Union County Homes under $250,000

Welcome to Union County, North Carolina, a hidden gem that perfectly blends suburban charm with the allure of nature. Nestled just south of Charlotte, Union County boasts a rich tapestry of history, vibrant communities, and a lifestyle that appeals to families, professionals, and retirees alike. With its picturesque landscapes, friendly neighborhoods, and top-rated schools, it’s no wonder that Union County is becoming a sought-after destination for homebuyers.

For those looking to make Union County their home without breaking the bank, there are fantastic options available under $250,000. This price point opens the door to a variety of charming residences, from cozy single-family homes to inviting townhouses, perfect for first-time buyers or those looking to downsize. Many of these homes feature modern amenities, spacious layouts, and beautiful outdoor spaces, allowing you to enjoy the serene surroundings that Union County has to offer.

Living in Union County means you can savor the great outdoors, with numerous parks, hiking trails, and recreational facilities at your fingertips. The area’s strong sense of community is reflected in local events, farmers' markets, and festivals that bring residents together. Plus, with easy access to major highways, commuting to Charlotte for work or entertainment is a breeze.

Discover the affordable housing options in Union County today, and find your perfect home in this welcoming community where comfort, convenience, and charm come together beautifully. Your dream home awaits!

Newest Union County Homes under $250,000

$225,000

3 Beds ⋅ 1 Baths ⋅ 4433802 MLS ⋅ 1,031 SqFt. ⋅ ACTIVE Status

INVESTOR SPECIAL! Bring your vision and unlock the potential at 1101 Jack Davis Road in Monroe. Whether you’re looking for your next renovation, flip, rental investment, or a property to customize, this home offers an opportunity for the savvy investor or buyer ready to put in some work. With the right updates and improvements, this property has the potential to shine. Conveniently located with access to Monroe and surrounding areas. Property is being sold AS-IS.

1101 Jack Davis Road, Monroe

Listing courtesy of Mark Spain Real Estate. ericastrong@markspain.com

$99,900

2 Beds ⋅ 1 Baths ⋅ 4432905 MLS ⋅ 709 SqFt. ⋅ ACTIVE Status

Fixer upper in Indian Trail. Recent survey shows rear corner of house encroaches on neighbors lot. Property will be sold as is with active encroachment. Consult your agent and attorney. This sale is being monitored by the Union County Court but is not a foreclosure sale. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

3409 Fincher Road, Matthews

Listing courtesy of Countryside Properties. john@countrysideprops.com

$230,000

2 Beds ⋅ 1 Baths ⋅ 4430978 MLS ⋅ 966 SqFt. ⋅ ACTIVE Status

Welcome to 602 Ross Street, a charming 1944 cottage on a corner lot in the heart of small-town Marshville. Inside, two comfortable bedrooms, a full bath, a living room with a fireplace, and a separate dining room make for easy, cozy living, with a heat pump and central air to keep you comfortable year-round. The real showstopper is out back: a detached garage and shop with electricity and two additional bathrooms, ready for your vehicles, projects, hobbies or extra storage. An attached carport keeps you covered on rainy days. Close to everything Marshville has to offer, with quick access to US-74 toward Monroe and Charlotte.

602 Ross Street, Marshville

Listing courtesy of Stephen Cooley Real Estate. harrison@stephencooley.com

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS ⋅ 1,532 SqFt. ⋅ ACTIVE Status

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS ⋅ 1,136 SqFt. ⋅ ACTIVE Status

