Clearwater Creek Homes with HOA

Clearwater Creek Homes with HOA

Welcome to Clearwater Creek, a picturesque subdivision located in the heart of Rutherfordton, North Carolina. Nestled in the serene county of Rutherford, this charming community offers a perfect blend of tranquility and convenience.

Clearwater Creek is a sought-after neighborhood that boasts a variety of homes with homeowner association benefits. With the HOA in place, residents can enjoy well-maintained common areas, community events, and a true sense of belonging. The HOA ensures that the neighborhood retains its beauty and enhances property values, making it an attractive choice for homebuyers looking for a well-kept community.

Living in Clearwater Creek means being surrounded by natural beauty, with lush greenery and scenic views right at your doorstep. Residents can also take advantage of nearby amenities, including shopping, dining, and recreational opportunities. Whether you're looking for a peaceful retreat or a place to raise a family, Clearwater Creek offers the perfect setting for your dream home.

If you're searching for a welcoming community in Rutherfordton with homes featuring HOA benefits, Clearwater Creek is the ideal place to call home. Come and discover the beauty and charm of this lovely subdivision – where peaceful living meets modern convenience.

Newest Clearwater Creek Homes with HOA

$19,900
4412182 MLS ⋅ ACTIVE Status
This nicely wooded, gently sloped parcel measures over an acre and a half. A home build on this lot will sit below the road, offering a sense of being 'tucked-in' to the land. The slightly dark photos let you see the heavy canopy of hardwoods on this private parcel of gentle land. Normally a corner lot such as this would seem to have more exposure, but this jewel offers as much privacy as you might want. Covered with a mixture of hardwood trees (many are saplings), this property will be easy to build on, and would work well for a one-level home, but also offers enough slope for a basement foundation if you like. Being located in the foothills offers easy, practical living. Clearwater Creek is quiet - only three miles north of the county seat of Rutherfordton - and with low dues of only $400/yr, the gated community offers security, peace of mind, and convenient, ease of access.

Creekside Circle Unit #110, Rutherfordton

Listing courtesy of Lake Lure Land. dan@lakelureland.com
$23,500
4407258 MLS ⋅ ACTIVE Status
Excellent building lot in the gated Community of Clearwater Creek! Private setting in the community. Lot is mostly level & priced well for the neighborhood. Clearwater Creek is conveniently located to Rutherfordton & Lake Lure with 2 gated entrances and relaxing creek side Common/Recreation Area. If you value the ability to get away from it all without sacrificing convenience, then this community & lot are well worth your consideration. All buyers must be accompanied by an agent, as gate code cannot be given out.

00 Cross Creek Drive Unit #277, Rutherfordton

Listing courtesy of 4 Seasons Homes and Land, Inc. SOLD@4SeasonsHomesAndLand.com
$34,500
4406264 MLS ⋅ ACTIVE Status
3.23 acres in the private, gated community of Clearwater Creek! Lot has a gentle grade & stream that borders the back! Clearwater Creek is conveniently located to Rutherfordton & Lake Lure with 2 gated entrances and relaxing creek side Common/Recreation Area. If you value the ability to get away from it all without sacrificing convenience, then this community & lot are well worth your consideration. All buyers must be accompanied by an agent, as gate code cannot be given out.

00 Bitteroot Circle Unit #302, Rutherfordton

Listing courtesy of 4 Seasons Homes and Land, Inc. SOLD@4SeasonsHomesAndLand.com
$37,900
4398774 MLS ⋅ ACTIVE Status
Discover the opportunity to own 2.07 acres in the desirable gated community of Clearwater Creek. This beautiful homesite features a gentle slope, making it well-suited for a variety of home designs while offering privacy and a peaceful setting. Paved roads provide convenient year-round access, and the well-maintained community creates an inviting place to call home. Clearwater Creek offers amenities designed to enhance everyday living, including a community park, playground, and recreational areas where residents can relax, gather with neighbors, and enjoy the outdoors. The gated entrance provides an added level of security while preserving the quiet atmosphere that makes this neighborhood so appealing. Whether you're planning to build your forever home, a mountain getaway, or simply invest in land for the future, this property offers outstanding potential. Located just minutes from downtown Rutherfordton, you'll have quick access to shopping, dining, medical facilities, schools, and other daily conveniences while still enjoying the beauty and serenity of the North Carolina foothills. Asheville, Charlotte, and other regional destinations are all within an easy drive, making this an excellent location for both primary and seasonal living.

