McDowell County Homes with HOA

Located in the beautiful state of North Carolina, McDowell County is a hidden gem that offers a plethora of opportunities for homebuyers. With its picturesque landscapes, vibrant communities, and rich history, McDowell County is a place that truly captures the essence of southern living.

One of the notable features of homes in McDowell County is the presence of Homeowners' Associations (HOAs). For those seeking a sense of community and added amenities, homes with HOAs are an excellent choice. These associations ensure that the neighborhood remains well-maintained and uphold certain standards, creating a cohesive and attractive environment for residents.

Living in a home with an HOA comes with its perks. Homeowners often enjoy access to amenities such as swimming pools, fitness centers, parks, and community events. Additionally, HOAs take care of common area maintenance, landscaping, and even some utility services. This not only saves homeowners time but also contributes to the overall value and appeal of the neighborhood.

Homes with HOAs in McDowell County provide a sense of security and peace of mind. The associations typically enforce rules and regulations that promote a safe and harmonious living environment. These guidelines may cover topics such as architectural restrictions, noise control, and pet regulations, ensuring that the neighborhood maintains its charm and tranquility.

If you are looking for a home in McDowell County, consider exploring the options with HOAs. These communities offer a unique blend of convenience, amenities, and a strong sense of belonging, making them an attractive choice for many homebuyers.

Newest McDowell County Homes with HOA

$16,500

4439872 MLS ⋅ ACTIVE Status

Discover the opportunity to create a private mountain retreat in Blackberry Creek, an exclusive gated community in Nebo, North Carolina. This 1.58-acre wooded homesite offers a beautiful blend of privacy, natural surroundings and convenient access to some of Western North Carolina’s best outdoor destinations. Located just off Interstate 40 between Morganton and Marion, the property is only about 20 minutes from Lake James State Park, where boating, fishing, swimming, hiking and biking are all within easy reach. Scenic mountain roads, charming nearby towns and the Blue Ridge Mountains add to the appeal of this special setting. Surrounded by mature trees and peaceful mountain scenery, this lot provides an ideal canvas for a custom-built residence, luxury second home or weekend retreat. If you have been searching for a property that combines privacy, recreation and refined mountain living, this homesite offers a rare opportunity to create something truly your own.

0000 Trellis Drive Unit #Lot 122, Nebo

Listing courtesy of MATHERS REALTY.COM. AlexisRrealtor@gmail.com

$529,000

2 Beds ⋅ 2 Baths ⋅ 4439348 MLS ⋅ 1,565 SqFt. ⋅ ACTIVE Status

MOUNTAIN LIVING AT ITS FINEST! Welcome to 260 Hunnicut Mountain Road in Linville Falls Mountain Club, where rustic mountain charm meets comfortable, easy living! This beautiful 2-bedroom, 2-bath mountain home features an inviting open floor plan with soaring ceilings, a spacious great room with a stunning wood-burning fireplace, and a dining area perfect for gathering with family and friends. But the real showstopper is the incredible covered porch with a beautiful stone fireplace! Whether you're enjoying your morning coffee, entertaining guests, or relaxing by the fire on a cool mountain evening, this outdoor living space is sure to become your favorite place to unwind. Both fireplaces are wood-burning with the option to convert to propane, offering flexibility and convenience. Located in the beautiful mountain community of Linville Falls Mountain Club, with its own community water and sewer systems, this home offers the perfect setting for a full-time residence, second home, or vacation rental investment, as short-term rentals are permitted! The community borders North Cove Leisure Club, home to disc golf, Birdie's Cafe and Bar, and the beautiful Catawba River, adding even more opportunities for recreation and relaxation nearby. Conveniently located to Marion, Linville Falls, Linville Gorge, Linville Caverns, Grandfather Mountain, Banner Elk, and some of Western North Carolina's most treasured attractions. Come experience mountain living the way it was meant to be — peaceful mornings, cozy fires, outdoor adventures, and the natural beauty of the Blue Ridge Mountains!

