Union County Homes under $400,000

Union County Homes under $400,000

Welcome to Union County, North Carolina, a hidden gem that beautifully blends suburban charm with the allure of nature. Nestled just south of Charlotte, Union County offers residents a serene escape from the hustle and bustle of city life while still providing easy access to urban amenities. With its picturesque landscapes, rich history, and vibrant community, this county is an ideal place to call home.

Union County boasts a diverse array of neighborhoods, each offering its unique character and charm. From quaint, tree-lined streets to modern developments, there’s something for everyone. One of the most appealing aspects of this region is the availability of homes under $400,000. This price point opens the door to a variety of options, whether you’re a first-time homebuyer, a growing family, or looking to downsize. You’ll find spacious single-family homes, cozy townhouses, and even charming bungalows that cater to different lifestyles and preferences.

Outdoor enthusiasts will love Union County’s abundance of parks, trails, and recreational facilities. Enjoy weekends exploring the scenic parks, hiking trails, or fishing in one of the many nearby lakes. The county is also home to excellent schools, making it a popular choice for families.

With its welcoming community spirit, beautiful surroundings, and affordable housing options, Union County is more than just a place to live—it's a place to thrive. Explore the opportunities waiting for you in this delightful corner of North Carolina, and discover your dream home today!

Newest Union County Homes under $400,000

6708 Aerowood Circle, Waxhaw
$299,000
4 Beds ⋅ 4 Baths ⋅ 4433989 MLS ⋅ 2,064 SqFt. ⋅ ACTIVE Status
Rare Duplex Opportunity in Waxhaw – Income Potential & Versatility!Don’t miss this unique opportunity to own the only duplex currently available in Waxhaw! Conveniently located within walking distance to JAARS. Situated on nearly half an acre, this well-maintained property offers both flexibility and strong income potential—estimated at up to $2800 per month. Each unit is thoughtfully laid out, featuring a total of 4 bedrooms and 4 full bathrooms, making it ideal for investors, multi-generational living, or owner-occupants looking to offset their mortgage. The rear apartment includes a dedicated office space, perfect for remote work. Enjoy outdoor living with a spacious front porch on the front unit and a large private deck on the back unit—perfect for relaxing or entertaining. Additional features include a large 2 car garage and a separate backyard storage shed.The home has been freshly painted on the exterior (Summer 2025), adding to its curb appeal. Both units come fully equipped with refrigerators, stoves, washers, and dryers, offering true turnkey convenience for tenants or owners alike.Whether you’re looking to invest or live in one unit while renting the other, this property delivers space, functionality, and income potential in one of Waxhaw’s most desirable areas.HOA Fee covers sewer - lift pump and tanks, common areas and street lights. Water is $66/mo and is payable to JAARS. Community Septic, common area and street lights are included in quarterly homeowner dues. Home was originally a Singlewide Mobile home and addition was site built. No Permits were acquired for addition or for any repairs. Home being sold "As Is".

6708 Aerowood Circle, Waxhaw

Listing courtesy of United Real Estate-Queen City. SandyBTrinityGroup@gmail.com
1101 Jack Davis Road, Monroe
$225,000
3 Beds ⋅ 1 Baths ⋅ 4433802 MLS ⋅ 1,031 SqFt. ⋅ ACTIVE Status
INVESTOR SPECIAL! Bring your vision and unlock the potential at 1101 Jack Davis Road in Monroe. Whether you’re looking for your next renovation, flip, rental investment, or a property to customize, this home offers an opportunity for the savvy investor or buyer ready to put in some work. With the right updates and improvements, this property has the potential to shine. Conveniently located with access to Monroe and surrounding areas. Property is being sold AS-IS.

1101 Jack Davis Road, Monroe

Listing courtesy of Mark Spain Real Estate. ericastrong@markspain.com
2014 Bull Dog Lane, Wingate
$364,605
3 Beds ⋅ 2 Baths ⋅ 4433656 MLS ⋅ 9 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
The Belair floor plan offers the convenience of single-level living with a spacious and functional design. Spanning 1,881 square feet, this layout features two bedrooms and two full baths, making it ideal for those seeking a comfortable and easy-to-maintain home. The plan includes a dedicated study, perfect for a home office or flex space, and an open-concept design that connects the kitchen, dining, and living areas. This seamless flow creates a welcoming atmosphere, ideal for both daily activities and entertaining.

2014 Bull Dog Lane, Wingate

Listing courtesy of Dream Finders Realty, LLC.. Brad.Norris@DreamFindersHomes.com
1010 Eva Jean Lane Unit #65, Wingate
$362,990
3 Beds ⋅ 2 Baths ⋅ 4433653 MLS ⋅ 9 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
The Oceana by Dream Finders Homes offers 3 Bedrooms, 2 Full Baths and 2-Car Garage. The covered porch leads you into the foyer that opens up to a formal dining room. The grand family room & kitchen provide ample space for gathering & entertaining. The kitchen features an island, walk-in pantry and a casual dining area with direct access to the rear covered patio.