Desota Ridge Unit #363, Rutherfordton

Listing courtesy of RE/MAX Journey. tanhia.earley@remax.net
$37,900
4394197 MLS ⋅ ACTIVE Status
Nestled within the gated community of Clearwater Creek, this 1.63-acre homesite offers the perfect combination of privacy, natural beauty, and convenience. The gently sloping terrain provides an excellent building site, while paved roads throughout the community offer easy year-round access. Residents enjoy a variety of community amenities, including a well-maintained park for gatherings and outdoor activities, a playground, and recreational areas designed for year-round enjoyment. The gated entrance provides added security and peace of mind while preserving the quiet, relaxed atmosphere that makes Clearwater Creek so desirable. Whether you're ready to build your dream home now or invest for the future, this versatile parcel presents an exceptional opportunity in one of Rutherford County's most sought-after communities. Conveniently located just three miles north of downtown Rutherfordton, you'll enjoy the tranquility of mountain foothill living while remaining only minutes from healthcare, shopping, restaurants, schools, and everyday conveniences. Asheville and several larger cities are all within an easy one-hour drive, making this an ideal location for both full-time residents and second-home owners.

00 Desota Ridge Unit #362, Rutherfordton

Listing courtesy of RE/MAX Journey. tanhia.earley@remax.net
$349,900
3 Beds ⋅ 2 Baths ⋅ 4392620 MLS ⋅ 1,362 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Escape to your very own peaceful retreat in the heart of the NC Mountains! This custom crafted 3 bedroom 2 bath log cabin is located inside Clearwater Creeks gated Subdivision which offers a commons area with venue, a gazebo, creek access and play area for gatherings. Your very own 1.56 acres is already fenced in for fur babies, kids or both. Step inside to an open floor plan, floor to ceiling stone fireplace central to the entertaining spaces that flow freely into the kitchen, dining, great room or out through the glass doors onto the large deck and into the yard and around the firepit overlooking all the natural beauty. There is a brand new roof with transferable warranty in 2025. You can have all of this at a great price and let's face it . . . a setting like this is really priceless!! Schedule your visit today.

114 Woodstock Lane, Rutherfordton

Listing courtesy of Purple Martin Realty, Inc.. martinize1565@gmail.com
$32,000
4389992 MLS ⋅ ACTIVE Status
You'll sit well above the road on this gentle property! This land slopes gently up, with a bit more slope as you get toward the back of the lot - all of it gentle, easy. If you want a yard, you'll be able to mow this one. There are several places to chose from when you are ready to build. This land is one that must be walked on to appreciate - you won't see its potential from the road. A mildly wooded parcel, it rises up from the road, starting with a 'shelf' of near-level land. A natural gully on either side border of this parcel make the boundaries well defined and creates extra 'elbow room' from any potential neighbors. It's a great piece of property! A house built on this parcel will face south, and be surrounded by a variety of trees. Depending on where you choose to build, the land will support a one-level home, or a home with a walk-out basement. Although the five-year permit has expired, this property had a three-bedroom septic permit in place when it first became available. Being located in the foothills offers easy, practical living - this land is just a seven minute drive into town. Clearwater Creek is quiet - only three miles north of the county seat of Rutherfordton - and with low dues of only $400/yr, the gated community offers peace of mind and convenience.

Cross Creek Drive Unit #68, Rutherfordton

Listing courtesy of Lake Lure Land. dan@lakelureland.com
$29,900
4375759 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy and convenience with this beautiful 1.62-acre wooded lot located in the desirable Clearwater Creek subdivision. Nestled within a gated community, this property offers a peaceful, natural setting ideal for your future home or getaway. Enjoy the many amenities Clearwater Creek has to offer, including scenic walking trails, common areas, flowing creeks, and abundant wildlife. Whether you're looking to relax in nature or explore the outdoors, this community provides a tranquil lifestyle surrounded by the beauty of the foothills. Despite its serene setting, you’re still just a short drive from shopping, dining, and everyday conveniences—giving you the best of both worlds. Come build your dream home and experience the privacy, beauty, and charm that Clearwater Creek has to offer!