260 Hunnicut Mountain Road, Marion

Listing courtesy of Carolina Mountain Sales. tami_newman@yahoo.com

0000 Pioneer Drive Unit #837/838, Old Fort

$30,000

4439262 MLS ⋅ ACTIVE Status

Build Your Mountain Dream in Gateway Mountain! Discover the perfect setting for your mountain retreat on this beautifully wooded lot along Pioneer Drive in the highly desirable Gateway Mountain community. Nestled in the heart of the Blue Ridge Mountains, this sloping property offers an excellent potential building area, with the opportunity to position your home higher on the lot to capture breathtaking mountain views while enjoying the privacy and tranquility of the surrounding forest. Conveniently located near the community's main entrance, this property offers easy access while maintaining the peaceful mountain atmosphere that makes Gateway Mountain so special. Residents enjoy wonderful amenities, including a picturesque community pond perfect for swimming and kayaking, an abundance of scenic walking and hiking trails, and a stunning waterfall tucked into the natural mountain landscape. Gateway Mountain is one of the premier mountain communities in the Old Fort and Marion area, offering an exceptional blend of natural beauty, outdoor recreation, and convenient access to nearby towns. Downtown Old Fort is approximately 15–20 minutes away, downtown Marion 25–30 minutes, and charming downtown Black Mountain just 30 minutes away. Whether you envision building your forever family home, a cozy mountain vacation getaway, or an investment property for potential short-term rental income, this lot offers an incredible opportunity to bring your vision to life. Experience the beauty of the Blue Ridge Mountains, the serenity of wooded surroundings, and the lifestyle you've been dreaming of. Your mountain adventure starts here!

0000 Pioneer Drive Unit #837/838, Old Fort

Listing courtesy of Black Bear Realty WNC. timjbbr@gmail.com

$233,900

2 Beds ⋅ 2 Baths ⋅ 4401051 MLS ⋅ 1,276 SqFt. ⋅ ACTIVE Status

Charming 2-Bedroom, 1.5-Bath Townhome in Laurelwood – Unit 95 -- Welcome to Unit 95 at 75 Laurelwood Drive in the desirable Laurelwood community of Marion, NC. This inviting 2-bedroom, 1.5-bath townhome offers comfortable, low-maintenance living just minutes from downtown Marion and close to Lake James and I-40. The practical floor plan features a main-level living area, kitchen, and half bath, with two bedrooms and a full bath upstairs. Enjoy the convenience of community amenities (but with a low HOA fee), including a swimming pool, HOA-managed grounds maintenance, and paved parking. The brick exterior and well-kept grounds provide an easy-care lifestyle ideal for first-time buyers, downsizers, or investors. Located just outside the city limits (no city taxes), you’re close to shopping, dining, schools, and medical facilities while enjoying the quiet of an established neighborhood. Whether you’re looking for a full-time home or a low-maintenance option in Western North Carolina, this unit delivers solid value and convenience.

75 Laurelwood Drive Unit #95, Marion

Listing courtesy of EXP Realty LLC. steve@McDowellRealEstate.com

$18,999

4438523 MLS ⋅ ACTIVE Status

Build your new home in the gated Blackberry Creek subdivision, set in the scenic mountains of McDowell County. Lot 76 offers 3.85+/- wooded acres with plenty of room for your home, privacy, and a true connection to nature. Deer, wild turkey, and other wildlife roam the area, creating a peaceful mountain setting you'll enjoy every day. The community is conveniently located near I-40 for easy travel, and just minutes from Lake James State Park, with boating, fishing, swimming, and hiking trails close by. Rutherford Electric power is available at the street. Well and septic will be needed. Subdivision restrictions require a site-built home with a minimum of 1,400 heated square feet, helping protect the quality and value of the neighborhood. A great opportunity to build your dream mountain home in a quiet, private community.

00 Tayberry Drive Unit #76, Nebo

Listing courtesy of Chosen Realty of NC LLC. 330-249-3499

$945,000

3 Beds ⋅ 3 Baths ⋅ 4437453 MLS ⋅ 2,998 SqFt. ⋅ ACTIVE Status

ON TOP OF THE WORLD! Perched on 4.36 private acres within the gated community of Grants Mountain, near Marion in the Blue Ridge Mountains of Western North Carolina, this exceptional custom log home offers unobstructed, long-range mountain views year-round. Even when the leaves return, the view remains. From the home you can see panoramic vistas all the way to Mt. Mitchell, the tallest peak east of the Mississippi. With 2,898 heated square feet, 3 bedrooms, 2 full baths, 1 half bath, and beautifully designed spaces inside and out, this is more than a mountain home. It is a true mountain retreat where you'll feel like you're "On Top of the World." From the moment you arrive, the setting captures your attention, but it's the thoughtful details that make this home so special. The great room is anchored by a stunning floor-to-ceiling stone fireplace with a wood-burning insert, surrounded by windows that bring the mountains inside. The kitchen and dining area is large and open, filled with natural light, with a wall of windows leading out to the home's many outdoor living areas. The main-level primary suite offers a private retreat. Upstairs, two more bedrooms, a full bath, and a loft. The lower level adds even more versatility, with a large two-car garage and a laundry/mechanical room. There is also a finished flex room with a stone-faced wet bar and home theater, plus an impressive 500 square feet of unfinished space ready for your vision. It could become a second primary suite, a game room, a fitness area, a workshop, or more living space. Step outside and you'll understand why this home truly lives above it all. Covered porches and expansive new decking create multiple spaces to relax, entertain, or simply sit quietly and take in the scenery. Morning coffee, afternoon sunsets, evening gatherings: every moment comes with a view. And then there's the detached two-story, three-car garage, with 32-foot-deep bays and 656 square feet on the second level. It's ideal for vehicles, outdoor toys, hobbies, or a workshop, and it offers great potential as a future accessory dwelling unit. A feature like this is rarely found on a mountain property. Recent improvements include a new HVAC system, a basement mini split, an on-demand tankless water heater, and a whole-house water filtration and softening system with UV purification. A reverse-osmosis system provides the purest drinking water. Despite its private mountain setting, you're only about 15 minutes from downtown Marion and I-40, 25 minutes from Lake James, and 45 minutes from Asheville. Linville Gorge, the Blue Ridge Parkway, and Pisgah National Forest are all within easy reach. Unobstructed long-range views. Exceptional privacy. Room to breathe, relax, entertain, and create. This is mountain living at its finest, a place where the views are extraordinary, the details matter, and every day feels like a getaway.

