Rutherford County Homes under $400,000

Rutherford County Homes under $400,000

Welcome to Rutherford County, North Carolina, a hidden gem nestled in the foothills of the Blue Ridge Mountains. Known for its stunning natural beauty, vibrant communities, and rich history, Rutherford County offers an idyllic setting for families, retirees, and everyone in between. Whether you're drawn by the picturesque landscapes or the warm, welcoming atmosphere, this county has something for everyone.

For those seeking affordable housing options, Rutherford County shines brightly with an array of charming homes available for under $400,000. Here, you can find delightful single-family homes, cozy bungalows, and spacious townhouses that cater to various lifestyles and needs. The real estate market in this area is diverse, allowing first-time homebuyers and seasoned investors alike to discover their perfect property without breaking the bank.

Imagine living in a community where outdoor adventures await at every turn, from hiking the scenic trails of Chimney Rock State Park to enjoying leisurely strolls along Lake Lure. The county is also rich in local culture, boasting quaint shops, delicious dining options, and friendly neighbors who make you feel right at home.

With its affordable housing market and vibrant quality of life, Rutherford County is not just a place to live; it's a place to thrive. Whether you're looking to raise a family, retire in peace, or simply enjoy the charm of small-town living, this county offers a warm embrace and a bright future. Explore Rutherford County today and discover the perfect home waiting for you!

Newest Rutherford County Homes under $400,000

301 Knollwood Drive, Forest City
$350,000
3 Beds ⋅ 3 Baths ⋅ 4431541 MLS ⋅ 2,041 SqFt. ⋅ ACTIVE Status
Stunning brick two-story in the established Knollwood Subdivision in Forest City. Situated on over a half-acre with mature landscaping, this home offers incredible curb appeal alongside a spacious backyard ideal for entertaining or relaxing. Upon entering, you're greeted by a light-filled living room that flows into a formal dining area. Just past the kitchen, a large family room features sliding glass doors that open directly to the back yard, paired with a conveniently located half-bathroom near the rear entrance. Upstairs, you'll find 3 sun-filled bedrooms and 2 full bathrooms, including a primary suite with a custom walk-in tiled shower. Recent updates include remodeled bathrooms, fresh paint throughout, and luxury vinyl plank flooring across both levels. Connected to public utilities and high-speed internet, this move-in-ready home is just minutes from downtown Forest City, Isothermal Community College, Hwy 74, and US-221.

301 Knollwood Drive, Forest City

Listing courtesy of Colfax Home & Land, Co. matt@steelemountainrealty.com
176 Carolina Paradise Road, Rutherfordton
$290,000
3 Beds ⋅ 2 Baths ⋅ 4435501 MLS ⋅ 1,570 SqFt. ⋅ ACTIVE Status
Great 3 bedroom/ 2 bath ranch home located in Cabin Creek Subdivision, a well-established area. Enjoy the gas log fireplace in the great room and morning coffee on your screened in covered porch. There is a large, attached garage and laundry room just off of the kitchen. This home needs some tlc but it is ready for you to pick and choose your own colors and make it your home just minutes to downtown Rutherfordton or to Polk County. Nice size bedrooms and the primary has a walk-in closet and its own full bath. Yard has gorgeous, mature flowers that will just need to be pruned and in spring the yard comes to life. There is a nice shed for your lawnmower and plenty of outdoor areas for gardening or sports. Seller is unable to remove remaining items from the home so you will have some items you can keep or share but the home will be sold with some contents remaining.

176 Carolina Paradise Road, Rutherfordton

Listing courtesy of Purple Martin Realty, Inc.. martinize1565@gmail.com
184 Hollis Road, Ellenboro
$249,900
3 Beds ⋅ 2 Baths ⋅ 4434678 MLS ⋅ 1,544 SqFt. ⋅ ACTIVE Status
Inviting three bedroom, two bath home featuring a split bedroom floor plan, wood flooring throughout much of the home, and tile floors in both bathrooms. The primary suite includes a large walk-in closet and spacious en suite bathroom. Off the kitchen is an oversized pantry and laundry room providing extra storage and convenience. The laundry room has a door leading to the chain-link fenced backyard. Additional features include public water, trash removal, and a concrete circular driveway for easy access and parking.

184 Hollis Road, Ellenboro

Listing courtesy of 4 Seasons Homes and Land, Inc. sandycampbell.broker@gmail.com
991 Horn Mill Road, Union Mills
$159,000
2 Beds ⋅ 2 Baths ⋅ 4435598 MLS ⋅ 908 SqFt. ⋅ ACTIVE Status
Charming 2-bedroom, 2-bath home in a peaceful country setting. This beautifully maintained property features numerous upgrades and offers a comfortable place to call home.