Cross Creek Drive Unit #62, Rutherfordton

Listing courtesy of Main Street Realty Group LLC. kristen@msrghomes.com
$449,000
2 Beds ⋅ 2 Baths ⋅ 4374833 MLS ⋅ 1,295 SqFt. ⋅ ACTIVE Status
Welcome Home to 107 N Dakota Drive! Located in a beautiful gated community approximately four miles north of Downtown. Subdivision includes common recreational area, complete with a picnic area and playground. Enjoy the peaceful, natural and walk-able setting. Home was completed end of 2025 virtually brand new and is completely Move in Ready! Features many upgrades including; 38” high countertops/vanities, Custom Cabinetry work, Solid Shaker Doors, Hickory Flooring, Marvin Casement Windows throughout, all Led lighting, additional electrical outlets throughout, standing seam metal roof & enlarged 30 Year Architectural shingles & LP SmartSide siding. Open Concept Kitchen features Quartz countertops, Stainless Steel appliances & Pendent Lighting. Ample Laundry Room, features Quartz Countertops Pantry & Built in Bench, leads to Attached Carport 14 x 16- stunning tongue & groove ceiling, adjacent electrified storage room, 12.3 x 4.7. Baths with custom subway tile, Quartz countertops & plenty of storage. Family room features Gas Fireplace leads to stunning Covered Rear deck, 22.7 x 9.3, vaulted tongue & groove ceiling and stylish wall sconces, hot tub ready! 24’W x 30’L x 17’H additional Carport with substantial 8 x 8 supports perfect for additional Vehicle or RV storage. There is plenty of storage and easy access to the lighted crawl space. Located 30 minutes to Chimney Rock, 15 Minutes to Forest City and 20 Minutes to IEC. Make your appointment today!

107 N Dakota Drive, Rutherfordton

Listing courtesy of NextHome WNC Realty. Laura@NextHomeWNC.com
$347,000
2 Beds ⋅ 2 Baths ⋅ 4366503 MLS ⋅ 1,299 SqFt. ⋅ ACTIVE UNDER CONTRACT Status
Turnkey 2-Bedroom, 2-Bath Cabin with Loft in Gated Community – 1.5 Acres This charming 2-bedroom, 2-bath cabin with a spacious loft is move-in ready and perfect as a short-term rental or your personal getaway. Located in a gated community with a clubhouse, picnic area, playground, and basketball goal, the property offers extra community features for recreation and convenience. The 1.5-acre lot is partially fenced, with a wooded back portion that gently slopes to a small creek, a wraparound front porch, a firepit, and a storage building. The open-concept kitchen and living room feature island seating, abundant natural light, high ceilings, and a small propane gas fireplace. Appliances, washer and dryer, and optional furnishings are included, making the cabin turnkey-ready. Meticulously maintained with completed pest control and termite prevention, the exterior has been recently re-stained and sealed, and the porches recently painted. Just 20 minutes from Lake Lure and 45 minutes to Asheville, this cabin offers a peaceful setting with rental potential or personal enjoyment.

1142 Clearwater Parkway, Rutherfordton

Listing courtesy of LPT Realty, LLC. bonnieredmond311@gmail.com
$49,900
4354792 MLS ⋅ ACTIVE Status
Hardwoods are predominant on this large parcel in the gated community, with several old beech trees making an enduring (and endearing) statement. Of course it'll be your option, but you might choose to build half way down the first slope using a circular driveway, keeping things simple and providing easy access. It's also likely that you'll only have one step into your home! Building down a bit further, the old road bed could serve as the walking out part of a walk-out basement. It might be nice to cut a set of steps into the hill (similar to what you find at a state park), with a landing or two, giving easier access to the level land and stream below in the lower portion of this beautiful property. Imagine the view from your deck! And the near-level portion below could offer a lovely enhancement to your view from above - it could be a massive garden, a park or play space! Being located in the foothills offers easy, practical living - this land is just a ten-minute drive into town. Clearwater Creek is quiet, three miles north of the county seat of Rutherfordton, and features low annual dues.

Cross Creek Drive Unit #143, Rutherfordton

Listing courtesy of Lake Lure Land. dan@lakelureland.com
$34,000
4320334 MLS ⋅ ACTIVE Status
With plenty of near-level land to work with, this 2.11 acre parcel only starts to slope about halfway in, and in the last third, finishes with a steeper slope ending along a small stream. You'll be deep into this quiet place before the slope gets too significant to build on. Perfect for either a one-level, or a home with a walk-out basement, this property starts flat, like the road. It's heavily wooded, offering an abundance of privacy, and minimal undergrowth. It stays near-level a good two-thirds into this large property, when the land starts to 'wrinkle' and the slope is more pronounced. Sustaining very little hurricane damage, deer trails are laced throughout this parcel, letting you know this is a quiet location. Found near the east edge of the community (Clearwater Creek map), it's easy to walk and explore! Located in the foothills just a ten minute drive into town, Clearwater Creek is quiet - only three miles north of the county seat of Rutherfordton. You'll find health care, schools, banks, grocery stores and everything you need right here, while Asheville and several larger towns and cities are within an hours drive.

Bitteroot Circle Unit #294, Rutherfordton

Listing courtesy of Lake Lure Land. dan@lakelureland.com
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