1010 Eva Jean Lane Unit #65, Wingate

Listing courtesy of Dream Finders Realty, LLC.. Brad.Norris@DreamFindersHomes.com
7007 Creft Circle, Indian Trail
$275,000
2 Beds ⋅ 3 Baths ⋅ 4433341 MLS ⋅ 1,477 SqFt. ⋅ ACTIVE Status
Enjoy comfortable townhome living in desirable Lake Park, with updates throughout. The main level features newer LVP flooring in the living room and hallway, large tile in the dining area and kitchen, and neutral paint. The living room includes a cozy gas-log fireplace, while the upgraded kitchen offers granite countertops, a tile backsplash, abundant cabinet space, and a breakfast bar. The powder room has a pedestal sink, tile floor and updated lighting and faucets. A spacious dining area sits just off the kitchen. The laundry closet is on the main level for convenience. Upstairs, carpet continues through the hallway and bedrooms. The primary suite features a deep tray ceiling with ceiling fan/light and a private bath with tile flooring, updated lighting, mirrors, faucets and a large step-in shower. The generously sized second bedroom has access to a full hall bath, which has a tile floor, updated lighting and mirror. Outside, the patio overlooks mulched garden beds ready for your personal touch. A two-car driveway is conveniently located just beyond the patio and yard. A shed is located in the backyard for extra storage. Residents of the charming Village of Lake Park enjoy incredible amenities including a community center with pools, tennis courts, pickleball, basketball, volleyball, playgrounds, and more. The Town Center offers restaurants, a veterinarian, pediatrician office, CPAs, financial services, massage services, and other local businesses. The Village is also known for its thirteen lakes and ponds, scenic walking paths, abundant wildlife, and beloved annual traditions including the Lake Park Kite Festival, community yard sales, holiday celebrations, Fall Festival, Movies in the Park, and Food Truck Fridays. Conveniently located near shopping, dining, and major highways — and zoned for award-winning Union County schools — this home offers both exceptional lifestyle and location. Don’t miss your opportunity to call Lake Park home!

7007 Creft Circle, Indian Trail

Listing courtesy of ProStead Realty. wendyrichards3@gmail.com
6305 Margaret Court, Indian Trail
$299,000
3 Beds ⋅ 3 Baths ⋅ 4432834 MLS ⋅ 1,991 SqFt. ⋅ ACTIVE Status
Low-Maintenance Living. Full Lifestyle. Welcome to Lake Park! This spacious 3-bedroom, 2.5-bath townhome offers nearly 2,000 square feet of comfortable living space, with a layout designed for both everyday life and easy entertaining. The main level features laminate wood flooring, an open kitchen with island, pantry, stainless appliances and gas cooktop, plus a flexible front room perfect for dining, an office or whatever fits your lifestyle. Upstairs, unwind in the spacious primary suite with a walk-in closet, dual sinks, garden tub and separate shower, along with two additional bedrooms, a full bath and convenient upstairs laundry. Out back, enjoy a fenced yard and patio without giving up your weekends to lawn care, the HOA handles that! And then there’s Lake Park: clubhouse, pool, tennis/pickleball courts, playgrounds, walking trails, and so much more! With Hwy 74 and the Monroe Expressway nearby, you can enjoy the lifestyle while staying connected to everything around you. More time living. Less time maintaining. Come check it out for yourself!

6305 Margaret Court, Indian Trail

Listing courtesy of Meredith Christy Real Estate. meredith@meredithchristy.com
1011 Cadberry Court, Indian Trail
$389,500
3 Beds ⋅ 2 Baths ⋅ 4433427 MLS ⋅ 1,860 SqFt. ⋅ ACTIVE Status
LOCATION, LOCATION, LOCATION!! No, seriously, this fantastic 1 level home with 3 bedrooms, 2 full baths and a dedicated office is located in such an amazing setting within walking distance to ALL levels of schooling, as well as the ever-growing Sun Valley Entertainment District. Kitchen has been wonderfully redone with brand new cabinets, countertops, backsplash and appliances! Much of the flooring is brand new luxury vinyl plank as well, with ZERO carpet throughout the home. Both the primary bathroom and guest bathroom have undergone a refurbishment as well. Investor, growing family, or whatever your situation, getting into Sun Valley for under $400k is rare and with the ability to do so much more to make it your own. Freshly painted and waiting for its new owner, schedule your showing today!

