, floored attic storage, and custom curtains. Enjoy a desirable clubhouse-centered community, with a pond and walking trail. Close to Grocery stores, and shopping. Don't wait to see this adorable unit! More Pictures and attachments coming soon!

6277 Iris Court, Denver

Listing courtesy of ERA Live Moore. clbmas@yahoo.com
$269,000
2 Beds ⋅ 2 Baths ⋅ 4393431 MLS ⋅ 1,419 SqFt. ⋅ ACTIVE Status
Enjoy easy, single-level living in The Terraces, a highly desirable 55+ community in Denver. Offering 2 bedrooms, 2 full baths, and 1,419 square feet, this all-brick townhome is one of the more spacious floor plans in the neighborhood and includes a versatile flex room that can serve as an office, hobby room, reading room, guest space, or whatever best fits your lifestyle. The soaring vaulted ceilings, abundant natural light, and an open layout designed for both everyday comfort and entertaining. The spacious living and dining areas provide plenty of room for gatherings, while the bright kitchen features a breakfast bar, pantry storage, ample cabinetry, and all appliances convey, including the refrigerator, washer, and dryer. Recent updates provide added peace of mind, including a new heat pump in 2024, vinyl plank flooring in the hallway and flex room in 2026, a new primary bath toilet, garbage disposal, ceiling fan, and rolling shade in the attached two-car carport. Outside, enjoy a peaceful rear setting with a quiet, unobstructed view. When it's time to get out and socialize, The Terraces offers a welcoming clubhouse with regular activities including bingo, card games, book club gatherings, pool tournaments, seasonal events, and more. Residents also enjoy walking trails and a scenic pond. The HOA covers water, sewer, trash service and lawn care and community amenities, making it easy to spend less time on chores and more time enjoying life. Conveniently located near Lake Norman, shopping, dining, medical facilities, and everyday essentials, this move-in ready home offers the comfort, convenience, and sense of community that make The Terraces such a special place to call home.

6241 Orchid Court, Denver

Listing courtesy of Realty One Group Revolution. ncrealtyguy@gmail.com
$274,999
3 Beds ⋅ 2 Baths ⋅ 4374224 MLS ⋅ 1,383 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
You may be ready to downsize—but you don’t have to downgrade. This beautifully updated townhome in The Terraces offers one of the community’s most desirable floor plans, enhanced by thoughtful redesign and upgrades that deliver a true luxury feel at an exceptional price point. With 1,383 square feet, this is a larger unit that lives comfortably and efficiently. The interior has been fully refreshed with new flooring and carpet, smooth ceilings (no popcorn), upgraded lighting, and added architectural detail including chair rail and crown molding, along with plantation shutters. The living space has been opened up by removing two bump-outs, creating a more modern feel with an accent wall and a more functional layout. The kitchen has been improved with painted cabinetry, soft-close drawers, and all new appliances. The pantry has been upgraded with custom shelving, while the original laundry/pantry area was redesigned to create a true dedicated laundry room with a pocket door—no longer just a hallway setup. The primary suite features a walk-in closet with custom shelving and an upgraded glass shower door in the primary bath. Bathrooms include granite countertops, and the layout has been thoughtfully reconfigured to create a true three-bedroom design by adding a closet with a barn door. Additional enhancements include built-in closets throughout. Major systems include a newer HVAC system and a brand new water heater, plus an added hose bib and installed security system. HOA includes water and sewer, trash, and yard maintenance —making for easy, low-maintenance living. Located in a welcoming 55+ community designed for comfort and ease, where neighbors look out for one another and life moves at a more enjoyable pace. Conveniently close to Lake Norman, shopping, dining, and medical care, with quiet streets and green spaces that make it easy to relax, connect, and enjoy your surroundings. Move-in ready, upgraded where it matters, and paired with a lifestyle that delivers—this is downsizing done right without compromise.

3868 Sage Court, Denver

Listing courtesy of Lake Realty. chip@lakerealty.com
$259,900
2 Beds ⋅ 2 Baths ⋅ 4371499 MLS ⋅ 1,133 SqFt. ⋅ ACTIVE Status
This inviting corner-unit offers privacy, natural light, and a comfortable lifestyle in a desirable 55+ community. Situated beside a vacant side lot, the home enjoys an added sense of openness and tranquility. Inside, you’ll find a thoughtfully designed open floor plan featuring two bedrooms and two bathrooms. The spacious living room and dining area create a great space for family gatherings, enhanced by abundant natural light from the windows, soaring high ceilings, and direct access to the back patio—perfect for grilling and outdoor entertaining. The adjoining kitchen is bright and welcoming, featuring vaulted ceilings, two skylights overhead, and ample storage to keep everything organized and within reach. Beyond the home itself, the community provides a vibrant and engaging environment, complete with a clubhouse that hosts a variety of activities and social opportunities. This is low-maintenance living at its best—combining comfort, convenience, and connection.

3854 Azalea Trail, Denver

Listing courtesy of DASH Carolina. Eric.Hinson@DashNC.com
$247,500
3 Beds ⋅ 2 Baths ⋅ 4355941 MLS ⋅ 1,116 SqFt. ⋅ ACTIVE Status
Discover maintenance-free living in The Terraces 55+ community. This all-brick unit features brand new LVP flooring throughout, a fresh coat of neutral paint, newly painted cabinets and new countertops in the kitchen. The functional kitchen opens into the light filled living room perfect for entertaining your friends or a cozy evening in watching movies. There are plenty of bedrooms for you to host guests or an extra room for your beloved hobbies. Forget about the stress of yard work or exterior chores—it’s all taken care of for you! This home gives you true freedom, so you can travel or relax without a second thought. With warm weather around the corner, there’s so much to enjoy right outside your door. You can head over to the cozy clubhouse for a get-together with neighbors, explore the pretty walking trails, or just unwind by the pond as the sun goes down. With great shopping and dining just around the corner, you get the best of both worlds: a peaceful little retreat that’s still close to everything you need. It’s all about making your next chapter easy, social, and exactly how you want it! Roof new February, 2026!

3944 Jasmine Lane, Denver

Listing courtesy of Howard Hanna Allen Tate Mooresville/LKN. josee.cherrier@howardhannatate.com
$265,000
3 Beds ⋅ 2 Baths ⋅ 4355563 MLS ⋅ 1,318 SqFt. ⋅ ACTIVE Status
Welcome to a community designed for comfort and ease—where neighbors look out for one another and life moves at a pace you can truly enjoy. This inviting 55+ neighborhood offers low county taxes and no city taxes, so you can relax knowing your budget goes further. Conveniently close to Lake Norman, shopping, dining, and medical care, everything you need is just minutes away without the hustle of a large development. This well-kept 3-bed, 2-bath home provides just over 1,300 sq ft of single-level living—making daily routines simple and worry-free. The spacious kitchen with two pantries keeps everything neatly organized, while the nearby laundry area makes chores easy. Step out back to a quiet pond view where you can start your morning with coffee or unwind as the sun sets. Wide green spaces quiet streets invite a gentle evening stroll, and the smaller size of the neighborhood makes it easy to get to know friendly faces. If you’re ready for a home that offers peace of mind, true convenience, and a welcoming sense of community, this property delivers the lifestyle you deserve.

3870 Sage Court, Denver

Listing courtesy of RE/MAX Lifestyle. JanetCox@JanetCoxandCompany.com
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