991 Horn Mill Road, Union Mills

Listing courtesy of Asheworth Group WNC Real Estate LLC. lisaford4137@gmail.com
194 Crescent Drive, Forest City
$235,000
3 Beds ⋅ 2 Baths ⋅ 4434498 MLS ⋅ 1,378 SqFt. ⋅ ACTIVE Status
Welcome home to this beautifully renovated, move-in-ready, 3 bed/2 full bath brick ranch, conveniently located inside city limits with city utilities! This home has undergone an extensive transformation, offering the charm of a classic brick ranch with the comfort and convenience of modern updates. Everything has been updated! Improvements include a new roof, new central heating and air conditioning system, all-new ductwork, new windows, vinyl siding, new gutters, new interior doors, and beautiful new flooring throughout. The completely remodeled kitchen features new cabinetry and countertops and a new water heater, while both new bathrooms offer a fresh, modern feel. Split bedroom plan. Primary bedroom has a beautiful en-suite with dual closets. Outside, there is a newly constructed and stained front deck, a double carport, and an outbuilding in the backyard. With so many major improvements already completed, this home offers peace of mind and the opportunity to move right in without renovation hassles. Call to set up your showing today!

194 Crescent Drive, Forest City

Listing courtesy of Angela West Realty. angela@angelawestrealty.com
164 Hamilton Street, Spindale
$265,000
3 Beds ⋅ 2 Baths ⋅ 4432863 MLS ⋅ 1,909 SqFt. ⋅ ACTIVE Status
Tucked away on a cleared, open 4.75-acre lot with a natural spring, this 3-bedroom, 2-bath home offers room to roam and the freedom to make it your own. There’s plenty of space for gardening, hobbies, or whatever you have in mind. Inside, an open floor plan and bamboo flooring create a warm, inviting space, while a split bedroom layout provides privacy and a huge walk-in pantry gives you all the storage you’ve been wishing for. A flexible bonus room off the front makes an ideal home office or sitting room, while the standout heated-and-cooled sunroom at the back is wrapped in windows overlooking the backyard and opens right onto the deck. A detached two-car garage plus a handy storage shed, perfect for your lawnmower and tools, round out the outdoor space. All of this with the convenience of city water and city sewer, right in the Spindale area. Bring your vision and settle into country-style space with town amenities.

164 Hamilton Street, Spindale

Listing courtesy of Main Street Realty Group LLC. 828-305-1298
2196 Ferry Road, Mooresboro
$266,000
3 Beds ⋅ 1 Baths ⋅ 4433149 MLS ⋅ 1,193 SqFt. ⋅ ACTIVE Status
Welcome home to country living with room to spread out! This charming brick ranch offers 3 bedrooms, 1 full bath, and approximately 1,193 square feet of comfortable living space on a spacious 1.14-acre lot. Inside, you’ll find a bright, inviting interior with neutral paint, attractive wood-look flooring, and an updated kitchen featuring white cabinetry, stainless steel appliances, dark countertops, a stylish tile backsplash, and a peninsula with bar seating. The kitchen opens to a generous living and dining area, creating a functional layout for everyday living and entertaining. The home also features a full bathroom, a covered front porch, and a covered back porch for enjoying the outdoors. A detached two-car garage and additional wired outbuilding offer excellent potential for storage, hobbies, or workspace, while the attached carport adds convenient covered parking. Located in a peaceful rural setting in Mooresboro, this property offers the opportunity to enjoy extra outdoor space while remaining within driving distance of Forest City and Shelby. Come see the possibilities this property has to offer!

2196 Ferry Road, Mooresboro

Listing courtesy of Colfax Home & Land, Co. Charles@ColfaxHomeAndLandWNC.com
206 Andy Drive, Forest City
$99,000
3 Beds ⋅ 2 Baths ⋅ 4434936 MLS ⋅ ACTIVE Status
Opportunity awaits with this 3-bedroom, 2-bath home situated on 1.05 acres in a quiet country setting in Forest City. With plenty of potential, this property is a great option for an investor, rental buyer, or anyone looking for an affordable home they can update and make their own. Listed below tax value of $135,800. With a little TLC and personal touches, this home could truly shine. Enjoy peaceful surroundings while staying conveniently located near Hwy 221 and the Hwy 74 Bypass, making commuting and travel easy. The location provides convenient access to Charlotte, Spartanburg, and Asheville, while keeping you close to shopping, dining, and everyday conveniences in Forest City. Whether you're searching for your next investment opportunity or a place to call home with room to add your own style, this property offers plenty of possibilities. Schedule your showing and come see the potential!