1829 Grants Mountain Road, Marion

Listing courtesy of Carolina Mountain Sales. tami_newman@yahoo.com

$64,900

4436756 MLS ⋅ ACTIVE Status

Bring your vision to life in this established neighborhood! Enjoy access to a community dock and the beauty of being close to Lake James. This property offers a wonderful opportunity to build your dream home in a desirable location, with the convenience of nearby Nebo and Marion for shopping, dining, and everyday essentials. Please note: Well and septic systems are needed. Make your dream of living near the lake a reality!

LOT 9 Forest Lake Heights Drive, Nebo

Listing courtesy of RE/MAX A-Team. dtrivette@remax.net

$1,750,000

3 Beds ⋅ 4 Baths ⋅ 4436849 MLS ⋅ 4,138 SqFt. ⋅ ACTIVE Status

The Westover Lodge: a luxury Honka log home in Gateway Mountain with long-range, year-round Lake Lure views and 100% view control on approx. 10 private acres with room to grow. Currently operating as a short-term rental. Ideal investment and legacy family retreat. Two en suite primary bedrooms, one per level, plus a third bedroom on the main floor. Loft flex space offers an additional overflow sleeping area. This home is full passion and quality. Main-level primary bedroom opens to a heated and cooled walkout sunroom. Stone fireplace in the great room. Kitchen offers top-of-the-line appliances, island, and walk-in pantry. Lower level features a large recreation room with wet bar, ice machine, and fridge, opening to a fenced, level backyard with long-range views. Large utility room offers laundry, countertop and cabinet storage in addition to a bath for our furry friends. Being offered furnished or unfurnished with acceptable offer.

89 Cammies Way, Old Fort

Listing courtesy of Greybeard Realty Old Fort Office. jeannie@greybeardrealty.com

$55,000

4436667 MLS ⋅ ACTIVE Status

Enjoy the space and privacy of 5.99 acres with the benefits of a gated community in The Meadows at Lake James Station. This beautiful, partially cleared lot features scattered mature hardwoods, a creek, and a peaceful setting that offers the feel of being out in the country. The open field is easily accessed from Meadow Station Drive. A portion of the field lies within a flood zone, but the property rises to a hilltop outside the flood zone with a potential homesite. The upper portion of the property is also outside the floodplain and can be accessed from Theresa Terrace, offering another option for placing your home. The community features paved roads and access to a community pool. Building restrictions require natural or log siding and a minimum 1,500 square foot footprint. Modular homes are allowed; manufactured homes are not permitted. One outbuilding is allowed subject to community guidelines, and grazing animals may be kept at a rate of one animal per two acres. Located approximately 15 minutes from downtown Marion and 20 minutes from Morganton, this property is also close to Lake James, boat access, and Lake James State Park. If you’re looking for room to spread out, privacy, and a quiet setting with community amenities, this lot is worth a look!

00 Meadows Station Drive Unit #4, Nebo

Listing courtesy of Realty Group 1 LLC. AndrewLedford.Realtor@gmail.com

$1,799,000

3 Beds ⋅ 4 Baths ⋅ 4436520 MLS ⋅ 2,364 SqFt. ⋅ ACTIVE Status

Lake James & Linville Gorge Views + Boat Slip! Deeded slip #11 comes with this TO-BE-BUILT single-level home: 2,364 heated sq ft, 3 BR, 3.5 BA, vaulted great room with wall of glass and propane fireplace, 10-ft ceilings, open kitchen with island, walk-in pantry, primary suite with walk-in closet, mud room, attached 2-car garage and 384 sq ft covered rear porch with views of Shortoff Mountain and Table Rock. Hardie siding with stone accents, heat pump/central air, electric range, propane tankless water heater, concrete driveway. Shovel-ready 0.69-acre homesite: HOA approval, engineered grading plan, survey, 4-bedroom septic/well permit. Semi-custom finishes for early buyers. Est. completion ~12 mo. from contract. Active VRBO listings allowed. Gated community. Seller lives in the neighborhood and built two other homes here, so he's invested in finding a good neighbor for our community. Renderings are artist depictions; final plans govern. Some photos have been virtually rendered.

