Clay County Homes under $800,000

Clay County Homes under $800,000

Welcome to Clay County, North Carolina, a hidden gem nestled in the heart of the beautiful Blue Ridge Mountains. Known for its stunning natural landscapes, rich history, and vibrant community, Clay County offers an idyllic setting for those seeking a peaceful retreat or a place to call home. The charming town of Hayesville, the county seat, is surrounded by picturesque lakes, rolling hills, and lush forests, making it a haven for outdoor enthusiasts and nature lovers alike.

In Hayesville, you’ll find a delightful array of homes under $800,000, perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life. These properties range from cozy cabins with rustic charm to modern family homes with all the amenities you desire. Imagine waking up to breathtaking mountain views, enjoying leisurely afternoons by the lake, and exploring the numerous hiking trails that wind through the stunning landscape.

Clay County is not just about natural beauty; it boasts a welcoming community with a rich cultural heritage. With local festivals, farmers' markets, and art galleries, there’s always something happening in Hayesville. The area is also known for its excellent schools and family-friendly atmosphere, making it an ideal place to raise children or enjoy a peaceful retirement.

Whether you’re looking for a permanent residence or a vacation getaway, Hayesville offers an exceptional quality of life with homes that fit your budget. Discover the charm of Clay County, where your dream home awaits amidst the stunning backdrop of nature. Come explore the possibilities today!

Newest Clay County Homes under $800,000

128 Cardinal Lane, Hayesville
$679,000
3 Beds ⋅ 3 Baths ⋅ 4433332 MLS ⋅ 1,648 SqFt. ⋅ ACTIVE Status
Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings. The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike. An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income. Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year round. Step outside and enjoy the view.

128 Cardinal Lane, Hayesville

Listing courtesy of Howard Hanna Beverly-Hanks Waynesville. brian.noland@allentate.com
1130 Lost River Trail, Hayesville
$759,000
3 Beds ⋅ 3 Baths ⋅ 4428752 MLS ⋅ 2,028 SqFt. ⋅ ACTIVE Status
Riverfront Mountain Retreat with Established Short-Term Rental History Welcome to your own slice of riverfront living in the desirable Hidden River community of Hayesville, NC. Set directly along the Hiwassee River, this 3-bedroom, 2.5-bath mountain home offers a rare combination of privacy, outdoor living, beautiful natural surroundings, and direct river access. From the moment you arrive, the setting takes center stage. The spacious lawn gently leads toward the river, creating an inviting place to gather around the riverside fire pit, enjoy a morning coffee, fish, kayak, or simply relax and listen to the water. Mature trees surround the property, giving the home a peaceful, private feel while still providing plenty of usable outdoor space. Inside, expansive river-facing windows fill the open living area with natural light and bring the surrounding landscape right into the home. The kitchen features stone countertops, a spacious breakfast bar, and stainless steel appliances, making it easy to stay connected with family and guests while preparing meals. Outdoor living continues with a covered screened porch featuring a stacked-stone fireplace and TV enclosure, along with additional covered porches and upper-level decks overlooking the river and surrounding forest. Whether you're entertaining friends or enjoying a quiet evening at home, there are plenty of places to take in the setting. The main-level primary bath offers a relaxing retreat with a freestanding soaking tub positioned beside river-view windows, along with a tiled walk-in shower featuring custom accent tilework. The walk-out lower level adds even more flexibility with a second living area, game space with pool table setup, full-glass French doors, storage, and direct access to the patio and riverfront lawn. The layout provides plenty of room for guests, recreation, or simply spreading out. With high-speed fiber internet, the home is also well suited for remote work, extended stays, or continued vacation-rental use. The property has an established short-term rental history, offering an opportunity for buyers interested in continuing its current use or creating their own private mountain retreat. Located in the Hidden River community, the property offers a peaceful riverfront setting while remaining within a convenient drive of Hayesville, the Tennessee border, Asheville, and the Atlanta area. Riverfront. Mountain views. Privacy. Outdoor living. Established rental history. And a home designed to make the most of its setting — this is the kind of property that feels like a getaway every time you come home.

1130 Lost River Trail, Hayesville

Listing courtesy of Black Bear Realty WNC. shaneblackbearrealtywnc@gmail.com
1124 Mcdonald Road, Hayesville
$349,000
3 Beds ⋅ 3 Baths ⋅ 4419921 MLS ⋅ 1,196 SqFt. ⋅ ACTIVE Status
Newly remodeled in 2026 this 3 BR/2.5 bath home with a full basement located in the quaint small town of Hayesville, NC located less than 1 mile from Lake Chatuge (as a crow would fly). 1 car garage in basement, pull thru drive New cabinets, granite countertops, laminate floor, 6 panel doors through out the interior, 2 full baths on main level, 1/2 bath in basement. Basement could be finished to double the square footage, all new appliances and HVAC System, wrap around porch on 2 sides with 46 ft of the deck covered on the front, New metal roof. Property can be accessed from McDonald Rd. or McDonald Overlook Dr.

