Clay County Homes under $600,000

Welcome to Clay County, North Carolina, a hidden gem nestled in the breathtaking Appalachian Mountains. Known for its stunning landscapes, vibrant culture, and warm community spirit, Clay County is the perfect place to call home. With Hayesville as its charming county seat, residents enjoy the serene beauty of nature combined with a friendly, small-town atmosphere.

One of the most appealing aspects of this region is the diverse range of homes available, particularly for those seeking properties under $600,000. Whether you're a first-time homebuyer, looking for a cozy retreat, or seeking a family-friendly abode, Hayesville offers an impressive selection of homes that cater to various tastes and budgets. From quaint cottages with rustic charm to modern homes with contemporary finishes, there’s something for everyone in this picturesque area.

Imagine waking up to the sound of chirping birds and the gentle rustle of leaves, with the majestic Blue Ridge Mountains as your backdrop. Outdoor enthusiasts will find endless opportunities for adventure, including hiking, fishing, and exploring the pristine waters of nearby Lake Chatuge. Additionally, Hayesville boasts a rich cultural scene, complete with local festivals, art galleries, and delicious dining options that showcase the flavors of the region.

In Clay County, you’ll find not just a house, but a place where memories are made, friendships are forged, and the beauty of nature is celebrated every day. Discover your perfect home in Hayesville today and experience the enchanting lifestyle that awaits you in this remarkable corner of North Carolina!

Newest Clay County Homes under $600,000

$349,000

3 Beds ⋅ 3 Baths ⋅ 4419921 MLS ⋅ 1,196 SqFt. ⋅ ACTIVE Status

Newly remodeled in 2026 this 3 BR/2.5 bath home with a full basement located in the quaint small town of Hayesville, NC located less than 1 mile from Lake Chatuge (as a crow would fly). 1 car garage in basement, pull thru drive New cabinets, granite countertops, laminate floor, 6 panel doors through out the interior, 2 full baths on main level, 1/2 bath in basement. Basement could be finished to double the square footage, all new appliances and HVAC System, wrap around porch on 2 sides with 46 ft of the deck covered on the front, New metal roof. Property can be accessed from McDonald Rd. or McDonald Overlook Dr.

1124 Mcdonald Road, Hayesville

Listing courtesy of RE/MAX Executive. womackdan@aol.com

$320,000

2 Beds ⋅ 2 Baths ⋅ 4425905 MLS ⋅ 972 SqFt. ⋅ ACTIVE Status

Welcome to this beautifully maintained cottage build in2023.Enjoy one-level living. The bright and open floor plan features granite countertops, stainless steel appliances, custom shades and garage for parking and storage.Relax on the front porch while taking in peaceful mountain surroundings and sunset views. The landscaped property offers privacy and convenience, just minutes from local dining, breweries, shopping and outdoor recreation and beauitful Lake Chatuge for boating or hiking on many trails.You will love living in Hayesville. Ideal for full time living ,weekend retreat or a vacation rental.Schedule you private showing today!!! Hayesville is conveniently located to Asheville ,Blairsville GA and parts of Tennessee. Priced to sell

190 Fort Hembree Road, Hayesville

Listing courtesy of EXP Realty LLC. sharonstovall1@gmail.com

$579,900

2 Beds ⋅ 1 Baths ⋅ 4420698 MLS ⋅ 2,636 SqFt. ⋅ ACTIVE Status

Gorgeous custom built log home overlooking Chatuge Lake in Hayesville NC. This home offers vacation-style living for the year-occupant, or could be the perfect mountain lake investment property! The exterior just underwent a complete refresh inc stained and sealed logs, refinished decking, and painted/sealed metal roof. The interior boasts an open concept kitchen/living room w soaring ceilings, multiple French doors that lead onto the wrap-around deck, and windows in every direction that flood the space with natural light, along with providing that million-dollar lake view from every angle. There are also 2 bedrooms, a centrally located full bathroom, plus a formal dining area, all on the main level. An expansive loft offers a bedroom space, office/den area, and the 2nd full bathroom. The partially finished basement includes a multi-use space for addt sleeping or rec area plus a half bath, laundry room, and single car garage with storage space. Rare opportunities like this don't present themselves that often. CALL TODAY!

124 Woodard Lane, Hayesville

Listing courtesy of Hott Property LLC. jasondale1109@gmail.com

$489,000

2 Beds ⋅ 2 Baths ⋅ 4393420 MLS ⋅ 1,047 SqFt. ⋅ ACTIVE Status

Downtown living meets mountain serenity at 101 Mill Street! This 2BD/2BA gem offers the ultimate Hayesville lifestyle, combining effortless 1-level living with a prime location just off the town square. Perched to overlook the local pickleball courts and just steps from the Clay County Rec Center, this home is a dream for active residents who want to be in the heart of it all. Enjoy beautiful long-range mountain views from your own manageable 0.34-acre slice of heaven. The property features a spacious 2-car garage and paved, easy access, ensuring convenience at every turn. Being within walking distance to the Square means you are never far from local dining, shopping, and community events. Whether you are looking for a low-maintenance primary residence or a strategic investment in a high-demand area, this property delivers on every front. Rare is the opportunity to find a 2026-ready lifestyle that blends small-town charm with such incredible proximity to recreation. Don’t miss your chance to own a piece of downtown Hayesville with a view to match!

101 Mill Street, Hayesville

Listing courtesy of Keller Williams Great Smokies - Bryson City. melissa@chatugerealestate.com

$299,000

4 Beds ⋅ 3 Baths ⋅ 4392442 MLS ⋅ 2,128 SqFt. ⋅ ACTIVE Status

Enjoy beautiful mountain views and stunning sunsets from the deck of this versatile 4-bedroom home. Currently configured as a duplex, the walkout basement features 2 bedrooms, a kitchen, living room, full bath, and washer/dryer—offering excellent rental or in-law potential. The main level includes 2 additional bedrooms, an updated open-concept kitchen, dining, and living area, plus a convenient laundry space. A wrap-around deck extends your living space outdoors and is accessible from sliding doors in both the primary bedroom and living room. Recent updates include a kitchen remodel and new flooring in 2020, as well as connection to county water in 2022. Supplemental LP heat is available on both levels for added comfort. Additional features include a metal roof, carport, storage shed, and concrete driveways providing access to both levels. This property offers exceptional flexibility—use the entire home for personal living with room for family and guests, live upstairs and rent the walkout basement, or maximize income by renting both levels separately. Conveniently located, with Hiawassee and Young Harris, GA and Murphy, NC all within 15–20 minutes.

281 Cherrywood Circle, Hayesville

Listing courtesy of Anthony Dufrene. easylisthub@gmail.com

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Clay County Homes under $600,000

Newest Clay County Homes under $600,000

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