691 Harborside Drive, Nebo

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

$42,000

4432009 MLS ⋅ ACTIVE Status

Here is your chance to live in the stunning Grandview Peaks community. This 1.42 Acre lot is ready for your dream build. Grandview Peaks offers paved roads, underground utilities, and a gated entrance. Owners have access to a community lake with a sandy beach for swimming, kayaking, and fishing, as well as walking and hiking trails, a waterfall, and picnic areas. There is also a lakeside pavilion with an outdoor fireplace and kitchen, plus pickleball and shuffleboard courts. The community is active, with social groups and regular neighbor gatherings. Grandview Peaks is a short drive from Lake James, Marion, and Morganton, and less than an hour from Asheville. Lot 135 lets you enjoy mountain living with everyday conveniences close by.

00 Grindstone Drive Unit #135, Nebo

Listing courtesy of Carolina Mountain Sales. emilie.burgin@yahoo.com

$1,395,000

5 Beds ⋅ 6 Baths ⋅ 4435856 MLS ⋅ 4,104 SqFt. ⋅ ACTIVE Status

Custom log home on 2.27 private acres in Grandview Peaks, the gated mountain community off the Nebo exit of I-40 between Marion and Morganton, with long-range, year-round Blue Ridge views from all three finished levels. Built in 2017 with 5 bedrooms, 6 full baths, a main-level primary suite and a complete in-law suite on the walkout lower level, it works as a full-time residence, a mountain getaway, or the place where everyone gathers. The main level is true one-level living: primary suite, great room, dining, chef’s kitchen, laundry and two full baths on one floor, reached by a covered wraparound porch with a ramp to the driveway. The lodge-style great room rises to a beamed cathedral ceiling beside a floor-to-ceiling stone fireplace with gas logs, and a wall of windows and French doors opens to the deck and the view. Hardwood floors on the main and upper levels. The kitchen was built for entertaining: oversized granite island with breakfast bar seating and a wine fridge, gas cooktop, two ovens, warming drawer, two dishwashers, farmhouse sink, wet bar with prep sink, under-cabinet lighting, stainless appliances, and a walk-in pantry with a second freezer. The primary suite has a cathedral ceiling, mountain views, a walk-in closet with a window, and a spa bath with an air-jet soaking tub set under the view, a tiled walk-in shower with dual shower heads and a bench, and dual vanities. Outside, a full-width rear deck faces the mountains, a screened porch with a ceiling fan and gas heater stretches the season, and the covered patio below has a hot tub connection. Stone fire pit, deer-fenced raised-bed garden, and a wired barn-style workshop with loft storage. Detached timber-frame carport with an EV charging station, generator hookup with manual transfer switch, two-car garage with interior access, and a concrete circular drive with room for guests. Upstairs: two bedrooms, two full baths, and a loft sitting room overlooking the great room. The walkout lower level is a complete second living quarters with its own entrance: full second kitchen, two bedrooms, one with en-suite bath, a second full bath, its own laundry, and a game and theater room with a wall of mountain-view windows, tongue-and-groove ceilings and stained concrete floors. The fifth bedroom is currently set up as a home office. Multi-generational living, long-term guests or rental income without sharing the main floor. Private well and septic, both documented: a 6-inch drilled well producing 60 gallons per minute, and a conventional septic system permitted for five bedrooms and pumped in 2024. Two heat pump systems, propane water heater, gas cooktop, gas logs and porch heater, security system, Spectrum high-speed internet, and county taxes only with no city taxes. Grandview Peaks is gated with paved HOA-maintained roads and underground utilities, a 10-acre stocked lake with a sandy beach, swim platform, fishing dock and canoe and kayak access, a timber pavilion with a stone fireplace and grills, shuffleboard and volleyball courts, five miles of hiking trails and a waterfall, and an active social calendar. Lake James, Linville Gorge, South Mountains State Park and the Blue Ridge Parkway are an easy drive, Asheville is about an hour, and Charlotte about an hour and a half.

334 Scenic Vista Drive, Nebo

Listing courtesy of Real Broker, LLC. vlad@therelentlessteam.com

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McDowell County Homes with HOA

Newest McDowell County Homes with HOA

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