1124 Mcdonald Road, Hayesville

Listing courtesy of RE/MAX Executive. womackdan@aol.com
190 Fort Hembree Road, Hayesville
$320,000
2 Beds ⋅ 2 Baths ⋅ 4425905 MLS ⋅ 972 SqFt. ⋅ ACTIVE Status
Welcome to this beautifully maintained cottage build in2023.Enjoy one-level living. The bright and open floor plan features granite countertops, stainless steel appliances, custom shades and garage for parking and storage.Relax on the front porch while taking in peaceful mountain surroundings and sunset views. The landscaped property offers privacy and convenience, just minutes from local dining, breweries, shopping and outdoor recreation and beauitful Lake Chatuge for boating or hiking on many trails.You will love living in Hayesville. Ideal for full time living ,weekend retreat or a vacation rental.Schedule you private showing today!!! Hayesville is conveniently located to Asheville ,Blairsville GA and parts of Tennessee. Priced to sell

190 Fort Hembree Road, Hayesville

Listing courtesy of EXP Realty LLC. sharonstovall1@gmail.com
124 Woodard Lane, Hayesville
$579,900
2 Beds ⋅ 1 Baths ⋅ 4420698 MLS ⋅ 2,636 SqFt. ⋅ ACTIVE Status
Gorgeous custom built log home overlooking Chatuge Lake in Hayesville NC. This home offers vacation-style living for the year-occupant, or could be the perfect mountain lake investment property! The exterior just underwent a complete refresh inc stained and sealed logs, refinished decking, and painted/sealed metal roof. The interior boasts an open concept kitchen/living room w soaring ceilings, multiple French doors that lead onto the wrap-around deck, and windows in every direction that flood the space with natural light, along with providing that million-dollar lake view from every angle. There are also 2 bedrooms, a centrally located full bathroom, plus a formal dining area, all on the main level. An expansive loft offers a bedroom space, office/den area, and the 2nd full bathroom. The partially finished basement includes a multi-use space for addt sleeping or rec area plus a half bath, laundry room, and single car garage with storage space. Rare opportunities like this don't present themselves that often. CALL TODAY!

124 Woodard Lane, Hayesville

Listing courtesy of Hott Property LLC. jasondale1109@gmail.com
101 Mill Street, Hayesville
$489,000
2 Beds ⋅ 2 Baths ⋅ 4393420 MLS ⋅ 1,047 SqFt. ⋅ ACTIVE Status
Downtown living meets mountain serenity at 101 Mill Street! This 2BD/2BA gem offers the ultimate Hayesville lifestyle, combining effortless 1-level living with a prime location just off the town square. Perched to overlook the local pickleball courts and just steps from the Clay County Rec Center, this home is a dream for active residents who want to be in the heart of it all. Enjoy beautiful long-range mountain views from your own manageable 0.34-acre slice of heaven. The property features a spacious 2-car garage and paved, easy access, ensuring convenience at every turn. Being within walking distance to the Square means you are never far from local dining, shopping, and community events. Whether you are looking for a low-maintenance primary residence or a strategic investment in a high-demand area, this property delivers on every front. Rare is the opportunity to find a 2026-ready lifestyle that blends small-town charm with such incredible proximity to recreation. Don’t miss your chance to own a piece of downtown Hayesville with a view to match!

101 Mill Street, Hayesville

Listing courtesy of Keller Williams Great Smokies - Bryson City. melissa@chatugerealestate.com
281 Cherrywood Circle, Hayesville
$299,000
4 Beds ⋅ 3 Baths ⋅ 4392442 MLS ⋅ 2,128 SqFt. ⋅ ACTIVE Status
Enjoy beautiful mountain views and stunning sunsets from the deck of this versatile 4-bedroom home. Currently configured as a duplex, the walkout basement features 2 bedrooms, a kitchen, living room, full bath, and washer/dryer—offering excellent rental or in-law potential. The main level includes 2 additional bedrooms, an updated open-concept kitchen, dining, and living area, plus a convenient laundry space. A wrap-around deck extends your living space outdoors and is accessible from sliding doors in both the primary bedroom and living room. Recent updates include a kitchen remodel and new flooring in 2020, as well as connection to county water in 2022. Supplemental LP heat is available on both levels for added comfort. Additional features include a metal roof, carport, storage shed, and concrete driveways providing access to both levels. This property offers exceptional flexibility—use the entire home for personal living with room for family and guests, live upstairs and rent the walkout basement, or maximize income by renting both levels separately. Conveniently located, with Hiawassee and Young Harris, GA and Murphy, NC all within 15–20 minutes.

281 Cherrywood Circle, Hayesville

Listing courtesy of Anthony Dufrene. easylisthub@gmail.com
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