1011 Cadberry Court, Indian Trail

Listing courtesy of Real Broker, LLC. Ross.M@TheLakeNormanLife.com
5008 West Street, Indian Trail
$300,000
3 Beds ⋅ 2 Baths ⋅ 4433170 MLS ⋅ 1,200 SqFt. ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2-bath one story ranch nestled in the heart of Indian Trail! Offering the perfect combination of comfort, convenience, and privacy, this inviting home features an open-concept floor plan, vaulted ceiling, and a large, fully fenced backyard with a shed & optional chicken coop included for fresh, free range eggs! This home was thoughtfully designed with a split-bedroom floor plan and the primary suite includes a large walk in closet, a large primary bath featuring a tub, shower, and dual vanity. The home also features no carpet, updated lighting fixtures, a laundry room, all kitchen appliances and washer/dryer included PLUS a desirable level lot in a well established community with NO HOA! Step outside to enjoy this oasis of a backyard, offering plenty of room for outdoor entertaining, gardening, pets, or simply relaxing in your own private outdoor space. A detached storage shed is perfect for lawn equipment, tools, outdoor gear, and seasonal items. Situated on approximately a quarter-acre lot, this home offers a peaceful setting while keeping you close to everything! Enjoy convenient access to shopping, restaurants, grocery stores, parks, and everyday essentials, along with easy connections to Highway 74! Located near highly rated Union County schools! Whether you're looking for your first home, downsizing, an investment home, short term rental, or simply seeking comfortable one-level living, this Indian Trail gem has so much to offer for an incredible price. Don't miss the opportunity to make it yours!

5008 West Street, Indian Trail

Listing courtesy of Better Homes and Gardens Real Estate Paracle. bhahn@paraclerealty.com
1008 Raywood Court, Matthews
$344,900
3 Beds ⋅ 2 Baths ⋅ 4433081 MLS ⋅ 1,328 SqFt. ⋅ ACTIVE Status
Welcome home to this beautifully renovated residence nestled in the highly desirable Matthews area, featuring no HOA. This light-filled 3-bedroom, 2-bathroom home offers a unique blend of modern updates and timeless character. The stunning vaulted ceilings, expansive windows and inviting living space perfect for relaxing or entertaining. Key features of this beautiful home include - New luxury vinyl flooring throughout, stainless steel appliances including refrigerator, a primary suite with a walk-in close, updated fixtures and flooring, a spacious two-car garage with ample room for additional storage, an extra-long and wide driveway for additional parking. The home also boasts a large, private, and enchanted forest backyard complete with a big rear deck, perfect for family gatherings. You can enjoy peaceful views of mature trees while being just minutes away from shopping, dining, and everything Matthews has to offer. COME AND SEE IT TODAY!

1008 Raywood Court, Matthews

Listing courtesy of OP Realty Group LLC. oksana@oprealtygroup.net
2926 Edwards Road, Wingate
$315,000
4 Beds ⋅ 3 Baths ⋅ 4432978 MLS ⋅ COMING SOON Status
Welcome home to peaceful country living on 5 acres in Wingate! This updated 4 bedroom 2.5 bathroom double wide manufactured home offers space, comfort and privacy. Step inside to find fresh, updated flooring throughout and new ceiling fans in every bedroom. The split bedroom floor plan provides ideal separation, featuring a spacious primary suite on its own side of the home complete with an ensuite bathroom and a versatile attached flex space—perfect for an office, hobby room, or sitting area. Outside, relax on the front porch overlooking your expansive property. Endless possibilities await with 5 acres to call your own.

2926 Edwards Road, Wingate

Listing courtesy of Mark Spain Real Estate. shealamann@markspain.com
3409 Fincher Road, Matthews
$99,900
2 Beds ⋅ 1 Baths ⋅ 4432905 MLS ⋅ 709 SqFt. ⋅ ACTIVE Status
Fixer upper in Indian Trail. Recent survey shows rear corner of house encroaches on neighbors lot. Property will be sold as is with active encroachment. Consult your agent and attorney. This sale is being monitored by the Union County Court but is not a foreclosure sale. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

3409 Fincher Road, Matthews

Listing courtesy of Countryside Properties. john@countrysideprops.com
6034 Creft Circle, Indian Trail
$265,000
2 Beds ⋅ 3 Baths ⋅ 4432975 MLS ⋅ 1,178 SqFt. ⋅ ACTIVE Status
Two-story townhome in the desirable Lake Park community! The main level features attractive luxury vinyl plank flooring and an open living and dining area with a cozy gas fireplace. The kitchen offers white cabinetry, granite countertops, stainless steel appliances and tile flooring. A convenient half bath with tile flooring completes the main level. Upstairs, you'll find two spacious bedrooms, each with its own private full bathroom and walk-in closet, providing comfort and privacy. The primary bedroom boasts a vaulted ceiling, adding to the open and airy feel. Both full bathrooms feature tile flooring, and the laundry area is conveniently located on the second floor. Step outside to enjoy the private enclosed rear patio, perfect for relaxing or entertaining. An oversized, detached one-car garage with alley access provides additional parking and storage space. Don't miss this opportunity to enjoy low-maintenance townhome living in the sought-after Lake Park community!

6034 Creft Circle, Indian Trail

Listing courtesy of Prism Properties & Development Inc. Michael@PrismPD.com
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