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$230,000

2 Beds ⋅ 2 Baths ⋅ 4429459 MLS ⋅ 1,378 SqFt. ⋅ ACTIVE UNDER CONTRACT Status

Charming 1920 Ranch Just Steps from Downtown! This beautifully refreshed 2-bedroom, 2-bathroom ranch offers the perfect blend of historic character and modern updates on a level .21-acre lot. From the inviting screened-in front porch with a brand-new swing to the spacious living room, sunroom, and dining area, this home offers comfortable spaces filled with charm and natural light. The primary bathroom conveniently opens directly to the walk-in closet/laundry room adding everyday convenience. The updated kitchen, renovated in 2018, features granite countertops, updated cabinetry and appliances, an electric range, dishwasher, disposal, and vented hood. Numerous improvements provide peace of mind, including a 2018 roof, water heater, crawl-space vapor barrier and ductwork, a 2020 heat pump, and new windows, microwave, ceiling fan and front door in 2026. Beautiful hardwood floors have been re-stained and top-grade LVP flooring has been added for durability and easy maintenance. Fresh exterior paint and newly painted trim from crown molding to baseboards give the home a clean, polished feel. Outside, enjoy your days on the screened-in front porch with new swing or on the backyard deck. Keep your car out of the harsh elements with attached one-car carport. Also included is a 78-square-foot outbuilding for storage of yard tools or hobbies.. The refrigerator and washer/dryer convey, making this home truly move-in ready. Best of all, enjoy the convenience of being within walking distance of downtown, with local shops, dining, and community amenities just moments away. A wonderful opportunity to own a charming piece of history with thoughtful updates throughout!

313 N Elm Street, Marshville

Listing courtesy of ProStead Realty. patricia@prostead.com

$219,900

3 Beds ⋅ 1 Baths ⋅ 4429680 MLS ⋅ 1,054 SqFt. ⋅ ACTIVE Status

Found It: Your Needle in the Haystack! Needle… meet haystack! A three-bedroom home in this area for $219,900? Stop scrolling and take a look at 712 Edgehill Drive in Monroe. This three-bedroom, one-bath home is ready for a little TLC and a lot of imagination. Refresh it, make it yours, and build sweat equity as you go — or explore the possibilities as an investor. Sitting on an almost half-acre lot with a spacious backyard, there’s plenty of room to spread out, entertain, play, garden, or simply enjoy the extra outdoor space. At this price, you get the chance to choose what comes next instead of paying for someone else’s vision and there’s plenty to enjoy beyond your front door. Spend an evening dining or browsing the shops in Historic Downtown Monroe, plan a visit to Treehouse Vineyards, or head into Charlotte when you’re in the mood for Uptown’s restaurants, entertainment, and events. Schedule your showing today to see why this might be the needle you’ve been searching for!

712 Edgehill Drive, Monroe

Listing courtesy of THE AVALON REALTY GROUP LLC. lrivera@trinityfieldservicesnc.com

$229,000

2 Beds ⋅ 2 Baths ⋅ 4428428 MLS ⋅ 906 SqFt. ⋅ ACTIVE Status

WONDERFUL OPPORTUNITY IN MONROE! Looking for a little extra space and a peaceful setting? This property offers 1.24 acres with a single-wide home tucked back off the road, creating a pretty and private country feel. Property Features: • 1.24 acres • 2 bedrooms • 2 full bathrooms • Welcoming front porch • Back deck perfect for relaxing • Home sits back off the road in a beautiful setting Please note: The manufactured home has not been detitled and has not been converted to real property. The sellers are starting the process to convert it to real property. Buyers should verify financing eligibility and all applicable requirements with their lender and the appropriate authorities. The sellers have owned the property for only a short time and have never lived in the home. Current records indicate Western Union Elementary and Parkwood schools. A great opportunity to own acreage in Monroe with room to enjoy the outdoors and make this property your own!