206 Andy Drive, Forest City

Listing courtesy of Odean Keever & Associates, Inc.. sonjahsmith6@gmail.com
133 Kings Drive, Forest City
$270,000
2 Beds ⋅ 2 Baths ⋅ 4435067 MLS ⋅ 1,581 SqFt. ⋅ ACTIVE Status
Beautiful corner lot property, landscaped and ready to move in! The word that best describes the qualities of this home is NEW! New HVAC, new flooring, new appliances (oven, cooktop, dishwasher, sink, faucet), new kitchen countertops and backsplash, new blinds throughout, new paint (exterior and interior), completely new bathrooms, new updated breaker box, new storm door. This beauty is a special find in a great location near schools (Forrest Hunt Elementary, Masters Academy, Thomas Jefferson Classical Academy). Two bedrooms, two full baths, living room, great room, kitchen, dining room (which could be changed back into a third bedroom). In the backyard you will find a nice site built workshop/shed (16'X 28'). Schedule your private showing!

133 Kings Drive, Forest City

Listing courtesy of Paramont LLC. sandyq1961@gmail.com
1983 Us 221n Highway, Rutherfordton
$239,000
3 Beds ⋅ 2 Baths ⋅ 4434243 MLS ⋅ 1,620 SqFt. ⋅ ACTIVE Status
Nestled on a 2 acre wooded lot down a winding gravel drive, this 2022 Clayton Home offers privacy and convenience at an affordable price. Less than 10 minutes to downtown Rutherfordton, the spot is perfect for someone that prefers close proximity to shops, restaurants, and medical facilities but wants a little elbow room. It's also a quick 20 minute ride to I-40 for those that might work in surrounding areas but need a home at a better price point than Asheville, Black Mountain, etc. Terrific split bedroom floor plan with open concept living/kitchen area, breakfast bar and spacious family room. Primary suite boasts a huge walk-in closet and roomy bath w/full shower, soaking tub, and adult-height double bowl vanity. Luxury vinyl plank throughout the home, walk-in pantry, public water, and multiple options for high speed internet. This home has been lovingly maintained, looks almost new and is truly MOVE-IN READY!!

1983 Us 221n Highway, Rutherfordton

Listing courtesy of Colfax Home & Land, Co. Brad@ColfaxHomeAndLandWNC.com
217 Tanner Street, Rutherfordton
$250,000
3 Beds ⋅ 2 Baths ⋅ 4434365 MLS ⋅ 1,400 SqFt. ⋅ ACTIVE Status
Fall in love with the charm of small-town living in Rutherfordton, NC! Imagine enjoying your morning coffee on the porch, spending peaceful afternoons in your own private backyard, or gathering with family and friends for evenings filled with laughter and lasting memories. This inviting home offers the perfect blend of comfort, charm, and everyday convenience, with space to relax, entertain, and make it your own. Enjoy the deck, and additional storage shed, all while being just minutes from downtown Rutherfordton, local parks, scenic walking trails, shopping, and restaurants. Whether you’re purchasing your first home, downsizing to a simpler lifestyle, or searching for a peaceful place to put down roots, this charming property offers an opportunity to embrace the lifestyle you’ve been dreaming of. Come see for yourself and imagine the memories waiting to be made here

217 Tanner Street, Rutherfordton

Listing courtesy of Odean Keever & Associates, Inc.. myagentwes1@gmail.com
127 Freeman Street, Rutherfordton
$319,999
3 Beds ⋅ 3 Baths ⋅ 4432360 MLS ⋅ 1,866 SqFt. ⋅ ACTIVE Status
Built in 1955 and filled with mid-century character, this 3-bedroom, 2.5-bath home offers over 1,800 square feet in an established Rutherfordton neighborhood. Beautiful oak floors and tongue-and-groove woodwork add warmth and character, while the large living room features a wood-burning fireplace. The sunroom/bonus room includes a half bath, laundry closet, and offers flexible space for a home office, sitting room, mud room, or use your imagination! It can be entered from the house or the second front door. A large portion of the back yard, including the deck and patio, is completely fenced with direct door access. Roof and water heater replaced approximately 2022/2023. New attic and crawl space insulation installed in 2024. The heat pump was replaced in 2017 with annual preventive maintenance thereafter. Conveniently located just minutes from downtown Rutherfordton, Rutherford Hospital, the Purple Martin Trail, and Crestview Park.

127 Freeman Street, Rutherfordton

Listing courtesy of RE/MAX Journey. sherryreavis@gmail.com
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