3415 Waxhaw Highway, Monroe

Listing courtesy of Debbie Clontz Real Estate LLC. Debbie@debbieclontzteam.com

$200,000

3 Beds ⋅ 2 Baths ⋅ 4428444 MLS ⋅ 1,201 SqFt. ⋅ ACTIVE Status

Great Matthews location-- This could be your opportunity to own this home in an upcoming subdivision in the Matthews City limits. Located in a quiet and established neighborhood. This home is offers a great opportunity for affordable homeownership or investment in one of the most convenient areas of Union County—just minutes from downtown Matthews, shopping, dining, also close to I-485 and Independence Blvd for easy commuting. Whether you are a new buyer or downsizing This 3-bedroom, 2-bath residence manufactured doublewide home offers over 1200 square ft of flexibility and convenience that’s perfect for everyday living. Located on a .24 acre lot with a spacious backyard and parking for 6+ vehicles in this changing, highly desirable neighborhood with nice new site built houses going up all around and with no HOA! Electricity is provided by Duke Energy, water by Carolina Water Service, and sewer is on Union Co. Do not walk the property or disturb the tenant.The seller has never lived in this home and makes no representations regarding the structure. For more information please call the listing agent. Agent related to seller. Need 24 hour notice for showings

701 Friendship Drive, Matthews

Listing courtesy of Howard Hanna Allen Tate SouthPark. walt.sikes@allentate.com

$240,000

3 Beds ⋅ 2 Baths ⋅ 4428093 MLS ⋅ 1,399 SqFt. ⋅ ACTIVE Status

PRE-INSPECTED ON 9/29/2026 and will be available to all agent and buyer(s). Cutest Bungelow, with neutral paint, hardwood flooring, lights/fans in most rooms, a large storage oversized Laundry Room, bedrooms are large/Den area has a closet so it could be a 4th bedroom. This cute home is a great starter home, and has great curb appeal and charm inside. Some original features are the centrally located kitchen with modern and updated appliances, cabinets and home has updated lighting and updated bathrooms. House was converted from a duplex to a single family home. Nice back yard. Walking distance to Elementary and close to middle and high schools. Great access to shopping and downtown Monroe. It has charm and character. Has been well-maintained. Fireplaces are covered and unusable but have a architectural design feature showing the character of a home built in the 1930's. This is well built home, solid with heavy timber wood. Sellers have never occupied the home. This Home is bieng sold 'AS IS' which is in great condition, and the Home Inspection report will be available Wednesdaym 9/30.26, SOLD IN 'AS IS' CONDITION, NO REPAIRS.

1015 Elm Street, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$189,900

3 Beds ⋅ 2 Baths ⋅ 4423947 MLS ⋅ 1,188 SqFt. ⋅ ACTIVE Status

Welcome to 803 S Bragg Street in Monroe! This inviting one-story brick home offers 3 bedrooms and 1.5 baths, combining classic charm with comfortable everyday living. Relax on the covered front porch, perfect for enjoying your morning coffee or unwinding at the end of the day. Inside, the living room features a cozy fireplace, creating a warm and welcoming gathering space. The single-level layout offers convenient living, while the established yard provides space to enjoy the outdoors. Ideally situated near Historic Downtown Monroe, you'll enjoy easy access to local restaurants, coffee shops, boutiques, and community events. Nearby Sunset Park, Gateway Park, and the downtown greenway offer additional opportunities for outdoor recreation. Convenient access to shopping, healthcare, and the US-74 corridor makes this home a wonderful opportunity to enjoy the charm and convenience of Monroe living!

803 S Bragg Street, Monroe

Listing courtesy of Showcase Realty LLC. nancy@showcaserealty.net

$219,500

4 Beds ⋅ 1 Baths ⋅ 4425629 MLS ⋅ 1,495 SqFt. ⋅ ACTIVE Status

Seller offering up to $6000 in buyer closing costs with acceptable offer. Privately located on dead end street. Ready to purchase and move in. Furnished photos are AI virtually staged. Beautiful glass enclosed front porch / sunroom (181 sqft). Spacious rooms. Large kitchen with plenty of wood cabinets. Roof approx 6 months old. Brand new interior paint, carpet and flooring in addition to tiled bath (tub/shower). ****NOTE: Flex Space could be 4th BR; however, closet space needs hanging rack in very limited laundry area and ceiling is shy of 7' high**** 3 AC units to remain. Single carport (372sqft) + storage areas. Marshville city taxes to be confirmed.

614 Hasty Street, Marshville

Listing courtesy of Countryside Properties. david@countrysideprops.com

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